MarketFriction

DCB Bank Ltd

NSE DCBBANK · BSE 532772 · Private Sector Bank
₹199.71 -1.88%
NSE close2026-10-01
52 week range124.81 - 234.80
Market cap₹6,520 Cr.
P/E8.28
Microcap 250 Price band 20% Delivery 54.1%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1,3061,3741,4451,4891,5681,6711,7421,8141,8231,8611,9071,984
Interest8309009379931,0591,1281,1841,2331,2271,2361,2521,300
Expenses412427434463504523539605539597594593
Financing Profit6347733452019-2457276291
Financing Margin %5%3%5%2%0%1%1%-1%3%1%3%5%
Other Income107124136143205184219236186221212196
Depreciation000000000000
Profit before tax171171210177210204238212243249273287
Tax %26%26%26%26%26%26%26%26%24%26%25%26%
Net Profit127127156131155151177157184185206213
EPS in Rs4.064.064.984.194.964.835.635.005.845.746.396.62
Gross NPA %3.36%3.43%3.23%3.33%3.29%3.11%2.99%2.98%2.91%2.72%2.45%2.43%
Net NPA %1.28%1.22%1.11%1.18%1.17%1.18%1.12%1.22%1.21%1.10%0.89%0.84%
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1,6982,0762,4133,0413,5373,4583,5134,2005,3626,4717,4047,575
Interest1,0791,2791,4181,8922,2722,1722,1552,4833,4344,3644,9485,015
Expenses5507008669491,1131,2231,3561,4221,5861,9272,2282,323
Financing Profit7097129201152641295342180228237
Financing Margin %4%5%5%7%4%2%0%7%6%3%3%3%
Other Income220249310350391446452409474751855815
Depreciation2939534451576477941011060
Profit before tax2613073865074924533906287228299771,052
Tax %26%35%36%36%31%26%26%26%26%26%25%
Net Profit195200245325338336288466536615732788
EPS in Rs6.847.007.9610.5110.8910.819.2514.9517.1319.5822.7324.59
Dividend Payout %0%7%9%10%0%0%11%8%7%7%6%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth16%16%21%11%
Compounded Profit Growth14%17%16%23%
Stock Price CAGR5%18%18%60%
Return on Equity11%11%12%12%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital282284285308310310311311312313314322
Reserves1,3071,5081,9202,5002,8063,1123,4483,7384,2554,7585,3766,213
Deposits12,67414,92619,28924,00728,43530,37029,70434,69241,23949,35360,03172,583
Borrowing1,0991,1481,2761,9272,7233,4084,4824,0824,1186,2199,1156,086
Other Liabilities7711,2521,2761,4811,5181,3051,6571,9702,4432,3931,9732,865
Total Liabilities16,13219,11924,04630,22235,79238,50539,60244,79352,36663,03776,81088,069
Fixed Assets237248489494526546569608783841832949
CWIP00000005344246641
Investments3,9624,3335,8186,2197,8447,7428,4149,05112,58216,21120,15020,378
Other Assets11,93314,53717,74023,50927,42230,21830,62035,08138,95745,96155,76166,702
Total Assets16,13219,11924,04630,22235,79238,50539,60244,79352,36663,03776,81088,069
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-496220240230-281171-1,5021,606-1,566485-4416,640
Cash from Investing Activity-29-41-71-59-76-72-79-157-165-1,858-2,792-2,141
Cash from Financing Activity554-61321,0097796541,075-39882,0702,865-2,977
Net Cash Flow301723011,180421752-5071,051-1,722697-3671,522
Free Cash Flow-525179169171-35899-1,5821,449-1,730352-5766,551
CFO/OP-51%13%26%24%-3%14%-59%83%-53%17%-5%133%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %14%12%10%10%11%10%9%7%11%11%11%12%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters14.82%14.81%14.77%14.75%14.73%14.72%14.70%14.69%14.66%16.24%16.23%16.22%
FIIs12.74%13.02%12.75%14.65%11.06%10.85%9.64%11.69%10.49%11.92%12.64%13.48%
DIIs38.99%34.20%29.65%27.61%26.65%27.89%29.18%31.79%31.93%32.14%32.80%32.28%
Public33.46%37.98%42.82%43.00%47.56%46.53%46.49%41.82%42.91%39.68%38.33%38.03%
No. of Shareholders1,72,6191,85,6922,48,4712,42,7492,47,9612,38,5702,34,2192,09,8812,04,9981,89,1881,81,7851,77,116

Fundamentals

Market Cap₹ 6,520 Cr.
Current Price₹ 202
Stock P/E8.28
Book Value₹ 203
ROCE7.40 %
ROE12.0 %
Dividend Yield0.72 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)11%
Compounded Profit Growth (TTM)23%
Standalone figures.
Valuation
Market capRs 6,429 Cr
Enterprise valueRs 81,886 Cr
P/E (TTM)8.16x
Price to book0.98x
Price to sales0.85x
EV / EBITDA13.26x
EV / EBIT13.50x
EV / sales10.81x
Price to cash flow0.97x
Earnings yield12.25%
Dividend yield0.73%
P/E, 3-year average6.55x
P/B, 3-year average0.71x
P/E, 5-year average6.86x
P/B, 5-year average0.68x
Profitability
Operating margin (excl. other income)69.91%
Operating margin (incl. other income)81.46%
EBITDA margin81.50%
Pre-tax margin13.89%
Net profit margin10.40%
Net margin, latest quarter10.74%
ROE11.97%
ROCE7.40%
ROA0.89%
ROE, 3-year average11.51%
ROCE, 3-year average7.53%
ROA, 3-year average0.90%
ROE, 5-year average10.54%
ROCE, 5-year average7.12%
ROA, 5-year average0.87%
ROIC (approx.)5.54%
Tax rate25.12%
Other income / net worth13.09%
Growth
Sales growth (latest year)14.43%
Profit growth (latest year)18.89%
Sales CAGR, 3 years20.80%
Sales CAGR, 5 years16.45%
Profit CAGR, 3 years16.26%
Profit CAGR, 5 years16.85%
Sales growth QoQ4.04%
Profit growth QoQ3.67%
Sales growth YoY (latest quarter)9.41%
Profit growth YoY (latest quarter)35.57%
Per share
EPS (TTM)Rs 24.46
EPS (latest year)Rs 22.73
EPS (latest quarter)Rs 6.62
EPS, 3-year averageRs 19.81
EPS, 5-year averageRs 16.73
Book value per shareRs 203.01
Sales per shareRs 235.33
Cash flow per shareRs 206.27
Free cash flow per shareRs 203.51
Dividend per share (latest year)Rs 1.45
Dividend per share, 3-year averageRs 1.35
Dividend per share, 5-year averageRs 1.26
Dividends
Dividend payout6.38%
Dividend payout, 3-year average6.86%
Dividend payout, 5-year average7.95%
Efficiency
Asset turnover0.08x
Fixed asset turnover7.81x
Leverage
Total debtRs 78,670 Cr
Cash and bankRs 3,212 Cr
Net debtRs 75,457 Cr
Debt to equity12.04x
Net debt / EBITDA12.22x
Interest coverage1.21x
Owners' fund to total sources7.42%
Debt to assets89.33%
Cash flow
Cash from Operating Activity (latest year)Rs 6,640 Cr
Cash from Investing Activity (latest year)Rs -2,141 Cr
Cash from Financing Activity (latest year)Rs -2,977 Cr
Net Cash Flow (latest year)Rs 1,522 Cr
Free cash flow (latest year)Rs 6,551 Cr
FCFE (approx.: FCF + change in debt)Rs 16,075 Cr
Cash from ops / profit, 5 years2.55x
Sales to cash flow1.12x
Statement figures
Net sales (TTM)Rs 7,575 Cr
Net sales (latest year)Rs 7,404 Cr
Sales (latest quarter)Rs 1,984 Cr
Operating profit excl. other income (latest year)Rs 5,176 Cr
Operating profit (latest quarter)Rs 1,391 Cr
Other income (TTM)Rs 815 Cr
EBITDA (TTM)Rs 6,174 Cr
PBDT (TTM)Rs 1,159 Cr
Profit before tax (TTM)Rs 1,052 Cr
Tax (latest year)Rs 245 Cr
Net profit (TTM)Rs 788 Cr
Net profit (latest year)Rs 732 Cr
Net profit (latest quarter)Rs 213 Cr
Depreciation (TTM)Rs 106 Cr
Interest (TTM)Rs 5,015 Cr
Cost of goods sold (latest year)Rs 79 Cr
Total expenditure (latest year)Rs 2,228 Cr
Total income (latest year)Rs 8,260 Cr
Share capitalRs 322 Cr
ReservesRs 6,213 Cr
Shareholders' fundsRs 6,535 Cr
Total assetsRs 88,069 Cr
Net blockRs 949 Cr
Capital work in progressRs 41 Cr
InvestmentsRs 20,378 Cr
Other liabilitiesRs 2,865 Cr
Shares outstanding (crore)32.19
Ownership
Promoter holding16.22% (+1.53 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 8.2 is at the 30th percentile of its own 9.4-year range (median 9.2, low 5.7, high 32.0).
P/B 0.98 is at the 56th percentile (median 0.92).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodDCBBANKNifty 50Difference
1 week-6.4%-2.8% -3.6 pts
1 month-11.0%-6.8% -4.2 pts
3 months+5.5%-7.6% +13.1 pts
6 months+26.1%+0.4% +25.7 pts
1 year+59.2%-9.9% +69.1 pts
2 years+64.9%-13.6% +78.4 pts
3 years+60.2%+14.2% +46.0 pts
5 years+122.0%+27.9% +94.1 pts
36 mutual fund schemes hold about ₹1,761 Cr. Over three months 25 bought more and 4 sold (share counts, price move removed).
FundWeightEst. Cr3m shares
Bandhan Small Cap Fund0.91%310 -7%
Franklin India Small Cap Fund1.80%266 +9%
Tata Small Cap Fund1.89%247 +7%
Motilal Oswal Small Cap Fund1.76%143 +19%
Mirae Asset Small Cap Fund1.74%100 -1%
Sundaram Small Cap Fund2.33%97 +4%
Sundaram Fin Serv Opp Fund4.79%82 +9%
Mahindra Manulife Small Cap Fund1.31%72 -26%
Aditya Birla SL Small Cap Fund1.14%71 +3%
Tata Banking & Financial Services Fund1.90%63 +7%
Mahindra Manulife Multi Cap Fund0.73%56 -30%
Sundaram Multi Cap Fund1.78%55 +6%
Mirae Asset Banking and Financial Services Fund1.75%41 +9%
Tata Business Cycle Fund1.39%36 +14%
Motilal Oswal Nifty Microcap 250 Index Fund0.61%15 +4%
LIC MF Small Cap Fund1.79%15 +41%
Bandhan Financial Services Fund1.27%14 +15%
Bajaj Finserv Small Cap Fund0.49%13 +100%
Bandhan Multi Asset Allocation Fund0.23%9 +4%
LIC MF Banking & Financial Services Fund3.03%8 +57%
LIC MF Banking & Financial Services Fund3.03%8 +57%
ITI Banking & Financial Services Fund2.08%8 +1%
ITI Small Cap Fund0.22%8 +100%
Tata Children's Fund2.21%7 +13%
Mahindra Manulife Banking & Financial Services Fund1.04%5 +5%

Red flags

F-score 5 of 8
explainLow interest cover Interest cover 1.2x in 2026
lookProfit leans on other income Other income was 88% of pre-tax profit in 2026
lookAuditor change Auditor change 2026-05-07: DCB Bank Limited has informed the Exchange regarding Change in Auditors of the company.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹1,984 Cr +9.4% vs Jun 2025. Net profit ₹213 Cr +35.7%.
Against our estimate for Jun 2026: sales -1.0%, profit +6.2% beat. Our estimate for Sep 2026: sales Rs 1,995 Cr, profit Rs 208 Cr (how).

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2026-06-12Dividend - Rs 1.45 Per Share
2025-07-04Dividend - Rs 1.35 Per Share
2024-05-10Dividend - Rs 1.25 Per Share
2023-06-15Dividend - Rs 1.25 Per Share
2022-06-14Annual General Meeting/Dividend - Rs 1 Per Share
2021-08-05 Annual General Meeting
2020-07-02 Annual General Meeting
2019-05-23 Annual General Meeting/ Dividend - Re 1 Per Share
2018-05-24 Annual General Meeting / Dividend- Re 0.75 Per Share
2017-05-24 Annual General Meeting/Dividend - Rs 0.50 Per Share
2016-05-24 Annual General Meeting
2015-05-22Annual General Meeting
2014-05-28Annual General Meeting
2013-05-27Annual General Meeting
2012-05-23Annual General Meeting
2011-05-23Annual General Meeting
2010-05-21Annual General Meeting
2009-09-09Annual General Meeting
2008-07-04Annual General Meeting
2007-07-30Agm
DateTypeWhat it says
2026-09-28AllotmentAllotment of 10 securities pursuant to ESOP/ESPS at its meeting held on September 28, 2026
2026-09-09General UpdatesGeneral Updates
2026-08-31ESOPAllotment of 30275 Shares.
2026-08-27News clarificationThe Exchange has sought clarification from DCB Bank Limited with respect to recent news item captioned DCB Bank in talks with PE firms for capital inf...
2026-08-26Rumour Verification - RegulaRumour Verification - Regulation 30(11)
2026-08-26News clarificationThe Exchange has sought clarification from DCB Bank Limited with respect to recent news item captioned DCB Bank in talks with PE firms for capital inf...
2026-08-13Concall / analyst meetInvestor Conference
2026-08-07Concall / analyst meetSchedule of meet
2026-08-06General UpdatesGeneral Updates
2026-08-06Shareholder meetingVoting results.
2026-07-30Concall / analyst meetTranscript
2026-07-30ESOPAllotment of 71260 Shares.
2026-07-24Concall / analyst meetLink of Recording
2026-07-24UpdatesRevised Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information and Authorised Persons for determining Materia...
2026-07-24Investor PresentationInvestor Presentation
2026-07-24Press ReleaseA press release dated July 24, 2026, titled "DCB Bank announces First Quarter FY 2027 Results".
2026-07-24Board meeting outcomeDCB Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-21Concall / analyst meetSchedule of meet
2026-07-07Credit RatingCredit Rating
2026-07-07Shareholder meetingNotice of Postal Ballot
2026-07-03Shareholder meetingProceedings of Annual General Meeting held on July 03, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report along with v...
2026-06-19Disclosure under SEBI TakeovDCB Bank Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial ...
2026-06-12General UpdatesGeneral Updates
2026-06-10General UpdatesBusiness Responsibility and Sustainability Report for the FY 2025-26
2026-06-10General UpdatesIntegrated Annual Report of DCB Bank Limited for FY 2025-26
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Order dateForumCase
2021-04-29NCLT(Santosh Hospitals Pvt Ltd) Vs DCB Bank Ltd & 1 Another
2020-10-29NCLTDCB Bank Vs Forts Biotech Pvt. Ltd.
2020-02-28NCLTDCB Bank Ltd. Vs M/s Forts Biotech Pvt. Ltd.
2019-07-10NCLATDinesh Goyal VS DCB Bank Ltd.
2018-05-14NCLATDCB Bank Ltd. VS Prag Distillery Pvt. Ltd.
2018-05-08NCLATDCB Bank Ltd. VS Prag Distillery Pvt. Ltd.
Orders from NCLT, NCLAT and CESTAT naming the company. Click a row for the order.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of DCB Bank Ltd?

DCB Bank Ltd (DCBBANK) has a market capitalisation of Rs 6,520 Cr. at the 2026-10-01 close.

What is the P/E ratio of DCB Bank Ltd?

DCB Bank Ltd trades at a P/E of 8.28 on trailing twelve-month profit, at the 2026-10-01 close.

What were DCB Bank Ltd's latest quarterly results?

In the Jun 2026 quarter, DCB Bank Ltd revenue was Rs 1,984 Cr (+9.4% vs Jun 2025) and net profit was Rs 213 Cr.

What is the 52-week high and low of DCB Bank Ltd?

The 52-week high is Rs 234.80 and the 52-week low is Rs 124.81.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03