MarketFriction

Goenka Business & Finance Ltd

BSE 538787 · Non Banking Financial Company (NBFC)
₹14.47 -2.43%
BSE close2026-10-01
Market cap₹20.9 Cr.
P/E4.14

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue29.2020.0418.2912.2438.739.7114.347.8531.4181.9936.1224.41
Interest2.523.044.183.143.363.626.794.295.105.736.398.53
Expenses26.2715.1612.449.8834.457.0410.284.0028.9172.8123.9515.56
Financing Profit0.411.841.67-0.780.92-0.95-2.73-0.44-2.603.455.780.32
Financing Margin %1.40%9.18%9.13%-6.37%2.38%-9.78%-19.04%-5.61%-8.28%4.21%16.00%1.31%
Other Income0.030.000.000.000.000.023.090.010.23-0.010.000.11
Depreciation0.000.000.000.000.010.010.010.000.000.000.000.00
Profit before tax0.441.841.67-0.780.91-0.940.35-0.43-2.373.445.780.43
Tax %40.91%26.09%40.12%-28.21%28.57%-23.40%74.29%-20.93%-17.30%22.38%26.47%74.42%
Net Profit0.251.361.00-0.570.66-0.720.10-0.34-1.972.674.250.11
EPS in Rs0.191.050.77-0.440.51-0.550.08-0.26-1.522.053.270.08
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue2275571861,4202498678157174
Interest00001119161011172226
Expenses2276491671,4042397162129141
Financing Profit00-1-1-20103-067
Financing Margin %10%8%-10%-20%-3%0%0%0%4%-1%4%4%
Other Income000000000000
Depreciation000000000000
Profit before tax00-1-1-20103-167
Tax %33%20%0%1%-29%-159%36%-150%35%16%28%
Net Profit00-1-1-10102-155
EPS in Rs0.040.06-0.52-0.68-1.080.340.460.111.68-0.453.553.88
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth53%-3%-14%146%
Compounded Profit Growth57%60%221%1787%
Stock Price CAGR-22%18%37%59%
Return on Equity2%5%7%14%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital131313131313131313131313
Reserves181818171615151616181823
Borrowing0001100000000
Other Liabilities0021614918410994160168360
Total Liabilities3131334236177212138123192199396
Fixed Assets000000000000
CWIP000000000000
Investments63000022361218
Other Assets2528334235177210135121186187378
Total Assets3131334236177212138123192199396
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity6-3-32-282-107-6-19
Cash from Investing Activity-633000-0-0-00-0-6
Cash from Financing Activity000000000000
Net Cash Flow-10-02-282-107-6-13
Free Cash Flow6-3-32-282-107-6-19
CFO/OP724%-1,295%-2,027%-310%146%90%12%-58%71%-38%-8%33%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %2%0%0%-2%-3%-5%2%2%0%7%-2%14%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters14.91%14.91%14.91%14.91%14.91%14.91%14.91%14.91%14.91%14.91%14.91%14.91%
Public85.10%85.09%85.09%85.09%85.08%85.10%85.09%85.08%85.08%85.10%85.09%85.10%
No. of Shareholders9,0699,2379,83310,01810,93814,45014,92914,76914,65814,56114,27313,985

Fundamentals

Market Cap₹ 20.9 Cr.
Current Price₹ 16.1
Stock P/E4.14
Book Value₹ 27.7
ROCE83.1 %
ROE13.7 %
Dividend Yield3.11 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)146%
Compounded Profit Growth (TTM)1787%
Standalone figures.
Valuation
Market capRs 19 Cr
Enterprise valueRs 15 Cr
P/E (TTM)3.72x
Price to book0.52x
Price to sales0.11x
EV / EBITDA0.45x
EV / EBIT0.45x
EV / sales0.09x
Price to cash flow2.07x
Earnings yield26.90%
P/E, 3-year average3.13x
P/B, 3-year average0.34x
P/E, 5-year average22.39x
P/B, 5-year average0.35x
Profitability
Operating margin (excl. other income)17.56%
Operating margin (incl. other income)17.80%
EBITDA margin19.00%
Pre-tax margin4.19%
Net profit margin2.91%
Net margin, latest quarter0.45%
ROE13.72%
ROCE83.14%
ROA1.55%
ROE, 3-year average6.37%
ROCE, 3-year average61.18%
ROA, 3-year average0.88%
ROE, 5-year average4.33%
ROCE, 5-year average55.20%
ROA, 5-year average0.62%
ROIC (approx.)73.82%
Tax rate28.19%
Other income / net worth1.03%
Growth
Sales growth (latest year)101.02%
Sales CAGR, 3 years-14.23%
Sales CAGR, 5 years-3.38%
Profit CAGR, 3 years220.52%
Profit CAGR, 5 years59.97%
Sales growth QoQ-32.42%
Profit growth QoQ-97.41%
Sales growth YoY (latest quarter)210.96%
Per share
EPS (TTM)Rs 3.89
EPS (latest year)Rs 3.55
EPS (latest quarter)Rs 0.08
EPS, 3-year averageRs 1.59
EPS, 5-year averageRs 1.07
Book value per shareRs 27.69
Sales per shareRs 133.79
Cash flow per shareRs 6.98
Free cash flow per shareRs 6.92
Efficiency
Asset turnover0.40x
Fixed asset turnover5234.00x
Inventory turnover2.33x
Inventory days157 days
Leverage
Cash and bankRs 4 Cr
Net debtRs -4 Cr
Net debt / EBITDA-0.12x
Interest coverage1.28x
Owners' fund to total sources9.09%
Cash flow
Cash from Operating Activity (latest year)Rs 9 Cr
Cash from Investing Activity (latest year)Rs -6 Cr
Net Cash Flow (latest year)Rs 3 Cr
Free cash flow (latest year)Rs 9 Cr
Cash from ops / profit, 5 years-0.14x
Sales to cash flow17.31x
Statement figures
Net sales (TTM)Rs 174 Cr
Net sales (latest year)Rs 157 Cr
Sales (latest quarter)Rs 24 Cr
Operating profit excl. other income (latest year)Rs 28 Cr
Operating profit (latest quarter)Rs 9 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 33 Cr
PBDT (TTM)Rs 7 Cr
Profit before tax (TTM)Rs 7 Cr
Tax (latest year)Rs 2 Cr
Net profit (TTM)Rs 5 Cr
Net profit (latest year)Rs 5 Cr
Net profit (latest quarter)Rs 0 Cr
Depreciation (TTM)Rs 0 Cr
Interest (TTM)Rs 26 Cr
Cost of goods sold (latest year)Rs 118 Cr
Total expenditure (latest year)Rs 129 Cr
Total income (latest year)Rs 157 Cr
Share capitalRs 13 Cr
ReservesRs 23 Cr
Shareholders' fundsRs 36 Cr
Total assetsRs 396 Cr
Net blockRs 0 Cr
InvestmentsRs 18 Cr
InventoryRs 51 Cr
Other liabilitiesRs 360 Cr
Shares outstanding (crore)1.30
Ownership
Promoter holding14.91% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 3.7 is at the 7th percentile of its own 4.7-year range (median 18.0, low 2.6, high 72.3).
P/B 0.52 is at the 85th percentile (median 0.32).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period538787Nifty 50Difference
1 week+8.9%-2.8% +11.7 pts
1 month+44.6%-6.8% +51.3 pts
3 months+37.2%-7.6% +44.8 pts
3 years+156.1%+14.2% +141.9 pts
5 years+122.3%+27.9% +94.4 pts

Red flags

F-score 7 of 8
explainWeak cash conversion Cash from operations was 36% of net profit over the last 3 years
lookInventory outrunning sales Inventory grew 163% vs sales +101% in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹24 Cr +211.0% vs Jun 2025. Net profit ₹0 Cr +132.4%.

Activity

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No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Goenka Business & Finance Ltd?

Goenka Business & Finance Ltd (538787) has a market capitalisation of Rs 20.9 Cr. at the 2026-10-01 close.

What is the P/E ratio of Goenka Business & Finance Ltd?

Goenka Business & Finance Ltd trades at a P/E of 4.14 on trailing twelve-month profit, at the 2026-10-01 close.

What were Goenka Business & Finance Ltd's latest quarterly results?

In the Jun 2026 quarter, Goenka Business & Finance Ltd revenue was Rs 24 Cr (+211.0% vs Jun 2025) and net profit was Rs 0 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03