MarketFriction

Richfield Financial Services Ltd

BSE 539435 · Other Financial Services
₹18.69 +2.75%
BSE close2026-10-01
Market cap₹16.8 Cr.
P/E27.6

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales0.400.560.670.740.791.121.722.192.713.004.304.90
Expenses0.260.280.360.680.961.211.931.291.461.923.042.49
Operating Profit0.140.280.310.06-0.17-0.09-0.210.901.251.081.262.41
OPM %35.00%50.00%46.27%8.11%-21.52%-8.04%-12.21%41.10%46.13%36.00%29.30%49.18%
Other Income0.050.040.030.000.140.130.390.040.190.290.340.03
Interest0.000.000.000.000.000.000.000.810.951.231.791.96
Depreciation0.000.000.000.010.000.030.080.030.030.050.000.03
Profit before tax0.190.320.340.05-0.030.010.100.100.460.09-0.190.45
Tax %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%26.09%11.11%-10.53%24.44%
Net Profit0.190.320.340.05-0.030.010.110.090.340.09-0.160.34
EPS in Rs0.250.430.450.07-0.040.010.150.120.450.12-0.170.35
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales0.550.930.670.450.361.070.430.341.784.3512.2014.91
Expenses0.490.690.490.210.640.560.280.310.993.407.688.91
Operating Profit0.060.240.180.24-0.280.510.150.030.790.954.526.00
OPM %10.91%25.81%26.87%53.33%-77.78%47.66%34.88%8.82%44.38%21.84%37.05%40.24%
Other Income0.000.000.000.000.000.000.010.020.140.660.840.85
Interest0.000.000.000.000.000.000.000.000.021.354.785.93
Depreciation0.000.000.000.000.000.000.000.040.070.130.100.11
Profit before tax0.060.240.180.24-0.280.510.160.010.840.130.480.81
Tax %16.67%4.17%0.00%20.83%3.57%15.69%12.50%0.00%22.62%7.69%22.92%
Net Profit0.040.230.180.19-0.290.440.140.010.650.130.350.61
EPS in Rs0.050.310.240.25-0.390.590.190.010.870.170.360.75
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth36%63%230%156%
Compounded Profit Growth24%-4%227%239%
Stock Price CAGR%34%54%-41%
Return on Equity3%3%4%3%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital3.753.753.753.753.753.753.753.753.753.757.509.66
Reserves1.951.992.222.405.453.684.124.194.194.840.924.50
Borrowings0.000.000.000.000.000.000.000.000.001.2125.8266.83
Other Liabilities0.030.010.010.010.010.040.080.100.220.410.853.57
Total Liabilities5.735.755.986.169.217.477.958.048.1610.2135.0984.56
Fixed Assets0.010.010.010.010.000.000.000.000.100.120.171.02
CWIP0.000.000.000.000.000.000.000.000.000.000.000.00
Investments0.800.862.864.165.784.525.140.000.000.000.000.00
Other Assets4.924.883.111.993.432.952.818.048.0610.0934.9283.54
Total Assets5.735.755.986.169.217.477.958.048.1610.2135.0984.56
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-0.32-0.031.981.13-0.88-0.23-0.282.73-1.98-5.37-20.72-47.32
Cash from Investing Activity0.33-0.04-1.94-1.181.49-0.410.175.200.19-0.09-3.212.11
Cash from Financing Activity0.030.000.000.000.000.000.000.000.000.0025.0046.41
Net Cash Flow0.04-0.070.03-0.050.61-0.64-0.117.93-1.78-5.461.061.20
Free Cash Flow-0.32-0.031.981.13-0.88-0.23-0.282.73-2.13-5.46-20.90-48.28
CFO/OP-344%0%846%644%-367%71%-55%1,820%-6,600%-680%-2,181%-1,047%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days0.000.000.000.000.000.000.000.000.000.000.000.00
Inventory Days150.56438.000.00
Days Payable0.000.00
Cash Conversion Cycle150.56438.000.000.000.000.000.000.000.000.000.000.00
Working Capital Days118.38192.4535.3254.4856.7860.8334.1125.47-150.29-22.5678.03-3.89
ROCE %1.59%1.05%4.10%2.97%3.13%-3.37%6.67%2.02%0.13%9.70%6.72%9.13%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters47.52%47.52%47.52%47.52%47.52%47.52%47.52%47.52%47.52%47.52%37.13%37.13%
Public52.48%52.48%52.49%52.48%52.48%52.47%52.48%52.48%52.47%52.46%62.86%62.87%
No. of Shareholders7217277578659039411,4251,4011,4201,4391,5081,529

Fundamentals

Market Cap₹ 16.8 Cr.
Current Price₹ 17.4
Stock P/E27.6
Book Value₹ 14.7
ROCE9.13 %
ROE3.10 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)156%
Compounded Profit Growth (TTM)239%
Standalone figures.
Valuation
Market capRs 18 Cr
Enterprise valueRs 82 Cr
P/E (TTM)29.59x
Price to book1.27x
Price to sales1.21x
EV / EBITDA11.97x
EV / EBIT12.14x
EV / sales5.49x
Earnings yield3.38%
P/E, 3-year average103.82x
P/B, 3-year average2.10x
P/E, 5-year average97.22x
P/B, 5-year average1.34x
Profitability
Operating margin (excl. other income)37.05%
Operating margin (incl. other income)43.93%
EBITDA margin45.88%
Pre-tax margin5.43%
Net profit margin4.09%
Net margin, latest quarter6.94%
ROE3.10%
ROCE9.13%
ROA0.58%
ROE, 3-year average4.16%
ROCE, 3-year average8.52%
ROA, 3-year average2.75%
ROE, 5-year average2.88%
ROCE, 5-year average5.54%
ROA, 5-year average2.02%
ROIC (approx.)6.66%
Tax rate22.92%
Other income / net worth5.93%
Growth
Sales growth (latest year)180.46%
Profit growth (latest year)169.23%
Sales CAGR, 3 years229.83%
Sales CAGR, 5 years62.70%
Profit CAGR, 3 years227.11%
Profit CAGR, 5 years-4.47%
Sales growth QoQ13.95%
Sales growth YoY (latest quarter)123.74%
Profit growth YoY (latest quarter)277.78%
Per share
EPS (TTM)Rs 0.63
EPS (latest year)Rs 0.36
EPS (latest quarter)Rs 0.35
EPS, 3-year averageRs 0.76
EPS, 5-year averageRs 0.53
Book value per shareRs 14.66
Sales per shareRs 15.44
Cash flow per shareRs -49.00
Free cash flow per shareRs -50.00
Efficiency
Asset turnover0.14x
Fixed asset turnover11.96x
Creditor days0 days
Cash conversion cycle0 days
Working capital days-4 days
Leverage
Total debtRs 67 Cr
Cash and bankRs 3 Cr
Net debtRs 64 Cr
Debt to equity4.72x
Net debt / EBITDA9.33x
Interest coverage1.14x
Owners' fund to total sources16.75%
Debt to assets79.03%
Cash flow
Cash from Operating Activity (latest year)Rs -47 Cr
Cash from Investing Activity (latest year)Rs 2 Cr
Cash from Financing Activity (latest year)Rs 46 Cr
Net Cash Flow (latest year)Rs 1 Cr
Free cash flow (latest year)Rs -48 Cr
FCFE (approx.: FCF + change in debt)Rs -7 Cr
Cash from ops / profit, 5 years-56.77x
Statement figures
Net sales (TTM)Rs 15 Cr
Net sales (latest year)Rs 12 Cr
Sales (latest quarter)Rs 5 Cr
Operating profit excl. other income (latest year)Rs 5 Cr
Operating profit (latest quarter)Rs 2 Cr
Other income (TTM)Rs 1 Cr
EBITDA (TTM)Rs 7 Cr
PBDT (TTM)Rs 1 Cr
Profit before tax (TTM)Rs 1 Cr
Tax (latest year)Rs 0 Cr
Net profit (TTM)Rs 1 Cr
Net profit (latest year)Rs 0 Cr
Net profit (latest quarter)Rs 0 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 6 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 8 Cr
Total income (latest year)Rs 13 Cr
Share capitalRs 10 Cr
ReservesRs 4 Cr
Shareholders' fundsRs 14 Cr
Total assetsRs 85 Cr
Net blockRs 1 Cr
Other liabilitiesRs 4 Cr
Shares outstanding (crore)0.97
Ownership
Promoter holding37.13% (-10.39 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 29.6 is at the 26th percentile of its own 4.2-year range (median 42.3, low 8.7, high 290.0).
P/B 1.27 is at the 47th percentile (median 1.32).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period539435Nifty 50Difference
1 week+10.0%-2.8% +12.8 pts
1 month-8.7%-6.8% -1.9 pts
3 months-15.0%-7.6% -7.4 pts
3 years+271.6%+14.2% +257.4 pts
5 years+349.3%+27.9% +321.4 pts

Red flags

F-score 4 of 8
explainWeak cash conversion Cash from operations was -6496% of net profit over the last 3 years
explainHigh accruals Profit exceeded operating cash by 56% of total assets in 2026
explainShare dilution Share count up 29% in a year, 29% in three
explainLow interest cover Interest cover 1.1x in 2026
lookProfit leans on other income Other income was 175% of pre-tax profit in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Sales ₹5 Cr +123.7% vs Jun 2025. Net profit ₹0 Cr +277.8%.

Activity

Compare
CompanyMcap (Cr)P/EROCE
CRISIL Ltd32,64636.932.6 %
RRP Semiconductor Ltd11,182-32.7 %
Onemi Technology Solutions Ltd6,35920.122.7 %
Asset Reconstruction Company (India) Ltd4,64013.214.0 %
Colab Platforms Ltd2,62254222.4 %
Algoquant Fintech Ltd1,85741.531.4 %
GYFTR Ltd1,19854.96.77 %
Prime Securities Ltd1,03360.68.25 %
Centrum Capital Ltd9967.33 %
Wealth First Portfolio Managers Ltd94928.734.6 %
RNFI Services Ltd79227.927.3 %
Stellant Securities (India) Ltd53014.571.7 %
The Investment Trust of India Ltd47314.58.54 %
Akiko Global Services Ltd46724.237.3 %
Regency Fincorp Ltd41524.010.5 %
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Richfield Financial Services Ltd?

Richfield Financial Services Ltd (539435) has a market capitalisation of Rs 16.8 Cr. at the 2026-10-01 close.

What is the P/E ratio of Richfield Financial Services Ltd?

Richfield Financial Services Ltd trades at a P/E of 27.6 on trailing twelve-month profit, at the 2026-10-01 close.

What were Richfield Financial Services Ltd's latest quarterly results?

In the Jun 2026 quarter, Richfield Financial Services Ltd sales was Rs 5 Cr (+123.7% vs Jun 2025) and net profit was Rs 0 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03