Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14 | 14 | 6 | 14 | 17 | 14 | 20 | 15 | 18 | 13 | 14 | 15 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0 | 1 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing Profit | 13 | 13 | 6 | 14 | 13 | 14 | 20 | 15 | 18 | 13 | 14 | 15 |
| Financing Margin % | 98% | 93% | 98% | 99% | 79% | 99% | 99% | 99% | 99% | 99% | 99% | 99% |
| Other Income | 0 | 0 | 4 | 3 | 0 | 3 | 2 | 0 | 1 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 14 | 13 | 10 | 18 | 14 | 17 | 22 | 15 | 19 | 13 | 15 | 15 |
| Tax % | 27% | 27% | -58% | -31% | -245% | 11% | -2% | 15% | 17% | 11% | 5% | 15% |
| Net Profit | 10 | 10 | 16 | 23 | 47 | 15 | 23 | 13 | 16 | 12 | 14 | 13 |
| EPS in Rs | 3.07 | 3.05 | 5.04 | 7.09 | 14.57 | 4.70 | 7.08 | 3.91 | 4.85 | 3.70 | 4.25 | 4.02 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48 | 6 | 5 | 8 | 9 | 11 | 12 | 417 | 50 | 69 | 62 | 61 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 1 | 8 | 1 | 7 | 1 | 0 | 9 | 7 | 1 | 1 | 1 | 1 |
| Financing Profit | 47 | -1 | 3 | 1 | 8 | 11 | 3 | 411 | 49 | 69 | 62 | 61 |
| Financing Margin % | 98% | -17% | 70% | 15% | 93% | 96% | 22% | 98% | 98% | 99% | 99% | 99% |
| Other Income | 0 | 1 | -10 | -6 | 0 | -0 | 0 | -0 | 2 | 2 | 0 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 47 | -0 | -7 | -5 | 8 | 11 | 3 | 411 | 51 | 71 | 62 | 62 |
| Tax % | 3% | 14,550% | 24% | 28% | 30% | 20% | 77% | 24% | 9% | -53% | 12% | |
| Net Profit | 46 | -3 | -9 | -7 | 6 | 9 | 1 | 313 | 46 | 108 | 54 | 54 |
| EPS in Rs | 14.16 | -0.91 | -2.72 | -2.03 | 1.74 | 2.65 | 0.19 | 96.69 | 14.35 | 33.45 | 16.72 | 16.82 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 3% | 9% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 3% | 41% | -47% | -7% | ||
| Compounded Profit Growth | 2% | 44% | -44% | -44% | ||
| Stock Price CAGR | 17% | 16% | 26% | 57% | ||
| Return on Equity | 12% | 14% | 7% | 5% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 |
| Reserves | 318 | 363 | 360 | 352 | 319 | 325 | 334 | 470 | 711 | 776 | 995 | 1,127 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 2 | 9 | 9 | 2 | 8 | 3 | 4 | 35 | 116 | 119 | 96 | 117 |
| Total Liabilities | 352 | 405 | 402 | 386 | 360 | 361 | 370 | 538 | 860 | 927 | 1,124 | 1,276 |
| Fixed Assets | 4 | 3 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 339 | 324 | 306 | 353 | 327 | 332 | 346 | 524 | 853 | 922 | 1,119 | 1,270 |
| Other Assets | 10 | 78 | 93 | 31 | 32 | 28 | 23 | 12 | 6 | 4 | 4 | 6 |
| Total Assets | 352 | 405 | 402 | 386 | 360 | 361 | 370 | 538 | 860 | 927 | 1,124 | 1,276 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -2 | -66 | -20 | 57 | 7 | 5 | 12 | -7 | 8 | 14 | 10 | -1 |
| Cash from Investing Activity | 1 | 67 | 20 | -57 | -8 | -5 | -12 | 7 | -8 | -14 | -10 | 5 |
| Cash from Financing Activity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | -4 |
| Net Cash Flow | -1 | 0 | -0 | 0 | -0 | 0 | -0 | -0 | -0 | -0 | 0 | 0 |
| Free Cash Flow | 0 | -66 | -18 | 59 | -0 | 5 | 12 | -7 | 8 | 14 | 10 | -1 |
| CFO/OP | -83% | -123% | 1,835% | 1,746% | 591% | 65% | 116% | -234% | 2% | 28% | 15% | -1% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 12% | 34% | 0% | -0% | 2% | 2% | 0% | 50% | 6% | 12% | 5% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% | 74.89% |
| FIIs | 3.60% | 2.53% | 2.96% | 3.37% | 3.60% | 4.05% | 4.29% | 4.15% | 4.16% | 4.18% | 2.58% | 2.69% |
| DIIs | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% |
| Public | 21.49% | 22.56% | 22.13% | 21.72% | 21.50% | 21.04% | 20.81% | 20.94% | 20.94% | 20.91% | 22.51% | 22.40% |
| No. of Shareholders | 14,371 | 18,597 | 19,285 | 20,243 | 20,161 | 19,746 | 19,502 | 19,288 | 19,114 | 18,716 | 17,145 | 16,476 |
Fundamentals
Market Cap₹ 936 Cr.
Current Price₹ 289
Stock P/E17.2
Book Value₹ 358
ROCE5.65 %
ROE4.95 %
Dividend Yield0.39 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)-7%
Compounded Profit Growth (TTM)-44%
Standalone figures.
Valuation
Market capRs 904 Cr
Enterprise valueRs 904 Cr
P/E (TTM)16.60x
Price to book0.78x
Price to sales14.76x
EV / EBITDA14.55x
EV / EBIT14.56x
EV / sales14.76x
Earnings yield6.02%
Dividend yield0.53%
P/E, 3-year average10.84x
P/B, 3-year average0.66x
P/E, 5-year average153.82x
P/B, 5-year average0.67x
Profitability
Operating margin (excl. other income)99.07%
Operating margin (incl. other income)99.07%
EBITDA margin101.44%
Pre-tax margin101.40%
Net profit margin88.91%
Net margin, latest quarter84.53%
ROE4.95%
ROCE5.65%
ROA4.51%
ROE, 3-year average7.58%
ROCE, 3-year average6.64%
ROA, 3-year average6.76%
ROE, 5-year average14.62%
ROCE, 5-year average17.31%
ROA, 5-year average13.04%
ROIC (approx.)4.69%
Tax rate12.40%
Growth
Sales growth (latest year)-9.83%
Profit growth (latest year)-50.03%
Sales CAGR, 3 years-46.94%
Sales CAGR, 5 years40.67%
Profit CAGR, 3 years-44.29%
Profit CAGR, 5 years44.52%
Sales growth QoQ7.33%
Profit growth QoQ-5.59%
Sales growth YoY (latest quarter)3.71%
Profit growth YoY (latest quarter)2.69%
Per share
EPS (TTM)Rs 16.84
EPS (latest year)Rs 16.74
EPS (latest quarter)Rs 4.02
EPS, 3-year averageRs 21.53
EPS, 5-year averageRs 32.32
Book value per shareRs 358.65
Sales per shareRs 18.94
Cash flow per shareRs -0.45
Free cash flow per shareRs -0.31
Dividend per share (latest year)Rs 1.47
Dividend per share, 3-year averageRs 1.30
Dividend per share, 5-year averageRs 1.30
Dividends
Dividend payout8.78%
Dividend payout, 3-year average6.08%
Dividend payout, 5-year average6.08%
Efficiency
Asset turnover0.05x
Fixed asset turnover83.13x
Leverage
Cash and bankRs 0 Cr
Net debtRs -0 Cr
Net debt / EBITDA-0.00x
Owners' fund to total sources90.86%
Cash flow
Cash from Operating Activity (latest year)Rs -1 Cr
Cash from Investing Activity (latest year)Rs 5 Cr
Cash from Financing Activity (latest year)Rs -4 Cr
Free cash flow (latest year)Rs -1 Cr
Cash from ops / profit, 5 years0.05x
Statement figures
Net sales (TTM)Rs 61 Cr
Net sales (latest year)Rs 62 Cr
Sales (latest quarter)Rs 15 Cr
Operating profit excl. other income (latest year)Rs 62 Cr
Operating profit (latest quarter)Rs 15 Cr
EBITDA (TTM)Rs 62 Cr
PBDT (TTM)Rs 62 Cr
Profit before tax (TTM)Rs 62 Cr
Tax (latest year)Rs 8 Cr
Net profit (TTM)Rs 54 Cr
Net profit (latest year)Rs 54 Cr
Net profit (latest quarter)Rs 13 Cr
Depreciation (TTM)Rs 0 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 1 Cr
Total income (latest year)Rs 62 Cr
Share capitalRs 32 Cr
ReservesRs 1,127 Cr
Shareholders' fundsRs 1,159 Cr
Total assetsRs 1,276 Cr
Net blockRs 1 Cr
InvestmentsRs 1,270 Cr
Other liabilitiesRs 117 Cr
Shares outstanding (crore)3.23
Ownership
Promoter holding74.89% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 16.6 is at the 60th percentile of its own 5.4-year range
(median 14.6, low 1.4, high 67.4).
P/B 0.78 is at the 65th percentile (median 0.62).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | CONSOFINVT | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -3.5% | -2.8% | -0.7 pts |
| 1 month | +5.9% | -6.8% | +12.7 pts |
| 3 months | +19.5% | -7.6% | +27.1 pts |
| 6 months | +41.9% | +0.4% | +41.5 pts |
| 1 year | +48.9% | -9.9% | +58.8 pts |
| 2 years | +28.8% | -13.6% | +42.3 pts |
| 3 years | +94.0% | +14.2% | +79.8 pts |
| 5 years | +100.0% | +27.9% | +72.1 pts |
Red flags
F-score 3 of 8| explain | Weak cash conversion Cash from operations was 11% of net profit over the last 3 years |
| look | On NSE surveillance On NSE surveillance: ESM |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹15 Cr +0.0% vs Jun 2025.
Net profit ₹13 Cr +0.0%.
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
| Ex-date | Action | Factor |
|---|---|---|
| 2026-09-11 | Dividend - Rs 1.47 Per Share | |
| 2025-07-24 | Annual General Meeting/Dividend - Rs 1.13 Per Share | |
| 2023-09-20 | Annual General Meeting | |
| 2022-09-21 | Annual General Meeting | |
| 2021-09-21 | Annual General Meeting | |
| 2020-09-21 | Annual General Meeting | |
| 2019-09-23 | Annual General Meeting | |
| 2018-09-21 | Annual General Meeting | |
| 2017-09-21 | Annual General Meeting | |
| 2016-09-21 | Annual General Meeting | |
| 2015-09-22 | Annual General Meeting | |
| 2014-09-12 | Annual General Meeting | |
| 2013-09-13 | Annual General Meeting | |
| 2012-09-14 | Annual General Meeting/Dividend Re 0.50 Per Share | |
| 2011-09-15 | Dividend-Re.0.50 Per Share | |
| 2010-09-22 | Dividend-Re.0.50 Pr Share | |
| 2009-09-17 | Dividend-Re.0.50 Pr Share | |
| 2008-09-16 | Agm/Dividend - 5% | |
| 2007-09-12 | Agm/Dividend-5% Purpose Revised | |
| 2006-09-13 | Agm/Dividend-5% Purpose Revised |
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
ESM: stage 1Less than 100 unique PAN traded in previous 30 days