MarketFriction

Canara HSBC Life Insurance Company Ltd

NSE CANHLIFE · BSE 544583 · Life Insurance
₹143.85 -3.14%
NSE close2026-10-01
52 week range106.00 - 166.69
Market cap₹14,214 Cr.
P/E108
IPO 2025 · +36% since Nifty 500Smallcap 250 Price band 20% Delivery 42.8%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales3,3231,5162,7833,6322,3484,2021,3744,351
Expenses3,3171,5392,7493,6252,3324,2721,2584,351
Operating Profit6-2334616-70116-0
OPM %0.2%-1.5%1.2%0.2%0.7%-1.7%8%-0.0%
Other Income375112030101-7732
Interest00000000
Depreciation00000000
Profit before tax4328352645313932
Tax %15%-4%8%10%10%10%10%11%
Net Profit3729322341283528
EPS in Rs0.390.310.340.250.430.290.370.30
Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales3,0749,2538,4968,43511,84110,71011,55612,275
Expenses3,0599,3238,7268,47111,70510,57811,42412,214
Operating Profit15-71-230-3613613113261
OPM %0.5%-0.8%-2.7%-0.4%1.1%1.2%1.1%0.5%
Other Income10418425615511192985
Interest66000000
Depreciation81317192322200
Profit before tax1059510100124128141146
Tax %0%0%0%9%9%9%10%
Net Profit105951091113117127131
EPS in Rs1.111.000.110.961.191.231.331.39
Dividend Payout %0%0%278%31%34%32%30%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth%5%11%9%
Compounded Profit Growth%6%12%8%
Stock Price CAGR%%%%
Return on Equity%7%8%8%
Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital950950950950950950950
Reserves239330340403469567655
Borrowings000000250
Other Liabilities14,75721,30625,92529,95737,33241,39746,201
Total Liabilities15,94622,58627,21531,31038,75142,91448,057
Fixed Assets32377073774231
CWIP4745246
Investments15,37421,87126,26630,17937,35741,16646,118
Other Assets5366718751,0531,3141,7021,901
Total Assets15,94622,58627,21531,31038,75142,91448,057
Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity2,3401,9982,5922,3101,2083,534
Cash from Investing Activity-2,236-1,929-2,518-2,045-714-3,666
Cash from Financing Activity00-28-48-19212
Net Cash Flow103694621847480
Free Cash Flow2,3191,9802,5682,2831,1973,523
CFO/OP-3,306%-871%-7,284%1,708%930%2,687%
Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days0000010
Inventory Days
Days Payable
Cash Conversion Cycle0000010
Working Capital Days-4-15-6-5-3-2-5
ROCE %8%1%8%9%9%8%
Dec 2025Mar 2026Jun 2026
Promoters62.00%62.00%62.00%
FIIs4.57%5.67%5.42%
DIIs30.85%29.79%29.67%
Public2.32%2.28%2.47%
Others0.26%0.26%0.43%
No. of Shareholders87,47785,55284,466

Fundamentals

Market Cap₹ 14,214 Cr.
Current Price₹ 150
Stock P/E108
Book Value₹ 17.2
ROCE8.35 %
ROE8.11 %
Dividend Yield0.27 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)9%
Compounded Profit Growth (TTM)8%
Standalone figures.
Valuation
Market capRs 13,666 Cr
Enterprise valueRs 13,279 Cr
P/E (TTM)110.23x
Price to book10.10x
Price to sales1.05x
EV / EBITDA85.02x
EV / EBIT96.79x
EV / sales1.02x
Price to cash flow5.27x
Earnings yield0.91%
Dividend yield0.21%
Profitability
Operating margin (excl. other income)-0.42%
Operating margin (incl. other income)1.41%
EBITDA margin1.20%
Pre-tax margin1.06%
Net profit margin0.96%
Net margin, latest quarter0.66%
ROE6.90%
ROCE7.55%
ROA0.31%
ROE, 3-year average5.12%
ROCE, 3-year average5.50%
ROA, 3-year average0.28%
ROIC (approx.)12.97%
Tax rate8.64%
Other income / net worth11.42%
Growth
Sales growth (latest year)-0.72%
Profit growth (latest year)790.53%
Sales CAGR, 3 years40.00%
Profit CAGR, 3 years-4.62%
Sales growth QoQ78.98%
Profit growth QoQ-32.25%
Sales growth YoY (latest quarter)177.11%
Profit growth YoY (latest quarter)-5.70%
Per share
EPS (TTM)Rs 1.30
EPS (latest year)Rs 0.96
EPS (latest quarter)Rs 0.29
EPS, 3-year averageRs 0.69
Book value per shareRs 14.24
Sales per shareRs 136.47
Cash flow per shareRs 27.29
Free cash flow per shareRs 37.08
Dividend per share (latest year)Rs 0.30
Dividend per share, 3-year averageRs 0.30
Dividends
Dividend payout31.25%
Dividend payout, 3-year average154.79%
Efficiency
Asset turnover0.27x
Fixed asset turnover114.87x
Cash conversion cycle0 days
Working capital days-5 days
Leverage
Cash and bankRs 387 Cr
Net debtRs -387 Cr
Net debt / EBITDA-2.48x
Owners' fund to total sources4.32%
Cash flow
Cash from Operating Activity (latest year)Rs 2,592 Cr
Cash from Investing Activity (latest year)Rs -2,518 Cr
Cash from Financing Activity (latest year)Rs -28 Cr
Net Cash Flow (latest year)Rs 46 Cr
Free cash flow (latest year)Rs 3,523 Cr
Cash from ops / profit, 5 years25.42x
Sales to cash flow3.25x
Statement figures
Net sales (TTM)Rs 12,965 Cr
Net sales (latest year)Rs 8,435 Cr
Sales (latest quarter)Rs 4,202 Cr
Operating profit excl. other income (latest year)Rs -36 Cr
Operating profit (latest quarter)Rs -70 Cr
Other income (TTM)Rs 151 Cr
EBITDA (TTM)Rs 156 Cr
PBDT (TTM)Rs 156 Cr
Profit before tax (TTM)Rs 137 Cr
Tax (latest year)Rs 9 Cr
Net profit (TTM)Rs 124 Cr
Net profit (latest year)Rs 91 Cr
Net profit (latest quarter)Rs 28 Cr
Depreciation (TTM)Rs 19 Cr
Cost of goods sold (latest year)Rs 7,437 Cr
Total expenditure (latest year)Rs 8,471 Cr
Total income (latest year)Rs 8,590 Cr
Share capitalRs 950 Cr
ReservesRs 403 Cr
Shareholders' fundsRs 1,353 Cr
Total assetsRs 31,310 Cr
Net blockRs 73 Cr
Capital work in progressRs 5 Cr
InvestmentsRs 30,179 Cr
Other liabilitiesRs 29,957 Cr
Shares outstanding (crore)95.00
Ownership
Promoter holding62.00%
Computed by MarketFriction from the standalone statements. Returns use average balances.
Not enough history to build valuation bands (needs two years of profits and prices).
PeriodCANHLIFENifty 50Difference
1 week-5.1%-2.8% -2.3 pts
1 month-6.7%-6.8% +0.1 pts
3 months+1.1%-7.6% +8.7 pts
6 months+2.3%+0.4% +1.9 pts
79 mutual fund schemes hold about ₹2,510 Cr. Over three months 57 bought more and 13 sold (share counts, price move removed).
FundWeightEst. Cr3m shares
HDFC Balanced Advantage Fund0.43%465 +10%
Mirae Asset ELSS Tax Saver Fund1.30%344 +9%
ICICI Pru Balanced Advantage Fund(M0.18%135 +16%
HDFC Multi Cap Fund0.54%111 +8%
ICICI Pru Small Cap Fund1.08%106 +277%
ICICI Pru Small Cap Fund1.08%103 +277%
DSP Aggressive Hybrid Fund0.86%101 +11%
DSP Small Cap Fund0.47%101 +0%
DSP Banking & Financial Services Fund4.04%88 +6%
ICICI Pru Aggressive Hybrid Fund(A0.16%82 +28%
DSP India T.I.G.E.R Fund1.07%69 +7%
Mirae Asset Small Cap Fund1.20%68 -7%
DSP Flexi Cap Fund0.54%68 +100%
Mirae Asset Multicap Fund1.20%68 -19%
Franklin India Large & Mid Cap Fund1.52%55 -22%
Tata Banking & Financial Services Fund1.56%52 -38%
Mirae Asset Banking and Financial Services Fund2.09%49 +8%
Mirae Asset Flexi Cap Fund1.07%48 +4%
Bank of India Small Cap Fund1.42%47 +100%
ICICI Pru ELSS-Tax Saver Fund0.30%43 +9%
DSP Multi Cap Fund1.01%30 +7%
DSP Equity Savings Fund(M0.83%27 +17%
ICICI Pru Value Fund0.05%27 -84%
Bandhan Innovation Fund0.83%22 -7%
ICICI Pru Exports & Services Fund1.30%20 +48%

Red flags

F-score 7 of 8
lookProfit leans on other income Other income was 155% of pre-tax profit in 2026
lookRegulator order or action Regulator order or action 2026-09-10: Canara HSBC Life Insurance Company Limited has informed the Exchange about Action(s) taken or orders passed
lookAuditor change Auditor change 2026-06-16: Canara HSBC Life Insurance Company Limited has informed the Exchange regarding Change in Auditors of the company.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Sales ₹4,351 Cr +19.8% vs Jun 2025. Net profit ₹28 Cr +21.7%.

Activity

Compare
CompanyMcap (Cr)P/EROCE
Life Insurance Corporation of India493,3508.2135.1 %
SBI Life Insurance Company Ltd174,09166.915.0 %
HDFC Life Insurance Company Ltd113,74657.610.3 %
ICICI Prudential Life Insurance Company Ltd64,51440.110.1 %
Max Financial Services Ltd48,0544432.87 %
No bulk or block deals on record.
Ex-dateActionFactor
2026-08-14Dividend - Re 0.40 Per Share
DateTypeWhat it says
2026-09-15Shareholder meetingNotice of Postal Ballot
2026-09-10Regulatory actionAction(s) taken or orders passed
2026-09-09Director changeChange in Director(s) of the company.
2026-08-31UpdatesIntimation of resignation of Chief Financial Officer.
2026-08-25UpdatesDisclosure regarding execution of Corporate Agency agreement.
2026-08-24Shareholder meetingVoting results.
2026-08-21ResignationResignation of Director/KMP/SMP
2026-08-21ResignationResignation of Mr Edward Charles Lawrence Moncreiffe as Non- Executive Director of the company w.e.f. August 21, 2026.
2026-08-20Shareholder meetingProceedings of Annual General Meeting held on August 20, 2026
2026-08-13Record DateRecord date for the purpose of Dividend is 14-Aug-2026.
2026-08-06Concall / analyst meetSchedule of meet
2026-08-05Concall / analyst meetSchedule of meet
2026-08-05Concall / analyst meetSchedule of meet
2026-08-05Concall / analyst meetSchedule of meet
2026-07-24General UpdatesIntimation under Regulations 30, 36(1)(b) and 58(1)(b) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (SEBI Listing Regul...
2026-07-24Concall / analyst meetTranscript
2026-07-23Shareholder meetingNotice of Annual General Meeting to be held on August 20, 2026
2026-07-23General UpdatesIntimation of the 19th Annual General Meeting, Record Date and details of E-Voting
2026-07-21Concall / analyst meetLink of Recording
2026-07-20Press ReleaseA press release dated July 20, 2026, titled "Media Release - Unaudited Financial Results for the quarter ended 30th June 2026".
2026-07-20Concall / analyst meetPresentation on the Unaudited Financial Results for the quarter ended 30th June 2026
2026-07-20Board meeting outcomeCanara HSBC Life Insurance Company Limited has submitted to the Exchange, the Unaudited Financial Results for the quarter ended 30th June, 2026 approv...
2026-07-16Concall / analyst meetIntimation under Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) ...
2026-07-15Concall / analyst meetSchedule of meet
2026-06-16Change in AuditorsChange in Auditors of the company.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Scrip PE is greater than 50 (4 trailing quarters)

Quick answers

What is the market cap of Canara HSBC Life Insurance Company Ltd?

Canara HSBC Life Insurance Company Ltd (CANHLIFE) has a market capitalisation of Rs 14,214 Cr. at the 2026-10-01 close.

What is the P/E ratio of Canara HSBC Life Insurance Company Ltd?

Canara HSBC Life Insurance Company Ltd trades at a P/E of 108 on trailing twelve-month profit, at the 2026-10-01 close.

What were Canara HSBC Life Insurance Company Ltd's latest quarterly results?

In the Jun 2026 quarter, Canara HSBC Life Insurance Company Ltd sales was Rs 4,351 Cr (+19.8% vs Jun 2025) and net profit was Rs 28 Cr.

What is the 52-week high and low of Canara HSBC Life Insurance Company Ltd?

The 52-week high is Rs 166.69 and the 52-week low is Rs 106.00.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03