Price
Financials
Standalone, Rs crore| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 51 | 59 | 61 | 74 | 70 | 76 | 79 | 93 | 94 |
| Interest | 24 | 28 | 30 | 32 | 33 | 34 | 34 | 36 | 38 |
| Expenses | 18 | 20 | 23 | 24 | 24 | 29 | 32 | 29 | 33 |
| Financing Profit | 9 | 11 | 8 | 19 | 13 | 13 | 13 | 27 | 22 |
| Financing Margin % | 17% | 19% | 13% | 25% | 18% | 17% | 17% | 29% | 24% |
| Other Income | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 0 |
| Depreciation | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 1 |
| Profit before tax | 9 | 12 | 8 | 19 | 13 | 13 | 13 | 27 | 22 |
| Tax % | 24% | 26% | 23% | 23% | 23% | 26% | 25% | 24% | 24% |
| Net Profit | 7 | 9 | 6 | 15 | 10 | 9 | 10 | 21 | 17 |
| EPS in Rs | 4.14 | 1.47 | 3.48 | 2.34 | 1.80 | 1.92 | 3.93 | 3.16 | |
| Gross NPA % | 0.97% | 1.07% | 1.28% | 1.59% | 2.40% | ||||
| Net NPA % | 0.53% | 0.48% | 0.68% | 0.85% | 1.24% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Revenue | 89 | 98 | 130 | 173 | 246 | 317 | 341 |
| Interest | 50 | 50 | 63 | 83 | 115 | 137 | 142 |
| Expenses | 21 | 28 | 45 | 60 | 84 | 114 | 123 |
| Financing Profit | 19 | 20 | 22 | 29 | 47 | 66 | 75 |
| Financing Margin % | 21% | 20% | 17% | 17% | 19% | 21% | 22% |
| Other Income | 0 | 1 | 1 | 2 | 2 | 3 | 3 |
| Depreciation | 1 | 1 | 1 | 2 | 2 | 2 | 2 |
| Profit before tax | 18 | 20 | 22 | 30 | 47 | 66 | 75 |
| Tax % | 41% | 25% | 27% | 24% | 24% | 25% | |
| Net Profit | 10 | 15 | 16 | 22 | 36 | 50 | 57 |
| EPS in Rs | 8.61 | 9.52 | 10.81 | ||||
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | % | 29% | 35% | 29% | ||
| Compounded Profit Growth | % | 37% | 46% | 44% | ||
| Stock Price CAGR | % | % | % | -21% | ||
| Return on Equity | % | 14% | 14% | 14% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 14 | 16 | 18 | 20 | 21 | 26 |
| Reserves | 85 | 111 | 134 | 182 | 237 | 439 |
| Borrowing | 391 | 411 | 615 | 767 | 1,137 | 1,337 |
| Other Liabilities | 21 | 20 | 11 | 16 | 18 | 15 |
| Total Liabilities | 512 | 558 | 779 | 985 | 1,413 | 1,818 |
| Fixed Assets | 5 | 6 | 10 | 11 | 13 | 17 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 20 | 8 | 15 | 29 | 159 |
| Other Assets | 505 | 532 | 761 | 959 | 1,370 | 1,642 |
| Total Assets | 512 | 558 | 779 | 985 | 1,413 | 1,818 |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from Operating Activity | -5 | -19 | -169 | -224 | -311 | -280 |
| Cash from Investing Activity | -1 | -20 | 5 | -7 | -18 | -134 |
| Cash from Financing Activity | 33 | 33 | 213 | 178 | 390 | 354 |
| Net Cash Flow | 27 | -5 | 48 | -53 | 60 | -60 |
| Free Cash Flow | -5 | -19 | -175 | -226 | -315 | -286 |
| CFO/OP | 0% | -17% | -195% | -193% | -185% | -128% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 11% | 13% | 11% | 13% | 16% | 14% |
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters | 60.45% | 60.45% | 60.31% | 60.17% |
| FIIs | 4.61% | 3.31% | 1.58% | 1.40% |
| DIIs | 5.02% | 4.61% | 4.34% | 5.32% |
| Public | 29.91% | 31.62% | 33.78% | 33.12% |
| No. of Shareholders | 33,099 | 31,592 | 31,555 | 29,591 |
Fundamentals
Market Cap₹ 622 Cr.
Current Price₹ 119
Stock P/E11.0
Book Value₹ 89.0
ROCE12.7 %
ROE13.8 %
Dividend Yield0.00 %
Face Value₹ 5.00
Compounded Sales Growth (TTM)29%
Compounded Profit Growth (TTM)44%
Standalone figures.
Valuation
Market capRs 623 Cr
Enterprise valueRs 971 Cr
P/E (TTM)12.52x
Price to book4.92x
Price to sales1.96x
EV / EBITDA4.72x
EV / EBIT4.78x
EV / sales3.06x
Earnings yield7.99%
Profitability
Operating margin (excl. other income)71.45%
Operating margin (incl. other income)72.10%
EBITDA margin64.88%
Pre-tax margin20.83%
Net profit margin15.70%
Net margin, latest quarter22.10%
ROE12.95%
ROCE13.52%
ROA2.74%
ROIC (approx.)32.14%
Tax rate24.92%
Other income / net worth0.51%
Growth
Sales growth (latest year)9.98%
Profit growth (latest year)39.66%
Sales growth QoQ17.77%
Profit growth QoQ103.98%
Sales growth YoY (latest quarter)25.00%
Profit growth YoY (latest quarter)40.84%
Per share
EPS (TTM)Rs 9.51
EPS (latest year)Rs 9.22
EPS (latest quarter)Rs 3.92
Book value per shareRs 24.20
Sales per shareRs 60.58
Cash flow per shareRs -3.59
Free cash flow per shareRs -54.65
Efficiency
Asset turnover0.17x
Fixed asset turnover16.08x
Leverage
Total debtRs 411 Cr
Cash and bankRs 63 Cr
Net debtRs 348 Cr
Debt to equity3.25x
Net debt / EBITDA1.69x
Interest coverage1.48x
Owners' fund to total sources22.68%
Debt to assets73.66%
Cash flow
Cash from Operating Activity (latest year)Rs -19 Cr
Cash from Investing Activity (latest year)Rs -20 Cr
Cash from Financing Activity (latest year)Rs 33 Cr
Net Cash Flow (latest year)Rs -5 Cr
Free cash flow (latest year)Rs -286 Cr
FCFE (approx.: FCF + change in debt)Rs -266 Cr
Cash from ops / profit, 5 years-7.22x
Statement figures
Net sales (TTM)Rs 317 Cr
Net sales (latest year)Rs 98 Cr
Sales (latest quarter)Rs 93 Cr
Operating profit excl. other income (latest year)Rs 70 Cr
Operating profit (latest quarter)Rs 63 Cr
Other income (TTM)Rs 3 Cr
EBITDA (TTM)Rs 206 Cr
PBDT (TTM)Rs 68 Cr
Profit before tax (TTM)Rs 66 Cr
Tax (latest year)Rs 5 Cr
Net profit (TTM)Rs 50 Cr
Net profit (latest year)Rs 15 Cr
Net profit (latest quarter)Rs 21 Cr
Depreciation (TTM)Rs 2 Cr
Depreciation (latest quarter)Rs 1 Cr
Interest (TTM)Rs 137 Cr
Cost of goods sold (latest year)Rs 1 Cr
Total expenditure (latest year)Rs 28 Cr
Total income (latest year)Rs 98 Cr
Share capitalRs 16 Cr
ReservesRs 111 Cr
Shareholders' fundsRs 127 Cr
Total assetsRs 558 Cr
Net blockRs 6 Cr
InvestmentsRs 20 Cr
Other liabilitiesRs 20 Cr
Shares outstanding (crore)5.23
Ownership
Promoter holding60.17%
Computed by MarketFriction from the standalone statements. Returns use average balances.
Not enough history to build valuation bands (needs two years of profits and prices).
| Period | LAXMIINDIA | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -1.4% | -2.8% | +1.4 pts |
| 1 month | -6.3% | -6.8% | +0.5 pts |
| 3 months | +4.5% | -7.6% | +12.1 pts |
| 6 months | +66.1% | +0.4% | +65.7 pts |
| 1 year | -24.3% | -9.9% | -14.4 pts |
Red flags
F-score 4 of 8| explain | Weak cash conversion Cash from operations was -93% of net profit over the last 2 years |
| explain | Low interest cover Interest cover 1.4x in 2026 |
| look | Share dilution Share count up 11% in a year |
| look | Auditor change Auditor change 2026-09-18: Laxmi India Finance Limited has informed the Exchange regarding Change in Auditors of the company. |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹94 Cr +34.3% vs Jun 2025.
Net profit ₹17 Cr +70.0%.
Against our estimate for Jun 2026: sales +5.2%, profit +41.3% big beat. Our estimate for Sep 2026: sales Rs 99 Cr, profit Rs 15 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Laxmi India Finance Ltd?
Laxmi India Finance Ltd (LAXMIINDIA) has a market capitalisation of Rs 622 Cr. at the 2026-10-01 close.
What is the P/E ratio of Laxmi India Finance Ltd?
Laxmi India Finance Ltd trades at a P/E of 11.0 on trailing twelve-month profit, at the 2026-10-01 close.
What were Laxmi India Finance Ltd's latest quarterly results?
In the Jun 2026 quarter, Laxmi India Finance Ltd revenue was Rs 94 Cr (+34.3% vs Jun 2025) and net profit was Rs 17 Cr.
What is the 52-week high and low of Laxmi India Finance Ltd?
The 52-week high is Rs 159.59 and the 52-week low is Rs 71.06.