Baid Finserv Ltd (BAIDFIN) share price, results

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	15.01	17.51	15.15	18.89	19.65	21.34	22.12	23.78	23.84	24.63	25.01	21.64
Interest	5.51	5.71	6.54	7.09	7.65	7.26	7.34	7.99	7.99	8.18	7.81	7.94
Expenses	6.20	5.14	6.40	8.04	9.16	7.60	9.55	10.31	9.71	10.84	15.35	8.07
Financing Profit	3.30	6.66	2.21	3.76	2.84	6.48	5.23	5.48	6.14	5.61	1.85	5.63
Financing Margin %	21.99%	38.04%	14.59%	19.90%	14.45%	30.37%	23.64%	23.04%	25.76%	22.78%	7.40%	26.02%
Other Income	0.25	0.07	0.05	0.47	0.06	0.01	0.02	0.13	0.14	1.10	0.56	0.41
Depreciation	0.13	1.67	0.22	0.08	0.29	0.17	0.19	0.24	0.20	0.25	0.24	0.23
Profit before tax	3.42	5.06	2.04	4.15	2.61	6.32	5.06	5.37	6.08	6.46	2.17	5.81
Tax %	25.15%	28.66%	46.57%	24.58%	25.29%	25.16%	27.87%	25.14%	25.16%	26.47%	23.50%	25.13%
Net Profit	2.56	3.61	1.08	3.12	1.96	4.73	3.64	4.02	4.55	4.75	1.66	4.34
EPS in Rs	0.17	0.24	0.07	0.21	0.13	0.32	0.24	0.27	0.30	0.32	0.11	0.28
Gross NPA %
Net NPA %

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	18	28	41	58	63	54	50	56	66	82	99	95
Interest	6	11	18	28	31	24	20	18	23	29	32	32
Expenses	8	12	15	17	21	19	18	24	25	34	46	44
Financing Profit	4	6	8	13	11	10	12	14	18	19	20	19
Financing Margin %	23%	21%	21%	22%	17%	19%	25%	26%	28%	23%	21%	20%
Other Income	0	0	0	0	0	0	0	0	0	0	1	2
Depreciation	0	0	0	0	0	0	0	0	0	1	1	1
Profit before tax	4	6	8	13	10	10	12	14	18	18	20	21
Tax %	32%	31%	31%	24%	27%	27%	28%	26%	29%	26%	25%
Net Profit	3	4	6	10	8	7	9	10	13	13	15	15
EPS in Rs	0.36	0.32	0.45	0.77	0.51	0.50	0.59	0.69	0.86	0.90	0.97	1.01
Dividend Payout %	0%	13%	18%	10%	0%	8%	7%	12%	9%	9%	10%

	10 Years	5 Years	3 Years	TTM	1 Year	Last Year
Compounded Sales Growth	18%	13%	21%	9%
Compounded Profit Growth	19%	15%	13%	7%
Stock Price CAGR	8%	27%	-30%		-2%
Return on Equity	8%	7%	8%			7%

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	6	6	10	10	10	12	12	12	24	24	24	31
Reserves	8	11	26	30	39	118	126	134	131	143	155	202
Borrowing	36	65	103	195	269	189	164	160	171	242	255	285
Other Liabilities	15	24	19	36	15	22	15	12	15	17	20	21
Total Liabilities	64	105	159	271	333	341	316	318	341	426	454	539
Fixed Assets	1	1	1	2	2	1	1	1	1	4	5	6
CWIP	0	0	0	0	0	0	0	0	0	0	0	0
Investments	2	3	5	10	11	3	3	9	6	5	10	16
Other Assets	61	101	153	260	321	336	312	308	333	417	439	517
Total Assets	64	105	159	271	333	341	316	318	341	426	454	539

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-10	-18	-37	-45	-44	40	50	34	6	-22	2	-33
Cash from Investing Activity	-2	-2	-2	-5	-2	-2	0	-6	3	-2	-6	-8
Cash from Financing Activity	12	19	40	51	45	-38	-49	-24	-8	47	-17	37
Net Cash Flow	0	0	0	2	-0	-1	2	4	0	24	-21	-4
Free Cash Flow	-11	-18	-37	-46	-44	40	50	34	5	-25	0	-35
CFO/OP	-189%	-183%	-220%	-169%	-108%	103%	154%	117%	29%	-40%	14%	-54%

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	9%	18%	15%	15%	22%	8%	6%	6%	7%	8%	8%	7%

	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Aug 2026
Promoters	34.81%	34.81%	34.98%	35.42%	36.25%	36.25%	36.25%	36.25%	45.71%	47.39%	47.39%	49.73%
FIIs	0.00%	0.03%	0.03%	0.04%	0.01%	0.29%	0.29%	0.26%	0.21%	0.20%	0.19%	0.18%
Public	65.20%	65.18%	64.99%	64.55%	63.75%	63.46%	63.45%	63.49%	54.10%	52.41%	52.42%	50.09%
No. of Shareholders	10,427	13,573	16,606	20,113	22,071	23,390	23,633	23,492	23,164	23,260	22,797	22,373

Fundamentals

Market Cap₹ 167 Cr.

Current Price₹ 10.4

Stock P/E10.9

Book Value₹ 15.0

ROCE10.9 %

ROE7.27 %

Dividend Yield0.96 %

Face Value₹ 2.00

Compounded Sales Growth (TTM)9%

Compounded Profit Growth (TTM)7%

Standalone figures.

Valuation

Market capRs 160 Cr

Enterprise valueRs 436 Cr

P/E (TTM)10.44x

Price to book0.69x

Price to sales1.68x

EV / EBITDA8.17x

EV / EBIT8.32x

EV / sales4.59x

Earnings yield9.58%

Dividend yield0.97%

P/E, 3-year average11.62x

P/B, 3-year average0.85x

P/E, 5-year average15.24x

P/B, 5-year average1.06x

Profitability

Operating margin (excl. other income)53.17%

Operating margin (incl. other income)53.69%

EBITDA margin56.10%

Pre-tax margin21.57%

Net profit margin16.08%

Net margin, latest quarter20.06%

ROE7.27%

ROCE10.93%

ROA3.01%

ROE, 3-year average7.69%

ROCE, 3-year average11.13%

ROA, 3-year average3.15%

ROE, 5-year average7.24%

ROCE, 5-year average10.78%

ROA, 5-year average3.07%

ROIC (approx.)7.68%

Tax rate25.36%

Other income / net worth0.22%

Growth

Sales growth (latest year)19.79%

Profit growth (latest year)11.30%

Sales CAGR, 3 years20.98%

Sales CAGR, 5 years12.83%

Profit CAGR, 3 years12.98%

Profit CAGR, 5 years14.89%

Sales growth QoQ-13.47%

Profit growth QoQ161.45%

Sales growth YoY (latest quarter)-9.00%

Profit growth YoY (latest quarter)7.96%

Per share

EPS (TTM)Rs 0.99

EPS (latest year)Rs 0.97

EPS (latest quarter)Rs 0.28

EPS, 3-year averageRs 1.05

EPS, 5-year averageRs 2.27

Book value per shareRs 15.03

Sales per shareRs 6.14

Cash flow per shareRs -2.15

Free cash flow per shareRs -2.26

Dividend per share (latest year)Rs 0.10

Dividend per share, 3-year averageRs 0.10

Dividend per share, 5-year averageRs 0.18

Dividends

Dividend payout10.35%

Dividend payout, 3-year average9.52%

Dividend payout, 5-year average9.39%

Efficiency

Asset turnover0.18x

Fixed asset turnover16.70x

Inventory turnover107.21x

Inventory days3 days

Leverage

Total debtRs 285 Cr

Cash and bankRs 9 Cr

Net debtRs 277 Cr

Debt to equity1.23x

Net debt / EBITDA5.18x

Interest coverage1.64x

Owners' fund to total sources43.18%

Debt to assets52.94%

Cash flow

Cash from Operating Activity (latest year)Rs -33 Cr

Cash from Investing Activity (latest year)Rs -8 Cr

Cash from Financing Activity (latest year)Rs 37 Cr

Net Cash Flow (latest year)Rs -4 Cr

Free cash flow (latest year)Rs -35 Cr

FCFE (approx.: FCF + change in debt)Rs -5 Cr

Cash from ops / profit, 5 years-0.22x

Statement figures

Net sales (TTM)Rs 95 Cr

Net sales (latest year)Rs 99 Cr

Sales (latest quarter)Rs 22 Cr

Operating profit excl. other income (latest year)Rs 52 Cr

Operating profit (latest quarter)Rs 14 Cr

Other income (TTM)Rs 2 Cr

EBITDA (TTM)Rs 53 Cr

PBDT (TTM)Rs 21 Cr

Profit before tax (TTM)Rs 21 Cr

Tax (latest year)Rs 5 Cr

Net profit (TTM)Rs 15 Cr

Net profit (latest year)Rs 15 Cr

Net profit (latest quarter)Rs 4 Cr

Depreciation (TTM)Rs 1 Cr

Depreciation (latest quarter)Rs 0 Cr

Interest (TTM)Rs 32 Cr

Cost of goods sold (latest year)Rs 20 Cr

Total expenditure (latest year)Rs 46 Cr

Total income (latest year)Rs 99 Cr

Share capitalRs 31 Cr

ReservesRs 202 Cr

Shareholders' fundsRs 233 Cr

Total assetsRs 539 Cr

Net blockRs 6 Cr

InvestmentsRs 16 Cr

InventoryRs 0 Cr

Other liabilitiesRs 21 Cr

Shares outstanding (crore)15.49

Ownership

Promoter holding49.73% (+13.48 in a year)

Computed by MarketFriction from the standalone statements. Returns use average balances.

P/E 10.4 is at the 32th percentile of its own 9.4-year range (median 18.5, low 4.8, high 79.6).

P/B 0.69 is at the 18th percentile (median 1.79).

Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.

Period	BAIDFIN	Nifty 50	Difference
1 week	-1.3%	-2.8%	+1.4 pts
1 month	+1.6%	-6.8%	+8.4 pts
3 months	+1.1%	-7.6%	+8.7 pts
6 months	+13.3%	+0.4%	+12.9 pts
1 year	-6.3%	-9.9%	+3.6 pts
2 years	-33.4%	-13.6%	-19.9 pts
3 years	-67.0%	+14.2%	-81.1 pts
5 years	+219.2%	+27.9%	+191.3 pts

Red flags

F-score 3 of 8

explain	Weak cash conversion Cash from operations was -128% of net profit over the last 3 years
look	Auditor change Auditor change 2026-05-15: Baid Finserv Limited has informed the Exchange regarding Change in Auditors of the company.

Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026

Revenue ₹22 Cr -9.0% vs Jun 2025. Net profit ₹4 Cr +8.0%.

Against our estimate for Jun 2026: sales -20.3%, profit -11.2% in line. Our estimate for Sep 2026: sales Rs 24 Cr, profit Rs 5 Cr (how).

Activity

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No bulk or block deals on record.

Ex-date	Action	Factor
2026-09-16	Dividend - Re 0.10 Per Share
2025-11-17	Rights 1:4 @ Premium Rs 8/-
2025-09-04	Dividend - Re 0.10 Per Share
2024-07-09	Dividend - Re 0.10 Per Share
2024-07-09	Annual General Meeting
2023-08-31	Dividend - Rs 0.10 Per Share
2023-08-31	Annual General Meeting

Date	Type	What it says
2026-09-30	Credit Rating	Credit Rating
2026-09-24	Appointment	Appointment of Mr. Himanshu Kumar Jain (DIN: 11847212) as an Non-Executive Independent Director of the Company for a period of 5 years with effect fro...
2026-09-24	Updates	The members of the Company in the 35th Annual General Meeting held on Wednesday, September 23, 2026 through Video Conferencing ( VC ) / Other Audio Vi...
2026-09-24	Amendment to AOA/MOA	The Amendment to AOA/MOA of the company.
2026-09-24	Appointment	Re - appointment of Mr. Panna Lal Baid as Chairman and Managing Director of the company for a further period of 3 (Three) years with effect from Apri...
2026-09-24	Shareholder meeting	Srutinizers report of Annual General Meeting held on September 23, 2026
2026-09-23	Shareholder meeting	Proceedings of the 35th Annual General Meeting (AGM) of the Company held on Wednesday, September 23, 2026
2026-09-08	Updates	Please find attached herewith report received from the RTA of the Company, MCS Share Transfer Agent Limited dated September 08, 2026, on re-lodgement...
2026-08-27	Updates	Submission of Certificate received from Statutory Auditor in terms of Regulation 169(5) of the Securities and Exchange Board of India (Issue of Capita...
2026-08-26	General Updates	Letter providing the web link for accessing the Annual Report dispatched to Shareholders.
2026-08-26	Shareholder meeting	Notice of Annual General Meeting to be held on September 23, 2026
2026-08-26	General Updates	Annual Report 2025-26 duly submitted.
2026-08-26	General Updates	Allotment of Equity Shares pursuant to the exercise and conversion of Convertible Warrants
2026-08-26	Board meeting outcome	The Board of Directors of the Company in their meeting held on Wednesday, August 26, 2026 at the registered office of the Company situated at, Baid H...
2026-08-13	General Updates	Approved reconstitution of the committees of the Board of Directors of the Company.
2026-08-13	Director change	Change in Director(s) of the company.
2026-08-13	General Updates	General Updates
2026-08-13	Record Date	Record date for the purpose of Dividend is 16-Sep-2026.
2026-08-13	Amendment to AOA/MOA	The Amendment to AOA/MOA of the company.
2026-08-13	General Updates	The 35th Annual General Meeting is scheduled to be held on Wednesday, 23 September 2026.
2026-08-13	Appointment	Appointment of Himanshu Kumar Jain as Non- Executive Independent Director of the company w.e.f. August 13, 2026.
2026-08-13	Director change	Change in Director(s) of the company.
2026-08-13	Board meeting outcome	Baid Finserv Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-08-06	Updates	Please find attached herewith report received from the Registrar to an Issue and Share Transfer Agent of the Company, MCS Share Transfer Agent Limited...
2026-08-04	Updates	We hereby intimate that a meeting of the Board of Directors of the Company will be held on Thursday, August 13, 2026 at the registered office of the C...

Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.

No short selling reported to NSE in our files.

Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.

Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Baid Finserv Ltd?

Baid Finserv Ltd (BAIDFIN) has a market capitalisation of Rs 167 Cr. at the 2026-10-01 close.

What is the P/E ratio of Baid Finserv Ltd?

Baid Finserv Ltd trades at a P/E of 10.9 on trailing twelve-month profit, at the 2026-10-01 close.

What were Baid Finserv Ltd's latest quarterly results?

In the Jun 2026 quarter, Baid Finserv Ltd revenue was Rs 22 Cr (-9.0% vs Jun 2025) and net profit was Rs 4 Cr.

What is the 52-week high and low of Baid Finserv Ltd?

The 52-week high is Rs 12.98 and the 52-week low is Rs 8.80.