MarketFriction

IDFC First Bank Ltd

NSE IDFCFIRSTB · BSE 539437 · Private Sector Bank
₹80.39 -1.29%
NSE close2026-10-01
52 week range58.08 - 89.61
Market cap₹68,517 Cr.
P/E30.5
Results 24-10 Nifty 200Nifty 500Nifty Midcap 50Nifty Midcap 100Midcap 150Nifty BankNifty Private Bank No price band Delivery 55.8%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue7,3567,8798,2198,7898,9579,3439,4139,6429,93710,41710,55311,051
Interest3,4063,5933,7504,0944,1694,4414,5064,7094,8244,9254,8765,079
Expenses4,3984,8955,1695,4266,2856,2616,4416,5806,5766,9827,1186,873
Financing Profit-448-609-700-731-1,497-1,359-1,534-1,647-1,463-1,490-1,441-901
Financing Margin %-6%-8%-9%-8%-17%-15%-16%-17%-15%-14%-14%-8%
Other Income1,4301,5171,6421,6191,7271,7801,8952,2271,8912,1251,6302,309
Depreciation000000000000
Profit before tax9829089428882304213615804286351891,409
Tax %23%21%23%23%13%19%16%20%18%21%-68%24%
Net Profit7517167246812013393044633525033191,075
EPS in Rs1.121.011.020.960.270.460.420.630.480.580.371.25
Gross NPA %2.11%2.04%1.88%1.90%1.92%1.94%1.87%1.97%1.86%1.69%1.61%1.51%
Net NPA %0.68%0.68%0.60%0.59%0.48%0.52%0.53%0.55%0.52%0.53%0.48%0.44%
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue3,6498,5338,93011,94816,30815,96817,17322,72830,32236,50140,54941,958
Interest2,8026,5157,1328,74910,2328,5887,46710,09213,87217,21019,33419,703
Expenses4941,4251,7254,5349,8718,78612,38013,41017,97923,59326,41227,549
Financing Profit35359273-1,335-3,795-1,406-2,674-775-1,528-4,301-5,197-5,295
Financing Margin %10%7%1%-11%-23%-9%-16%-3%-5%-12%-13%-13%
Other Income4031,0131,1188521,7222,2113,2224,4676,0027,0227,8737,956
Depreciation411341632,8133053293734256188208440
Profit before tax7161,4711,027-3,295-2,3794761753,2673,8551,9001,8332,661
Tax %35%31%16%-41%20%5%17%25%23%20%11%
Net Profit4671,020859-1,944-2,8644521452,4372,9571,5251,6362,249
EPS in Rs1.383.002.52-4.07-5.950.800.233.684.182.081.902.68
Dividend Payout %18%25%30%0%0%0%0%0%0%12%13%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth27%20%21%12%
Compounded Profit Growth13%30%-12%72%
Stock Price CAGR0%11%-6%14%
Return on Equity3%6%6%4%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital0.053,3933,3993,4044,7824,8105,6766,2186,6187,0707,3228,602
Reserves-310,24011,27911,85213,37810,53312,13214,78619,10325,09130,75638,750
Deposits8,21940,20848,19870,47965,10888,688105,634144,637200,576252,065294,475
Borrowing057,16050,26257,28769,98357,39745,78652,96357,21250,93638,97536,621
Other Liabilities34,2047,0115,7788,56311,35310,86110,58112,37112,44214,70121,333
Total Liabilities083,216112,160126,520167,185149,200163,144190,182239,942296,115343,819399,780
Fixed Assets06447817819179651,2011,2821,8762,5252,5962,444
CWIP02953347365792149567113
Investments029,72950,47261,20258,47545,40545,41246,14561,12474,71080,71685,966
Other Assets052,81460,90164,535107,759102,758116,466142,676176,728218,785260,440311,257
Total Assets083,216112,160126,520167,185149,200163,144190,182239,942296,115343,819399,780
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity0-13,03414,247-5,94117,29310,92714,0612,6043,60011,32814,3956,915
Cash from Investing Activity07,171-5,074-1,008-412-3,764-2,826-2,884-11,969-9,792-3,095-14,219
Cash from Financing Activity07,475-6,9746,744-12,207-12,539-9,59810,2116,509-2,954-8,6824,969
Net Cash Flow01,6122,198-2054,675-5,3761,6379,930-1,860-1,4182,617-2,335
Free Cash Flow0-13,21213,993-6,10417,03710,53413,5192,1312,44710,18913,5426,178
CFO/OP0%-406%204%-78%232%172%188%51%42%98%113%51%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %7%7%6%-12%-17%3%1%10%10%4%4%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters39.37%37.45%37.43%37.37%35.37%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FIIs24.48%24.30%23.65%21.02%19.57%27.12%25.68%23.80%24.64%36.76%36.52%36.10%
DIIs5.58%6.63%6.79%7.93%11.73%16.14%19.30%23.40%24.33%22.38%22.73%24.35%
Government3.92%3.72%3.72%3.71%3.51%9.17%9.16%9.15%9.14%7.80%7.80%7.79%
Public26.66%27.90%28.38%29.95%29.81%47.57%45.86%43.64%41.89%33.05%32.93%31.73%
No. of Shareholders20,38,98823,82,67426,11,51227,63,05028,56,37732,94,93932,78,25931,54,46730,40,71528,65,88728,90,40327,89,803

Fundamentals

Market Cap₹ 68,517 Cr.
Current Price₹ 79.5
Stock P/E30.5
Book Value₹ 56.1
ROCE5.98 %
ROE3.83 %
Dividend Yield0.31 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)12%
Compounded Profit Growth (TTM)72%
Standalone figures.
Valuation
Market capRs 69,149 Cr
Enterprise valueRs 388,907 Cr
P/E (TTM)30.75x
Price to book1.46x
Price to sales1.65x
EV / EBITDA16.76x
EV / EBIT17.39x
EV / sales9.27x
Price to cash flow10.00x
Earnings yield3.25%
Dividend yield0.31%
P/E, 3-year average25.12x
P/B, 3-year average1.26x
P/E, 5-year average51.99x
P/B, 5-year average1.27x
Profitability
Operating margin (excl. other income)34.86%
Operating margin (incl. other income)54.28%
EBITDA margin55.31%
Pre-tax margin6.34%
Net profit margin5.36%
Net margin, latest quarter9.73%
ROE3.83%
ROCE5.98%
ROA0.44%
ROE, 3-year average6.13%
ROCE, 3-year average6.38%
ROA, 3-year average0.67%
ROE, 5-year average5.91%
ROCE, 5-year average6.06%
ROA, 5-year average0.65%
ROIC (approx.)5.44%
Tax rate10.72%
Other income / net worth16.63%
Growth
Sales growth (latest year)11.09%
Profit growth (latest year)7.31%
Sales CAGR, 3 years21.29%
Sales CAGR, 5 years20.49%
Profit CAGR, 3 years-12.43%
Profit CAGR, 5 years29.33%
Sales growth QoQ4.72%
Profit growth QoQ237.04%
Sales growth YoY (latest quarter)14.61%
Profit growth YoY (latest quarter)132.39%
Per share
EPS (TTM)Rs 2.61
EPS (latest year)Rs 1.90
EPS (latest quarter)Rs 1.25
EPS, 3-year averageRs 2.72
EPS, 5-year averageRs 2.42
Book value per shareRs 55.05
Sales per shareRs 48.78
Cash flow per shareRs 8.04
Free cash flow per shareRs 7.18
Dividend per share (latest year)Rs 0.25
Dividend per share, 3-year averageRs 0.25
Dividend per share, 5-year averageRs 0.25
Dividends
Dividend payout13.14%
Dividend payout, 3-year average12.57%
Dividend payout, 5-year average12.57%
Efficiency
Asset turnover0.10x
Fixed asset turnover16.59x
Leverage
Total debtRs 331,095 Cr
Cash and bankRs 11,337 Cr
Net debtRs 319,758 Cr
Debt to equity6.99x
Net debt / EBITDA13.78x
Interest coverage1.14x
Owners' fund to total sources11.84%
Debt to assets82.82%
Cash flow
Cash from Operating Activity (latest year)Rs 6,915 Cr
Cash from Investing Activity (latest year)Rs -14,219 Cr
Cash from Financing Activity (latest year)Rs 4,969 Cr
Net Cash Flow (latest year)Rs -2,335 Cr
Free cash flow (latest year)Rs 6,178 Cr
FCFE (approx.: FCF + change in debt)Rs 46,233 Cr
Cash from ops / profit, 5 years4.46x
Sales to cash flow5.86x
Statement figures
Net sales (TTM)Rs 41,958 Cr
Net sales (latest year)Rs 40,549 Cr
Sales (latest quarter)Rs 11,051 Cr
Operating profit excl. other income (latest year)Rs 14,137 Cr
Operating profit (latest quarter)Rs 4,178 Cr
Other income (TTM)Rs 7,956 Cr
EBITDA (TTM)Rs 23,208 Cr
PBDT (TTM)Rs 3,505 Cr
Profit before tax (TTM)Rs 2,661 Cr
Tax (latest year)Rs 196 Cr
Net profit (TTM)Rs 2,249 Cr
Net profit (latest year)Rs 1,636 Cr
Net profit (latest quarter)Rs 1,075 Cr
Depreciation (TTM)Rs 844 Cr
Interest (TTM)Rs 19,703 Cr
Cost of goods sold (latest year)Rs 214 Cr
Total expenditure (latest year)Rs 26,412 Cr
Total income (latest year)Rs 48,422 Cr
Share capitalRs 8,602 Cr
ReservesRs 38,750 Cr
Shareholders' fundsRs 47,352 Cr
Total assetsRs 399,780 Cr
Net blockRs 2,444 Cr
Capital work in progressRs 113 Cr
InvestmentsRs 85,966 Cr
Other liabilitiesRs 21,333 Cr
Shares outstanding (crore)860.17
Ownership
Promoter holding0.00% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 30.8 is at the 22th percentile of its own 7.3-year range (median 43.4, low 18.4, high 363.3).
P/B 1.46 is at the 6th percentile (median 2.14).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodIDFCFIRSTBNifty 50Difference
1 week-4.0%-2.8% -1.2 pts
1 month-5.3%-6.8% +1.5 pts
3 months-0.1%-7.6% +7.5 pts
6 months+36.6%+0.4% +36.2 pts
1 year+15.0%-9.9% +24.9 pts
2 years+8.6%-13.6% +22.2 pts
3 years-15.8%+14.2% -30.0 pts
5 years+69.8%+27.9% +41.9 pts
152 mutual fund schemes hold about ₹7,301 Cr. Over three months 93 bought more and 15 sold (share counts, price move removed).
FundWeightEst. Cr3m shares
Motilal Oswal Midcap Fund2.13%913 -5%
Tata Small Cap Fund3.92%514 +4%
Tata Large & Mid Cap Fund5.40%415 +11%
Kotak Arbitrage Fund(M0.50%378 +65%
Sundaram Mid Cap Fund2.21%329 +2%
Sundaram Mid Cap Fund2.21%321 +2%
Franklin India Mid Cap Fund2.43%317 +4%
SBI Arbitrage Fund0.65%309 +31%
HDFC Arbitrage Fund(M0.85%216 +41%
Bandhan Value Fund1.90%189 +4%
HDFC Large & Mid Cap Fund0.60%181 +5%
UTI Mid Cap Fund1.41%181 +8%
Tata Arbitrage Fund0.72%180 +43%
Franklin India Opportunities Fund1.53%148 -32%
Sundaram Large and Mid Cap Fund1.99%143 +0%
Bandhan Large & Mid Cap Fund0.65%137 +66%
Bandhan ELSS-Tax Saver Fund1.73%120 +0%
Mahindra Manulife Mid Cap Fund2.13%115 +2%
HSBC Small Cap Fund0.54%103 +1%
Edelweiss Arbitrage Fund0.66%97 +98%
Franklin India Multi Cap Fund1.78%94 +3%
Nippon India Arbitrage Fund0.46%80 +17%
Nippon India Arbitrage Fund(M0.46%77 +17%
JM Flexi Cap Fund1.44%74 +6%
UTI Arbitrage Fund0.59%65 +29%

Red flags

F-score 4 of 8
explainShare dilution Share count up 17% in a year, 30% in three
explainLow interest cover Interest cover 1.1x in 2026
lookProfit leans on other income Other income was 430% of pre-tax profit in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Insider trades

NSE insider and takeover-code disclosures
DateWhoRoleSideSharesValueHow
2025-11-26Rukmani Social Welfare Trust-sell625,000Rs 5.02 CrMarket Sale
2025-10-30Rukmani Social Welfare Trust-sell636,000Rs 5.01 CrMarket Sale
2024-06-20Anil Singhvi-sell200,000Rs 1.66 CrMarket Sale
2024-03-21V. VaidyanathanKey Managerial Personnelother700,000Gift
2023-12-19Madhivanan Balakrishnan-other4,371,571Rs 17.13 CrESOP
2023-09-27Anil Singhvi-sell300,000Rs 2.88 CrMarket Sale
2023-08-31Anil Singhvi-sell500,000Rs 4.67 CrMarket Sale
2023-08-30Anil Singhvi-sell281,310Rs 2.59 CrMarket Sale
2023-08-29Mahendra N. Shah-sell340,000Rs 3.11 CrMarket Sale
2023-08-24Anil Singhvi-sell100,000Rs 0.93 CrMarket Sale
2023-08-23Anil Singhvi-sell230,000Rs 2.13 CrMarket Sale
2023-08-22Anagha Advisors LLP-sell500,000Rs 4.57 CrMarket Sale
Latest disclosed trades by insiders, promoters and large holders. Grants, option exercises and pledges show as "other". A filing is a fact, not a signal on its own.

Latest quarter

Jun 2026
Revenue ₹11,051 Cr +14.6% vs Jun 2025. Net profit ₹1,075 Cr +132.2%.

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2026-08-07Dividend - Re 0.25 Per Share
2025-07-11Dividend - Rs 0.25 Per Share
2021-03-10 Interest Payment
2021-03-04 Interest Payment
2020-12-17 Interest Payment
2020-03-12 Interest Payment
2020-02-27 Interest Payment
2019-12-12 Interest Payment
2019-03-14 Interest Payment
2019-02-28 Interest Payment
2018-12-13 Interest Payment
2018-07-23 Dividend Re 0.75 Per Share
2018-03-08 Interest Payment
2018-02-28 Interest Payment
2017-12-14 Interest Payment
2017-07-20 Dividend - Re 0.75 Per Share
2017-03-09 Interest Payment/Buy Back
2017-03-09 Buy Back
2017-03-02 Interest Payment/Buyback
2017-03-02 Buy Back
2016-12-08 Interest Payement/Buyback
2016-12-08 Buyback
2016-07-19 Dividend - Re 0.25/- Per Share
2016-03-22 Payment Of Amt Of Buyback
2016-03-22 Interest Payment/ Buyback
2016-03-10 Interest Payment
2016-03-03 Interest Payment
2016-02-04Payment Of Interest & Buyback Amount To Bondholders
2016-02-04 Buyback Of Bonds
2015-12-14 Interest Payment
2015-10-29 Payment Of Amount Of Buyback To Bondholders
DateTypeWhat it says
2026-10-01Credit Rating- NewCredit Rating- New
2026-09-24General UpdatesSchedule of Analysts/ Institutional Investors meet - Intimation
2026-09-22Change in ManagementAppointment of Senior Management Personnel.
2026-09-22ESOPAllotment of 628885 Shares.
2026-09-11ESOPAllotment of 486713 Shares.
2026-09-03General UpdatesGeneral Updates
2026-09-02Shareholder meetingVoting results.
2026-08-31Shareholder meetingProceedings of Annual General Meeting held on August 31, 2026
2026-08-27Credit Rating- NewCredit Rating- New
2026-08-25General UpdatesSchedule of Analysts/ Institutional Investors meet(s) - Intimation
2026-08-24General UpdatesGeneral Updates
2026-08-21ESOPAllotment of 489934 Shares.
2026-08-21Credit Rating- NewCredit Rating
2026-08-19General UpdatesGeneral Updates
2026-08-19General UpdatesGeneral Updates
2026-08-13Credit Rating- NewCredit Rating- New
2026-08-12ResignationResignation of Director/KMP/SMP
2026-08-11ResignationResignation of Mr. Ashish Singh.
2026-08-09General UpdatesSchedule of Analysts / Institutional Investors meet(s) - Intimation
2026-08-09Shareholder meetingNotice of Annual General Meeting to be held on August 31, 2026
2026-08-05ESOPAllotment of 4315816 Shares.
2026-07-31Concall / analyst meetTranscript
2026-07-31Concall / analyst meetTranscript
2026-07-26Concall / analyst meetLink of Recording
2026-07-25Record DateRecord date for the purpose of Dividend is 07-Aug-2026.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
Put / call open interest0.71
Max pain (expiry 2026-10-27)83
Largest call open interest at90
Largest put open interest at80
Implied volatility, at the money29.8%
Underlying at snapshot80.39
Open interest by strike around the price, nearest expiry. End-of-day NSE snapshot, 01-Oct-2026 15:40:00. Max pain is the strike where option buyers together would lose the most at expiry.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of IDFC First Bank Ltd?

IDFC First Bank Ltd (IDFCFIRSTB) has a market capitalisation of Rs 68,517 Cr. at the 2026-10-01 close.

What is the P/E ratio of IDFC First Bank Ltd?

IDFC First Bank Ltd trades at a P/E of 30.5 on trailing twelve-month profit, at the 2026-10-01 close.

What were IDFC First Bank Ltd's latest quarterly results?

In the Jun 2026 quarter, IDFC First Bank Ltd revenue was Rs 11,051 Cr (+14.6% vs Jun 2025) and net profit was Rs 1,075 Cr.

What is the 52-week high and low of IDFC First Bank Ltd?

The 52-week high is Rs 89.61 and the 52-week low is Rs 58.08.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03