Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.71 | 8.18 | 9.52 | 8.96 | 8.23 | 9.85 | 9.45 | 9.47 | 9.49 | 11.12 | 10.97 | 10.96 |
| Interest | 1.43 | 1.52 | 1.90 | 1.68 | 1.53 | 1.10 | 0.98 | 0.99 | 0.99 | 1.48 | 1.69 | 1.96 |
| Expenses | 2.25 | 2.35 | 3.16 | 2.74 | 2.10 | 2.82 | 2.85 | 2.53 | 2.37 | 3.11 | 2.22 | 2.68 |
| Financing Profit | 4.03 | 4.31 | 4.46 | 4.54 | 4.60 | 5.93 | 5.62 | 5.95 | 6.13 | 6.53 | 7.06 | 6.32 |
| Financing Margin % | 52.27% | 52.69% | 46.85% | 50.67% | 55.89% | 60.20% | 59.47% | 62.83% | 64.59% | 58.72% | 64.36% | 57.66% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.01 | 0.13 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 |
| Profit before tax | 4.01 | 4.29 | 4.44 | 4.52 | 4.58 | 5.91 | 5.59 | 5.92 | 6.10 | 6.53 | 7.04 | 6.41 |
| Tax % | 24.94% | 26.34% | 25.45% | 24.78% | 24.67% | 20.30% | 20.75% | 22.80% | 22.13% | 22.97% | 27.13% | 23.40% |
| Net Profit | 3.01 | 3.16 | 3.31 | 3.40 | 3.45 | 4.71 | 4.43 | 4.57 | 4.75 | 5.03 | 5.13 | 4.91 |
| EPS in Rs | 1.08 | 1.13 | 1.18 | 1.21 | 1.21 | 1.52 | 1.43 | 1.48 | 1.54 | 1.63 | 1.66 | 1.59 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13 | 16 | 19 | 22 | 24 | 21 | 22 | 28 | 33 | 36 | 41 | 43 |
| Interest | 4 | 5 | 7 | 8 | 9 | 9 | 7 | 7 | 7 | 5 | 5 | 6 |
| Expenses | 4 | 5 | 5 | 5 | 7 | 8 | 7 | 9 | 10 | 10 | 10 | 10 |
| Financing Profit | 5 | 7 | 8 | 9 | 8 | 5 | 8 | 11 | 16 | 21 | 26 | 26 |
| Financing Margin % | 42% | 42% | 41% | 41% | 34% | 23% | 37% | 41% | 49% | 57% | 63% | 61% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 5 | 6 | 8 | 9 | 8 | 5 | 8 | 11 | 16 | 21 | 26 | 26 |
| Tax % | 37% | 34% | 28% | 28% | 28% | 30% | 26% | 26% | 26% | 22% | 24% | |
| Net Profit | 3 | 4 | 6 | 6 | 6 | 4 | 6 | 8 | 12 | 16 | 19 | 20 |
| EPS in Rs | 1.73 | 2.15 | 2.84 | 3.20 | 2.90 | 1.76 | 3.01 | 3.34 | 4.28 | 5.18 | 6.31 | 6.42 |
| Dividend Payout % | 14% | 12% | 11% | 9% | 0% | 7% | 7% | 7% | 7% | 2% | 8% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 12% | 14% | 14% | 15% | ||
| Compounded Profit Growth | 19% | 41% | 32% | 16% | ||
| Stock Price CAGR | 18% | 23% | -3% | -29% | ||
| Return on Equity | 13% | 12% | 13% | 12% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 | 31 |
| Reserves | 14 | 16 | 20 | 26 | 32 | 37 | 40 | 53 | 72 | 90 | 147 | 141 |
| Borrowing | 25 | 29 | 43 | 60 | 71 | 76 | 62 | 57 | 55 | 58 | 37 | 56 |
| Other Liabilities | 6 | 4 | 4 | 6 | 7 | 5 | 4 | 3 | 3 | 3 | 4 | 4 |
| Total Liabilities | 50 | 55 | 73 | 96 | 115 | 123 | 112 | 117 | 136 | 158 | 195 | 232 |
| Fixed Assets | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 4 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 1 | 1 | 1 | 2 | 0 | 0 | 0 | 0 | 9 | 3 |
| Other Assets | 49 | 53 | 70 | 93 | 112 | 119 | 110 | 115 | 134 | 156 | 183 | 225 |
| Total Assets | 50 | 55 | 73 | 96 | 115 | 123 | 112 | 117 | 136 | 158 | 195 | 232 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -4 | -3 | -12 | -15 | -12 | 0 | 7 | 2 | -5 | 3 | -27 | -20 |
| Cash from Investing Activity | -0 | -0 | -2 | -0 | -1 | -2 | 2 | -1 | -2 | -2 | -10 | 5 |
| Cash from Financing Activity | 5 | 3 | 14 | 17 | 12 | 4 | -14 | 1 | 11 | 9 | 24 | 17 |
| Net Cash Flow | 0 | -0 | 1 | 2 | -1 | 3 | -4 | 2 | 4 | 10 | -13 | 2 |
| Free Cash Flow | -5 | -4 | -12 | -15 | -12 | 0 | 7 | 2 | -5 | 2 | -28 | -21 |
| CFO/OP | -26% | -15% | -87% | -85% | -58% | 15% | 67% | 26% | -9% | 29% | -85% | -44% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 22% | 17% | 18% | 20% | 19% | 15% | 8% | 12% | 12% | 14% | 13% | 12% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 55.35% | 60.01% | 60.01% | 60.01% | 60.01% | 54.83% | 55.36% | 55.56% | 56.24% | 56.99% | 57.78% | 58.10% |
| FIIs | 0.00% | 0.00% | 0.00% | 0.00% | 1.16% | 1.01% | 0.82% | 2.71% | 2.47% | 2.43% | 2.24% | 0.00% |
| DIIs | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.26% |
| Public | 44.66% | 40.00% | 40.01% | 40.01% | 38.83% | 44.16% | 43.83% | 41.74% | 41.30% | 40.57% | 39.99% | 40.63% |
| No. of Shareholders | 1,797 | 1,775 | 1,843 | 1,833 | 2,070 | 2,067 | 2,017 | 4,730 | 4,587 | 4,365 | 4,212 | 4,329 |
Fundamentals
Market Cap₹ 238 Cr.
Current Price₹ 78.4
Stock P/E12.0
Book Value₹ 55.7
ROCE14.7 %
ROE11.9 %
Dividend Yield0.64 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)15%
Compounded Profit Growth (TTM)16%
Standalone figures.
Valuation
Market capRs 243 Cr
Enterprise valueRs 293 Cr
P/E (TTM)12.27x
Price to book1.41x
Price to sales5.72x
EV / EBITDA9.06x
EV / EBIT9.10x
EV / sales6.89x
Earnings yield8.15%
Dividend yield0.63%
P/E, 3-year average8.74x
P/B, 3-year average0.99x
P/E, 5-year average6.50x
P/B, 5-year average0.73x
Profitability
Operating margin (excl. other income)75.60%
Operating margin (incl. other income)75.60%
EBITDA margin76.02%
Pre-tax margin61.31%
Net profit margin46.59%
Net margin, latest quarter44.80%
ROE11.94%
ROCE14.74%
ROA9.11%
ROE, 3-year average12.79%
ROCE, 3-year average15.19%
ROA, 3-year average8.76%
ROE, 5-year average12.48%
ROCE, 5-year average14.87%
ROA, 5-year average7.63%
ROIC (approx.)11.05%
Tax rate23.88%
Growth
Sales growth (latest year)12.66%
Profit growth (latest year)21.75%
Sales CAGR, 3 years14.03%
Sales CAGR, 5 years14.48%
Profit CAGR, 3 years32.47%
Profit CAGR, 5 years40.88%
Sales growth QoQ-0.09%
Profit growth QoQ-4.29%
Sales growth YoY (latest quarter)15.73%
Profit growth YoY (latest quarter)7.44%
Per share
EPS (TTM)Rs 6.42
EPS (latest year)Rs 6.31
EPS (latest quarter)Rs 1.59
EPS, 3-year averageRs 14.71
EPS, 5-year averageRs 13.90
Book value per shareRs 55.68
Sales per shareRs 13.77
Cash flow per shareRs -6.39
Free cash flow per shareRs -6.80
Dividend per share (latest year)Rs 0.50
Dividend per share, 3-year averageRs 0.70
Dividend per share, 5-year averageRs 0.78
Dividends
Dividend payout7.91%
Dividend payout, 3-year average5.62%
Dividend payout, 5-year average6.20%
Efficiency
Asset turnover0.18x
Fixed asset turnover9.49x
Debtor days5 days
Debtors turnover80.59x
Leverage
Total debtRs 56 Cr
Cash and bankRs 6 Cr
Net debtRs 50 Cr
Debt to equity0.33x
Net debt / EBITDA1.54x
Interest coverage5.26x
Owners' fund to total sources74.06%
Debt to assets24.15%
Cash flow
Cash from Operating Activity (latest year)Rs -20 Cr
Cash from Investing Activity (latest year)Rs 5 Cr
Cash from Financing Activity (latest year)Rs 17 Cr
Net Cash Flow (latest year)Rs 2 Cr
Free cash flow (latest year)Rs -21 Cr
FCFE (approx.: FCF + change in debt)Rs -2 Cr
Cash from ops / profit, 5 years-0.77x
Statement figures
Net sales (TTM)Rs 43 Cr
Net sales (latest year)Rs 41 Cr
Sales (latest quarter)Rs 11 Cr
Operating profit excl. other income (latest year)Rs 31 Cr
Operating profit (latest quarter)Rs 8 Cr
EBITDA (TTM)Rs 32 Cr
PBDT (TTM)Rs 26 Cr
Profit before tax (TTM)Rs 26 Cr
Tax (latest year)Rs 6 Cr
Net profit (TTM)Rs 20 Cr
Net profit (latest year)Rs 19 Cr
Net profit (latest quarter)Rs 5 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 6 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 10 Cr
Total income (latest year)Rs 41 Cr
Share capitalRs 31 Cr
ReservesRs 141 Cr
Shareholders' fundsRs 172 Cr
Total assetsRs 232 Cr
Net blockRs 4 Cr
InvestmentsRs 3 Cr
ReceivablesRs 1 Cr
Other liabilitiesRs 4 Cr
Shares outstanding (crore)3.09
Ownership
Promoter holding58.10% (+2.54 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 12.3 is at the 27th percentile of its own 9.4-year range
(median 17.9, low 5.2, high 56.8).
P/B 1.41 is at the 19th percentile (median 2.20).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | SAHLIBHFI | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | +0.6% | -2.8% | +3.4 pts |
| 1 month | +4.2% | -6.8% | +11.0 pts |
| 3 months | +1.4% | -7.6% | +9.0 pts |
| 3 years | -8.2% | +14.2% | -22.3 pts |
| 5 years | +176.4% | +27.9% | +148.5 pts |
Red flags
F-score 4 of 8| explain | Weak cash conversion Cash from operations was -93% of net profit over the last 3 years |
| explain | High accruals Profit exceeded operating cash by 17% of total assets in 2026 |
| look | Auditor change Auditor change 2026-09-02: Shalibhadra Finance Limited has informed the Exchange regarding Change in Auditors of the company. |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹11 Cr +15.7% vs Jun 2025.
Net profit ₹5 Cr +7.4%.
Against our estimate for Jun 2026: sales +1.1%, profit -4.7% miss. Our estimate for Sep 2026: sales Rs 11 Cr, profit Rs 5 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
| Ex-date | Action | Factor |
|---|---|---|
| 2026-09-23 | Dividend - Re 0.50 Per Share |
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Shalibhadra Finance Ltd?
Shalibhadra Finance Ltd (SAHLIBHFI) has a market capitalisation of Rs 238 Cr. at the 2026-10-01 close.
What is the P/E ratio of Shalibhadra Finance Ltd?
Shalibhadra Finance Ltd trades at a P/E of 12.0 on trailing twelve-month profit, at the 2026-10-01 close.
What were Shalibhadra Finance Ltd's latest quarterly results?
In the Jun 2026 quarter, Shalibhadra Finance Ltd revenue was Rs 11 Cr (+15.7% vs Jun 2025) and net profit was Rs 5 Cr.
What is the 52-week high and low of Shalibhadra Finance Ltd?
The 52-week high is Rs 91.95 and the 52-week low is Rs 66.60.