MarketFriction

IDBI Bank Ltd

NSE IDBI · BSE 500116 · Private Sector Bank
₹86.57 +5.32%
NSE close2026-10-01
52 week range61.01 - 118.38
Market cap₹89,589 Cr.
P/E9.61
Nifty 500Nifty Smallcap 100Smallcap 250 Price band 20% Delivery 45.2%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Consolidated, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue6,0386,5496,9956,6707,4457,8196,9837,0277,1097,0807,8047,549
Interest2,9663,1023,2983,4283,5623,5833,6833,8513,8163,8623,9444,053
Expenses1,7012,4442,5651,5532,7812,3822,4152,0911,6512,0002,7571,751
Financing Profit1,3721,0031,1321,6881,1021,8548851,0851,6421,2181,1021,745
Financing Margin %23%15%16%25%15%24%13%15%23%17%14%23%
Other Income1,0251,0319618571,3688102,1071,4722,1551,2711,7141,084
Depreciation000000000000
Profit before tax2,3972,0342,0932,5462,4702,6642,9912,5573,7972,4892,8162,829
Tax %42%27%21%32%25%28%31%21%15%21%29%25%
Net Profit1,3931,5151,6721,7391,8691,9542,0942,0243,2411,9592,0132,131
EPS in Rs1.291.401.551.611.731.811.941.883.001.821.871.98
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue28,05827,80523,04622,10220,85419,95618,31620,59226,44628,91729,02029,542
Interest21,93122,01917,37616,16213,84111,4089,1229,13012,22614,25715,47415,676
Expenses14,33918,13020,69824,11820,14610,5159,97510,2329,23311,67510,3288,159
Financing Profit-8,212-12,344-15,028-18,178-13,133-1,967-7811,2294,9862,9853,2175,707
Financing Margin %-29%-44%-65%-82%-63%-10%-4%6%19%10%11%19%
Other Income3,5184,2077,2483,5354,6314,8484,9594,6173,9755,2096,6376,224
Depreciation2183623773703943974174995435386170
Profit before tax-4,912-8,498-8,157-15,013-8,8962,4843,7605,3468,4187,6569,23711,931
Tax %-26%-40%0%0%44%42%32%30%31%0%0%
Net Profit-3,574-4,997-8,116-14,970-12,8191,5322,5573,7285,8147,6569,2379,343
EPS in Rs-17.44-24.36-26.37-19.37-12.361.412.363.455.387.108.578.67
Dividend Payout %0%0%0%0%0%0%0%29%28%30%0%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth0%8%12%1%
Compounded Profit Growth16%43%35%18%
Stock Price CAGR2%11%6%-9%
Return on Equity-3%11%13%14%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,6042,0592,0593,0847,73610,38110,75210,75210,75210,75210,75210,752
Reserves22,77126,00021,20418,82430,61024,45526,87631,81935,56740,32150,86857,812
Deposits275,518265,087268,216247,777227,190222,214230,707232,850255,313277,366309,893346,776
Borrowing45,83870,59256,36463,18645,28836,74915,90814,34512,63817,08319,93228,104
Other Liabilities10,31411,53714,64618,03910,2876,90114,41012,77317,22719,13821,56223,942
Total Liabilities356,044375,275362,488350,909321,111300,699298,653302,540331,498364,659413,008467,386
Fixed Assets3,0267,0416,8936,3507,8427,7197,4029,5879,3039,43512,1209,685
CWIP544815415024684884714004771088090
Investments97,34792,81093,07591,84893,32881,99681,47183,475100,409115,719118,453128,440
Other Assets255,617274,943261,980252,208219,474210,496209,309209,078221,309239,398282,355329,171
Total Assets356,044375,275362,488350,909321,111300,699298,653302,540331,498364,659413,008467,386
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-1,991-5678,000-12,514-34,21520810,2145,068-2,701-1,25225,79616,762
Cash from Investing Activity-272-715-464720116-296-59-192-283-217-3381,441
Cash from Financing Activity-612,9271,88912,84321,6229,279-5,342-4,383-3,569-1,768-6,990-5,765
Net Cash Flow-2,3231,6459,4241,049-12,4779,1914,813492-6,554-3,23718,46712,438
Free Cash Flow-2,262-1,2827,536-11,794-34,099-8710,1554,873-2,996-1,47425,45216,454
CFO/OP-10%-4%83%-533%1,697%29%108%61%-26%-5%140%88%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %4%-14%-20%-38%-50%-35%4%6%8%12%14%14%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters94.72%94.72%94.72%94.72%94.72%94.72%94.72%94.72%94.72%94.72%94.72%94.72%
FIIs0.40%0.32%0.45%0.46%0.46%0.42%0.46%0.54%0.47%0.52%0.56%0.45%
DIIs0.24%0.15%0.15%0.16%0.17%0.18%0.18%0.15%0.11%0.12%0.08%0.10%
Government0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Public4.62%4.80%4.67%4.65%4.64%4.69%4.63%4.59%4.68%4.65%4.63%4.71%
No. of Shareholders6,08,4906,36,6996,72,4346,82,0997,15,3617,23,5197,21,4236,92,5236,99,1026,87,8957,13,7767,18,543

Fundamentals

Market Cap₹ 89,589 Cr.
Current Price₹ 83.3
Stock P/E9.61
Book Value₹ 63.8
ROCE5.92 %
ROE14.1 %
Dividend Yield2.52 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)1%
Compounded Profit Growth (TTM)18%
Consolidated figures.
Valuation
Market capRs 93,084 Cr
Enterprise valueRs 434,733 Cr
P/E (TTM)9.99x
Price to book1.36x
Price to sales3.15x
EV / EBITDA15.40x
EV / EBIT15.75x
EV / sales14.72x
Price to cash flow5.55x
Earnings yield10.01%
P/E, 3-year average11.06x
P/B, 3-year average1.34x
P/E, 5-year average12.88x
P/B, 5-year average1.23x
Profitability
Operating margin (excl. other income)64.41%
Operating margin (incl. other income)87.28%
EBITDA margin95.54%
Pre-tax margin40.39%
Net profit margin31.54%
Net margin, latest quarter28.18%
ROE14.15%
ROCE5.92%
ROA2.09%
ROE, 3-year average13.19%
ROCE, 3-year average6.04%
ROA, 3-year average1.91%
ROE, 5-year average10.85%
ROCE, 5-year average5.48%
ROA, 5-year average1.55%
ROIC (approx.)6.73%
Other income / net worth9.68%
Growth
Sales growth (latest year)0.35%
Profit growth (latest year)20.70%
Sales CAGR, 3 years12.12%
Sales CAGR, 5 years7.78%
Profit CAGR, 3 years35.45%
Profit CAGR, 5 years43.49%
Sales growth QoQ-3.26%
Profit growth QoQ5.98%
Sales growth YoY (latest quarter)7.44%
Profit growth YoY (latest quarter)5.35%
Per share
EPS (TTM)Rs 8.67
EPS (latest year)Rs 8.57
EPS (latest quarter)Rs 1.98
EPS, 3-year averageRs 7.02
EPS, 5-year averageRs 5.37
Book value per shareRs 63.77
Sales per shareRs 27.48
Cash flow per shareRs 15.59
Free cash flow per shareRs 15.30
Dividend per share, 3-year averageRs 1.80
Dividend per share, 5-year averageRs 1.53
Dividends
Dividend payout, 3-year average28.73%
Dividend payout, 5-year average28.82%
Efficiency
Asset turnover0.06x
Fixed asset turnover3.00x
Leverage
Total debtRs 374,880 Cr
Cash and bankRs 33,230 Cr
Net debtRs 341,649 Cr
Debt to equity5.47x
Net debt / EBITDA12.11x
Interest coverage1.76x
Owners' fund to total sources14.67%
Debt to assets80.21%
Cash flow
Cash from Operating Activity (latest year)Rs 16,762 Cr
Cash from Investing Activity (latest year)Rs 1,441 Cr
Cash from Financing Activity (latest year)Rs -5,765 Cr
Net Cash Flow (latest year)Rs 12,438 Cr
Free cash flow (latest year)Rs 16,454 Cr
FCFE (approx.: FCF + change in debt)Rs 61,508 Cr
Cash from ops / profit, 5 years1.51x
Sales to cash flow1.73x
Statement figures
Net sales (TTM)Rs 29,542 Cr
Net sales (latest year)Rs 29,020 Cr
Sales (latest quarter)Rs 7,549 Cr
Operating profit excl. other income (latest year)Rs 18,691 Cr
Operating profit (latest quarter)Rs 5,798 Cr
Other income (TTM)Rs 6,224 Cr
EBITDA (TTM)Rs 28,224 Cr
PBDT (TTM)Rs 12,548 Cr
Profit before tax (TTM)Rs 11,931 Cr
Net profit (TTM)Rs 9,318 Cr
Net profit (latest year)Rs 9,210 Cr
Net profit (latest quarter)Rs 2,127 Cr
Depreciation (TTM)Rs 617 Cr
Interest (TTM)Rs 15,676 Cr
Cost of goods sold (latest year)Rs 153 Cr
Total expenditure (latest year)Rs 10,328 Cr
Total income (latest year)Rs 35,656 Cr
Share capitalRs 10,752 Cr
ReservesRs 57,812 Cr
Shareholders' fundsRs 68,564 Cr
Total assetsRs 467,386 Cr
Net blockRs 9,685 Cr
Capital work in progressRs 90 Cr
InvestmentsRs 128,440 Cr
Other liabilitiesRs 23,942 Cr
Shares outstanding (crore)1,075.24
Ownership
Promoter holding94.72% (+0.00 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/E 10.0 is at the 9th percentile of its own 5.4-year range (median 17.5, low 7.1, high 36.3).
P/B 1.36 is at the 44th percentile (median 1.39).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodIDBINifty 50Difference
1 week+4.8%-2.8% +7.6 pts
1 month-6.0%-6.8% +0.8 pts
3 months+3.3%-7.6% +10.9 pts
6 months+40.8%+0.4% +40.4 pts
1 year-4.8%-9.9% +5.2 pts
2 years-5.5%-13.6% +8.0 pts
3 years+22.4%+14.2% +8.2 pts
5 years+73.3%+27.9% +45.4 pts
35 mutual fund schemes hold about ₹247 Cr. Over three months 12 bought more and 0 sold (share counts, price move removed).
FundWeightEst. Cr3m shares
Quant BFSI Fund10.00%92 +574%
Quant Multi Cap Fund0.62%48 +100%
Quant Mid Cap Fund0.51%41 +100%
Qsif Equity Long-Short Fund2.39%18 +100%
Union Multicap Fund0.77%12 +100%
Qsif Equity Ex-Top 100 Long-Short Fund2.71%11 +100%
Nippon India Nifty Smallcap 250 Index Fund0.23%8 +2%
SBI Nifty Smallcap 250 Index Fund0.23%4 +2%
Motilal Oswal Nifty Smallcap 250 Index Fund0.23%3 +1%
ICICI Pru Nifty Smallcap 250 Index Fund0.23%2 +2%
HDFC NIFTY Smallcap 250 Index Fund0.23%2 +2%
Nippon India Nifty 500 Equal Weight Index Fund0.21%1 +4%
JioBlackRock Nifty Smallcap 250 Index Fund0.23%1 +2%
Motilal Oswal Nifty 500 Index Fund0.03%1 +5%
Edelweiss Nifty Smallcap 250 Index Fund0.23%1 +2%
Groww Nifty Smallcap 250 Index Fund0.23%0 +1%
HDFC Nifty500 Multicap 50:25:25 Index Fund0.06%0 +2%
Bandhan Nifty Smallcap 250 Index Fund0.23%0 +2%
Kotak Nifty Smallcap 250 Index Fund0.23%0 +2%
SBI Nifty 500 Index Fund0.03%0 +5%
AlphaGrep Flexi Cap Fund0.32%0 +100%
Groww Nifty Total Market Index Fund0.02%0 +1%
Axis Nifty 500 Index Fund0.03%0 +5%
HDFC BSE 500 Index Fund0.03%0 -3%
DSP Nifty Smallcap 250 Index Fund0.23%0 +1%

Red flags

F-score 6 of 8
lookProfit leans on other income Other income was 72% of pre-tax profit in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Insider trades

NSE insider and takeover-code disclosures
DateWhoRoleSideSharesValueHow
2019-10-23Government of IndiaPromotersother1,295,706,568Rs 4557.00 CrPreferential Offer
2019-10-23Life Insurance Corporation of indiPromotersother1,348,592,550Rs 4743.00 CrPreferential Offer
2019-01-21Life Insurance Corporation of indiPromotersother884,273,067Rs 5405.86 CrOthers
2018-05-25Government of India through PresidPromotersother1,097,326,649Rs 7881.00 CrPreferential Offer
2018-03-28Government of India through PresidPromotersother441,371,502Rs 2729.00 CrPreferential Offer
2017-10-06Government of India through PresidPromotersother284,861,472Rs 1861.00 CrPreferential Offer
2017-08-14Government of IndiaPromotersother247,492,510Rs 1900.00 CrPreferential Offer
2016-11-22Atul Deep GuptaEmployees/Designated EmployebuyRs 0.06 Cr-
2015-12-30Government Of IndiaPromotersother296,094,580Rs 2229.00 CrPreferential Offer
Latest disclosed trades by insiders, promoters and large holders. Grants, option exercises and pledges show as "other". A filing is a fact, not a signal on its own.

Latest quarter

Jun 2026
Revenue ₹7,549 Cr +7.4% vs Jun 2025. Net profit ₹2,131 Cr +5.3%.

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2025-07-15Dividend - Rs 2.10 Per Share
2024-07-16Dividend - Rs 1.50 Per Share
2024-07-16Annual General Meeting
2023-07-06Annual General Meeting/Dividend - Re 1 Per Share
2022-07-14Annual General Meeting
2021-08-02 Annual General Meeting
2020-08-07 Annual General Meeting
2019-08-09 Annual General Meeting
2018-08-03 Annual General Meeting
2017-07-10 Annual General Meeting
2016-07-14 Annual General Meeting (Book Closure Start Date Revised)
2015-08-04Annual General Meeting/ Dividend - Re 0.75/- Per Share
2014-06-26Annual General Meeting / Dividend - Re 0.275/- Per Share
2014-05-15Agm E-Voting
2014-01-23Interim Dividend - Re 0.725/- Per Share
2013-08-29Annual General Meeting And Dividend Rs.3.50 Per Share
2012-08-31Annual General Meeting/Dividend Of Rs 1.50 Per Share
2012-02-09Interim Dividend Rs.2/- Per Share
2011-09-02Dividend Rs 3.50 Per Share
2010-07-16Dividend-Rs.3/- Per Share
2009-07-09Agm/Dividend - 25%
2008-07-16Agm/Div-Rs.2 Per Share
2007-06-14Dividend-Rs.1.50 Per Sh
2006-07-13Dividend-Rs.1.50/- Per Sh
DateTypeWhat it says
2026-09-25UpdatesNotice of proposed Bank strike.
2026-09-19Credit RatingCredit Rating
2026-09-10UpdatesNotice of Proposed Bank Strike.
2026-09-09News clarificationThe Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDBI B...
2026-09-08News clarificationThe Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDBI B...
2026-08-31General UpdatesChange in Senior Management Personnel
2026-08-29Credit RatingCredit Rating
2026-08-27Credit RatingCredit Rating
2026-08-25Volume querySignificant increase in volume has been observed in IDBI Bank Limited. The Exchange, in order to ensure that investors have latest relevant informatio...
2026-08-24Volume querySignificant increase in volume has been observed in IDBI Bank Limited. The Exchange, in order to ensure that investors have latest relevant informatio...
2026-08-21Credit RatingCredit Rating
2026-07-22General UpdatesNotice about change in Designation of Board of Directors
2026-07-22Shareholder meetingIDBI Bank Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 21, 2026
2026-07-21Shareholder meetingProceedings of Annual General Meeting held on July 21, 2026
2026-07-18Press ReleaseA press release dated July 18, 2026, titled "IDBI Bank Limited - Financial Results for Q1 of FY 2026-27
2026-07-18Board meeting outcomeIDBI Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-14News clarificationThe Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Govt close to accepting sweetened Fairfax Fina...
2026-07-14News clarificationThe Exchange has sought clarification from IDBI Bank Limited with respect to recent news item captioned Govt close to accepting sweetened Fairfax Fina...
2026-07-03General UpdatesIntimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
2026-07-01UpdatesIntimation under Regulation 8(2) of the SEBI PIT Regulations.
2026-06-30Board meeting outcomeOutcome of Board Meeting held on Jun 30, 2026.
2026-06-25UpdatesLetters to shareholders sharing weblink and request to update KYC.
2026-06-25UpdatesNotice of Closure of Books of IDBI Bank Ltd..
2026-06-25Shareholder meetingNotice of Annual General Meeting to be held on July 21, 2026
2026-06-18Volume querySignificant increase in volume has been observed in IDBI Bank Limited. The Exchange, in order to ensure that investors have latest relevant informatio...
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Order dateForumCase
2021-08-10NCLTModi spinning and Weaving Mills Karamchari Union Workers Club Vs IDBI Bank Ltd
2021-08-06NCLTIDBI Bank Ltd Vs M/s. Santosh Overseas Ltd.
2021-08-06NCLTIDBI Bank Ltd Vs Speck Systems Ltd
2021-07-30NCLTIDBI Bank Ltd Vs Neueon Towers Ltd Vs 15.06.2021
2021-07-30NCLTIDBI Bank Ltd Vs Speck Systems Ltd
2021-07-23NCLTIDBI Bank Ltd Vs Archit Builders Pvt Ltd
Orders from NCLT, NCLAT and CESTAT naming the company. Click a row for the order.
Not on any NSE surveillance list in the latest file.
Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.Updated 2026-10-03