MarketFriction

Team India Guaranty Ltd

NSE TEAMGTY · BSE 511559 · Non Banking Financial Company (NBFC)
₹235.10 +0.04%
NSE close2026-10-01
52 week range210.00 - 332.55
Market cap₹205 Cr.
P/E188
Price band 20% Delivery 99.5%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue0.800.810.830.850.860.850.981.261.371.361.562.83
Interest0.000.000.000.000.000.000.000.000.000.000.000.00
Expenses0.290.130.290.180.270.160.290.470.570.922.192.08
Financing Profit0.510.680.540.670.590.690.690.790.800.44-0.630.75
Financing Margin %63.75%83.95%65.06%78.82%68.60%81.18%70.41%62.70%58.39%32.35%-40.38%26.50%
Other Income0.010.000.000.000.000.000.170.000.000.000.000.01
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax0.520.680.540.670.590.690.860.790.800.44-0.630.76
Tax %19.23%27.94%29.63%16.42%16.95%17.39%16.28%29.11%16.25%59.09%7.94%-23.68%
Net Profit0.420.490.390.560.500.580.720.560.670.17-0.690.94
EPS in Rs0.470.540.430.620.560.640.800.620.750.19-0.771.05
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue0.125.571.112.952.368.742.721.963.243.695.207.12
Interest0.000.000.000.000.000.070.020.010.000.000.000.00
Expenses0.370.440.470.570.660.630.690.900.890.894.105.76
Financing Profit-0.255.130.642.381.708.042.011.052.352.801.101.36
Financing Margin %-208.33%92.10%57.66%80.68%72.03%91.99%73.90%53.57%72.53%75.88%21.15%19.10%
Other Income0.000.000.000.000.010.010.000.020.010.020.290.01
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax-0.255.130.642.381.718.052.011.072.362.821.391.37
Tax %0.00%20.86%25.00%31.09%22.22%18.51%21.89%13.08%24.15%16.67%48.20%
Net Profit-0.254.060.481.641.336.551.570.941.792.350.721.09
EPS in Rs-0.284.510.531.821.487.281.751.051.992.610.801.22
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth46%-10%38%80%
Compounded Profit Growth17%-36%-9%-54%
Stock Price CAGR27%41%49%-9%
Return on Equity6%3%3%2%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital9.009.009.009.009.009.009.009.009.009.009.009.00
Reserves15.2615.0119.0719.5524.2525.5732.1133.7134.6536.4338.7739.53
Borrowing0.000.000.000.000.000.000.000.000.000.000.000.00
Other Liabilities0.840.881.041.040.090.150.270.070.060.070.171.00
Total Liabilities25.1024.8929.1129.5933.3434.7241.3842.7843.7145.5047.9449.53
Fixed Assets0.000.000.070.070.070.070.070.070.070.070.000.03
CWIP0.000.000.000.000.000.000.000.000.000.000.000.00
Investments23.8223.6528.0428.2532.2022.6224.8630.5541.0923.3029.5110.05
Other Assets1.281.241.001.271.0712.0316.4512.162.5522.1318.4339.45
Total Assets25.1024.8929.1129.5933.3434.7241.3842.7843.7145.5047.9449.53
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-0.02-0.214.48-0.93-0.53-10.56-5.453.808.64-0.79-1.31-36.99
Cash from Investing Activity0.000.17-4.450.900.5310.895.85-4.19-8.861.612.5439.62
Cash from Financing Activity0.000.000.000.000.000.000.000.000.000.000.000.00
Net Cash Flow-0.02-0.040.03-0.030.010.330.40-0.40-0.220.821.242.63
Free Cash Flow-0.02-0.214.48-0.93-0.53-10.56-5.453.808.64-0.79-1.31-37.03
CFO/OP-5%84%102%-70%-22%-621%-67%187%815%-34%-29%-3,298%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %0.79%-1.04%15.59%1.70%5.31%3.92%17.31%3.75%2.18%4.02%5.04%1.50%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters74.92%74.92%74.92%74.92%74.92%74.91%74.91%74.91%74.91%74.91%74.91%74.91%
FIIs0.00%0.00%0.00%0.20%0.18%0.55%1.92%1.92%1.69%2.03%2.08%2.08%
DIIs0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.06%
Public25.03%25.03%25.02%24.82%24.85%24.48%23.11%23.10%23.34%23.00%22.96%22.95%
No. of Shareholders21,15921,09920,62420,72520,59820,84820,42520,31720,14120,02419,86719,838

Fundamentals

Market Cap₹ 205 Cr.
Current Price₹ 235
Stock P/E188
Book Value₹ 54.0
ROCE2.89 %
ROE1.50 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)80%
Compounded Profit Growth (TTM)-54%
Standalone figures.
Valuation
Market capRs 212 Cr
Enterprise valueRs 207 Cr
P/E (TTM)194.51x
Price to book4.37x
Price to sales29.78x
EV / EBITDA151.24x
EV / EBIT151.24x
EV / sales29.10x
Earnings yield0.51%
P/E, 3-year average138.90x
P/B, 3-year average3.14x
P/E, 5-year average99.09x
P/B, 5-year average2.32x
Profitability
Operating margin (excl. other income)21.15%
Operating margin (incl. other income)26.73%
EBITDA margin19.24%
Pre-tax margin19.24%
Net profit margin15.31%
Net margin, latest quarter33.22%
ROE1.50%
ROCE2.89%
ROA1.48%
ROE, 3-year average3.52%
ROCE, 3-year average4.75%
ROA, 3-year average3.51%
ROE, 5-year average3.30%
ROCE, 5-year average4.32%
ROA, 5-year average3.29%
ROIC (approx.)1.62%
Tax rate48.20%
Other income / net worth0.60%
Growth
Sales growth (latest year)40.92%
Profit growth (latest year)-69.36%
Sales CAGR, 3 years38.44%
Sales CAGR, 5 years-9.86%
Profit CAGR, 3 years-8.50%
Profit CAGR, 5 years-35.70%
Sales growth QoQ81.41%
Sales growth YoY (latest quarter)124.60%
Profit growth YoY (latest quarter)67.86%
Per share
EPS (TTM)Rs 1.21
EPS (latest year)Rs 0.80
EPS (latest quarter)Rs 1.04
EPS, 3-year averageRs 1.80
EPS, 5-year averageRs 1.63
Book value per shareRs 53.81
Sales per shareRs 7.90
Cash flow per shareRs -41.02
Free cash flow per shareRs -41.06
Efficiency
Asset turnover0.10x
Fixed asset turnover173.33x
Leverage
Cash and bankRs 5 Cr
Net debtRs -5 Cr
Net debt / EBITDA-3.51x
Owners' fund to total sources97.98%
Cash flow
Cash from Operating Activity (latest year)Rs -37 Cr
Cash from Investing Activity (latest year)Rs 40 Cr
Net Cash Flow (latest year)Rs 3 Cr
Free cash flow (latest year)Rs -37 Cr
Cash from ops / profit, 5 years-3.62x
Statement figures
Net sales (TTM)Rs 7 Cr
Net sales (latest year)Rs 5 Cr
Sales (latest quarter)Rs 3 Cr
Operating profit excl. other income (latest year)Rs 1 Cr
Operating profit (latest quarter)Rs 1 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 1 Cr
PBDT (TTM)Rs 1 Cr
Profit before tax (TTM)Rs 1 Cr
Tax (latest year)Rs 1 Cr
Net profit (TTM)Rs 1 Cr
Net profit (latest year)Rs 1 Cr
Net profit (latest quarter)Rs 1 Cr
Cost of goods sold (latest year)Rs 1 Cr
Total expenditure (latest year)Rs 4 Cr
Total income (latest year)Rs 5 Cr
Share capitalRs 9 Cr
ReservesRs 40 Cr
Shareholders' fundsRs 49 Cr
Total assetsRs 50 Cr
Net blockRs 0 Cr
InvestmentsRs 10 Cr
Other liabilitiesRs 1 Cr
Shares outstanding (crore)0.90
Ownership
Promoter holding74.91% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 194.5 is at the 96th percentile of its own 9.4-year range (median 32.4, low 5.8, high 319.5).
P/B 4.37 is at the 87th percentile (median 1.18).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodTEAMGTYNifty 50Difference
1 week-2.7%-2.8% +0.0 pts
1 month-2.4%-6.8% +4.3 pts
3 months+1.0%-7.6% +8.7 pts
6 months-4.8%+0.4% -5.2 pts
1 year-11.4%-9.9% -1.5 pts
2 years+99.5%-13.6% +113.0 pts
3 years+230.0%+14.2% +215.8 pts
5 years+463.1%+27.9% +435.2 pts

Red flags

F-score 4 of 8
explainWeak cash conversion Cash from operations was -804% of net profit over the last 3 years
explainHigh accruals Profit exceeded operating cash by 76% of total assets in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹3 Cr +124.6% vs Jun 2025. Net profit ₹1 Cr +67.9%.
Against our estimate for Jun 2026: sales +40.7%, profit +64.2% beat. Our estimate for Sep 2026: sales Rs 2 Cr, profit Rs 1 Cr (how).

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2023-06-21Annual General Meeting
2022-06-15Annual General Meeting
2021-09-14 Annual General Meeting
2020-09-16 Annual General Meeting
2019-09-18 Annual General Meeting
2018-09-18 Annual General Meeting
2017-09-19 Annual General Meeting
2016-09-21 Annual General Meeting
2015-09-15 Annual General Meeting
2014-09-12Annual General Meeting
2013-09-12Annual General Meeting
2012-09-13Annual General Meeting
2011-09-08Annual General Meeting
2010-09-07Annual General Meeting
2009-09-08Annual General Meeting
2008-09-15Annual General Meeting
2007-09-04Agm
2006-09-07Agm
DateTypeWhat it says
2026-09-23CessationCessation of Mrs. Sreedevi Pillai as Non- Executive Independent Director of the company w.e.f. September 23, 2026.
2026-09-23ResignationResignation of Director/KMP/SMP
2026-09-22Shareholder meetingVoting results.
2026-09-21Shareholder meetingProceedings of Annual General Meeting held on September 21, 2026
2026-08-25General UpdatesGeneral Updates
2026-08-25Record DateRecord date for the purpose of Meeting is 15-Sep-2026.
2026-08-25Shareholder meetingNotice of Annual General Meeting to be held on September 21, 2026
2026-08-17Shareholder meetingVoting results.
2026-08-14AppointmentAppointment of MR. ANIL PODDAR as Non- Executive Independent Director of the company w.e.f. August 14, 2026.
2026-08-14General UpdatesGeneral Updates
2026-08-14Board meeting outcomeTeam India Guaranty Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-24Disclosure under SEBI TakeovKARAN SARAOGI has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acq...
2026-07-16Shareholder meetingNotice of Postal Ballot
2026-07-14Reply to Clarification- FinaThe Exchange had sought clarification from Team India Guaranty Limited for the quarter ended 31-Mar-2026 with respect to Regulation 33 of the SEBI (Li...
2026-07-03Disclosure under SEBI TakeovSurajkumar Saraogi has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantia...
2026-06-27Clarification - Financial ReThe Exchange has sought clarification from Team India Guaranty Limited for the quarter ended 31-Mar-2026 with respect to Regulation 33 of the SEBI (Li...
2026-06-17Disclosure under SEBI TakeovSharda Saraogi has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Ac...
2026-06-16Disclosure under SEBI TakeovSHARDA SARAOGI has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Ac...
2026-06-15Disclosure under SEBI TakeovTeam India Managers Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (S...
2026-06-09General UpdatesGeneral Updates
2026-06-09Disclosure of material issueTeam India Guaranty Limited has informed regarding Disclosure of material issue
2026-06-09AgreementsUpdate on Agreement
2026-05-29General UpdatesGeneral Updates
2026-05-29AppointmentAppointment of Mr. Sanjiv Swarup as Non- Executive Independent Director of the company w.e.f. May 29, 2026.
2026-05-29AppointmentAppointment of M/S RAJU & PRASAD CHARTERED ACCOUNTANTS as Other of the company w.e.f. May 29, 2026.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Less than 100 unique PAN traded in previous 30 daysScrip PE is greater than 50 (4 trailing quarters)

Quick answers

What is the market cap of Team India Guaranty Ltd?

Team India Guaranty Ltd (TEAMGTY) has a market capitalisation of Rs 205 Cr. at the 2026-10-01 close.

What is the P/E ratio of Team India Guaranty Ltd?

Team India Guaranty Ltd trades at a P/E of 188 on trailing twelve-month profit, at the 2026-10-01 close.

What were Team India Guaranty Ltd's latest quarterly results?

In the Jun 2026 quarter, Team India Guaranty Ltd revenue was Rs 3 Cr (+124.6% vs Jun 2025) and net profit was Rs 1 Cr.

What is the 52-week high and low of Team India Guaranty Ltd?

The 52-week high is Rs 332.55 and the 52-week low is Rs 210.00.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03