Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & fee income | 52.42 | 55.14 | 63.09 | 64.97 | 51.65 | 39.25 | 45.55 | 44.45 | 38.83 | 38.04 | 45.89 | 70.81 |
| Interest paid | 1.05 | 1.32 | 1.41 | 1.38 | 1.40 | 1.39 | 1.41 | 2.08 | 1.76 | 1.68 | 1.75 | 2.25 |
| Operating costs & provisions | 50.27 | 52.80 | 49.98 | 57.21 | 46.44 | 34.18 | 52.67 | 38.24 | 34.69 | 34.21 | 47.69 | 64.07 |
| Core operating profit | 1.10 | 1.02 | 11.70 | 6.38 | 3.81 | 3.68 | -8.53 | 4.13 | 2.38 | 2.15 | -3.55 | 4.49 |
| Core operating margin % | 2.10% | 1.85% | 18.54% | 9.82% | 7.38% | 9.38% | -18.73% | 9.29% | 6.13% | 5.65% | -7.74% | 6.34% |
| Depreciation & amortisation | 0.26 | 0.26 | 1.38 | 0.32 | 0.33 | 0.36 | 0.36 | 0.22 | 0.19 | 0.20 | 0.18 | 0.11 |
| Non-operating income | 0.21 | 0.00 | 0.00 | 0.01 | 0.29 | 0.45 | 1.44 | 0.38 | 0.04 | 0.07 | 1.70 | 0.31 |
| Pre-tax profit | 1.05 | 0.76 | 10.32 | 6.07 | 3.77 | 3.77 | -7.45 | 4.29 | 2.23 | 2.02 | -2.03 | 4.69 |
| Effective tax rate % | 0.00% | 0.00% | 37.98% | 22.08% | 22.02% | 22.02% | -28.99% | 25.17% | 25.11% | 25.25% | 22.17% | 25.16% |
| Profit after tax | 1.05 | 0.76 | 6.41 | 4.74 | 2.94 | 2.94 | -5.29 | 3.21 | 1.66 | 1.51 | -2.48 | 3.51 |
| Earnings per share (Rs) | 0.35 | 0.25 | 2.70 | 1.99 | 1.24 | 1.24 | -2.23 | 1.35 | 0.70 | 0.64 | -1.04 | 1.48 |
| Gross bad loans % | ||||||||||||
| Net bad loans % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & fee income | 26 | 38 | 31 | 16 | 24 | 37 | 119 | 163 | 206 | 201 | 169 | 194 |
| Interest paid | 1 | 0 | 1 | 0 | 0 | 0 | 6 | 7 | 6 | 6 | 7 | 7 |
| Operating costs & provisions | 24 | 37 | 29 | 16 | 22 | 36 | 111 | 152 | 185 | 189 | 154 | 181 |
| Core operating profit | 1 | 0 | 1 | 0 | 2 | 1 | 2 | 4 | 15 | 7 | 7 | 5 |
| Core operating margin % | 3% | 0% | 2% | 2% | 9% | 2% | 2% | 3% | 7% | 3% | 4% | 3% |
| Depreciation & amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 1 | 1 | 1 |
| Non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 1 | 0 | 2 |
| Pre-tax profit | 1 | 0 | 1 | 0 | 2 | 1 | 2 | 5 | 13 | 6 | 7 | 7 |
| Effective tax rate % | 24% | 28% | 30% | 30% | 26% | 27% | 28% | 24% | 31% | 14% | 32% | |
| Profit after tax | 1 | 0 | 0 | 0 | 2 | 1 | 2 | 4 | 9 | 5 | 4 | 4 |
| Earnings per share (Rs) | 0.22 | 0.04 | 0.13 | 0.09 | 0.52 | 0.23 | 0.50 | 1.27 | 3.71 | 2.24 | 1.86 | 1.78 |
| Paid out as dividend % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Revenue CAGR | 21% | 35% | 1% | 7% | ||
| Profit CAGR | 21% | 50% | 8% | 11% | ||
| Share price CAGR | -12% | 9% | 2% | -12% | ||
| Average return on equity | 5% | 8% | 10% | 7% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net block (property, plant) | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 5 | 3 | 2 | 1 |
| Capital work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 1 | 0 | 4 | 9 | 10 | 0 | 0 | 0 |
| Current & other assets | 63 | 71 | 59 | 60 | 59 | 54 | 50 | 97 | 123 | 137 | 155 | 171 |
| Total assets | 63 | 71 | 59 | 61 | 61 | 55 | 55 | 107 | 138 | 140 | 157 | 173 |
| Share capital | 5 | 5 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 24 | 24 | 24 |
| Reserves & surplus | 45 | 46 | 21 | 21 | 22 | 23 | 24 | 26 | 29 | 31 | 36 | 41 |
| Total debt | 12 | 19 | 6 | 8 | 8 | 1 | 0 | 37 | 73 | 60 | 84 | 86 |
| Other liabilities & provisions | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 14 | 6 | 25 | 13 | 22 |
| Equity + liabilities | 63 | 71 | 59 | 61 | 61 | 55 | 55 | 107 | 138 | 140 | 157 | 173 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -5 | -7 | 7 | 12 | 1 | 0 | -3 | 21 | -4 | 31 | -12 | 23 |
| Investing cash flow | -0 | 1 | 4 | -13 | 3 | 5 | 2 | -52 | -8 | -13 | -4 | -12 |
| Free cash flow (after capex) | -5 | -7 | 7 | 11 | 1 | 0 | -3 | 21 | -9 | 27 | -12 | 23 |
| Financing cash flow | 6 | 5 | -12 | 3 | -0 | -7 | -1 | 31 | 30 | -27 | 16 | -8 |
| Net change in cash | 1 | -1 | -1 | 2 | 4 | -3 | -3 | -0 | 18 | -9 | 1 | 2 |
| Cash conversion (OCF / EBITDA) % | -250% | -348% | 3,136% | 1,005% | 174% | 28% | -355% | 268% | -24% | 169% | -77% | 168% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on equity % | 2% | 1% | 0% | 1% | 1% | 3% | 1% | 2% | 6% | 15% | 9% | 7% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter group % | 16.03% | 16.03% | 20.28% | 20.28% | 20.28% | 20.28% | 20.28% | 20.28% | 20.28% | 20.28% | 20.28% | 20.28% |
| Foreign investors % | 0.00% | 0.00% | 0.11% | 1.24% | 1.24% | 1.24% | 2.08% | 2.16% | 1.32% | 1.32% | 1.32% | 1.32% |
| Retail & others % | 83.98% | 83.97% | 79.61% | 78.48% | 78.48% | 78.49% | 77.65% | 77.57% | 78.40% | 78.41% | 78.41% | 78.40% |
| Shareholder count | 2,279 | 2,800 | 3,098 | 2,971 | 3,554 | 3,816 | 3,704 | 3,743 | 3,748 | 3,680 | 3,599 | 3,562 |
Fundamentals
Market value₹ 45.7 Cr.
Last price₹ 19.2
P/E (trailing)10.9
Book value / share₹ 27.2
Return on capital9.50 %
Return on equity7.08 %
Dividend yield0.00 %
Face value₹ 10.0
Revenue CAGR (TTM)7%
Profit CAGR (TTM)11%
Standalone figures.
Valuation
Market capRs 42 Cr
Enterprise valueRs 87 Cr
P/E (TTM)10.04x
Price to book0.65x
Price to sales0.22x
EV / EBITDA5.80x
EV / EBIT6.07x
EV / sales0.45x
Price to cash flow1.85x
Earnings yield9.96%
P/E, 3-year average9.52x
P/B, 3-year average1.02x
P/E, 5-year average13.69x
P/B, 5-year average0.96x
Profitability
Operating margin (excl. other income)8.61%
Operating margin (incl. other income)8.75%
EBITDA margin7.76%
Pre-tax margin3.57%
Net profit margin2.17%
Net margin, latest quarter4.96%
ROE7.08%
ROCE9.50%
ROA2.68%
ROE, 3-year average10.59%
ROCE, 3-year average11.21%
ROA, 3-year average4.20%
ROE, 5-year average8.23%
ROCE, 5-year average11.01%
ROA, 5-year average3.51%
ROIC (approx.)8.89%
Tax rate32.10%
Other income / net worth0.37%
Growth
Sales growth (latest year)-16.12%
Profit growth (latest year)-17.07%
Sales CAGR, 3 years1.19%
Sales CAGR, 5 years35.23%
Profit CAGR, 3 years5.07%
Profit CAGR, 5 years44.98%
Sales growth QoQ54.30%
Sales growth YoY (latest quarter)59.30%
Profit growth YoY (latest quarter)9.35%
Per share
EPS (TTM)Rs 1.77
EPS (latest year)Rs 1.86
EPS (latest quarter)Rs 1.48
EPS, 3-year averageRs 2.60
EPS, 5-year averageRs 1.92
Book value per shareRs 27.20
Sales per shareRs 81.42
Cash flow per shareRs 9.58
Efficiency
Asset turnover0.98x
Fixed asset turnover126.01x
Inventory turnover2.30x
Inventory days159 days
Debtor days1 days
Debtors turnover383.75x
Leverage
Total debtRs 86 Cr
Cash and bankRs 41 Cr
Net debtRs 45 Cr
Debt to equity1.32x
Net debt / EBITDA2.99x
Interest coverage1.93x
Owners' fund to total sources37.48%
Debt to assets49.56%
Cash flow
Operating cash flow (latest year)Rs 23 Cr
Investing cash flow (latest year)Rs -12 Cr
Financing cash flow (latest year)Rs -8 Cr
Net change in cash (latest year)Rs 2 Cr
Sales to cash flow7.41x
Statement figures
Net sales (TTM)Rs 194 Cr
Net sales (latest year)Rs 169 Cr
Sales (latest quarter)Rs 71 Cr
Operating profit excl. other income (latest year)Rs 15 Cr
Operating profit (latest quarter)Rs 7 Cr
Other income (TTM)Rs 2 Cr
EBITDA (TTM)Rs 15 Cr
PBDT (TTM)Rs 8 Cr
Profit before tax (TTM)Rs 7 Cr
Tax (latest year)Rs 2 Cr
Net profit (TTM)Rs 4 Cr
Net profit (latest year)Rs 4 Cr
Net profit (latest quarter)Rs 4 Cr
Depreciation (TTM)Rs 1 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 7 Cr
Cost of goods sold (latest year)Rs 83 Cr
Total expenditure (latest year)Rs 154 Cr
Total income (latest year)Rs 169 Cr
Share capitalRs 24 Cr
ReservesRs 41 Cr
Shareholders' fundsRs 65 Cr
Total assetsRs 173 Cr
Net blockRs 1 Cr
ReceivablesRs 0 Cr
InventoryRs 36 Cr
Other liabilitiesRs 22 Cr
Shares outstanding (crore)2.38
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 10.0 is at the 7th percentile of its own 8.1-year range
(median 37.1, low 4.1, high 395.3).
P/B 0.65 is at the 17th percentile (median 1.29).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | 537069 | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -11.3% | -2.8% | -8.5 pts |
| 1 month | +20.8% | -6.8% | +27.6 pts |
| 3 months | +33.7% | -7.6% | +41.3 pts |
| 3 years | -3.7% | +14.2% | -17.9 pts |
| 5 years | +36.7% | +27.9% | +8.8 pts |
Red flags
F-score 6 of 8No red flags in the latest statements and filings.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹71 Cr +59.3% vs Jun 2025.
Net profit ₹4 Cr +9.3%.
Activity
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|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Arnold Holdings Ltd?
Arnold Holdings Ltd (537069) has a market capitalisation of Rs 45.7 Cr. at the 2026-10-01 close.
What is the P/E ratio of Arnold Holdings Ltd?
Arnold Holdings Ltd trades at a P/E of 10.9 on trailing twelve-month profit, at the 2026-10-01 close.
What were Arnold Holdings Ltd's latest quarterly results?
In the Jun 2026 quarter, Arnold Holdings Ltd revenue was Rs 71 Cr (+59.3% vs Jun 2025) and net profit was Rs 4 Cr.