MarketFriction

Go Digit General Insurance Ltd

NSE GODIGIT · BSE 544179 · General Insurance
₹256.30 -1.44%
NSE close2026-10-01
52 week range231.65 - 374.00
Market cap₹23,411 Cr.
P/E47.5
IPO 2024 · -6% since Price band 20% Delivery 47.7%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1,9052,2862,2562,1052,2342,4362,5942,2362,4882,5702,7112,427
Expenses1,8772,2432,6722,0042,1452,3182,8042,0772,3532,4083,0082,313
Operating Profit2843-41510189118-209159135162-297114
OPM %1.4%1.9%-18%4.8%4.0%4.9%-8%7%5%6%-11%4.7%
Other Income004680003251114701
Interest000000000000
Depreciation000000000000
Profit before tax28435310189119116161136163173115
Tax %0%0%0%0%0%0%0%14%14%14%13%25%
Net Profit2843531018911911613811714014986
EPS in Rs0.320.490.601.100.971.291.251.501.261.521.620.93
Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales2,2523,8415,8858,1479,37010,00510,196
Expenses2,3664,1245,8358,4169,2509,82510,082
Operating Profit-114-28350-269120180114
OPM %-5%-7%0.9%-3.3%1.3%1.8%1.1%
Other Income0-00468325472472
Interest0000000
Depreciation912151820210
Profit before tax-123-29636182425632586
Tax %0%0%0%0%0%14%
Net Profit-123-29636182425544492
EPS in Rs-1.49-3.440.412.084.605.895.33
Dividend Payout %0%0%0%0%0%0%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth%35%19%7%
Compounded Profit Growth%45%148%7%
Stock Price CAGR%%%-27%
Return on Equity%6%11%12%
Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital825859874875923924
Reserves4021,1191,5651,8443,3653,738
Borrowings000350350350
Other Liabilities4,7778,07011,05013,88916,82319,940
Total Liabilities6,00410,04813,49016,95821,46124,952
Fixed Assets22125161173215265
CWIP81241213
Investments5,4309,24712,38915,39519,40922,591
Other Assets4716529381,3881,8352,093
Total Assets6,00410,04813,49016,95821,46124,952
Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity1,5632,4792,2501,7201,6042,026
Cash from Investing Activity-1,637-3,487-2,514-1,986-2,837-2,019
Cash from Financing Activity1599953973421,092-28
Net Cash Flow86-1313377-141-22
Free Cash Flow1,5362,4292,2291,7041,5872,009
CFO/OP-1,374%-875%4,456%-641%1,338%1,169%
Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days000000
Inventory Days
Days Payable
Cash Conversion Cycle000000
Working Capital Days-723-719-644-576-592-658
ROCE %-18%2%5%11%13%
Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters73.58%73.28%73.18%73.12%73.10%73.09%73.02%73.01%73.00%
FIIs5.10%5.51%6.47%7.86%8.28%8.48%8.26%8.01%8.23%
DIIs16.22%15.57%15.18%15.26%14.38%14.12%14.34%14.62%15.01%
Public5.10%5.62%5.18%3.76%4.24%4.31%4.38%4.35%3.77%
No. of Shareholders67,00063,48466,30171,32166,16765,85161,26159,15260,707

Fundamentals

Market Cap₹ 23,411 Cr.
Current Price₹ 253
Stock P/E47.5
Book Value₹ 50.4
ROCE13.1 %
ROE12.2 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)7%
Compounded Profit Growth (TTM)7%
Standalone figures.
Valuation
Market capRs 22,016 Cr
Enterprise valueRs 21,870 Cr
P/E (TTM)44.71x
Price to book11.13x
Price to sales2.16x
EV / EBITDA36.52x
EV / EBIT37.29x
EV / sales2.14x
Price to cash flow8.88x
Earnings yield2.24%
Profitability
Operating margin (excl. other income)-7.37%
Operating margin (incl. other income)-7.38%
EBITDA margin5.87%
Pre-tax margin5.75%
Net profit margin4.83%
Net margin, latest quarter3.56%
ROE-18.46%
ROCE-18.46%
ROA-3.69%
ROIC (approx.)32.03%
Other income / net worth-0.01%
Growth
Sales growth (latest year)70.56%
Sales growth QoQ-10.47%
Profit growth QoQ-42.18%
Sales growth YoY (latest quarter)8.54%
Profit growth YoY (latest quarter)-37.55%
Per share
EPS (TTM)Rs 5.73
EPS (latest year)Rs -3.44
EPS (latest quarter)Rs 1.01
Book value per shareRs 23.02
Sales per shareRs 118.70
Cash flow per shareRs 28.86
Free cash flow per shareRs 23.39
Efficiency
Asset turnover0.38x
Fixed asset turnover30.79x
Cash conversion cycle0 days
Working capital days-658 days
Leverage
Cash and bankRs 147 Cr
Net debtRs -147 Cr
Net debt / EBITDA-0.24x
Owners' fund to total sources19.68%
Cash flow
Cash from Operating Activity (latest year)Rs 2,479 Cr
Cash from Investing Activity (latest year)Rs -3,487 Cr
Cash from Financing Activity (latest year)Rs 995 Cr
Net Cash Flow (latest year)Rs -13 Cr
Free cash flow (latest year)Rs 2,009 Cr
Cash from ops / profit, 5 years11.31x
Sales to cash flow1.55x
Statement figures
Net sales (TTM)Rs 10,196 Cr
Net sales (latest year)Rs 3,841 Cr
Sales (latest quarter)Rs 2,427 Cr
Operating profit excl. other income (latest year)Rs -283 Cr
Operating profit (latest quarter)Rs 114 Cr
Other income (TTM)Rs 472 Cr
EBITDA (TTM)Rs 599 Cr
PBDT (TTM)Rs 599 Cr
Profit before tax (TTM)Rs 586 Cr
Net profit (TTM)Rs 492 Cr
Net profit (latest year)Rs -296 Cr
Net profit (latest quarter)Rs 86 Cr
Depreciation (TTM)Rs 12 Cr
Cost of goods sold (latest year)Rs 2,677 Cr
Total expenditure (latest year)Rs 4,124 Cr
Total income (latest year)Rs 3,841 Cr
Share capitalRs 859 Cr
ReservesRs 1,119 Cr
Shareholders' fundsRs 1,978 Cr
Total assetsRs 10,048 Cr
Net blockRs 125 Cr
Capital work in progressRs 24 Cr
InvestmentsRs 9,247 Cr
Other liabilitiesRs 8,070 Cr
Shares outstanding (crore)85.90
Ownership
Promoter holding73.00% (-0.10 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
Not enough history to build valuation bands (needs two years of profits and prices).
PeriodGODIGITNifty 50Difference
1 week+2.4%-2.8% +5.2 pts
1 month-1.7%-6.8% +5.1 pts
3 months-18.3%-7.6% -10.6 pts
6 months-21.3%+0.4% -21.7 pts
1 year-26.9%-9.9% -17.0 pts
2 years-32.4%-13.6% -18.9 pts
69 mutual fund schemes hold about ₹2,716 Cr. Over three months 15 bought more and 38 sold (share counts, price move removed).
FundWeightEst. Cr3m shares
Mirae Asset Large & Midcap Fund0.92%422 -6%
Mirae Asset ELSS Tax Saver Fund1.20%317 -4%
Mirae Asset Midcap Fund1.17%245 -9%
Aditya Birla SL Flexi Cap Fund0.49%142 +103%
ICICI Pru Value Fund0.22%132 +100%
ICICI Pru Banking & Fin Serv Fund1.15%130 +81%
ICICI Pru Banking & Fin Serv Fund1.15%129 +81%
ICICI Pru Small Cap Fund1.18%116 +322%
Invesco India Smallcap Fund0.72%113 -17%
ICICI Pru Small Cap Fund1.18%113 +322%
SBI Large & Midcap Fund0.23%98 +100%
Aditya Birla SL ELSS Tax Saver Fund0.66%95 -3%
SBI Innovative Opportunities Fund1.42%74 -8%
Aditya Birla SL Balanced Advantage Fund0.72%73 -9%
Mirae Asset Multicap Fund1.05%59 -8%
Bajaj Finserv Flexi Cap Fund0.70%57 -12%
ICICI Pru Business Cycle Fund0.28%45 +9%
Mirae Asset Aggressive Hybrid Fund0.41%39 -4%
Aditya Birla SL Banking & Financial Services Fund0.99%36 -2%
ICICI Pru Multi Asset Allocation Fund0.04%36 +100%
Edelweiss Small Cap Fund0.46%33 -56%
Axis Services Opportunities Fund2.17%32 +7%
Aditya Birla SL Consumption Fund0.49%30 -4%
Mirae Asset Banking and Financial Services Fund1.16%27 -5%
Tata Flexi Cap Fund0.72%26 +38%

Red flags

F-score 4 of 8
lookRepeated losses Net loss in each of the last two years
lookAuditor change Auditor change 2026-04-28: Go Digit General Insurance Limited has informed the Exchange regarding Change in Auditors of the company.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Insider trades

NSE insider and takeover-code disclosures
DateWhoRoleSideSharesValueHow
2024-08-01Bijan Kumar MohantyEmployees/Designated Employeother1,500Rs 0.05 CrESOP
2024-08-01Bijan Kumar MohantyEmployees/Designated Employeother2,000Rs 0.07 CrESOP
2024-07-31DEEPAK SRIVASTAVAEmployees/Designated Employesell4,000Rs 0.15 CrMarket Sale
2024-07-31Ravi Prakash KhetanEmployees/Designated Employeother5,000Rs 0.18 CrESOP
2024-07-30ANKUR SHARMA-sell11,000Rs 0.40 CrMarket Sale
2024-07-30Sadiq PashaEmployees/Designated Employesell3,250Rs 0.12 CrMarket Sale
2024-06-27SAMEER BAKSHI-sell4,500Rs 0.15 CrMarket Sale
2024-06-27Kunal Kishore JhaEmployees/Designated Employesell20,000Rs 0.67 CrMarket Sale
2024-06-26ANKUR SHARMA-sell5,000Rs 0.17 CrMarket Sale
2024-06-26Mayur KanubhaiMewada-sell1,000Rs 0.03 CrMarket Sale
2024-06-26Mayur KanubhaiMewada-sell1,585Rs 0.05 CrMarket Sale
2024-06-26Sanjay ChaurasiaEmployees/Designated Employeother2,830Rs 0.10 CrESOP
Latest disclosed trades by insiders, promoters and large holders. Grants, option exercises and pledges show as "other". A filing is a fact, not a signal on its own.

Latest quarter

Jun 2026
Sales ₹2,427 Cr +8.5% vs Jun 2025. Net profit ₹86 Cr -37.7%.

Activity

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No bulk or block deals on record.
No corporate actions on record.
DateTypeWhat it says
2026-09-28General UpdatesNotice convening meeting of equity shareholders of the Company in accordance with the order of Honble NCLT, Mumbai Bench
2026-09-28Shareholder meetingNotice convening meeting of equity shareholders of the Company in accordance with the order of Honble NCLT, Mumbai Bench
2026-09-24Credit RatingCredit Rating
2026-09-23Scheme of ArrangementUpdate in relation to Scheme of Amalgamation of the Company
2026-09-10ResignationResignation of Director/KMP/SMP
2026-09-10Director changeChange in Director(s) of the company.
2026-09-10ResignationResignation of Mr Giridhar Aramane as Non- Executive Independent Director of the company w.e.f. September 10, 2026.
2026-09-10ResignationResignation of Director/KMP/SMP
2026-09-01Scheme of ArrangementScheme of Arrangement - Receipt of detailed order of the approval of the Scheme from the Competition Commission of India
2026-08-21Concall / analyst meetSchedule of meet
2026-08-20Shareholder meetingVoting results.
2026-08-18Shareholder meetingProceedings of Annual General Meeting held on August 18, 2026
2026-08-14Amalgamation/MergerReceipt of NCLT order allowing the first motion application filed in relation to the Scheme
2026-08-11Concall / analyst meetSchedule of meet
2026-07-30Concall / analyst meetTranscript
2026-07-29Scheme of ArrangementReceipt of approval from the Competition Commission of India
2026-07-29News clarificationThe Exchange has sought clarification from Go Digit General Insurance Limited with respect to recent news item captioned CCI clears Go Digit Infoworks...
2026-07-29News clarificationThe Exchange has sought clarification from Go Digit General Insurance Limited with respect to recent news item captioned CCI clears Go Digit Infoworks...
2026-07-24Shareholder meetingThe revised date of Annual General Meeting is August 18, 2026
2026-07-24General UpdatesNotice of rescheduled 10th Annual General Meeting
2026-07-23Concall / analyst meetLink of Recording
2026-07-23UpdatesIntimation of the rescheduled date of Annual General Meeting.
2026-07-23Press ReleaseA press release dated July 23, 2026, titled "Press Release".
2026-07-23Investor PresentationInvestor Presentation
2026-07-23Board meeting outcomeGo Digit General Insurance Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
Trade dateShares sold short
2026-09-301
2026-09-287
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Go Digit General Insurance Ltd?

Go Digit General Insurance Ltd (GODIGIT) has a market capitalisation of Rs 23,411 Cr. at the 2026-10-01 close.

What is the P/E ratio of Go Digit General Insurance Ltd?

Go Digit General Insurance Ltd trades at a P/E of 47.5 on trailing twelve-month profit, at the 2026-10-01 close.

What were Go Digit General Insurance Ltd's latest quarterly results?

In the Jun 2026 quarter, Go Digit General Insurance Ltd sales was Rs 2,427 Cr (+8.5% vs Jun 2025) and net profit was Rs 86 Cr.

What is the 52-week high and low of Go Digit General Insurance Ltd?

The 52-week high is Rs 374.00 and the 52-week low is Rs 231.65.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03