Price
Financials
Consolidated, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,377 | 3,777 | 523 | 528 | 590 | 489 | 521 | 573 | 642 | 531 | 630 | 633 |
| Interest | 119 | 106 | 10 | 10 | 10 | 11 | 13 | 12 | 13 | 11 | 14 | 12 |
| Expenses | 3,697 | 3,224 | 413 | 445 | 432 | 421 | 428 | 472 | 451 | 494 | 576 | 535 |
| Financing Profit | 561 | 447 | 100 | 73 | 148 | 57 | 80 | 88 | 178 | 26 | 40 | 86 |
| Financing Margin % | 13% | 12% | 19% | 14% | 25% | 12% | 15% | 15% | 28% | 5% | 6% | 14% |
| Other Income | 14 | 3,098 | 29 | 17 | 24 | 39 | 31 | 27 | 39 | 22 | 20 | 25 |
| Depreciation | 122 | 114 | 17 | 17 | 17 | 17 | 17 | 16 | 16 | 16 | 17 | 16 |
| Profit before tax | 452 | 3,431 | 111 | 73 | 154 | 80 | 93 | 99 | 201 | 33 | 44 | 95 |
| Tax % | 32% | 11% | 25% | 28% | 20% | 29% | 28% | 28% | 20% | 22% | 42% | 27% |
| Net Profit | 437 | 3,062 | 317 | 256 | 128 | 140 | 231 | 258 | 226 | 156 | 204 | 197 |
| EPS in Rs | 283.68 | 2,622.08 | 275.57 | 219.90 | 112.86 | 117.57 | 197.56 | 219.05 | 191.94 | 134.98 | 178.04 | 163.63 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,438 | 1,560 | 1,531 | 12,534 | 11,119 | 10,439 | 13,609 | 16,521 | 12,962 | 2,187 | 2,458 | 2,437 |
| Interest | 94 | 93 | 164 | 574 | 609 | 504 | 449 | 488 | 364 | 44 | 50 | 50 |
| Expenses | 1,243 | 1,283 | 1,247 | 11,151 | 9,842 | 8,937 | 12,278 | 14,903 | 11,044 | 1,727 | 1,994 | 2,056 |
| Financing Profit | 101 | 183 | 120 | 809 | 668 | 998 | 882 | 1,130 | 1,553 | 417 | 414 | 331 |
| Financing Margin % | 7% | 12% | 8% | 6% | 6% | 10% | 6% | 7% | 12% | 19% | 17% | 14% |
| Other Income | 26 | 28 | 29 | -33 | -84 | 52 | 26 | -7 | 2,929 | 52 | 28 | 106 |
| Depreciation | 37 | 40 | 42 | 367 | 423 | 428 | 428 | 456 | 373 | 68 | 65 | 65 |
| Profit before tax | 90 | 171 | 108 | 409 | 161 | 622 | 479 | 667 | 4,109 | 400 | 377 | 372 |
| Tax % | 24% | 24% | 29% | 34% | -85% | 38% | 35% | 32% | 16% | 25% | 25% | |
| Net Profit | 250 | 345 | 207 | 457 | 522 | 678 | 731 | 1,071 | 4,194 | 755 | 843 | 782 |
| EPS in Rs | 279.03 | 382.63 | 231.31 | 415.28 | 402.92 | 450.08 | 555.74 | 830.10 | 3,445.53 | 648.25 | 721.95 | 668.59 |
| Dividend Payout % | 4% | 3% | 4% | 3% | 4% | 2% | 3% | 3% | 1% | 8% | 7% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 6% | -25% | -47% | 12% | ||
| Compounded Profit Growth | 13% | 11% | -5% | 6% | ||
| Stock Price CAGR | 19% | 21% | 5% | -21% | ||
| Return on Equity | 14% | 13% | 12% | 8% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9 | 9 | 9 | 9 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| Reserves | 1,274 | 1,514 | 1,813 | 2,005 | 2,991 | 3,363 | 3,904 | 4,533 | 5,502 | 9,052 | 9,750 | 10,676 |
| Borrowing | 410 | 444 | 422 | 348 | 6,474 | 6,093 | 5,110 | 5,527 | 5,185 | 422 | 556 | 642 |
| Other Liabilities | 314 | 328 | 347 | 416 | 4,734 | 4,833 | 5,418 | 6,155 | 6,527 | 952 | 1,019 | 1,096 |
| Total Liabilities | 2,006 | 2,294 | 2,591 | 2,777 | 14,211 | 14,300 | 14,443 | 16,226 | 17,226 | 10,437 | 11,336 | 12,426 |
| Fixed Assets | 355 | 377 | 366 | 391 | 6,701 | 6,810 | 6,647 | 6,841 | 6,931 | 461 | 480 | 488 |
| CWIP | 9 | 3 | 20 | 11 | 287 | 295 | 328 | 136 | 232 | 22 | 26 | 52 |
| Investments | 1,289 | 1,508 | 1,703 | 1,984 | 1,819 | 2,085 | 2,423 | 2,749 | 3,602 | 9,090 | 9,869 | 10,804 |
| Other Assets | 353 | 406 | 502 | 391 | 5,404 | 5,110 | 5,045 | 6,500 | 6,460 | 864 | 962 | 1,082 |
| Total Assets | 2,006 | 2,294 | 2,591 | 2,777 | 14,211 | 14,300 | 14,443 | 16,226 | 17,226 | 10,437 | 11,336 | 12,426 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 109 | 144 | 113 | 102 | 993 | 1,500 | 1,780 | 351 | 1,437 | 1,817 | 294 | 252 |
| Cash from Investing Activity | -105 | -102 | 54 | -163 | -368 | -359 | -177 | -188 | -647 | -1,392 | -286 | -202 |
| Cash from Financing Activity | -3 | -37 | -172 | 64 | -567 | -1,184 | -1,567 | -144 | -778 | -590 | 39 | -30 |
| Net Cash Flow | 1 | 4 | -5 | 3 | 58 | -43 | 37 | 19 | 12 | -165 | 47 | 20 |
| Free Cash Flow | 85 | 88 | 70 | 52 | 669 | 1,158 | 1,582 | -5 | 957 | 1,246 | 267 | 161 |
| CFO/OP | 78% | 87% | 59% | 51% | 81% | 123% | 126% | 36% | 102% | 111% | 82% | 69% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 19% | 17% | 20% | 10% | 15% | 16% | 14% | 15% | 19% | 22% | 8% | 8% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 72.66% | 73.02% | 73.02% | 73.02% | 73.02% | 73.02% | 73.02% | 73.11% | 72.88% | 72.88% | 72.87% | 72.87% |
| FIIs | 4.28% | 4.31% | 4.31% | 4.31% | 4.55% | 4.57% | 4.55% | 4.47% | 4.42% | 4.43% | 4.43% | 4.41% |
| DIIs | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.00% | 0.00% |
| Public | 23.06% | 22.67% | 22.67% | 22.67% | 22.43% | 22.41% | 22.41% | 22.42% | 22.70% | 22.68% | 22.69% | 22.71% |
| No. of Shareholders | 20,629 | 20,819 | 21,019 | 21,021 | 21,119 | 20,339 | 20,231 | 20,207 | 27,050 | 26,177 | 25,463 | 25,138 |
Fundamentals
Market Cap₹ 7,027 Cr.
Current Price₹ 6,162
Stock P/E9.14
Book Value₹ 9,372
ROCE3.92 %
ROE8.11 %
Dividend Yield0.81 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)12%
Compounded Profit Growth (TTM)6%
Consolidated figures.
Valuation
Market capRs 6,943 Cr
Enterprise valueRs 7,471 Cr
P/E (TTM)9.11x
Price to book0.65x
Price to sales2.85x
EV / EBITDA15.34x
EV / EBIT17.68x
EV / sales3.07x
Price to cash flow27.51x
Earnings yield10.98%
Dividend yield0.82%
P/E, 3-year average7.05x
P/B, 3-year average0.83x
P/E, 5-year average5.96x
P/B, 5-year average0.76x
Profitability
Operating margin (excl. other income)18.88%
Operating margin (incl. other income)20.02%
EBITDA margin19.99%
Pre-tax margin15.28%
Net profit margin31.29%
Net margin, latest quarter29.48%
ROE8.05%
ROCE3.95%
ROA6.93%
ROE, 3-year average23.08%
ROCE, 3-year average17.59%
ROA, 3-year average13.93%
ROE, 5-year average20.54%
ROCE, 5-year average14.72%
ROA, 5-year average10.30%
ROIC (approx.)2.84%
Tax rate24.61%
Other income / net worth0.26%
Growth
Sales growth (latest year)12.37%
Profit growth (latest year)12.43%
Sales CAGR, 3 years-47.01%
Sales CAGR, 5 years-25.12%
Profit CAGR, 3 years-4.24%
Profit CAGR, 5 years10.12%
Sales growth QoQ0.44%
Profit growth QoQ-8.10%
Sales growth YoY (latest quarter)10.44%
Profit growth YoY (latest quarter)-24.59%
Per share
EPS (TTM)Rs 668.60
EPS (latest year)Rs 721.95
EPS (latest quarter)Rs 163.63
EPS, 3-year averageRs 1,605.24
EPS, 5-year averageRs 1,240.31
Book value per shareRs 9,371.53
Sales per shareRs 2,136.71
Cash flow per shareRs 221.28
Free cash flow per shareRs 141.18
Dividend per share (latest year)Rs 49.98
Dividend per share, 3-year averageRs 46.94
Dividend per share, 5-year averageRs 36.16
Dividends
Dividend payout6.92%
Dividend payout, 3-year average5.29%
Dividend payout, 5-year average4.32%
Efficiency
Asset turnover0.20x
Fixed asset turnover5.03x
Inventory turnover3.56x
Inventory days103 days
Debtor days67 days
Debtors turnover5.47x
Leverage
Total debtRs 642 Cr
Cash and bankRs 114 Cr
Net debtRs 529 Cr
Debt to equity0.06x
Net debt / EBITDA1.09x
Interest coverage8.42x
Owners' fund to total sources86.01%
Debt to assets5.17%
Cash flow
Cash from Operating Activity (latest year)Rs 252 Cr
Cash from Investing Activity (latest year)Rs -202 Cr
Cash from Financing Activity (latest year)Rs -30 Cr
Net Cash Flow (latest year)Rs 20 Cr
Free cash flow (latest year)Rs 161 Cr
FCFE (approx.: FCF + change in debt)Rs 247 Cr
Cash from ops / profit, 5 years0.55x
Sales to cash flow9.74x
Statement figures
Net sales (TTM)Rs 2,437 Cr
Net sales (latest year)Rs 2,458 Cr
Sales (latest quarter)Rs 633 Cr
Operating profit excl. other income (latest year)Rs 464 Cr
Operating profit (latest quarter)Rs 98 Cr
Other income (TTM)Rs 106 Cr
EBITDA (TTM)Rs 487 Cr
PBDT (TTM)Rs 437 Cr
Profit before tax (TTM)Rs 372 Cr
Tax (latest year)Rs 93 Cr
Net profit (TTM)Rs 762 Cr
Net profit (latest year)Rs 823 Cr
Net profit (latest quarter)Rs 187 Cr
Depreciation (TTM)Rs 65 Cr
Depreciation (latest quarter)Rs 16 Cr
Interest (TTM)Rs 50 Cr
Cost of goods sold (latest year)Rs 1,354 Cr
Total expenditure (latest year)Rs 1,994 Cr
Total income (latest year)Rs 2,485 Cr
Share capitalRs 11 Cr
ReservesRs 10,676 Cr
Shareholders' fundsRs 10,687 Cr
Total assetsRs 12,426 Cr
Net blockRs 488 Cr
Capital work in progressRs 52 Cr
InvestmentsRs 10,804 Cr
ReceivablesRs 450 Cr
InventoryRs 381 Cr
Other liabilitiesRs 1,096 Cr
Shares outstanding (crore)1.14
Ownership
Promoter holding72.87% (-0.24 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/E 9.1 is at the 72th percentile of its own 9.4-year range
(median 6.2, low 2.5, high 12.9).
P/B 0.65 is at the 26th percentile (median 0.85).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | BENGALASM | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -0.6% | -2.8% | +2.2 pts |
| 1 month | -8.6% | -6.8% | -1.8 pts |
| 3 months | -4.1% | -7.6% | +3.5 pts |
| 3 years | +13.2% | +14.2% | -1.0 pts |
| 5 years | +154.8% | +27.9% | +126.9 pts |
Red flags
F-score 5 of 8| explain | Weak cash conversion Cash from operations was 43% of net profit over the last 3 years |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹633 Cr +10.5% vs Jun 2025.
Net profit ₹197 Cr -23.6%.
Against our estimate for Jun 2026: sales -3.7%, profit -11.3% in line. Our estimate for Sep 2026: sales Rs 743 Cr, profit Rs 236 Cr (how).
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
| Ex-date | Action | Factor |
|---|---|---|
| 2026-09-01 | Dividend - Rs 50 Per Share |
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Less than 100 unique PAN traded in previous 30 days
Quick answers
What is the market cap of Bengal & Assam Company Ltd?
Bengal & Assam Company Ltd (BENGALASM) has a market capitalisation of Rs 7,027 Cr. at the 2026-10-01 close.
What is the P/E ratio of Bengal & Assam Company Ltd?
Bengal & Assam Company Ltd trades at a P/E of 9.14 on trailing twelve-month profit, at the 2026-10-01 close.
What were Bengal & Assam Company Ltd's latest quarterly results?
In the Jun 2026 quarter, Bengal & Assam Company Ltd revenue was Rs 633 Cr (+10.5% vs Jun 2025) and net profit was Rs 197 Cr.
What is the 52-week high and low of Bengal & Assam Company Ltd?
The 52-week high is Rs 7,268.00 and the 52-week low is Rs 5,845.85.