Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.80 | 0.81 | 0.83 | 0.85 | 0.86 | 0.85 | 0.98 | 1.26 | 1.37 | 1.36 | 1.56 | 2.83 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.29 | 0.13 | 0.29 | 0.18 | 0.27 | 0.16 | 0.29 | 0.47 | 0.57 | 0.92 | 2.19 | 2.08 |
| Financing Profit | 0.51 | 0.68 | 0.54 | 0.67 | 0.59 | 0.69 | 0.69 | 0.79 | 0.80 | 0.44 | -0.63 | 0.75 |
| Financing Margin % | 63.75% | 83.95% | 65.06% | 78.82% | 68.60% | 81.18% | 70.41% | 62.70% | 58.39% | 32.35% | -40.38% | 26.50% |
| Other Income | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.17 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.52 | 0.68 | 0.54 | 0.67 | 0.59 | 0.69 | 0.86 | 0.79 | 0.80 | 0.44 | -0.63 | 0.76 |
| Tax % | 19.23% | 27.94% | 29.63% | 16.42% | 16.95% | 17.39% | 16.28% | 29.11% | 16.25% | 59.09% | 7.94% | -23.68% |
| Net Profit | 0.42 | 0.49 | 0.39 | 0.56 | 0.50 | 0.58 | 0.72 | 0.56 | 0.67 | 0.17 | -0.69 | 0.94 |
| EPS in Rs | 0.47 | 0.54 | 0.43 | 0.62 | 0.56 | 0.64 | 0.80 | 0.62 | 0.75 | 0.19 | -0.77 | 1.05 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.12 | 5.57 | 1.11 | 2.95 | 2.36 | 8.74 | 2.72 | 1.96 | 3.24 | 3.69 | 5.20 | 7.12 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.37 | 0.44 | 0.47 | 0.57 | 0.66 | 0.63 | 0.69 | 0.90 | 0.89 | 0.89 | 4.10 | 5.76 |
| Financing Profit | -0.25 | 5.13 | 0.64 | 2.38 | 1.70 | 8.04 | 2.01 | 1.05 | 2.35 | 2.80 | 1.10 | 1.36 |
| Financing Margin % | -208.33% | 92.10% | 57.66% | 80.68% | 72.03% | 91.99% | 73.90% | 53.57% | 72.53% | 75.88% | 21.15% | 19.10% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 | 0.02 | 0.29 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.25 | 5.13 | 0.64 | 2.38 | 1.71 | 8.05 | 2.01 | 1.07 | 2.36 | 2.82 | 1.39 | 1.37 |
| Tax % | 0.00% | 20.86% | 25.00% | 31.09% | 22.22% | 18.51% | 21.89% | 13.08% | 24.15% | 16.67% | 48.20% | |
| Net Profit | -0.25 | 4.06 | 0.48 | 1.64 | 1.33 | 6.55 | 1.57 | 0.94 | 1.79 | 2.35 | 0.72 | 1.09 |
| EPS in Rs | -0.28 | 4.51 | 0.53 | 1.82 | 1.48 | 7.28 | 1.75 | 1.05 | 1.99 | 2.61 | 0.80 | 1.22 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 46% | -10% | 38% | 80% | ||
| Compounded Profit Growth | 17% | -36% | -9% | -54% | ||
| Stock Price CAGR | 27% | 41% | 49% | -9% | ||
| Return on Equity | 6% | 3% | 3% | 2% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
| Reserves | 15.26 | 15.01 | 19.07 | 19.55 | 24.25 | 25.57 | 32.11 | 33.71 | 34.65 | 36.43 | 38.77 | 39.53 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.84 | 0.88 | 1.04 | 1.04 | 0.09 | 0.15 | 0.27 | 0.07 | 0.06 | 0.07 | 0.17 | 1.00 |
| Total Liabilities | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 47.94 | 49.53 |
| Fixed Assets | 0.00 | 0.00 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.00 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 23.82 | 23.65 | 28.04 | 28.25 | 32.20 | 22.62 | 24.86 | 30.55 | 41.09 | 23.30 | 29.51 | 10.05 |
| Other Assets | 1.28 | 1.24 | 1.00 | 1.27 | 1.07 | 12.03 | 16.45 | 12.16 | 2.55 | 22.13 | 18.43 | 39.45 |
| Total Assets | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 47.94 | 49.53 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.80 | 8.64 | -0.79 | -1.31 | -36.99 |
| Cash from Investing Activity | 0.00 | 0.17 | -4.45 | 0.90 | 0.53 | 10.89 | 5.85 | -4.19 | -8.86 | 1.61 | 2.54 | 39.62 |
| Cash from Financing Activity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow | -0.02 | -0.04 | 0.03 | -0.03 | 0.01 | 0.33 | 0.40 | -0.40 | -0.22 | 0.82 | 1.24 | 2.63 |
| Free Cash Flow | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.80 | 8.64 | -0.79 | -1.31 | -37.03 |
| CFO/OP | -5% | 84% | 102% | -70% | -22% | -621% | -67% | 187% | 815% | -34% | -29% | -3,298% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.79% | -1.04% | 15.59% | 1.70% | 5.31% | 3.92% | 17.31% | 3.75% | 2.18% | 4.02% | 5.04% | 1.50% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.91% | 74.91% | 74.91% | 74.91% | 74.91% | 74.91% | 74.91% |
| FIIs | 0.00% | 0.00% | 0.00% | 0.20% | 0.18% | 0.55% | 1.92% | 1.92% | 1.69% | 2.03% | 2.08% | 2.08% |
| DIIs | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% | 0.06% |
| Public | 25.03% | 25.03% | 25.02% | 24.82% | 24.85% | 24.48% | 23.11% | 23.10% | 23.34% | 23.00% | 22.96% | 22.95% |
| No. of Shareholders | 21,159 | 21,099 | 20,624 | 20,725 | 20,598 | 20,848 | 20,425 | 20,317 | 20,141 | 20,024 | 19,867 | 19,838 |
Fundamentals
Market Cap₹ 205 Cr.
Current Price₹ 235
Stock P/E188
Book Value₹ 54.0
ROCE2.89 %
ROE1.50 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)80%
Compounded Profit Growth (TTM)-54%
Standalone figures.
Valuation
Market capRs 212 Cr
Enterprise valueRs 207 Cr
P/E (TTM)194.51x
Price to book4.37x
Price to sales29.78x
EV / EBITDA151.24x
EV / EBIT151.24x
EV / sales29.10x
Earnings yield0.51%
P/E, 3-year average138.90x
P/B, 3-year average3.14x
P/E, 5-year average99.09x
P/B, 5-year average2.32x
Profitability
Operating margin (excl. other income)21.15%
Operating margin (incl. other income)26.73%
EBITDA margin19.24%
Pre-tax margin19.24%
Net profit margin15.31%
Net margin, latest quarter33.22%
ROE1.50%
ROCE2.89%
ROA1.48%
ROE, 3-year average3.52%
ROCE, 3-year average4.75%
ROA, 3-year average3.51%
ROE, 5-year average3.30%
ROCE, 5-year average4.32%
ROA, 5-year average3.29%
ROIC (approx.)1.62%
Tax rate48.20%
Other income / net worth0.60%
Growth
Sales growth (latest year)40.92%
Profit growth (latest year)-69.36%
Sales CAGR, 3 years38.44%
Sales CAGR, 5 years-9.86%
Profit CAGR, 3 years-8.50%
Profit CAGR, 5 years-35.70%
Sales growth QoQ81.41%
Sales growth YoY (latest quarter)124.60%
Profit growth YoY (latest quarter)67.86%
Per share
EPS (TTM)Rs 1.21
EPS (latest year)Rs 0.80
EPS (latest quarter)Rs 1.04
EPS, 3-year averageRs 1.80
EPS, 5-year averageRs 1.63
Book value per shareRs 53.81
Sales per shareRs 7.90
Cash flow per shareRs -41.02
Free cash flow per shareRs -41.06
Efficiency
Asset turnover0.10x
Fixed asset turnover173.33x
Leverage
Cash and bankRs 5 Cr
Net debtRs -5 Cr
Net debt / EBITDA-3.51x
Owners' fund to total sources97.98%
Cash flow
Cash from Operating Activity (latest year)Rs -37 Cr
Cash from Investing Activity (latest year)Rs 40 Cr
Net Cash Flow (latest year)Rs 3 Cr
Free cash flow (latest year)Rs -37 Cr
Cash from ops / profit, 5 years-3.62x
Statement figures
Net sales (TTM)Rs 7 Cr
Net sales (latest year)Rs 5 Cr
Sales (latest quarter)Rs 3 Cr
Operating profit excl. other income (latest year)Rs 1 Cr
Operating profit (latest quarter)Rs 1 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 1 Cr
PBDT (TTM)Rs 1 Cr
Profit before tax (TTM)Rs 1 Cr
Tax (latest year)Rs 1 Cr
Net profit (TTM)Rs 1 Cr
Net profit (latest year)Rs 1 Cr
Net profit (latest quarter)Rs 1 Cr
Cost of goods sold (latest year)Rs 1 Cr
Total expenditure (latest year)Rs 4 Cr
Total income (latest year)Rs 5 Cr
Share capitalRs 9 Cr
ReservesRs 40 Cr
Shareholders' fundsRs 49 Cr
Total assetsRs 50 Cr
Net blockRs 0 Cr
InvestmentsRs 10 Cr
Other liabilitiesRs 1 Cr
Shares outstanding (crore)0.90
Ownership
Promoter holding74.91% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 194.5 is at the 96th percentile of its own 9.4-year range
(median 32.4, low 5.8, high 319.5).
P/B 4.37 is at the 87th percentile (median 1.18).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | TEAMGTY | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -2.7% | -2.8% | +0.0 pts |
| 1 month | -2.4% | -6.8% | +4.3 pts |
| 3 months | +1.0% | -7.6% | +8.7 pts |
| 6 months | -4.8% | +0.4% | -5.2 pts |
| 1 year | -11.4% | -9.9% | -1.5 pts |
| 2 years | +99.5% | -13.6% | +113.0 pts |
| 3 years | +230.0% | +14.2% | +215.8 pts |
| 5 years | +463.1% | +27.9% | +435.2 pts |
Red flags
F-score 4 of 8| explain | Weak cash conversion Cash from operations was -804% of net profit over the last 3 years |
| explain | High accruals Profit exceeded operating cash by 76% of total assets in 2026 |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹3 Cr +124.6% vs Jun 2025.
Net profit ₹1 Cr +67.9%.
Against our estimate for Jun 2026: sales +40.7%, profit +64.2% beat. Our estimate for Sep 2026: sales Rs 2 Cr, profit Rs 1 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
| Ex-date | Action | Factor |
|---|---|---|
| 2023-06-21 | Annual General Meeting | |
| 2022-06-15 | Annual General Meeting | |
| 2021-09-14 | Annual General Meeting | |
| 2020-09-16 | Annual General Meeting | |
| 2019-09-18 | Annual General Meeting | |
| 2018-09-18 | Annual General Meeting | |
| 2017-09-19 | Annual General Meeting | |
| 2016-09-21 | Annual General Meeting | |
| 2015-09-15 | Annual General Meeting | |
| 2014-09-12 | Annual General Meeting | |
| 2013-09-12 | Annual General Meeting | |
| 2012-09-13 | Annual General Meeting | |
| 2011-09-08 | Annual General Meeting | |
| 2010-09-07 | Annual General Meeting | |
| 2009-09-08 | Annual General Meeting | |
| 2008-09-15 | Annual General Meeting | |
| 2007-09-04 | Agm | |
| 2006-09-07 | Agm |
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Less than 100 unique PAN traded in previous 30 daysScrip PE is greater than 50 (4 trailing quarters)
Quick answers
What is the market cap of Team India Guaranty Ltd?
Team India Guaranty Ltd (TEAMGTY) has a market capitalisation of Rs 205 Cr. at the 2026-10-01 close.
What is the P/E ratio of Team India Guaranty Ltd?
Team India Guaranty Ltd trades at a P/E of 188 on trailing twelve-month profit, at the 2026-10-01 close.
What were Team India Guaranty Ltd's latest quarterly results?
In the Jun 2026 quarter, Team India Guaranty Ltd revenue was Rs 3 Cr (+124.6% vs Jun 2025) and net profit was Rs 1 Cr.
What is the 52-week high and low of Team India Guaranty Ltd?
The 52-week high is Rs 332.55 and the 52-week low is Rs 210.00.