Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 395 | 413 | 408 | 477 | 513 | 530 | 536 | 517 | 535 | 555 | 616 | 670 |
| Interest | 167 | 176 | 173 | 202 | 214 | 221 | 216 | 218 | 214 | 208 | 239 | 273 |
| Expenses | 144 | 156 | 154 | 184 | 207 | 273 | 210 | 187 | 202 | 215 | 228 | 230 |
| Financing Profit | 84 | 82 | 80 | 91 | 92 | 36 | 111 | 112 | 120 | 132 | 149 | 167 |
| Financing Margin % | 21% | 20% | 20% | 19% | 18% | 7% | 21% | 22% | 22% | 24% | 24% | 25% |
| Other Income | 3 | 16 | 20 | 14 | 6 | 2 | 1 | 1 | 1 | 1 | 1 | 0 |
| Depreciation | 9 | 10 | 9 | 11 | 12 | 13 | 13 | 12 | 13 | 14 | 15 | 14 |
| Profit before tax | 77 | 88 | 91 | 94 | 86 | 25 | 99 | 100 | 107 | 118 | 135 | 153 |
| Tax % | 25% | 26% | 26% | 25% | 25% | 25% | 27% | 25% | 25% | 26% | 25% | 25% |
| Net Profit | 58 | 65 | 68 | 70 | 65 | 19 | 72 | 75 | 80 | 88 | 101 | 114 |
| EPS in Rs | 1.80 | 1.77 | 1.83 | 1.89 | 1.74 | 0.50 | 1.92 | 2.01 | 2.14 | 2.35 | 2.69 | 3.05 |
| Gross NPA % | 2.34% | 2.19% | 1.70% | 1.97% | 1.87% | 1.80% | 2.02% | 1.99% | 1.90% | 2.06% | 1.87% | 1.55% |
| Net NPA % | 1.83% | 1.66% | 1.30% | 1.60% | 1.47% | 1.10% | 1.22% | 1.24% | 1.30% | 1.40% | 1.28% | 0.96% |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 255 | 464 | 692 | 869 | 1,180 | 1,577 | 2,063 | 2,224 | 2,377 |
| Interest | 114 | 201 | 313 | 348 | 472 | 680 | 854 | 879 | 934 |
| Expenses | 83 | 190 | 280 | 359 | 442 | 578 | 873 | 832 | 875 |
| Financing Profit | 58 | 74 | 99 | 162 | 266 | 320 | 336 | 513 | 568 |
| Financing Margin % | 23% | 16% | 14% | 19% | 23% | 20% | 16% | 23% | 24% |
| Other Income | 0 | 2 | 6 | 14 | 19 | 46 | 17 | 3 | 3 |
| Depreciation | 8 | 19 | 27 | 37 | 42 | 37 | 49 | 54 | 56 |
| Profit before tax | 51 | 56 | 77 | 139 | 243 | 328 | 304 | 461 | 514 |
| Tax % | 29% | 30% | 20% | 26% | 26% | 25% | 26% | 25% | |
| Net Profit | 36 | 39 | 62 | 103 | 180 | 245 | 225 | 344 | 383 |
| EPS in Rs | 1.57 | 1.43 | 2.13 | 3.22 | 5.60 | 6.62 | 6.04 | 9.18 | 10.23 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | % | 26% | 24% | 13% | ||
| Compounded Profit Growth | % | 41% | 22% | 67% | ||
| Stock Price CAGR | % | % | % | -3% | ||
| Return on Equity | % | 12% | 12% | 13% |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 230 | 273 | 290 | 322 | 322 | 369 | 373 | 374 |
| Reserves | 229 | 418 | 545 | 832 | 1,034 | 1,891 | 2,175 | 2,552 |
| Borrowing | 1,639 | 3,307 | 4,453 | 5,154 | 7,270 | 8,340 | 10,437 | 13,675 |
| Other Liabilities | 53 | 88 | 179 | 248 | 445 | 537 | 265 | 274 |
| Total Liabilities | 2,151 | 4,086 | 5,466 | 6,556 | 9,071 | 11,138 | 13,250 | 16,875 |
| Fixed Assets | 46 | 107 | 133 | 154 | 146 | 146 | 189 | 220 |
| CWIP | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 2 |
| Investments | 13 | 41 | 32 | 514 | 681 | 751 | 404 | 402 |
| Other Assets | 2,092 | 3,938 | 5,300 | 5,887 | 8,244 | 10,241 | 12,656 | 16,251 |
| Total Assets | 2,151 | 4,086 | 5,466 | 6,556 | 9,071 | 11,138 | 13,250 | 16,875 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -445 | -1,397 | -371 | -578 | -1,474 | -776 | -978 | -1,664 |
| Cash from Investing Activity | -55 | -69 | -71 | -417 | -130 | -100 | 329 | -31 |
| Cash from Financing Activity | 495 | 1,599 | 825 | 535 | 1,632 | 967 | 1,187 | 2,310 |
| Net Cash Flow | -5 | 133 | 384 | -460 | 28 | 92 | 539 | 615 |
| Free Cash Flow | -449 | -1,416 | -382 | -605 | -1,489 | -789 | -996 | -1,694 |
| CFO/OP | -249% | -502% | -86% | -104% | -192% | -70% | -75% | -110% |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| ROE % | 8% | 7% | 8% | 10% | 15% | 14% | 9% | 13% |
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 61.65% | 61.58% | 61.35% | 61.16% | 61.04% | 61.03% | 60.97% | 60.88% | 60.81% | 60.79% | 60.67% |
| FIIs | 2.54% | 1.05% | 0.85% | 0.63% | 0.52% | 0.49% | 0.77% | 1.17% | 0.91% | 0.66% | 9.30% |
| DIIs | 22.64% | 23.17% | 23.43% | 22.56% | 21.36% | 20.81% | 20.11% | 19.36% | 18.17% | 18.82% | 10.89% |
| Public | 13.17% | 14.19% | 14.38% | 15.64% | 17.08% | 17.67% | 18.15% | 18.59% | 20.11% | 19.73% | 19.13% |
| No. of Shareholders | 1,68,184 | 1,55,066 | 1,46,526 | 1,46,611 | 1,52,749 | 1,49,276 | 1,43,731 | 1,27,424 | 1,27,190 | 1,21,385 | 1,16,070 |
Fundamentals
Market Cap₹ 5,587 Cr.
Current Price₹ 149
Stock P/E14.6
Book Value₹ 78.2
ROCE9.06 %
ROE12.6 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)13%
Compounded Profit Growth (TTM)67%
Standalone figures.
Valuation
Market capRs 5,532 Cr
Enterprise valueRs 13,687 Cr
P/E (TTM)14.45x
Price to book2.45x
Price to sales2.33x
EV / EBITDA9.10x
EV / EBIT9.45x
EV / sales5.76x
Earnings yield6.92%
P/E, 3-year average17.13x
P/B, 3-year average1.85x
P/E, 5-year average17.13x
P/B, 5-year average1.85x
Profitability
Operating margin (excl. other income)63.35%
Operating margin (incl. other income)66.26%
EBITDA margin63.30%
Pre-tax margin21.63%
Net profit margin16.11%
Net margin, latest quarter17.07%
ROE13.53%
ROCE10.48%
ROA2.42%
ROE, 3-year average12.77%
ROCE, 3-year average9.49%
ROA, 3-year average2.15%
ROE, 5-year average10.64%
ROCE, 5-year average9.06%
ROA, 5-year average1.80%
ROIC (approx.)10.37%
Tax rate25.41%
Other income / net worth2.03%
Growth
Sales growth (latest year)33.66%
Profit growth (latest year)35.85%
Sales CAGR, 3 years31.61%
Sales CAGR, 5 years43.92%
Profit CAGR, 3 years58.31%
Profit CAGR, 5 years46.61%
Sales growth QoQ8.68%
Profit growth QoQ13.78%
Sales growth YoY (latest quarter)29.68%
Profit growth YoY (latest quarter)52.49%
Per share
EPS (TTM)Rs 10.37
EPS (latest year)Rs 6.62
EPS (latest quarter)Rs 3.10
EPS, 3-year averageRs 5.15
EPS, 5-year averageRs 3.80
Book value per shareRs 61.20
Sales per shareRs 64.35
Cash flow per shareRs -20.99
Free cash flow per shareRs -45.86
Efficiency
Asset turnover0.14x
Fixed asset turnover10.84x
Debtor days7 days
Debtors turnover53.00x
Leverage
Total debtRs 8,340 Cr
Cash and bankRs 186 Cr
Net debtRs 8,155 Cr
Debt to equity3.69x
Net debt / EBITDA5.42x
Interest coverage1.55x
Owners' fund to total sources20.30%
Debt to assets74.88%
Cash flow
Cash from Operating Activity (latest year)Rs -776 Cr
Cash from Investing Activity (latest year)Rs -100 Cr
Cash from Financing Activity (latest year)Rs 967 Cr
Net Cash Flow (latest year)Rs 92 Cr
Free cash flow (latest year)Rs -1,694 Cr
FCFE (approx.: FCF + change in debt)Rs -624 Cr
Cash from ops / profit, 5 years-4.99x
Statement figures
Net sales (TTM)Rs 2,377 Cr
Net sales (latest year)Rs 1,577 Cr
Sales (latest quarter)Rs 670 Cr
Operating profit excl. other income (latest year)Rs 999 Cr
Operating profit (latest quarter)Rs 440 Cr
Other income (TTM)Rs 3 Cr
EBITDA (TTM)Rs 1,505 Cr
PBDT (TTM)Rs 570 Cr
Profit before tax (TTM)Rs 514 Cr
Tax (latest year)Rs 83 Cr
Net profit (TTM)Rs 383 Cr
Net profit (latest year)Rs 245 Cr
Net profit (latest quarter)Rs 114 Cr
Depreciation (TTM)Rs 56 Cr
Depreciation (latest quarter)Rs 14 Cr
Interest (TTM)Rs 934 Cr
Cost of goods sold (latest year)Rs 70 Cr
Total expenditure (latest year)Rs 578 Cr
Total income (latest year)Rs 1,623 Cr
Share capitalRs 369 Cr
ReservesRs 1,891 Cr
Shareholders' fundsRs 2,261 Cr
Total assetsRs 11,138 Cr
Net blockRs 146 Cr
Capital work in progressRs 0 Cr
InvestmentsRs 751 Cr
ReceivablesRs 30 Cr
Other liabilitiesRs 537 Cr
Shares outstanding (crore)36.94
Ownership
Promoter holding60.67% (-0.30 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 14.4 is at the 3th percentile of its own 3.0-year range
(median 22.7, low 13.8, high 84.0).
P/B 2.45 is at the 3th percentile (median 3.70).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | FEDFINA | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -1.9% | -2.8% | +0.9 pts |
| 1 month | -4.1% | -6.8% | +2.7 pts |
| 3 months | -2.1% | -7.6% | +5.5 pts |
| 6 months | +20.7% | +0.4% | +20.3 pts |
| 1 year | +0.3% | -9.9% | +10.2 pts |
| 2 years | +24.1% | -13.6% | +37.7 pts |
13 mutual fund schemes hold about ₹293 Cr.
Over three months 3 bought more and 3 sold (share counts, price move removed).
| Fund | Weight | Est. Cr | 3m shares |
|---|---|---|---|
| Bandhan Small Cap Fund | 0.68% | 231 | +12% |
| Mahindra Manulife Aggressive Hybrid Fund(M | 0.84% | 24 | -5% |
| Mahindra Manulife Small Cap Fund | 0.28% | 15 | -3% |
| Unifi Flexi Cap Fund | 3.46% | 8 | +19% |
| Motilal Oswal Nifty Microcap 250 Index Fund | 0.20% | 5 | +1% |
| JM Value Fund | 0.59% | 5 | +16% |
| Mahindra Manulife Banking & Financial Services Fund | 0.99% | 5 | -26% |
| Groww Nifty Total Market Index Fund | 0.01% | 0 | +2% |
| Angel One Nifty Total Market Index Fund | 0.01% | 0 | +2% |
| Motilal Oswal BSE 1000 Index Fund | 0.01% | 0 | +2% |
| Samco Multi Cap Fund | 0.00% | 0 | -100% |
| Mirae Asset Nifty Total Market Index Fund | 0.01% | 0 | +2% |
| Bandhan Nifty Total Market Index Fund | 0.01% | 0 | +2% |
Red flags
F-score 5 of 8| explain | Weak cash conversion Cash from operations was -535% of net profit over the last 3 years |
| explain | Share dilution Share count up 15% in a year, 27% in three |
| explain | Low interest cover Interest cover 1.5x in 2026 |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹670 Cr +29.6% vs Jun 2025.
Net profit ₹114 Cr +52.0%.
Against our estimate for Jun 2026: sales +18.0%, profit +30.3% beat. Our estimate for Sep 2026: sales Rs 654 Cr, profit Rs 105 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
| Ex-date | Action | Factor |
|---|---|---|
| 2024-09-13 | Annual General Meeting |
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Fedbank Financial Services Ltd?
Fedbank Financial Services Ltd (FEDFINA) has a market capitalisation of Rs 5,587 Cr. at the 2026-10-01 close.
What is the P/E ratio of Fedbank Financial Services Ltd?
Fedbank Financial Services Ltd trades at a P/E of 14.6 on trailing twelve-month profit, at the 2026-10-01 close.
What were Fedbank Financial Services Ltd's latest quarterly results?
In the Jun 2026 quarter, Fedbank Financial Services Ltd revenue was Rs 670 Cr (+29.6% vs Jun 2025) and net profit was Rs 114 Cr.
What is the 52-week high and low of Fedbank Financial Services Ltd?
The 52-week high is Rs 178.48 and the 52-week low is Rs 119.07.