Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9 | 8 | 9 | 15 | 24 | 37 | 45 | 83 | 129 | 148 | 152 | 180 |
| Interest | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 9 | 11 | 12 | 23 |
| Expenses | 7 | 8 | 8 | 11 | 15 | 27 | 34 | 57 | 87 | 98 | 116 | 133 |
| Financing Profit | 1 | -1 | -0 | 3 | 7 | 9 | 9 | 23 | 33 | 38 | 24 | 24 |
| Financing Margin % | 13% | -16% | -4% | 18% | 29% | 23% | 20% | 27% | 26% | 26% | 16% | 13% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | -1 | -1 | 3 | 7 | 8 | 9 | 22 | 33 | 38 | 24 | 23 |
| Tax % | 27% | -25% | -55% | 34% | 26% | 26% | 20% | 25% | 27% | 29% | 19% | 25% |
| Net Profit | 1 | -1 | -0 | 2 | 5 | 6 | 7 | 17 | 24 | 27 | 19 | 17 |
| EPS in Rs | 0.44 | -0.68 | -0.15 | 1.06 | 2.95 | 1.88 | 1.67 | 3.79 | 5.43 | 6.11 | 4.34 | 3.92 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 9 | 30 | 122 | 512 | 609 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 7 | 36 | 55 |
| Expenses | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 8 | 27 | 87 | 358 | 435 |
| Financing Profit | 0 | 0 | 1 | -0 | 0 | 1 | 1 | -0 | -1 | 28 | 118 | 119 |
| Financing Margin % | 17% | 0% | 50% | -15% | 0% | 46% | 54% | -3% | -3% | 23% | 23% | 20% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 0 | 0 | 1 | -0 | 0 | 1 | 1 | -1 | -2 | 27 | 117 | 118 |
| Tax % | 50% | 27% | 0% | 11% | 15% | -35% | -34% | 25% | 26% | |||
| Net Profit | 0 | 0 | 0 | -0 | 0 | 0 | 1 | -1 | -1 | 20 | 87 | 88 |
| EPS in Rs | -0.06 | 0.00 | 0.31 | 0.67 | -0.35 | -0.73 | 4.53 | 19.68 | 19.80 | |||
| Dividend Payout % | 57% | 0% | 0% | 0% | 0% | 0% | 0% | 2% | 3% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 131% | 237% | 282% | 222% | ||
| Compounded Profit Growth | 148% | 182% | 443% | 149% | ||
| Stock Price CAGR | % | 9% | 131% | -9% | ||
| Return on Equity | 56% | 60% | 64% | 72% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.24 | 1 | 1 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 9 | 44 |
| Reserves | 1 | 0 | 0 | 1 | 1 | 1 | 3 | 2 | 2 | 1 | 69 | 120 |
| Borrowing | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 27 | 34 | 278 |
| Other Liabilities | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 6 | 8 | 13 | 37 |
| Total Liabilities | 1 | 2 | 2 | 7 | 5 | 5 | 7 | 6 | 17 | 39 | 125 | 479 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 4 | 3 | 3 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 0 | 0 | 0 | 15 | 0 |
| Other Assets | 1 | 2 | 2 | 7 | 4 | 4 | 5 | 6 | 12 | 35 | 107 | 476 |
| Total Assets | 1 | 2 | 2 | 7 | 5 | 5 | 7 | 6 | 17 | 39 | 125 | 479 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -0 | -3 | -1 | -0 | -1 | -0 | -4 | -16 | -29 | -190 | ||
| Cash from Investing Activity | 0 | 0 | 2 | 0 | 1 | 1 | -0 | -0 | -16 | 14 | ||
| Cash from Financing Activity | -0 | 3 | -1 | -0 | 0 | -0 | 4 | 17 | 52 | 208 | ||
| Net Cash Flow | -0 | -0 | 1 | -1 | 0 | 1 | -1 | 0 | 7 | 32 | ||
| Free Cash Flow | -0 | -3 | -1 | -0 | -1 | -0 | -5 | -16 | -30 | -192 | ||
| CFO/OP | -500% | -358% | 807% | -131% | -19% | -380% | -528% | -64% | -98% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 1% | 0% | 18% | -3% | 0% | 10% | 19% | -11% | -27% | 49% | 72% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 71.85% | 71.85% | 70.44% | 70.44% | 66.58% | 33.83% | 24.98% | 24.98% | 24.93% | 24.64% | 24.64% | 19.84% |
| FIIs | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 11.29% | 11.29% | 11.29% | 11.29% | 11.29% | 11.29% |
| DIIs | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 8.47% | 8.58% | 8.58% | 8.56% | 8.70% | 8.70% |
| Public | 28.14% | 28.14% | 29.55% | 29.55% | 33.42% | 66.17% | 55.24% | 55.15% | 55.19% | 55.50% | 55.37% | 60.17% |
| No. of Shareholders | 262 | 271 | 339 | 319 | 361 | 416 | 503 | 557 | 819 | 2,199 | 2,040 | 2,035 |
Fundamentals
Market Cap₹ 447 Cr.
Current Price₹ 101
Stock P/E5.10
Book Value₹ 37.1
ROCE55.2 %
ROE72.1 %
Dividend Yield0.50 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)222%
Compounded Profit Growth (TTM)149%
Standalone figures.
Valuation
Market capRs 455 Cr
Enterprise valueRs 694 Cr
P/E (TTM)5.19x
Price to book2.77x
Price to sales0.75x
EV / EBITDA3.98x
EV / EBIT4.01x
EV / sales1.14x
Earnings yield19.26%
Dividend yield0.49%
P/E, 3-year average4.79x
P/B, 3-year average1.57x
P/E, 5-year average5.98x
P/B, 5-year average1.49x
Profitability
Operating margin (excl. other income)30.07%
Operating margin (incl. other income)30.06%
EBITDA margin28.67%
Pre-tax margin19.41%
Net profit margin14.40%
Net margin, latest quarter9.63%
ROE72.11%
ROCE55.21%
ROA28.84%
ROE, 3-year average31.56%
ROCE, 3-year average37.45%
ROA, 3-year average16.40%
ROE, 5-year average20.57%
ROCE, 5-year average27.70%
ROA, 5-year average12.13%
ROIC (approx.)31.92%
Tax rate25.73%
Other income / net worth-0.01%
Growth
Sales growth (latest year)319.45%
Profit growth (latest year)334.40%
Sales CAGR, 3 years282.42%
Sales CAGR, 5 years236.85%
Profit CAGR, 5 years181.84%
Sales growth QoQ18.55%
Profit growth QoQ-9.73%
Sales growth YoY (latest quarter)117.15%
Profit growth YoY (latest quarter)3.21%
Per share
EPS (TTM)Rs 19.81
EPS (latest year)Rs 19.68
EPS (latest quarter)Rs 3.92
EPS, 3-year averageRs 12.90
EPS, 5-year averageRs 8.06
Book value per shareRs 37.08
Sales per shareRs 137.52
Cash flow per shareRs -43.02
Free cash flow per shareRs -43.37
Dividend per share (latest year)Rs 0.50
Dividend per share, 3-year averageRs 0.50
Dividend per share, 5-year averageRs 0.50
Dividends
Dividend payout2.54%
Dividend payout, 3-year average2.36%
Dividend payout, 5-year average2.36%
Efficiency
Asset turnover1.07x
Fixed asset turnover160.42x
Debtor days0 days
Debtors turnover1163.02x
Leverage
Total debtRs 278 Cr
Cash and bankRs 39 Cr
Net debtRs 239 Cr
Debt to equity1.70x
Net debt / EBITDA1.37x
Interest coverage3.14x
Owners' fund to total sources34.25%
Debt to assets58.05%
Cash flow
Cash from Operating Activity (latest year)Rs -190 Cr
Cash from Investing Activity (latest year)Rs 14 Cr
Cash from Financing Activity (latest year)Rs 208 Cr
Net Cash Flow (latest year)Rs 32 Cr
Free cash flow (latest year)Rs -192 Cr
FCFE (approx.: FCF + change in debt)Rs 52 Cr
Cash from ops / profit, 5 years-2.25x
Statement figures
Net sales (TTM)Rs 609 Cr
Net sales (latest year)Rs 512 Cr
Sales (latest quarter)Rs 180 Cr
Operating profit excl. other income (latest year)Rs 154 Cr
Operating profit (latest quarter)Rs 47 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 175 Cr
PBDT (TTM)Rs 119 Cr
Profit before tax (TTM)Rs 118 Cr
Tax (latest year)Rs 30 Cr
Net profit (TTM)Rs 88 Cr
Net profit (latest year)Rs 87 Cr
Net profit (latest quarter)Rs 17 Cr
Depreciation (TTM)Rs 1 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 55 Cr
Cost of goods sold (latest year)Rs 8 Cr
Total expenditure (latest year)Rs 358 Cr
Total income (latest year)Rs 512 Cr
Share capitalRs 44 Cr
ReservesRs 120 Cr
Shareholders' fundsRs 164 Cr
Total assetsRs 479 Cr
Net blockRs 3 Cr
InvestmentsRs 0 Cr
ReceivablesRs 0 Cr
Other liabilitiesRs 37 Cr
Shares outstanding (crore)4.43
Ownership
Promoter holding19.84% (-5.14 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 5.2 is at the 8th percentile of its own 3.1-year range
(median 26.5, low 4.9, high 366.8).
P/B 2.77 is at the 1th percentile (median 11.51).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | 541358 | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | +3.1% | -2.8% | +5.8 pts |
| 1 month | +1.8% | -6.8% | +8.6 pts |
| 3 months | +0.8% | -7.6% | +8.5 pts |
| 3 years | +1155.8% | +14.2% | +1141.6 pts |
| 5 years | +55.4% | +27.9% | +27.5 pts |
Red flags
F-score 5 of 8| explain | Weak cash conversion Cash from operations was -222% of net profit over the last 3 years |
| explain | High accruals Profit exceeded operating cash by 58% of total assets in 2026 |
| explain | Share dilution Share count up 0% in a year, 182% in three |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹180 Cr +116.9% vs Jun 2025.
Net profit ₹17 Cr +0.0%.
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Unifinz Capital India Ltd?
Unifinz Capital India Ltd (541358) has a market capitalisation of Rs 447 Cr. at the 2026-10-01 close.
What is the P/E ratio of Unifinz Capital India Ltd?
Unifinz Capital India Ltd trades at a P/E of 5.10 on trailing twelve-month profit, at the 2026-10-01 close.
What were Unifinz Capital India Ltd's latest quarterly results?
In the Jun 2026 quarter, Unifinz Capital India Ltd revenue was Rs 180 Cr (+116.9% vs Jun 2025) and net profit was Rs 17 Cr.