MarketFriction

TCI Finance Ltd

NSE TCIFINANCE · BSE 501242 · Non Banking Financial Company (NBFC)
₹14.69 -0.61%
NSE close2026-10-01
52 week range10.00 - 38.46
Market cap₹18.4 Cr.
GSM Price band 10% Delivery 76.2%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue0.420.000.000.000.000.000.000.000.000.000.000.00
Interest0.140.120.070.000.000.000.000.000.000.810.120.00
Expenses0.260.310.380.460.410.282.130.420.380.280.250.35
Financing Profit0.02-0.43-0.45-0.46-0.41-0.28-2.13-0.42-0.38-1.09-0.37-0.35
Financing Margin %4.76%
Other Income0.000.70-0.04-0.040.200.046.660.000.000.000.480.00
Depreciation0.000.000.000.000.000.000.000.000.000.000.010.00
Profit before tax0.020.27-0.49-0.50-0.21-0.244.53-0.42-0.38-1.090.10-0.35
Tax %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Net Profit0.020.27-0.49-0.50-0.21-0.244.53-0.42-0.38-1.090.11-0.35
EPS in Rs0.020.21-0.38-0.39-0.16-0.193.52-0.33-0.30-0.850.09-0.27
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue11.2612.3611.7510.294.234.254.530.000.660.070.000.00
Interest8.048.568.606.073.922.241.531.530.520.000.930.93
Expenses1.111.231.101.8952.589.7535.400.961.273.271.331.26
Financing Profit2.112.572.052.33-52.27-7.74-32.40-2.49-1.13-3.20-2.26-2.19
Financing Margin %18.74%20.79%17.45%22.64%-1,235.70%-182.12%-715.23%-171.21%-4,571.43%
Other Income0.211.730.031.190.000.000.090.000.656.780.480.48
Depreciation0.030.030.020.020.020.030.020.020.000.000.010.01
Profit before tax2.294.272.063.50-52.29-7.77-32.33-2.51-0.483.58-1.79-1.72
Tax %13.54%15.69%18.45%29.43%0.06%0.00%1.98%0.00%0.00%0.00%0.00%
Net Profit1.983.601.692.47-52.32-7.77-32.97-2.51-0.483.58-1.78-1.71
EPS in Rs1.542.801.311.92-40.64-6.04-25.61-1.95-0.372.78-1.38-1.33
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth%%%-100%
Compounded Profit Growth%12%9%-149%
Stock Price CAGR-3%21%67%22%
Return on Equity%%%%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital14.2014.2014.2014.2014.2014.2014.2014.2014.2014.2014.2014.20
Reserves25.9027.8931.4933.1823.32-57.27-44.06-60.94-77.05-77.56-89.37-91.04
Borrowing52.1159.0154.0149.8734.2627.4925.3522.8211.497.421.592.56
Other Liabilities0.580.922.063.1168.1085.3387.9686.8697.5383.4981.0281.07
Total Liabilities92.79102.02101.76100.36139.8869.7583.4562.9446.1727.557.446.79
Fixed Assets0.790.730.540.521.281.291.271.251.241.241.261.25
CWIP0.000.000.000.000.000.000.000.000.000.000.000.00
Investments49.5349.4949.5149.47101.0023.5547.2542.8426.0923.865.305.48
Other Assets42.4751.8051.7150.3737.6044.9134.9318.8518.842.450.880.06
Total Assets92.79102.02101.76100.36139.8869.7583.4562.9446.1727.557.446.79
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-28.04-12.643.163.2514.41-22.871.69-22.609.803.734.26-1.73
Cash from Investing Activity4.261.511.930.883.1925.430.3825.151.502.23-0.030.00
Cash from Financing Activity27.886.89-4.99-4.14-17.71-2.52-2.14-2.53-11.33-4.07-5.830.97
Net Cash Flow4.11-4.240.10-0.02-0.110.04-0.070.02-0.021.90-1.60-0.77
Free Cash Flow-28.11-12.434.263.2515.41-22.901.69-22.609.803.734.23-1.73
CFO/OP-219%-107%32%36%187%47%-38%73%-1,021%-611%-137%130%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %18.33%4.43%6.40%3.63%4.33%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%
Public75.27%75.27%75.26%75.27%75.28%75.27%75.27%75.27%75.27%75.27%75.27%75.27%
No. of Shareholders9,4129,58710,54212,18215,47118,08220,18920,98421,21021,86322,52122,755

Fundamentals

Market Cap₹ 18.4 Cr.
Current Price₹ 14.3
Book Value₹ -59.7
ROCE%
ROE%
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)-100%
Compounded Profit Growth (TTM)-149%
Standalone figures.
Valuation
Market capRs 19 Cr
Enterprise valueRs 21 Cr
Price to book-0.25x
Earnings yield-9.04%
P/E, 3-year average4.13x
P/B, 3-year average-0.17x
P/E, 5-year average4.13x
P/B, 5-year average-0.15x
Profitability
ROE2.34%
ROA-25.02%
ROE, 3-year average-0.69%
ROA, 3-year average-1.95%
ROE, 5-year average17.72%
ROA, 5-year average-11.10%
Other income / net worth-0.62%
Growth
Profit growth (latest year)-149.72%
Profit growth QoQ-418.18%
Per share
EPS (TTM)Rs -1.33
EPS (latest year)Rs -1.38
EPS (latest quarter)Rs -0.27
EPS, 3-year averageRs 0.34
EPS, 5-year averageRs -5.31
Book value per shareRs -59.69
Cash flow per shareRs -1.34
Free cash flow per shareRs -1.34
Leverage
Total debtRs 3 Cr
Cash and bankRs 0 Cr
Net debtRs 3 Cr
Debt to equity-0.03x
Interest coverage-0.85x
Owners' fund to total sources-1131.66%
Debt to assets37.70%
Cash flow
Cash from Operating Activity (latest year)Rs -2 Cr
Cash from Financing Activity (latest year)Rs 1 Cr
Net Cash Flow (latest year)Rs -1 Cr
Free cash flow (latest year)Rs -2 Cr
FCFE (approx.: FCF + change in debt)Rs -1 Cr
Statement figures
Operating profit (latest quarter)Rs -0 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs -1 Cr
PBDT (TTM)Rs -2 Cr
Profit before tax (TTM)Rs -2 Cr
Net profit (TTM)Rs -2 Cr
Net profit (latest year)Rs -2 Cr
Net profit (latest quarter)Rs -0 Cr
Depreciation (TTM)Rs 0 Cr
Interest (TTM)Rs 1 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total income (latest year)Rs 0 Cr
Share capitalRs 14 Cr
ReservesRs -91 Cr
Shareholders' fundsRs -77 Cr
Total assetsRs 7 Cr
Net blockRs 1 Cr
InvestmentsRs 5 Cr
Other liabilitiesRs 81 Cr
Shares outstanding (crore)1.29
Ownership
Promoter holding24.72% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
Not enough history to build valuation bands (needs two years of profits and prices).
PeriodTCIFINANCENifty 50Difference
1 week-1.1%-2.8% +1.6 pts
1 month-3.7%-6.8% +3.1 pts
3 months-16.2%-7.6% -8.5 pts
6 months+17.2%+0.4% +16.8 pts
1 year+16.5%-9.9% +26.4 pts
2 years-4.3%-13.6% +9.3 pts
3 years+366.3%+14.2% +352.2 pts
5 years+164.7%+27.9% +136.8 pts

Red flags

F-score 2 of 6
seriousNegative equity Shareholders' equity is negative
explainDebt up, profit down Borrowings up 61% while net profit fell in 2026
lookOn NSE surveillance On NSE surveillance: GSM
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹0 Cr. Net loss ₹0 Cr.

Activity

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No bulk or block deals on record.
Ex-dateActionFactor
2024-09-19Annual General Meeting
2023-09-21Annual General Meeting
2022-10-13Annual General Meeting
2021-12-21 Annual General Meeting
2020-09-21 Annual General Meeting
2019-08-05 Annual General Meeting
2018-08-01 Annual General Meeting
2017-08-03 Annual General Meeting
2016-07-27 Annual General Meeting
2015-07-17Annual General Meeting
2014-09-18Annual General Meeting
2013-09-19Annual General Meeting
2012-09-13Annual General Meeting
2011-08-03Annual General Meeting
2010-07-29Annual General Meeting
2009-07-23Annual General Meeting
2008-09-11Annual General Meeting
2007-07-24Agm
2006-07-05Agm
DateTypeWhat it says
2026-09-15Reply to Clarification- FinaThe Exchange had sought clarification from Tci Finance Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Ob...
2026-09-03Clarification - Financial ReThe Exchange has sought clarification from Tci Finance Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Ob...
2026-08-29Shareholder meetingVoting results.
2026-08-27Shareholder meetingOutcome of 52nd AGM of the Company
2026-08-14Board meeting outcomeTci Finance Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-01Reply to Clarification- FinaThe Exchange had sought clarification from Tci Finance Limited for the quarter ended 31-Mar-2026 with respect to Regulation 33 of the SEBI (Listing Ob...
2026-06-25Clarification - Financial ReThe Exchange has sought clarification from Tci Finance Limited for the quarter ended 31-Mar-2026 with respect to Regulation 33 of the SEBI (Listing Ob...
2026-06-10Price movementSignificant movement in price has been observed in Tci Finance Limited. The Exchange, in order to ensure that investors have latest relevant informati...
2026-06-09Price movementSignificant movement in price has been observed in Tci Finance Limited. The Exchange, in order to ensure that investors have latest relevant informati...
2026-05-25Board meeting outcomeTci Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
2026-04-28Disclosure under SEBI TakeovJubilee Commercial & Trading Pvt. Ltd. has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board ...
2026-03-09Reply to Clarification- FinaThe Exchange had sought clarification from Tci Finance Limited for the quarter ended 31-Dec-2025 with respect to Regulation 33 of the SEBI (Listing Ob...
2026-02-27Clarification - Financial ReThe Exchange has sought clarification from Tci Finance Limited for the quarter ended 31-Dec-2025 with respect to Regulation 33 of the SEBI (Listing Ob...
2026-02-10Board meeting outcomeTci Finance Limited has submitted to the Exchange, the financial results for the period ended December 31, 2025.
2025-12-20Price movementSignificant movement in price has been observed in Tci Finance Limited. The Exchange, in order to ensure that investors have latest relevant informati...
2025-12-19Price movementSignificant movement in price has been observed in Tci Finance Limited. The Exchange, in order to ensure that investors have latest relevant informati...
2025-10-29Board meeting outcomeTci Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2025.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Order dateForumCase
2021-07-16NCLTNeera Agarwal & 2 others Vs TCI Finance ltd & 11 others
2021-03-26NCLTNeera Agarwal & 2 others Vs TCI Finance ltd & 11 others
Orders from NCLT, NCLAT and CESTAT naming the company. Click a row for the order.
EPS in the scrip is zero (4 trailing quarters)GSMLess than 100 unique PAN traded in previous 30 days
Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.Updated 2026-10-03