MarketFriction

Starteck Finance Ltd

NSE STARTECK · BSE 512381 · Non Banking Financial Company (NBFC)
₹290.95 -5.21%
NSE close2026-10-01
52 week range215.10 - 350.00
Market cap₹355 Cr.
P/E14.6
ASM short-term Price band 10% Delivery 55.3%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Consolidated, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue12.337.3910.937.028.438.768.497.829.4410.188.3110.91
Interest2.992.863.034.134.574.985.325.335.705.925.055.73
Expenses0.990.984.061.050.931.180.860.641.770.670.570.75
Financing Profit8.353.553.841.842.932.602.311.851.973.592.694.43
Financing Margin %67.72%48.04%35.13%26.21%34.76%29.68%27.21%23.66%20.87%35.27%32.37%40.60%
Other Income-0.00-0.000.330.251.280.730.092.406.685.482.820.92
Depreciation0.140.140.120.140.140.140.140.140.140.140.140.14
Profit before tax8.213.414.051.954.073.192.264.118.518.935.375.21
Tax %9.62%18.18%14.81%12.31%11.79%-13.48%37.61%13.87%13.51%16.24%2.61%17.08%
Net Profit7.422.793.451.713.593.631.413.547.367.485.234.32
EPS in Rs7.492.823.481.733.623.661.423.577.437.555.284.36
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue222219152876292838365239
Interest121513983114912192222
Expenses4445166367444
Financing Profit6322440121319142613
Financing Margin %29%12%8%11%13%52%42%46%51%37%50%33%
Other Income-0-0-000-0-012-0-1216
Depreciation-0-0-0-0-0-0-011111
Profit before tax6322440122419122728
Tax %11%14%26%20%1%5%15%10%14%10%12%
Net Profit6211438102216102424
EPS in Rs5.772.361.121.493.6537.9610.2822.0216.2310.5123.8224.62
Dividend Payout %9%-0%-0%-0%7%1%2%1%2%2%1%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth9%-8%22%16%
Compounded Profit Growth15%-9%28%87%
Stock Price CAGR21%21%29%6%
Return on Equity8%7%8%10%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital101010101010101010101010
Reserves94991011029495137151170196224253
Borrowing6119813891918864092181202227351
Other Liabilities4458128271524365361
Total Liabilities168311254211207201814268384444514675
Fixed Assets-0-0-01715151515116118117116
CWIP-0-0-0-0-0-0-0-0-0-0-0-0
Investments9510298757373657472131196323
Other Assets73209156119119113735179196196202236
Total Assets168311254211207201814268384444514675
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity519-7-7516-50-586372733
Cash from Investing Activity-51-656-4-1247-5-50-58-39-123
Cash from Financing Activity-0-1-0-0-0-026-3524990
Net Cash Flow-02-2-005-1-402-20
Free Cash Flow519-7-7516-50-586372733
CFO/OP312%51%-28%-45%50%135%-71%-10%392%127%108%82%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %7%5%2%1%1%3%30%7%7%8%5%10%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters71.68%72.55%72.76%72.76%72.76%72.76%72.95%73.10%73.10%73.30%73.30%73.30%
FIIs0.00%0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.08%0.00%0.00%0.00%
Public28.32%27.44%27.23%27.23%27.23%27.23%27.03%26.90%26.82%26.70%26.70%26.70%
No. of Shareholders1,1331,9661,9041,9651,7721,7231,6951,6371,5191,4701,4901,448

Fundamentals

Market Cap₹ 355 Cr.
Current Price₹ 335
Stock P/E14.6
Book Value₹ 265
ROCE9.11 %
ROE9.53 %
Dividend Yield0.07 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)16%
Compounded Profit Growth (TTM)87%
Consolidated figures.
Valuation
Market capRs 288 Cr
Enterprise valueRs 639 Cr
P/E (TTM)11.82x
Price to book1.10x
Price to sales7.42x
EV / EBITDA12.53x
EV / EBIT12.67x
EV / sales16.45x
Price to cash flow8.86x
Earnings yield8.46%
Dividend yield0.09%
P/E, 3-year average17.29x
P/B, 3-year average1.08x
P/E, 5-year average13.73x
P/B, 5-year average0.92x
Profitability
Operating margin (excl. other income)93.03%
Operating margin (incl. other income)96.06%
EBITDA margin131.26%
Pre-tax margin72.14%
Net profit margin62.80%
Net margin, latest quarter39.60%
ROE9.50%
ROCE9.10%
ROA3.97%
ROE, 3-year average7.52%
ROCE, 3-year average8.02%
ROA, 3-year average3.34%
ROE, 5-year average8.40%
ROCE, 5-year average8.00%
ROA, 5-year average3.72%
ROIC (approx.)7.21%
Tax rate12.33%
Other income / net worth0.59%
Growth
Sales growth (latest year)41.39%
Profit growth (latest year)126.58%
Sales CAGR, 3 years22.21%
Sales CAGR, 5 years-7.51%
Profit CAGR, 3 years2.66%
Profit CAGR, 5 years-8.90%
Sales growth QoQ31.29%
Profit growth QoQ-17.40%
Sales growth YoY (latest quarter)39.51%
Profit growth YoY (latest quarter)22.03%
Per share
EPS (TTM)Rs 24.61
EPS (latest year)Rs 23.82
EPS (latest quarter)Rs 4.36
EPS, 3-year averageRs 16.85
EPS, 5-year averageRs 16.57
Book value per shareRs 265.33
Sales per shareRs 39.19
Cash flow per shareRs 32.84
Free cash flow per shareRs 33.30
Dividend per share (latest year)Rs 0.25
Dividend per share, 3-year averageRs 0.25
Dividend per share, 5-year averageRs 0.25
Dividends
Dividend payout1.06%
Dividend payout, 3-year average1.67%
Dividend payout, 5-year average1.72%
Efficiency
Asset turnover0.08x
Fixed asset turnover0.44x
Leverage
Total debtRs 351 Cr
Cash and bankRs 1 Cr
Net debtRs 350 Cr
Debt to equity1.33x
Net debt / EBITDA6.87x
Interest coverage2.25x
Owners' fund to total sources38.94%
Debt to assets51.98%
Cash flow
Cash from Operating Activity (latest year)Rs 33 Cr
Cash from Investing Activity (latest year)Rs -123 Cr
Cash from Financing Activity (latest year)Rs 90 Cr
Net Cash Flow (latest year)Rs 0 Cr
Free cash flow (latest year)Rs 33 Cr
FCFE (approx.: FCF + change in debt)Rs 157 Cr
Cash from ops / profit, 5 years2.17x
Sales to cash flow1.58x
Statement figures
Net sales (TTM)Rs 39 Cr
Net sales (latest year)Rs 52 Cr
Sales (latest quarter)Rs 11 Cr
Operating profit excl. other income (latest year)Rs 48 Cr
Operating profit (latest quarter)Rs 10 Cr
Other income (TTM)Rs 16 Cr
EBITDA (TTM)Rs 51 Cr
PBDT (TTM)Rs 29 Cr
Profit before tax (TTM)Rs 28 Cr
Tax (latest year)Rs 3 Cr
Net profit (TTM)Rs 24 Cr
Net profit (latest year)Rs 24 Cr
Net profit (latest quarter)Rs 4 Cr
Depreciation (TTM)Rs 1 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 22 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 4 Cr
Total income (latest year)Rs 53 Cr
Share capitalRs 10 Cr
ReservesRs 253 Cr
Shareholders' fundsRs 263 Cr
Total assetsRs 675 Cr
Net blockRs 116 Cr
InvestmentsRs 323 Cr
Other liabilitiesRs 61 Cr
Shares outstanding (crore)0.99
Ownership
Promoter holding73.30% (+0.20 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/E 11.8 is at the 26th percentile of its own 8.4-year range (median 14.5, low 2.1, high 35.2).
P/B 1.10 is at the 69th percentile (median 0.83).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodSTARTECKNifty 50Difference
1 week+21.0%-2.8% +23.8 pts
1 month+16.7%-6.8% +23.5 pts
3 months+1.8%-7.6% +9.4 pts
6 months+34.7%+0.4% +34.3 pts
1 year-8.4%-9.9% +1.5 pts
2 years+10.5%-13.6% +24.1 pts
3 years+87.7%+14.2% +73.5 pts
5 years+138.0%+27.9% +110.1 pts

Red flags

F-score 7 of 8
lookAuditor change Auditor change 2026-05-13: Starteck Finance Limited has informed the Exchange regarding Change in Auditors of the company.
lookOn NSE surveillance On NSE surveillance: ASM short-term
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹11 Cr +39.5% vs Jun 2025. Net profit ₹4 Cr +22.0%.

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2026-09-11Dividend - Re 0.25 Per Share
2025-08-11Dividend - Re 0.25 Per Share
2024-09-23Dividend - Rs 0.25 Per Share
2023-09-18Annual General Meeting/Dividend - Rs 0.25 Per Share
2022-08-17Annual General Meeting/Dividend - Rs 0.25 Per Share
DateTypeWhat it says
2026-09-30Price movementSignificant movement in price has been observed in Starteck Finance Limited. The Exchange, in order to ensure that investors have latest relevant info...
2026-09-29Price movementSignificant movement in price has been observed in Starteck Finance Limited. The Exchange, in order to ensure that investors have latest relevant info...
2026-09-21Shareholder meetingVoting results.
2026-09-18Shareholder meetingProceedings of Annual General Meeting held on September 18, 2026
2026-09-04Shareholder meetingAddendum to the Notice of the 41st Annual General Meeting of the Company.
2026-09-03Change in ManagementRe-appointment of Mr. Nilesh Parikh as an Independent Director of the Company for second term of 5 consecutive years subject to approval of Shareholde...
2026-08-26Shareholder meetingNotice of Annual General Meeting to be held on September 18, 2026
2026-08-21Record DateRecord date for the purpose of Dividend is 11-Sep-2026.
2026-08-21General UpdatesThe 41st Annual General Meeting, Record Date and Cut-off date of the Company.
2026-08-11Board meeting outcomeStarteck Finance Limited has submitted to the Exchange, the unaudited financial results for the quarter ended Jun 30, 2026.
2026-05-13DividendBoard of Directors at its meeting held on May 13, 2026, recommended Final Dividend of Rs. 0.25 per equity share.
2026-05-13Change in AuditorsChange in Auditors of the company.
2026-05-13Board meeting outcomeStarteck Finance Limited has submitted to the Exchange, the audited financial results (standalone and consolidated) for the quarter and financial year...
2026-04-07Disclosure under SEBI TakeovMatrabhav Trust has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial A...
2026-02-05Board meeting outcomeStarteck Finance Limited has submitted to the Exchange, the financial results for the quarter and nine months ended December 31, 2025.
2025-11-11Board meeting outcomeStarteck Finance Limited has submitted to the Exchange, the financial results for quarter and half year ended September 30, 2025.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Less than 100 unique PAN traded in previous 30 daysShort Term Additional Surveillance Measure (Short Term ASM): stage 1
Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.Updated 2026-10-03