Price
Financials
Consolidated, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.00 | 26.13 | 37.26 | 39.69 | 36.05 | 37.29 | 45.23 | 39.81 | 46.11 | 43.73 | 56.29 | 60.23 |
| Interest | 0.48 | 0.47 | 0.81 | 0.58 | 0.87 | 0.84 | 0.86 | 0.92 | 0.97 | 0.96 | 1.03 | 1.52 |
| Expenses | 22.92 | 22.43 | 36.71 | 36.28 | 32.51 | 33.30 | 42.24 | 35.96 | 42.42 | 40.41 | 53.14 | 55.57 |
| Financing Profit | 1.60 | 3.23 | -0.26 | 2.83 | 2.67 | 3.15 | 2.13 | 2.93 | 2.72 | 2.36 | 2.12 | 3.14 |
| Financing Margin % | 6.40% | 12.36% | -0.70% | 7.13% | 7.41% | 8.45% | 4.71% | 7.36% | 5.90% | 5.40% | 3.77% | 5.21% |
| Other Income | 0.14 | 0.23 | 3.78 | 0.22 | 0.53 | 0.73 | 0.45 | 0.15 | 1.25 | 0.59 | 1.78 | 0.09 |
| Depreciation | 0.32 | 0.36 | 0.36 | 0.41 | 0.41 | 0.45 | 0.42 | 0.48 | 0.53 | 0.54 | 0.68 | 0.64 |
| Profit before tax | 1.42 | 3.10 | 3.16 | 2.64 | 2.79 | 3.43 | 2.16 | 2.60 | 3.44 | 2.41 | 3.22 | 2.59 |
| Tax % | 11.97% | 13.55% | 11.08% | 13.64% | 17.56% | 13.99% | 4.63% | 6.92% | 15.41% | 13.69% | 27.02% | 15.83% |
| Net Profit | 1.25 | 2.68 | 2.82 | 2.29 | 2.30 | 2.96 | 2.07 | 2.43 | 2.91 | 2.09 | 2.34 | 2.18 |
| EPS in Rs | 0.10 | 0.23 | 0.24 | 0.20 | 0.19 | 0.24 | 0.16 | 0.19 | 0.23 | 0.17 | 0.19 | 0.18 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 | 15 | 36 | 61 | 33 | 54 | 71 | 101 | 111 | 159 | 186 | 206 |
| Interest | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 4 | 4 |
| Expenses | 3 | 13 | 34 | 56 | 28 | 47 | 64 | 91 | 102 | 144 | 172 | 192 |
| Financing Profit | -0 | 1 | 2 | 4 | 3 | 5 | 6 | 9 | 8 | 12 | 10 | 10 |
| Financing Margin % | -13% | 6% | 5% | 6% | 9% | 10% | 8% | 8% | 7% | 7% | 5% | 5% |
| Other Income | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 3 | 1 | 4 | 4 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 2 | 2 |
| Profit before tax | -0 | 1 | 2 | 4 | 3 | 4 | 5 | 8 | 9 | 11 | 12 | 12 |
| Tax % | 19% | 17% | 10% | 11% | 13% | 11% | 9% | 8% | 10% | 13% | 16% | |
| Net Profit | -0 | 1 | 2 | 2 | 3 | 4 | 5 | 7 | 8 | 10 | 10 | 10 |
| EPS in Rs | -0.10 | 0.14 | 0.18 | 0.29 | 0.29 | 0.36 | 0.47 | 0.61 | 0.70 | 0.78 | 0.78 | 0.77 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 55% | 28% | 23% | 30% | ||
| Compounded Profit Growth | 34% | 24% | 8% | -2% | ||
| Stock Price CAGR | 17% | 30% | 21% | -23% | ||
| Return on Equity | 13% | 13% | 12% | 9% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | 7 |
| Reserves | -1 | -1 | 4 | 6 | 8 | 10 | 11 | 14 | 23 | 31 | 50 | 59 |
| Borrowing | 1 | 1 | 4 | 6 | 8 | 8 | 8 | 8 | 6 | 15 | 23 | 39 |
| Other Liabilities | 0 | 0 | 4 | 8 | 11 | 25 | 26 | 31 | 48 | 40 | 68 | 89 |
| Total Liabilities | 4 | 3 | 18 | 26 | 32 | 48 | 51 | 58 | 84 | 94 | 148 | 194 |
| Fixed Assets | 0 | 0 | 0 | 3 | 3 | 12 | 11 | 10 | 10 | 10 | 10 | 18 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 5 | 0 |
| Investments | 0 | 0 | 0 | 2 | 2 | 2 | 1 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 4 | 3 | 17 | 21 | 26 | 34 | 38 | 48 | 74 | 82 | 133 | 176 |
| Total Assets | 4 | 3 | 18 | 26 | 32 | 48 | 51 | 58 | 84 | 94 | 148 | 194 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -6 | -1 | -7 | -4 | 2 | -5 | 3 | -0 | -1 | -9 | -10 | -17 |
| Cash from Investing Activity | 7 | -1 | -1 | -3 | -3 | -2 | -2 | 2 | -2 | 0 | -6 | -4 |
| Cash from Financing Activity | -0 | 1 | 12 | 4 | 1 | 7 | -1 | -2 | 4 | 7 | 26 | 12 |
| Net Cash Flow | 1 | -1 | 4 | -3 | 0 | -0 | 0 | -0 | 1 | -2 | 10 | -9 |
| Free Cash Flow | 1 | -1 | -9 | -5 | 2 | -15 | 3 | -1 | -2 | -10 | -15 | -21 |
| CFO/OP | -19,000% | 457% | -560% | -161% | 54% | -110% | 55% | 1% | 0% | -82% | -60% | -113% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -28% | -14% | 13% | 9% | 13% | 11% | 13% | 15% | 18% | 15% | 12% | 9% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% | 53.89% |
| Public | 46.11% | 46.12% | 46.10% | 46.11% | 46.11% | 46.10% | 46.10% | 46.11% | 46.11% | 46.10% | 46.12% | 46.11% |
| No. of Shareholders | 2,787 | 2,911 | 2,950 | 2,895 | 3,298 | 3,116 | 3,997 | 3,981 | 15,996 | 13,946 | 13,015 | 12,359 |
Fundamentals
Market Cap₹ 113 Cr.
Current Price₹ 14.8
Stock P/E20.0
Book Value₹ 8.88
ROCE11.6 %
ROE9.38 %
Dividend Yield0.00 %
Face Value₹ 1.00
Compounded Sales Growth (TTM)30%
Compounded Profit Growth (TTM)-2%
Consolidated figures.
Valuation
Market capRs 111 Cr
Enterprise valueRs 142 Cr
P/E (TTM)19.54x
Price to book1.67x
Price to sales0.54x
EV / EBITDA7.66x
EV / EBIT8.79x
EV / sales0.69x
Earnings yield5.12%
P/E, 3-year average14.24x
P/B, 3-year average1.47x
P/E, 5-year average7.53x
P/B, 5-year average0.79x
Profitability
Operating margin (excl. other income)7.53%
Operating margin (incl. other income)9.56%
EBITDA margin8.98%
Pre-tax margin5.65%
Net profit margin2.75%
Net margin, latest quarter2.17%
ROE9.38%
ROCE16.78%
ROA3.39%
ROE, 3-year average12.17%
ROCE, 3-year average20.94%
ROA, 3-year average4.70%
ROE, 5-year average13.83%
ROCE, 5-year average23.57%
ROA, 5-year average5.05%
ROIC (approx.)13.85%
Tax rate16.35%
Other income / net worth5.68%
Growth
Sales growth (latest year)16.75%
Profit growth (latest year)-0.17%
Sales CAGR, 3 years22.54%
Sales CAGR, 5 years28.10%
Profit CAGR, 3 years8.59%
Profit CAGR, 5 years23.61%
Sales growth QoQ7.00%
Profit growth QoQ-6.43%
Sales growth YoY (latest quarter)51.29%
Profit growth YoY (latest quarter)-9.03%
Per share
EPS (TTM)Rs 0.74
EPS (latest quarter)Rs 0.17
EPS, 3-year averageRs 3.91
EPS, 5-year averageRs 4.65
Book value per shareRs 8.67
Sales per shareRs 26.95
Cash flow per shareRs -2.23
Free cash flow per shareRs -2.74
Efficiency
Asset turnover0.96x
Fixed asset turnover10.46x
Inventory turnover12.44x
Inventory days29 days
Debtor days239 days
Debtors turnover1.52x
Leverage
Total debtRs 39 Cr
Cash and bankRs 8 Cr
Net debtRs 31 Cr
Debt to equity0.59x
Net debt / EBITDA1.68x
Interest coverage3.60x
Owners' fund to total sources34.15%
Debt to assets20.02%
Cash flow
Cash from Operating Activity (latest year)Rs -17 Cr
Cash from Investing Activity (latest year)Rs -4 Cr
Cash from Financing Activity (latest year)Rs 12 Cr
Net Cash Flow (latest year)Rs -9 Cr
Free cash flow (latest year)Rs -21 Cr
FCFE (approx.: FCF + change in debt)Rs -5 Cr
Cash from ops / profit, 5 years-0.93x
Statement figures
Net sales (TTM)Rs 206 Cr
Net sales (latest year)Rs 186 Cr
Sales (latest quarter)Rs 60 Cr
Operating profit excl. other income (latest year)Rs 14 Cr
Operating profit (latest quarter)Rs 5 Cr
Other income (TTM)Rs 4 Cr
EBITDA (TTM)Rs 19 Cr
PBDT (TTM)Rs 14 Cr
Profit before tax (TTM)Rs 12 Cr
Tax (latest year)Rs 2 Cr
Net profit (TTM)Rs 6 Cr
Net profit (latest year)Rs 6 Cr
Net profit (latest quarter)Rs 1 Cr
Depreciation (TTM)Rs 2 Cr
Depreciation (latest quarter)Rs 1 Cr
Interest (TTM)Rs 4 Cr
Cost of goods sold (latest year)Rs 154 Cr
Total expenditure (latest year)Rs 172 Cr
Total income (latest year)Rs 190 Cr
Share capitalRs 7 Cr
ReservesRs 59 Cr
Shareholders' fundsRs 66 Cr
Total assetsRs 194 Cr
Net blockRs 18 Cr
Capital work in progressRs 0 Cr
ReceivablesRs 122 Cr
InventoryRs 12 Cr
Other liabilitiesRs 89 Cr
Shares outstanding (crore)7.66
Ownership
Promoter holding53.89% (+0.00 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/E 19.1 is at the 76th percentile of its own 9.4-year range
(median 14.8, low 6.9, high 34.5).
P/B 1.63 is at the 44th percentile (median 1.71).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | OPTIFIN | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -3.4% | -2.8% | -0.6 pts |
| 1 month | +9.6% | -6.8% | +16.4 pts |
| 3 years | +78.0% | +14.2% | +63.8 pts |
| 5 years | +261.8% | +27.9% | +233.9 pts |
Red flags
F-score 2 of 8| explain | Weak cash conversion Cash from operations was -211% of net profit over the last 3 years |
| explain | High accruals Profit exceeded operating cash by 12% of total assets in 2026 |
| explain | Receivables outrunning sales Receivables grew 56% vs sales +17% in 2026 |
| explain | Debt up, profit down Borrowings up 70% while net profit fell in 2026 |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹60 Cr +51.3% vs Jun 2025.
Net profit ₹2 Cr -10.3%.
Against our estimate for Jun 2026: sales +25.2%, profit -16.7% miss. Our estimate for Sep 2026: sales Rs 64 Cr, profit Rs 3 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Optimus Finance Ltd?
Optimus Finance Ltd (OPTIFIN) has a market capitalisation of Rs 113 Cr. at the 2026-10-01 close.
What is the P/E ratio of Optimus Finance Ltd?
Optimus Finance Ltd trades at a P/E of 20.0 on trailing twelve-month profit, at the 2026-10-01 close.
What were Optimus Finance Ltd's latest quarterly results?
In the Jun 2026 quarter, Optimus Finance Ltd revenue was Rs 60 Cr (+51.3% vs Jun 2025) and net profit was Rs 2 Cr.
What is the 52-week high and low of Optimus Finance Ltd?
The 52-week high is Rs 17.00 and the 52-week low is Rs 11.25.