Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.37 | 1.90 | 0.92 | 1.37 | 1.46 | 1.48 | 1.26 | 1.44 | 1.58 | 1.51 | 1.42 | 1.34 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.05 | 0.11 | 0.10 | 0.03 | 0.09 |
| Expenses | 0.29 | 0.28 | 0.31 | 0.34 | 0.30 | 0.32 | 0.32 | 0.38 | 0.36 | 0.43 | 0.40 | 0.43 |
| Financing Profit | 1.08 | 1.62 | 0.61 | 1.03 | 1.16 | 1.16 | 0.93 | 1.01 | 1.11 | 0.98 | 0.99 | 0.82 |
| Financing Margin % | 78.83% | 85.26% | 66.30% | 75.18% | 79.45% | 78.38% | 73.81% | 70.14% | 70.25% | 64.90% | 69.72% | 61.19% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.05 | 0.05 | 0.05 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Profit before tax | 1.03 | 1.57 | 0.56 | 1.00 | 1.13 | 1.13 | 0.91 | 0.99 | 1.09 | 0.96 | 0.97 | 0.81 |
| Tax % | 22.33% | 30.57% | 42.86% | 21.00% | 23.89% | 22.12% | 35.16% | 24.24% | 26.61% | 25.00% | 26.80% | 30.86% |
| Net Profit | 0.80 | 1.10 | 0.32 | 0.77 | 0.85 | 0.87 | 0.58 | 0.74 | 0.79 | 0.72 | 0.71 | 0.55 |
| EPS in Rs | 0.80 | 1.10 | 0.32 | 0.77 | 0.85 | 0.87 | 0.58 | 0.74 | 0.79 | 0.72 | 0.71 | 0.55 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.85 | 4.10 | 4.48 | 4.46 | 4.80 | 4.86 | 4.53 | 4.89 | 5.24 | 5.58 | 5.94 | 5.85 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.29 | 0.33 |
| Expenses | 3.61 | 2.77 | 3.01 | 0.49 | 0.81 | 0.83 | 0.99 | 1.29 | 1.21 | 1.29 | 1.55 | 1.62 |
| Financing Profit | 0.24 | 1.33 | 1.47 | 3.97 | 3.99 | 4.03 | 3.54 | 3.60 | 4.03 | 4.28 | 4.10 | 3.90 |
| Financing Margin % | 6.23% | 32.44% | 32.81% | 89.01% | 83.12% | 82.92% | 78.15% | 73.62% | 76.91% | 76.70% | 69.02% | 66.67% |
| Other Income | 0.04 | 0.00 | 0.00 | 0.29 | 0.01 | 0.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.19 | 0.29 | 0.35 | 0.46 | 0.43 | 0.42 | 0.29 | 0.20 | 0.13 | 0.09 | 0.07 |
| Profit before tax | 0.27 | 1.14 | 1.18 | 3.91 | 3.54 | 3.70 | 3.12 | 3.31 | 3.83 | 4.15 | 4.01 | 3.83 |
| Tax % | 25.93% | 33.33% | 29.66% | 28.13% | 26.27% | 27.03% | 25.96% | 22.05% | 28.46% | 25.78% | 25.94% | |
| Net Profit | 0.19 | 0.76 | 0.82 | 2.80 | 2.61 | 2.69 | 2.31 | 2.59 | 2.74 | 3.08 | 2.96 | 2.77 |
| EPS in Rs | 0.19 | 0.76 | 0.82 | 2.81 | 2.62 | 2.70 | 2.31 | 2.60 | 2.75 | 3.09 | 2.97 | 2.77 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 4% | 4% | 7% | 4% | ||
| Compounded Profit Growth | 32% | 2% | 5% | -9% | ||
| Stock Price CAGR | % | % | % | % | ||
| Return on Equity | 4% | 4% | 4% | 4% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 | 9.98 |
| Reserves | 45.45 | 45.64 | 46.40 | 47.23 | 50.03 | 52.64 | 55.34 | 57.65 | 60.24 | 62.98 | 66.06 | 69.02 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.51 | 0.50 |
| Other Liabilities | 0.18 | 0.16 | 0.31 | 0.31 | 0.57 | 0.87 | 0.47 | 0.42 | 0.59 | 0.84 | 1.20 | 1.43 |
| Total Liabilities | 55.61 | 55.78 | 56.69 | 57.52 | 60.58 | 63.49 | 65.79 | 68.05 | 70.81 | 73.80 | 79.75 | 80.93 |
| Fixed Assets | 0.06 | 0.03 | 0.42 | 1.06 | 1.44 | 0.98 | 1.33 | 0.92 | 0.63 | 0.43 | 0.30 | 0.21 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.24 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 47.31 | 55.75 | 56.27 | 56.46 | 59.14 | 62.51 | 64.46 | 67.13 | 70.18 | 73.37 | 79.45 | 80.72 |
| Total Assets | 55.61 | 55.78 | 56.69 | 57.52 | 60.58 | 63.49 | 65.79 | 68.05 | 70.81 | 73.80 | 79.75 | 80.93 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 2.52 | 4.67 | 1.50 | -8.26 | 6.68 | -2.38 | 7.12 | 13.11 | -8.87 | 16.40 | 5.18 | -3.05 |
| Cash from Investing Activity | 23.70 | 8.28 | -0.57 | -0.94 | -0.73 | 0.00 | -0.69 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activity | -26.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.29 |
| Net Cash Flow | 0.21 | 12.96 | 0.92 | -9.19 | 5.94 | -2.38 | 6.43 | 13.11 | -8.87 | 16.40 | 5.16 | -3.34 |
| Free Cash Flow | 1.10 | 4.69 | 0.93 | -9.20 | 5.95 | -2.38 | 6.43 | 13.11 | -8.87 | 16.40 | 5.18 | -3.05 |
| CFO/OP | 571% | 1,975% | 144% | -536% | 197% | -35% | 202% | 394% | -226% | 434% | 145% | -46% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.67% | 0.34% | 1.36% | 1.44% | 4.78% | 4.26% | 4.10% | 3.47% | 3.76% | 3.83% | 4.13% | 3.82% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 40.87% | 40.87% | 40.87% | 40.87% | 40.87% | 40.87% | 40.87% | 40.87% | 40.87% | 45.85% | 45.85% | 45.85% |
| Public | 59.14% | 59.14% | 59.14% | 59.14% | 59.14% | 59.14% | 59.14% | 59.14% | 59.14% | 54.16% | 54.16% | 54.16% |
| No. of Shareholders | 1,041 | 1,041 | 1,041 | 1,041 | 1,041 | 1,041 | 1,041 | 1,041 | 1,041 | 1,036 | 1,036 | 1,036 |
Fundamentals
Market Cap₹ 7.75 Cr.
Current Price₹ 7.77
Stock P/E2.80
Book Value₹ 79.2
ROCE5.44 %
ROE3.82 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)4%
Compounded Profit Growth (TTM)-9%
Standalone figures.
Valuation
P/E, 3-year average2.67x
P/B, 3-year average0.10x
P/E, 5-year average2.85x
P/B, 5-year average0.11x
Profitability
Operating margin (excl. other income)73.91%
Operating margin (incl. other income)73.91%
EBITDA margin72.31%
Pre-tax margin65.47%
Net profit margin47.35%
Net margin, latest quarter41.04%
ROE3.82%
ROCE5.44%
ROA3.68%
ROE, 3-year average3.93%
ROCE, 3-year average5.43%
ROA, 3-year average3.83%
ROE, 5-year average3.80%
ROCE, 5-year average5.16%
ROA, 5-year average3.73%
ROIC (approx.)7.70%
Tax rate25.94%
Growth
Sales growth (latest year)6.45%
Profit growth (latest year)-3.90%
Sales CAGR, 3 years6.70%
Sales CAGR, 5 years4.09%
Profit CAGR, 3 years4.55%
Profit CAGR, 5 years1.93%
Sales growth QoQ-5.63%
Profit growth QoQ-22.54%
Sales growth YoY (latest quarter)-6.94%
Profit growth YoY (latest quarter)-25.68%
Per share
EPS (TTM)Rs 2.78
EPS (latest quarter)Rs 0.55
EPS, 3-year averageRs 2.92
EPS, 5-year averageRs 2.69
Book value per shareRs 79.20
Sales per shareRs 5.87
Cash flow per shareRs -3.06
Free cash flow per shareRs -3.06
Efficiency
Asset turnover0.07x
Fixed asset turnover28.29x
Leverage
Total debtRs 0 Cr
Cash and bankRs 39 Cr
Net debtRs -39 Cr
Debt to equity0.01x
Net debt / EBITDA-9.21x
Interest coverage12.61x
Owners' fund to total sources97.62%
Debt to assets0.62%
Cash flow
Cash from Operating Activity (latest year)Rs -3 Cr
Cash from Financing Activity (latest year)Rs -0 Cr
Net Cash Flow (latest year)Rs -3 Cr
Free cash flow (latest year)Rs -3 Cr
FCFE (approx.: FCF + change in debt)Rs -5 Cr
Cash from ops / profit, 5 years1.66x
Statement figures
Net sales (TTM)Rs 6 Cr
Net sales (latest year)Rs 6 Cr
Sales (latest quarter)Rs 1 Cr
Operating profit excl. other income (latest year)Rs 4 Cr
Operating profit (latest quarter)Rs 1 Cr
EBITDA (TTM)Rs 4 Cr
PBDT (TTM)Rs 4 Cr
Profit before tax (TTM)Rs 4 Cr
Tax (latest year)Rs 1 Cr
Net profit (TTM)Rs 3 Cr
Net profit (latest year)Rs 3 Cr
Net profit (latest quarter)Rs 1 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 0 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 2 Cr
Total income (latest year)Rs 6 Cr
Share capitalRs 10 Cr
ReservesRs 69 Cr
Shareholders' fundsRs 79 Cr
Total assetsRs 81 Cr
Net blockRs 0 Cr
Other liabilitiesRs 1 Cr
Shares outstanding (crore)1.00
Ownership
Promoter holding45.85% (+4.98 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
Not enough history to build valuation bands (needs two years of profits and prices).
Not enough price history.
Red flags
F-score 4 of 8No red flags in the latest statements and filings.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹1 Cr -6.9% vs Jun 2025.
Net profit ₹1 Cr -25.7%.
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Sri Amarnath Finance Ltd?
Sri Amarnath Finance Ltd (538863) has a market capitalisation of Rs 7.75 Cr. at the close.
What is the P/E ratio of Sri Amarnath Finance Ltd?
Sri Amarnath Finance Ltd trades at a P/E of 2.80 on trailing twelve-month profit, at the close.
What were Sri Amarnath Finance Ltd's latest quarterly results?
In the Jun 2026 quarter, Sri Amarnath Finance Ltd revenue was Rs 1 Cr (-6.9% vs Jun 2025) and net profit was Rs 1 Cr.