MarketFriction

Leading Leasing Finance & Investment Company Ltd

BSE 540360 · Non Banking Financial Company (NBFC)
₹0.99 -1.98%
BSE close2026-10-01
Market cap₹58.0 Cr.

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1123691111116455120
Interest001365101010869
Expenses000015-3002860192
Financing Profit111-0-0-141028-10-81
Financing Margin %79%64%39%-8%-4%-8%34%10%4%43%-18%-67%
Other Income000000361-2060
Depreciation000000000000
Profit before tax111-0-0-167226-10-20
Tax %26%32%39%0%0%0%25%18%9%29%-29%0%
Net Profit100-0-0-156218-7-20
EPS in Rs0.050.040.04-0.00-0.01-0.020.110.110.030.33-0.13-0.36
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue000241214528142251
Interest0000310002233433
Expenses000000000389280
Financing Profit000111133319-62
Financing Margin %31%48%38%69%33%9%55%84%62%9%14%-25%
Other Income0000000003560
Depreciation000000000000
Profit before tax000121133525-3
Tax %0%36%31%28%26%27%25%26%31%29%24%
Net Profit000111122419-7
EPS in Rs0.010.010.010.100.130.070.050.200.200.090.33-0.13
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth79%65%240%570%
Compounded Profit Growth64%88%104%-200%
Stock Price CAGR%-24%-25%-82%
Return on Equity5%5%5%4%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital555555555114456
Reserves000023446377685
Borrowing11167113575657107485416
Other Liabilities1010112333545
Total Liabilities77712141236969721246111,202
Fixed Assets000000000000
CWIP000000000000
Investments0000000007270
Other Assets77712141236969721175841,202
Total Assets77712141236969721246111,202
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-5-0000-0-000-38-381377
Cash from Investing Activity0000000-0-0-7-79-351
Cash from Financing Activity50000000049458-35
Net Cash Flow0-0000-0-0-005-2-9
Free Cash Flow-5-0000-0-0-00-38-381377
CFO/OP-4,282%-15%0%5%18%4%-0%14%11%-815%-1,473%719%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %4%2%2%1%17%18%9%6%20%16%6%4%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
FIIs0.00%0.00%0.00%0.00%55.19%46.01%43.39%56.00%54.08%54.14%48.50%40.88%
Public100.00%100.00%100.01%100.01%44.80%53.99%56.61%44.01%45.91%45.86%51.50%59.12%
No. of Shareholders6,2747,1508,4219,8839,73811,77012,47413,70820,31424,94326,82728,954

Fundamentals

Market Cap₹ 58.0 Cr.
Current Price₹ 1.03
Book Value₹ 13.2
ROCE6.63 %
ROE4.32 %
Dividend Yield0.00 %
Face Value₹ 1.00
Compounded Sales Growth (TTM)570%
Compounded Profit Growth (TTM)-200%
Standalone figures.
Valuation
Market capRs 56 Cr
Enterprise valueRs 471 Cr
Price to book0.08x
Price to sales0.22x
EV / EBITDA15.45x
EV / EBIT15.49x
EV / sales1.88x
Price to cash flow0.15x
Earnings yield-13.25%
P/E, 3-year average30.98x
P/B, 3-year average1.02x
P/E, 5-year average16.48x
P/B, 5-year average0.58x
Profitability
Operating margin (excl. other income)37.55%
Operating margin (incl. other income)41.32%
EBITDA margin12.16%
Pre-tax margin-1.09%
Net profit margin-2.95%
Net margin, latest quarter-16.95%
ROE4.32%
ROCE6.63%
ROA2.06%
ROE, 3-year average8.73%
ROCE, 3-year average6.42%
ROA, 3-year average1.74%
ROE, 5-year average10.54%
ROCE, 5-year average5.18%
ROA, 5-year average1.83%
ROIC (approx.)2.00%
Tax rate23.95%
Other income / net worth0.72%
Growth
Sales growth (latest year)397.37%
Profit growth (latest year)395.74%
Sales CAGR, 3 years240.20%
Sales CAGR, 5 years64.52%
Profit CAGR, 3 years104.49%
Profit CAGR, 5 years88.18%
Sales growth QoQ116.65%
Sales growth YoY (latest quarter)984.21%
Profit growth YoY (latest quarter)-459.08%
Per share
EPS (TTM)Rs -0.13
EPS (latest quarter)Rs -0.36
EPS, 3-year averageRs 1.02
EPS, 5-year averageRs 1.80
Book value per shareRs 13.16
Sales per shareRs 4.45
Cash flow per shareRs 6.69
Free cash flow per shareRs 6.69
Efficiency
Asset turnover0.12x
Fixed asset turnover1288.64x
Inventory turnover0.12x
Inventory days2948 days
Debtor days63 days
Debtors turnover5.83x
Leverage
Total debtRs 416 Cr
Cash and bankRs 0 Cr
Net debtRs 415 Cr
Debt to equity0.56x
Net debt / EBITDA13.62x
Interest coverage0.92x
Owners' fund to total sources61.69%
Debt to assets34.56%
Cash flow
Cash from Operating Activity (latest year)Rs 377 Cr
Cash from Investing Activity (latest year)Rs -351 Cr
Cash from Financing Activity (latest year)Rs -35 Cr
Net Cash Flow (latest year)Rs -9 Cr
Free cash flow (latest year)Rs 377 Cr
FCFE (approx.: FCF + change in debt)Rs 308 Cr
Cash from ops / profit, 5 years-1.50x
Sales to cash flow0.38x
Statement figures
Net sales (TTM)Rs 251 Cr
Net sales (latest year)Rs 142 Cr
Sales (latest quarter)Rs 120 Cr
Operating profit excl. other income (latest year)Rs 53 Cr
Operating profit (latest quarter)Rs -72 Cr
Other income (TTM)Rs 5 Cr
EBITDA (TTM)Rs 30 Cr
PBDT (TTM)Rs -3 Cr
Profit before tax (TTM)Rs -3 Cr
Tax (latest year)Rs 6 Cr
Net profit (TTM)Rs -7 Cr
Net profit (latest year)Rs 19 Cr
Net profit (latest quarter)Rs -20 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 33 Cr
Cost of goods sold (latest year)Rs 46 Cr
Total expenditure (latest year)Rs 89 Cr
Total income (latest year)Rs 147 Cr
Share capitalRs 56 Cr
ReservesRs 685 Cr
Shareholders' fundsRs 742 Cr
Total assetsRs 1,202 Cr
Net blockRs 0 Cr
ReceivablesRs 24 Cr
InventoryRs 371 Cr
Other liabilitiesRs 45 Cr
Shares outstanding (crore)56.35
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/B 0.06 is the lowest in 9.2 years (median 12.21).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period540360Nifty 50Difference
1 week-5.7%-2.8% -2.9 pts
1 month-1.0%-6.8% +5.8 pts
3 months-25.0%-7.6% -17.4 pts
3 years-59.4%+14.2% -73.6 pts
5 years-77.0%+27.9% -104.9 pts

Red flags

F-score 6 of 8
explainWeak cash conversion Cash from operations was -169% of net profit over the last 3 years
explainShare dilution Share count up 28% in a year, 428% in three
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹120 Cr +990.9% vs Jun 2025. Net loss ₹20 Cr.

Activity

Compare
CompanyMcap (Cr)P/EROCE
Bajaj Finance Ltd606,28329.610.9 %
Shriram Finance Ltd228,59820.211.5 %
Tata Capital Ltd140,65425.98.58 %
Cholamandalam Investment & Finance Company Ltd139,03124.29.71 %
Muthoot Finance Ltd109,8749.6615.8 %
L&T Finance Ltd67,93521.28.40 %
SBI Cards & Payment Services Ltd55,29024.310.1 %
HDB Financial Services Ltd52,41519.09.09 %
Sundaram Finance Ltd48,16121.29.44 %
Authum Investment & Infrastructure Ltd46,01122.013.6 %
Mahindra & Mahindra Financial Services Ltd45,03513.58.72 %
Poonawalla Fincorp Ltd39,01149.67.51 %
Manappuram Finance Ltd29,72520.58.25 %
IIFL Finance Ltd25,92912.310.9 %
Capri Global Capital Ltd23,75621.111.7 %
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.Updated 2026-10-03