MarketFriction

Coral India Finance & Housing Ltd

NSE CORALFINAC · BSE 531556 · Diversified Commercial Services
₹31.25 -0.95%
NSE close2026-10-01
52 week range25.01 - 47.19
Market cap₹129 Cr.
P/E8.97
Price band 20% Delivery 76.2%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales8.253.507.127.916.523.683.054.583.843.933.053.72
Expenses1.710.801.711.331.091.550.750.770.780.780.850.88
Operating Profit6.542.705.416.585.432.132.303.813.063.152.202.84
OPM %79.27%77.14%75.98%83.19%83.28%57.88%75.41%83.19%79.69%80.15%72.13%76.34%
Other Income-0.760.951.391.991.550.720.562.020.991.570.512.29
Interest0.000.000.000.000.000.000.000.000.000.000.010.00
Depreciation0.020.020.020.020.020.020.010.020.020.020.010.02
Profit before tax5.763.636.788.556.962.832.855.814.034.702.695.11
Tax %20.83%13.77%-1.47%16.37%18.68%17.67%17.54%17.21%12.41%20.21%0.00%13.70%
Net Profit4.553.136.887.155.662.332.354.813.533.752.694.41
EPS in Rs1.130.781.711.771.400.580.581.190.880.930.671.09
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales121423151319273131262015
Expenses436434587533
Operating Profit81017101015222224211711
OPM %69%76%75%71%74%78%81%73%77%82%85%77%
Other Income000001000005
Interest000000000000
Depreciation000000000000
Profit before tax81017101016222224211717
Tax %19%19%21%19%17%17%21%18%12%17%14%
Net Profit68138813171821171514
EPS in Rs1.271.632.701.651.613.224.314.555.154.343.673.57
Dividend Payout %16%2%7%12%12%16%7%7%8%9%0%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth6%1%-13%-18%
Compounded Profit Growth9%3%-7%-5%
Stock Price CAGR5%-6%-8%-27%
Return on Equity9%10%9%7%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital101010101010888888
Reserves6267135134118107119134142175213199
Borrowings000000000000
Other Liabilities1112656881115101316
Total Liabilities8390151149133125135153164193234223
Fixed Assets3213121212181818181818
CWIP467455533346
Investments253193895948797886120161145
Other Assets515039445760335458525155
Total Assets8390151149133125135153164193234223
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity7-13-158422251916
Cash from Investing Activity-3-4-22-5-6151-9-3-18-11
Cash from Financing Activity-00-1-0-1-1-21-2-1-1-2-2
Net Cash Flow4-5-11-11-21120-14
Free Cash Flow5-32248442251715
CFO/OP71%13%47%15%66%86%27%12%98%21%88%95%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days2172012265435145622
Inventory Days1,1616,0452,6406,2896,1902,4892,510749827
Days Payable38205140104118178584
Cash Conversion Cycle1,1255,857202,5126,2116,1262,3462,51974682922
Working Capital Days11013325920033030621622512911692136
ROCE %19%10%9%12%8%8%13%16%15%14%10%8%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters75.00%75.00%75.00%75.00%75.00%75.00%75.00%74.96%74.96%74.96%74.96%74.96%
FIIs0.42%0.42%0.60%0.59%0.69%0.69%0.69%0.69%0.69%0.69%0.69%0.68%
DIIs0.00%0.00%0.00%0.00%0.02%0.02%0.02%0.02%0.02%0.00%0.00%0.00%
Public24.57%24.57%24.41%24.42%24.29%24.28%24.28%24.32%24.32%24.35%24.35%24.35%
No. of Shareholders13,50015,40215,64615,49117,12916,63116,68316,23216,03715,57515,10114,822

Fundamentals

Market Cap₹ 129 Cr.
Current Price₹ 32.2
Stock P/E8.97
Book Value₹ 51.4
ROCE8.06 %
ROE6.91 %
Dividend Yield0.62 %
Face Value₹ 2.00
Compounded Sales Growth (TTM)-18%
Compounded Profit Growth (TTM)-5%
Standalone figures.
Valuation
Market capRs 126 Cr
Enterprise valueRs 106 Cr
P/E (TTM)8.76x
Price to book0.61x
Price to sales8.66x
EV / EBITDA6.39x
EV / EBIT6.42x
EV / sales7.30x
Price to cash flow7.64x
Earnings yield11.42%
P/E, 3-year average7.67x
P/B, 3-year average0.67x
P/E, 5-year average7.53x
P/B, 5-year average0.76x
Profitability
Operating margin (excl. other income)84.52%
Operating margin (incl. other income)84.52%
EBITDA margin114.24%
Pre-tax margin113.69%
Net profit margin98.90%
Net margin, latest quarter118.55%
ROE6.91%
ROCE8.06%
ROA6.47%
ROE, 3-year average9.34%
ROCE, 3-year average10.90%
ROA, 3-year average8.76%
ROE, 5-year average10.70%
ROCE, 5-year average12.87%
ROA, 5-year average9.99%
ROIC (approx.)7.57%
Tax rate14.21%
Growth
Sales growth (latest year)-21.08%
Profit growth (latest year)-15.44%
Sales CAGR, 3 years-12.58%
Sales CAGR, 5 years1.11%
Profit CAGR, 3 years-6.89%
Profit CAGR, 5 years2.66%
Sales growth QoQ21.97%
Profit growth QoQ63.94%
Sales growth YoY (latest quarter)-18.78%
Profit growth YoY (latest quarter)-8.32%
Per share
EPS (TTM)Rs 3.57
EPS (latest year)Rs 3.67
EPS (latest quarter)Rs 1.09
EPS, 3-year averageRs 4.39
EPS, 5-year averageRs 4.40
Book value per shareRs 51.40
Sales per shareRs 3.61
Cash flow per shareRs 4.09
Free cash flow per shareRs 3.72
Dividend per share, 3-year averageRs 0.40
Dividend per share, 5-year averageRs 0.35
Dividends
Dividend payout, 3-year average8.48%
Dividend payout, 5-year average7.63%
Efficiency
Asset turnover0.09x
Fixed asset turnover1.16x
Inventory turnover0.12x
Inventory days3136 days
Debtor days2 days
Debtors turnover227.56x
Creditor days4 days
Cash conversion cycle2 days
Working capital days136 days
Leverage
Cash and bankRs 20 Cr
Net debtRs -20 Cr
Net debt / EBITDA-1.19x
Interest coverage1654.00x
Owners' fund to total sources92.85%
Cash flow
Cash from Operating Activity (latest year)Rs 16 Cr
Cash from Investing Activity (latest year)Rs -11 Cr
Cash from Financing Activity (latest year)Rs -2 Cr
Net Cash Flow (latest year)Rs 4 Cr
Free cash flow (latest year)Rs 15 Cr
Cash from ops / profit, 5 years0.73x
Sales to cash flow1.24x
Statement figures
Net sales (TTM)Rs 15 Cr
Net sales (latest year)Rs 20 Cr
Sales (latest quarter)Rs 4 Cr
Operating profit excl. other income (latest year)Rs 17 Cr
Operating profit (latest quarter)Rs 3 Cr
Other income (TTM)Rs 5 Cr
EBITDA (TTM)Rs 17 Cr
PBDT (TTM)Rs 17 Cr
Profit before tax (TTM)Rs 17 Cr
Tax (latest year)Rs 2 Cr
Net profit (TTM)Rs 14 Cr
Net profit (latest year)Rs 15 Cr
Net profit (latest quarter)Rs 4 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 0 Cr
Cost of goods sold (latest year)Rs 1 Cr
Total expenditure (latest year)Rs 3 Cr
Total income (latest year)Rs 20 Cr
Share capitalRs 8 Cr
ReservesRs 199 Cr
Shareholders' fundsRs 207 Cr
Total assetsRs 223 Cr
Net blockRs 18 Cr
Capital work in progressRs 6 Cr
InvestmentsRs 145 Cr
ReceivablesRs 0 Cr
InventoryRs 6 Cr
Other liabilitiesRs 16 Cr
Shares outstanding (crore)4.03
Ownership
Promoter holding74.96% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 8.8 is at the 37th percentile of its own 9.4-year range (median 9.4, low 4.1, high 40.8).
P/B 0.61 is at the 21th percentile (median 0.87).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodCORALFINACNifty 50Difference
1 week-0.1%-2.8% +2.7 pts
1 month-3.0%-6.8% +3.8 pts
3 months-5.8%-7.6% +1.8 pts
6 months+21.0%+0.4% +20.6 pts
1 year-27.6%-9.9% -17.7 pts
2 years-43.5%-13.6% -30.0 pts
3 years-23.3%+14.2% -37.5 pts
5 years-29.8%+27.9% -57.7 pts

Red flags

F-score 6 of 8
No red flags in the latest statements and filings.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Sales ₹4 Cr -18.8% vs Jun 2025. Net profit ₹4 Cr -8.3%.
Against our estimate for Jun 2026: sales -21.4%, profit -0.6% in line. Our estimate for Sep 2026: sales Rs 3 Cr, profit Rs 3 Cr (how).

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2026-08-28Dividend - Re 0.20 Per Share
2025-09-12Dividend - Re 0.40 Per Share
2024-08-20Annual General Meeting/Dividend - Re 0.40 Per Share
2023-07-07Annual General Meeting/Dividend - Re 0.30 Per Share
2022-07-20Annual General Meeting/Dividend - Rs 0.30 Per Share
2021-08-18 Annual General Meeting/Dividend - Rs Rs 0.50 Per Share
2020-08-28 Dividend - Rs 0.20 Per Share
2020-04-16 Buy Back
2019-08-22 Annual General Meeting/Dividend - Rs 0.20 Per Share
2018-07-20 Annual General Meeting/Dividend- Re 0.20 Per Share
2017-09-06 Annual General Meeting/Dividend - Re 1/- Per Share
2017-08-03 Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share0.2000
2016-09-15 Annual General Meeting/Dividend-Re 1/- Per Share
2015-09-04 Annual General Meeting/Dividend - Re 1/- Per Share
2014-09-11Annual General Meeting / Dividend - Re 1/- Per Share
2013-09-17Annual General Meeting
2011-09-15Annual General Meeting
2009-09-15Annual General Meeting
2008-09-15Annual General Meeting
2007-08-09Agm
2006-09-18Agm
DateTypeWhat it says
2026-09-11Shareholder meetingProceedings of Annual General Meeting held on September 11, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report along w...
2026-08-20Shareholder meetingNotice of Annual General Meeting to be held on September 11, 2026
2026-08-12Record DateRecord date for the purpose of Dividend is 28-Aug-2026.
2026-08-12Board meeting outcomeCoral India Finance & Housing Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-08-12General UpdatesGeneral Updates
2026-07-06Disclosure under SEBI TakeovSachin Doshi has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acqu...
2026-07-06Disclosure under SEBI TakeovMeeta Samir Sheth has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial...
2026-06-30Disclosure under SEBI TakeovCoral Laboratories Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Su...
2026-06-23Disclosure under SEBI TakeovNavin Bachubhai Doshi and Kundan Navinchandra Doshi has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Ex...
2026-05-26Disclosure under SEBI TakeovChetan Doshi has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acqu...
2026-05-25DividendBoard of Directors at its meeting held on May 25, 2026, recommended Final Dividend of Rs. 0.20 per equity share.
2026-05-25Board meeting outcomeCoral India Finance & Housing Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
2026-02-12Board meeting outcomeCoral India Finance & Housing Limited has submitted to the Exchange, the financial results for the period ended December 31, 2025.
2025-11-14Board meeting outcomeCoral India Finance & Housing Limited has submitted to the Exchange, the financial results for the period ended September 30, 2025.
2025-10-15UpdatesPursuant to Regulation 74(5) of SEBI (Depositories & Participants) Regulations, 2018, we hereby submit the confirmation certificate provided by the sh...
2025-10-06General UpdatesGeneral Updates
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Less than 100 unique PAN traded in previous 30 days

Quick answers

What is the market cap of Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd (CORALFINAC) has a market capitalisation of Rs 129 Cr. at the 2026-10-01 close.

What is the P/E ratio of Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd trades at a P/E of 8.97 on trailing twelve-month profit, at the 2026-10-01 close.

What were Coral India Finance & Housing Ltd's latest quarterly results?

In the Jun 2026 quarter, Coral India Finance & Housing Ltd sales was Rs 4 Cr (-18.8% vs Jun 2025) and net profit was Rs 4 Cr.

What is the 52-week high and low of Coral India Finance & Housing Ltd?

The 52-week high is Rs 47.19 and the 52-week low is Rs 25.01.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03