MarketFriction

IIFL Finance Ltd

NSE IIFL · BSE 532636 · Non Banking Financial Company (NBFC)
₹583.80 -2.82%
NSE close2026-10-01
52 week range409.10 - 705.00
Market cap₹25,929 Cr.
P/E12.3
Nifty 500Nifty Smallcap 50Nifty Smallcap 100Smallcap 250 Price band 20% Delivery 44.0%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Consolidated, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue2,4782,6492,8542,6212,5562,4432,5912,9533,3053,4273,6923,919
Interest9329851,0631,0429639961,1691,2891,3821,4371,6101,719
Expenses8779481,2551,1091,1051,3071,0651,2671,3231,2801,1941,211
Financing Profit670715536470488140357397600710889989
Financing Margin %27%27%19%18%19%6%14%13%18%21%24%25%
Other Income57466812-5826364573
Depreciation434550464646514747536463
Profit before tax684716554436-140101309356557663833929
Tax %23%24%22%22%-33%19%19%23%25%24%25%23%
Net Profit526545431338-9382251274418501623713
EPS in Rs11.2011.588.816.79-3.720.964.895.498.8610.9213.8015.87
Gross NPA %1.84%1.71%2.32%2.25%2.35%2.42%2.23%2.34%2.14%1.60%1.46%1.55%
Net NPA %1.02%0.87%1.20%1.11%1.06%1.01%1.05%1.13%1.02%0.75%0.73%0.82%
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue3,9523,1636,4054,9784,8475,9686,9918,44410,47210,23313,36614,344
Interest1,6901,7862,7302,5932,4132,6383,0113,2453,8964,1965,7366,148
Expenses1,3626892,2211,4351,6822,2392,3552,9363,8424,5595,0185,008
Financing Profit9006891,4549507521,0901,6252,2632,7341,4782,6123,188
Financing Margin %23%22%23%19%16%18%23%27%26%14%20%22%
Other Income837561212792032218-583719
Depreciation66166732106106122153181189211226
Profit before tax8431,0481,4481,1307251,0051,5362,1132,5727072,4092,981
Tax %34%22%30%30%31%24%23%24%23%18%25%
Net Profit5558221,0217965037611,1881,6081,9745781,8172,256
EPS in Rs14.5319.4222.4222.4011.9418.0628.1635.4941.608.9239.0549.45
Dividend Payout %26%21%20%20%17%15%11%10%9%0%10%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth13%18%17%36%
Compounded Profit Growth12%17%3%169%
Stock Price CAGR17%17%2%34%
Return on Equity14%14%12%13%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital626364646476767676768585
Reserves2,4963,2894,3184,6794,2904,6845,3126,3888,91610,56112,32713,835
Borrowing14,63915,94824,33034,32626,51727,99632,58336,08640,01747,13651,06869,176
Other Liabilities2,2213,5665,0495,4262,3681,6172,6963,3603,9934,6304,1645,891
Total Liabilities19,41822,86633,76144,49533,23934,37340,66745,91053,00262,40367,64488,987
Fixed Assets5005336568713696076757758629051,4871,514
CWIP1067111072762852236
Investments1,2831,8674,1532,150212770321,1923,5114,0594,4386,092
Other Assets17,62420,46128,88141,36532,65132,99439,95443,93748,60257,38761,69681,375
Total Assets19,41822,86633,76144,49533,23934,37340,66745,91053,00262,40367,64488,987
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-2,126-54-4,329-10,4834221,101-3,5871,784-5,225-8,716-4,781-13,976
Cash from Investing Activity-361-671-2,602-374562-919236-996-2,716468-1,149-2,606
Cash from Financing Activity2,9045259,0948,468201094,4282,7815,3617,0885,52617,843
Net Cash Flow417-2002,162-2,3891,0042901,0773,569-2,580-1,160-4031,262
Free Cash Flow-2,211-131-4,343-10,6543551,052-3,6211,684-5,484-8,804-4,839-14,056
CFO/OP-83%8%-165%-237%20%42%-88%45%-90%-121%-77%-162%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %19%17%18%17%16%11%15%20%19%18%5%13%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters24.81%24.80%24.78%24.92%24.91%24.90%24.90%24.86%24.86%24.85%24.84%24.84%
FIIs28.31%31.27%29.14%30.31%29.64%27.78%28.03%26.62%26.77%27.77%28.16%23.86%
DIIs7.30%8.27%8.59%7.43%6.25%4.50%5.54%8.09%9.13%9.16%7.09%7.50%
Public39.59%35.67%37.47%37.35%39.19%42.84%41.54%40.41%39.23%38.20%39.92%43.80%
No. of Shareholders67,66083,6761,49,3091,45,0731,58,1331,73,5301,69,3741,49,2471,42,8081,34,2741,24,5431,27,688

Fundamentals

Market Cap₹ 25,929 Cr.
Current Price₹ 608
Stock P/E12.3
Book Value₹ 327
ROCE10.9 %
ROE12.6 %
Dividend Yield0.66 %
Face Value₹ 2.00
Compounded Sales Growth (TTM)36%
Compounded Profit Growth (TTM)169%
Consolidated figures.
Valuation
Market capRs 24,828 Cr
Enterprise valueRs 87,631 Cr
P/E (TTM)11.81x
Price to book1.78x
Price to sales1.73x
EV / EBITDA9.37x
EV / EBIT9.60x
EV / sales6.11x
Earnings yield8.47%
Dividend yield0.69%
P/E, 3-year average18.30x
P/B, 3-year average1.21x
P/E, 5-year average15.16x
P/B, 5-year average1.45x
Profitability
Operating margin (excl. other income)62.46%
Operating margin (incl. other income)62.51%
EBITDA margin65.22%
Pre-tax margin20.78%
Net profit margin14.66%
Net margin, latest quarter17.22%
ROE12.61%
ROCE11.11%
ROA2.12%
ROE, 3-year average11.29%
ROCE, 3-year average10.44%
ROA, 3-year average1.92%
ROE, 5-year average14.67%
ROCE, 5-year average10.86%
ROA, 5-year average2.31%
ROIC (approx.)8.97%
Tax rate24.57%
Other income / net worth0.05%
Growth
Sales growth (latest year)30.62%
Profit growth (latest year)338.47%
Sales CAGR, 3 years16.54%
Sales CAGR, 5 years17.50%
Profit CAGR, 3 years3.45%
Profit CAGR, 5 years16.92%
Sales growth QoQ6.14%
Profit growth QoQ15.03%
Sales growth YoY (latest quarter)32.73%
Profit growth YoY (latest quarter)189.30%
Per share
EPS (TTM)Rs 49.44
EPS (latest year)Rs 39.05
EPS (latest quarter)Rs 15.87
EPS, 3-year averageRs 31.40
EPS, 5-year averageRs 32.98
Book value per shareRs 327.31
Sales per shareRs 337.28
Cash flow per shareRs -328.62
Free cash flow per shareRs -330.50
Dividend per share (latest year)Rs 4.00
Dividend per share, 3-year averageRs 4.00
Dividend per share, 5-year averageRs 3.88
Dividends
Dividend payout10.24%
Dividend payout, 3-year average9.45%
Dividend payout, 5-year average10.06%
Efficiency
Asset turnover0.15x
Fixed asset turnover8.83x
Debtor days3 days
Debtors turnover136.24x
Leverage
Total debtRs 69,176 Cr
Cash and bankRs 6,374 Cr
Net debtRs 62,802 Cr
Debt to equity4.97x
Net debt / EBITDA6.71x
Interest coverage1.48x
Owners' fund to total sources15.64%
Debt to assets77.74%
Cash flow
Cash from Operating Activity (latest year)Rs -13,976 Cr
Cash from Investing Activity (latest year)Rs -2,606 Cr
Cash from Financing Activity (latest year)Rs 17,843 Cr
Net Cash Flow (latest year)Rs 1,262 Cr
Free cash flow (latest year)Rs -14,056 Cr
FCFE (approx.: FCF + change in debt)Rs 4,052 Cr
Cash from ops / profit, 5 years-4.31x
Statement figures
Net sales (TTM)Rs 14,344 Cr
Net sales (latest year)Rs 13,366 Cr
Sales (latest quarter)Rs 3,919 Cr
Operating profit excl. other income (latest year)Rs 8,348 Cr
Operating profit (latest quarter)Rs 2,708 Cr
Other income (TTM)Rs 19 Cr
EBITDA (TTM)Rs 9,355 Cr
PBDT (TTM)Rs 3,207 Cr
Profit before tax (TTM)Rs 2,981 Cr
Tax (latest year)Rs 592 Cr
Net profit (TTM)Rs 2,103 Cr
Net profit (latest year)Rs 1,661 Cr
Net profit (latest quarter)Rs 675 Cr
Depreciation (TTM)Rs 226 Cr
Depreciation (latest quarter)Rs 63 Cr
Interest (TTM)Rs 6,148 Cr
Cost of goods sold (latest year)Rs 287 Cr
Total expenditure (latest year)Rs 5,018 Cr
Total income (latest year)Rs 13,374 Cr
Share capitalRs 85 Cr
ReservesRs 13,835 Cr
Shareholders' fundsRs 13,920 Cr
Total assetsRs 88,987 Cr
Net blockRs 1,514 Cr
Capital work in progressRs 6 Cr
InvestmentsRs 6,092 Cr
ReceivablesRs 98 Cr
Other liabilitiesRs 5,891 Cr
Shares outstanding (crore)42.53
Ownership
Promoter holding24.84% (-0.02 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/E 11.8 is at the 27th percentile of its own 9.4-year range (median 16.7, low 3.4, high 70.2).
P/B 1.78 is at the 35th percentile (median 2.22).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodIIFLNifty 50Difference
1 week-5.5%-2.8% -2.7 pts
1 month-8.7%-6.8% -1.9 pts
3 months+12.4%-7.6% +20.0 pts
6 months+35.6%+0.4% +35.2 pts
1 year+33.8%-9.9% +43.8 pts
2 years+14.2%-13.6% +27.8 pts
3 years-2.3%+14.2% -16.5 pts
5 years+103.4%+27.9% +75.5 pts
63 mutual fund schemes hold about ₹882 Cr. Over three months 50 bought more and 8 sold (share counts, price move removed).
FundWeightEst. Cr3m shares
HSBC Small Cap Fund1.03%197 +6%
Abakkus Flexi Cap Fund1.75%111 -13%
Franklin India Opportunities Fund0.77%75 -13%
360 ONE Flexicap Fund2.30%52 +454%
HDFC Large & Mid Cap Fund0.15%46 +9%
Abakkus Small Cap Fund1.62%45 -11%
WOC Special Opp Fund2.11%41 -4%
WOC Flexi Cap Fund0.41%37 +17%
WOC Mid Cap Fund0.42%31 +25%
Mahindra Manulife Large & Mid Cap Fund1.03%30 +7%
Nippon India Nifty Smallcap 250 Index Fund0.68%24 +9%
WOC Multi Cap Fund0.50%21 +28%
WOC Banking & Financial Services Fund2.58%17 +54%
Axis Nifty Smallcap 50 Index Fund1.82%13 +4%
SBI Nifty Smallcap 250 Index Fund0.68%12 +9%
ITI Large & Mid Cap Fund1.58%12 +8%
ITI ELSS Tax Saver Fund2.27%11 +11%
Mahindra Manulife Value Fund0.94%10 +100%
DynaSIF Equity Long-Short Fund2.57%10 +100%
Motilal Oswal Nifty Smallcap 250 Index Fund0.68%9 +9%
ITI Banking & Financial Services Fund1.94%8 -8%
ITI Large Cap Fund1.97%7 +15%
Aditya Birla SL Nifty Smallcap 50 Index Fund1.82%7 +5%
DynaSIF Equity Ex-Top 100 Long-Short Fund3.67%6 +100%
ICICI Pru Nifty Smallcap 250 Index Fund0.68%5 +9%

Red flags

F-score 4 of 8
explainWeak cash conversion Cash from operations was -722% of net profit over the last 3 years
explainHigh accruals Profit exceeded operating cash by 18% of total assets in 2026
explainLow interest cover Interest cover 1.4x in 2026
lookRegulator order or action Regulator order or action 2026-05-16: IIFL Finance Limited has informed the Exchange regarding intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requ
lookAuditor change Auditor change 2026-04-29: IIFL Finance Limited has informed the Exchange regarding Change in Auditors of the company.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Insider trades

NSE insider and takeover-code disclosures
DateWhoRoleSideSharesValueHow
2022-06-10Amit Kumar GuptaEmployees/Designated Employesell4,900Rs 0.17 CrMarket Sale
2022-06-10Gagan BansalEmployees/Designated Employesell3,835Rs 0.14 CrMarket Sale
2022-06-10Iqbal Ahmad FarooquiEmployees/Designated Employesell7,000Rs 0.24 CrMarket Sale
2022-06-10Anurag MisraEmployees/Designated Employebuy2,000Rs 0.07 CrMarket Purchase
2022-06-10Anurag MisraEmployees/Designated Employesell4,800Rs 0.17 CrMarket Sale
2022-06-10Anjali ChadhaEmployees/Designated Employesell7,000Rs 0.25 CrMarket Sale
2022-06-06Abhishikta Chadda MunjalEmployees/Designated Employesell3,350Rs 0.11 CrMarket Sale
2022-06-06Abhishikta Chadda MunjalEmployees/Designated Employebuy2,850Rs 0.10 CrMarket Purchase
2022-05-31Arun PaulEmployees/Designated Employesell5,000Rs 0.15 CrMarket Sale
2022-05-27Monu RatraEmployees/Designated Employeother52,675Rs 0.32 CrESOP
2022-05-27Rahul NayyarEmployees/Designated Employeother11,340Rs 0.20 CrESOP
2022-05-27Iqbal Ahmad FarooquiEmployees/Designated Employeother11,000Rs 0.19 CrESOP
Latest disclosed trades by insiders, promoters and large holders. Grants, option exercises and pledges show as "other". A filing is a fact, not a signal on its own.

Latest quarter

Jun 2026
Revenue ₹3,919 Cr +32.7% vs Jun 2025. Net profit ₹713 Cr +160.2%.

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2026-01-29Interim Dividend - Rs 4 Per Share
2024-09-23Annual General Meeting
2024-04-23Rights 1:9 @ Premium Rs 298/-
2024-01-25Interim Dividend - Rs 4 Per Share
2023-07-24Annual General Meeting
2023-02-07Interim Dividend - Rs 4 Per Share
2022-06-30Annual General Meeting
2022-02-03Interim Dividend - Rs 3.50 Per Share
2021-06-22 Annual General Meeting
2021-02-04 Interim Dividend - Rs 3.00 Per Share
2020-06-22 Annual General Meeting
2020-03-19 Interim Dividend - Rs 2.25 Per Share
2019-09-20 Annual General Meeting
2019-05-30 Scheme Of Arrangement
2019-02-06 Interim Dividend - Rs 5 Per Share
2018-07-23 Annual General Meeting
2018-02-07 Interim Dividend Rs 5/- Per Share (Purpose Revised)
2017-10-17 Scheme Of Arrangement
2017-07-13 Annual General Meeting
2017-02-02 Interim Dividend Rs 4.50 Per Share (Purpose Revised)
2016-07-21 Annual General Meeting
2016-02-05 Interim Dividend Rs 3/- Per Share + Special Dividend Rs 1.25/- Per Share (Purpose Revised)
2015-07-21Annual General Meeting
2014-09-23Interim Dividend Rs.3/- Per Share (Purpose Revised)
2014-07-21Annual General Meeting
2014-02-03Interim Dividend - Rs 3/- Per Share (Purpose Revised)
2013-07-15Annual General Meeting
2013-02-04Interim Dividend Rs 3 Per Share (Purpose Revised)
2012-08-01Annual General Meeting
2012-05-18Interim Dividend Rs.1.50 Per Share (Purpose Revised)
2011-07-06Annual General Meeting
2011-03-07Interim Dividend Rs 3 Per Share (Purpose Revised)
2010-07-07Annual General Meeting
2010-01-252nd Int Div-Rs.1.80 Pr Shpurpose Revised
2009-08-17Int Div-Rs.1.20 Per Sharepurpose Revised
2009-07-08Annual General Meeting
2009-01-29Int Div-Rs.2.80 Per Sharepurpose Revised
2008-08-08Fv Split Rs.10/- To Rs.2/0.2000
2008-06-26Agm/Div-Rs.6 Per Share
2007-06-12Agm
2007-03-22Interim Dividend-30% Purpose Revised
2006-07-19Agm/Div-Re.1/- Per Sh
DateTypeWhat it says
2026-09-30ResignationResignation of Director/KMP/SMP
2026-09-30Change in ManagementChange in Senior Management Personnel of the Company.
2026-09-30AllotmentAllotment of Non-Convertible Debentures on Private Placement basis.
2026-09-21AllotmentAllotment of Non-Convertible Debentures on Private Placement basis.
2026-09-17Concall / analyst meetSchedule of Analyst/ Institutional Investor Meets scheduled to be held from September 22, 2026 to September 24, 2026.
2026-09-11ResignationResignation of Director/KMP/SMP
2026-09-11Change in ManagementChange in Senior Management Personnel of the Company
2026-09-10ESOPAllotment of Equity Shares upon exercise of ESOPs.
2026-09-09AllotmentAllotment of securities approved at the Finance Committee meeting held on September 09, 2026
2026-09-09News clarificationThe Exchange has sought clarification from IIFL Finance Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDB...
2026-09-08News clarificationThe Exchange has sought clarification from IIFL Finance Limited with respect to recent news item captioned Fairfax plans IIFL Finance exit to fund IDB...
2026-09-08AllotmentAllotment of Non-Convertible Securities issued on Private Placement basis.
2026-09-05Director changeChange in Director(s) of the company.
2026-09-02AllotmentAllotment of Non-Convertible Debentures on Private Placement basis.
2026-08-25Credit RatingCredit Rating
2026-08-25LitigationInitiation of Tax Litigation w.r.t. Material Subsidiary of the Company and Update on Tax Litigation of the Company.
2026-08-25Board meeting outcomeOutcome of Board Meeting held on August 24, 2026.
2026-08-21Credit RatingCredit Rating
2026-08-20Credit RatingCredit Rating
2026-08-18Investor PresentationInvestor Presentation
2026-08-17Credit RatingCredit Rating
2026-08-14Concall / analyst meetSchedule of Analyst(s)/ Institutional Investor(s) Meeting dated August 19, 2026.
2026-08-06Credit RatingCredit Rating
2026-07-28Concall / analyst meetTranscript
2026-07-28Credit RatingCredit Rating
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Order dateForumCase
2019-02-14NCLTIIFL Holdings Ltd. & Ors. Vs N/A
Orders from NCLT, NCLAT and CESTAT naming the company. Click a row for the order.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of IIFL Finance Ltd?

IIFL Finance Ltd (IIFL) has a market capitalisation of Rs 25,929 Cr. at the 2026-10-01 close.

What is the P/E ratio of IIFL Finance Ltd?

IIFL Finance Ltd trades at a P/E of 12.3 on trailing twelve-month profit, at the 2026-10-01 close.

What were IIFL Finance Ltd's latest quarterly results?

In the Jun 2026 quarter, IIFL Finance Ltd revenue was Rs 3,919 Cr (+32.7% vs Jun 2025) and net profit was Rs 713 Cr.

What is the 52-week high and low of IIFL Finance Ltd?

The 52-week high is Rs 705.00 and the 52-week low is Rs 409.10.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03