Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.20 | 153.55 | 155.08 | 166.36 | 155.53 |
| Interest | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 | 77.58 | 77.87 |
| Expenses | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.27 | 69.11 | 68.14 | 77.81 | 70.83 |
| Financing Profit | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 | 3.05 | 5.78 | 10.97 | 6.83 |
| Financing Margin % | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% | 1.99% | 3.73% | 6.59% | 4.39% |
| Other Income | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 | 0.38 | 5.11 |
| Depreciation | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 | 3.60 | 1.09 |
| Profit before tax | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 | 3.71 | 10.31 | 7.75 | 10.85 |
| Tax % | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% | 23.99% | 25.90% | 30.84% | 25.16% |
| Net Profit | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 | 2.83 | 7.65 | 5.37 | 8.12 |
| EPS in Rs | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 | 1.72 | 4.65 | 3.26 | 4.94 |
| Gross NPA % | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% | 6.46% | 6.44% | 6.96% | 3.94% |
| Net NPA % | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% | 3.07% | 3.64% | 4.12% | 2.36% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 624 | 631 |
| Interest | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 367 | 318 |
| Expenses | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 241 | 286 |
| Financing Profit | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 17 | 27 |
| Financing Margin % | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 3% | 4% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 6 | 13 |
| Depreciation | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 7 | 7 |
| Profit before tax | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 16 | 33 |
| Tax % | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | 28% | |
| Net Profit | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 11 | 24 |
| EPS in Rs | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 6.79 | 14.57 |
| Dividend Payout % | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 11% | 4% | 12% | 22% | ||
| Compounded Profit Growth | -6% | -25% | -46% | -17% | ||
| Stock Price CAGR | 3% | -11% | -21% | -23% | ||
| Return on Equity | 7% | 1% | 6% | 2% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 654 |
| Borrowing | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 3,314 |
| Other Liabilities | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 70 | 71 |
| Total Liabilities | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,583 | 4,056 |
| Fixed Assets | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 129 |
| Other Assets | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,461 | 3,918 |
| Total Assets | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,583 | 4,056 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -129 | -166 | -99 | -614 | -501 | 24 | 670 | 73 | -46 | -7 | -1,096 | -375 |
| Cash from Investing Activity | -6 | 0 | -2 | -3 | 0 | 2 | 1 | -9 | -17 | -63 | -8 | -24 |
| Cash from Financing Activity | 130 | 165 | 107 | 619 | 529 | 229 | -416 | -311 | 272 | -251 | 1,220 | 467 |
| Net Cash Flow | -5 | -0 | 6 | 2 | 29 | 255 | 255 | -248 | 209 | -321 | 116 | 68 |
| Free Cash Flow | -129 | -167 | -100 | -615 | -501 | 21 | 669 | 73 | -47 | -12 | -1,102 | -386 |
| CFO/OP | -104% | -111% | -48% | -233% | -119% | 16% | 215% | -1,635% | -5% | 8% | -337% | -94% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% | 2% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 62.62% | 62.62% | 62.62% | 62.62% | 62.62% | 62.62% | 62.62% | 62.62% | 63.33% | 63.33% | 63.33% | 63.33% |
| FIIs | 1.56% | 1.35% | 1.36% | 1.32% | 1.30% | 1.46% | 1.39% | 2.50% | 1.99% | 1.38% | 1.30% | 1.25% |
| DIIs | 0.93% | 0.68% | 0.68% | 0.84% | 1.22% | 1.27% | 1.36% | 1.45% | 1.43% | 1.43% | 1.01% | 1.01% |
| Public | 34.88% | 35.35% | 35.33% | 35.22% | 34.86% | 34.65% | 34.62% | 33.42% | 33.25% | 33.85% | 34.34% | 34.40% |
| No. of Shareholders | 18,022 | 18,658 | 19,733 | 19,782 | 21,755 | 22,348 | 22,524 | 22,633 | 22,429 | 21,931 | 21,787 | 21,704 |
Fundamentals
Market Cap₹ 357 Cr.
Current Price₹ 217
Stock P/E14.2
Book Value₹ 408
ROCE10.3 %
ROE1.86 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)22%
Compounded Profit Growth (TTM)-17%
Standalone figures.
Valuation
Market capRs 359 Cr
Enterprise valueRs 3,150 Cr
P/E (TTM)14.96x
Price to book0.54x
Price to sales0.57x
EV / EBITDA8.80x
EV / EBIT8.98x
EV / sales5.00x
Earnings yield6.68%
P/E, 3-year average12.95x
P/B, 3-year average0.59x
P/E, 5-year average11.06x
P/B, 5-year average0.74x
Profitability
Operating margin (excl. other income)61.46%
Operating margin (incl. other income)62.48%
EBITDA margin56.75%
Pre-tax margin5.17%
Net profit margin3.80%
Net margin, latest quarter5.22%
ROE1.68%
ROCE10.21%
ROA0.29%
ROE, 3-year average10.39%
ROCE, 3-year average12.55%
ROA, 3-year average2.34%
ROE, 5-year average3.06%
ROCE, 5-year average10.51%
ROA, 5-year average0.71%
ROIC (approx.)7.25%
Tax rate28.44%
Other income / net worth0.95%
Growth
Sales growth (latest year)31.81%
Profit growth (latest year)-75.58%
Sales CAGR, 3 years12.16%
Sales CAGR, 5 years4.37%
Profit CAGR, 3 years-47.83%
Profit CAGR, 5 years-26.33%
Sales growth QoQ-6.51%
Profit growth QoQ51.21%
Sales growth YoY (latest quarter)7.11%
Per share
EPS (TTM)Rs 14.57
EPS (latest year)Rs 6.79
EPS (latest quarter)Rs 4.94
EPS, 3-year averageRs 36.39
EPS, 5-year averageRs 11.71
Book value per shareRs 407.61
Sales per shareRs 383.35
Cash flow per shareRs -228.22
Free cash flow per shareRs -234.69
Efficiency
Asset turnover0.15x
Fixed asset turnover76.24x
Leverage
Total debtRs 3,314 Cr
Cash and bankRs 523 Cr
Net debtRs 2,791 Cr
Debt to equity4.94x
Net debt / EBITDA7.80x
Interest coverage1.10x
Owners' fund to total sources16.53%
Debt to assets81.72%
Cash flow
Cash from Operating Activity (latest year)Rs -375 Cr
Cash from Investing Activity (latest year)Rs -24 Cr
Cash from Financing Activity (latest year)Rs 467 Cr
Net Cash Flow (latest year)Rs 68 Cr
Free cash flow (latest year)Rs -386 Cr
FCFE (approx.: FCF + change in debt)Rs 73 Cr
Cash from ops / profit, 5 years-14.96x
Statement figures
Net sales (TTM)Rs 631 Cr
Net sales (latest year)Rs 624 Cr
Sales (latest quarter)Rs 156 Cr
Operating profit excl. other income (latest year)Rs 384 Cr
Operating profit (latest quarter)Rs 85 Cr
Other income (TTM)Rs 13 Cr
EBITDA (TTM)Rs 358 Cr
PBDT (TTM)Rs 40 Cr
Profit before tax (TTM)Rs 33 Cr
Tax (latest year)Rs 4 Cr
Net profit (TTM)Rs 24 Cr
Net profit (latest year)Rs 11 Cr
Net profit (latest quarter)Rs 8 Cr
Depreciation (TTM)Rs 7 Cr
Depreciation (latest quarter)Rs 1 Cr
Interest (TTM)Rs 318 Cr
Cost of goods sold (latest year)Rs 3 Cr
Total expenditure (latest year)Rs 241 Cr
Total income (latest year)Rs 631 Cr
Share capitalRs 16 Cr
ReservesRs 654 Cr
Shareholders' fundsRs 670 Cr
Total assetsRs 4,056 Cr
Net blockRs 8 Cr
InvestmentsRs 129 Cr
Other liabilitiesRs 71 Cr
Shares outstanding (crore)1.64
Ownership
Promoter holding63.33% (+0.71 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 15.0 is at the 62th percentile of its own 8.4-year range
(median 11.3, low 3.9, high 50.6).
P/B 0.54 is at the 4th percentile (median 1.16).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | MUTHOOTCAP | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -5.6% | -2.8% | -2.8 pts |
| 1 month | -11.1% | -6.8% | -4.3 pts |
| 3 months | -0.1% | -7.6% | +7.6 pts |
| 6 months | +21.9% | +0.4% | +21.5 pts |
| 1 year | -22.3% | -9.9% | -12.4 pts |
| 2 years | -38.9% | -13.6% | -25.3 pts |
| 3 years | -50.1% | +14.2% | -64.3 pts |
| 5 years | -45.7% | +27.9% | -73.6 pts |
Red flags
F-score 3 of 8| explain | Weak cash conversion Cash from operations was -823% of net profit over the last 3 years |
| explain | Low interest cover Interest cover 1.0x in 2026 |
| look | Profit leans on other income Other income was 41% of pre-tax profit in 2026 |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹156 Cr +7.1% vs Jun 2025.
Net profit ₹8 Cr +273.9%.
Against our estimate for Jun 2026: sales -12.4%, profit +80.4% in line. Our estimate for Sep 2026: sales Rs 175 Cr, profit Rs 7 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
| Ex-date | Action | Factor |
|---|---|---|
| 2017-06-12 | Bonus 1:10 | 0.9091 |
| 2016-05-27 | Annual General Meeting | |
| 2016-03-17 | Interim Dividend - Rs 5.50/- Per Share (Purpose Revised) |
| Date | Type | What it says |
|---|---|---|
| 2026-10-01 | General Updates | Raising of funds by issuing Commercial paper |
| 2026-09-30 | General Updates | Raising of funds |
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
The Overall encumbered share in the scrip is more than 50 Percent.
Quick answers
What is the market cap of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd (MUTHOOTCAP) has a market capitalisation of Rs 357 Cr. at the 2026-10-01 close.
What is the P/E ratio of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd trades at a P/E of 14.2 on trailing twelve-month profit, at the 2026-10-01 close.
What were Muthoot Capital Services Ltd's latest quarterly results?
In the Jun 2026 quarter, Muthoot Capital Services Ltd revenue was Rs 156 Cr (+7.1% vs Jun 2025) and net profit was Rs 8 Cr.
What is the 52-week high and low of Muthoot Capital Services Ltd?
The 52-week high is Rs 303.00 and the 52-week low is Rs 175.25.