Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.76 | 3.17 | 2.87 | 3.00 | 3.03 | 3.42 | 3.87 | 3.83 | 3.75 | 4.52 | 4.00 | 4.43 |
| Interest | 0.77 | 0.58 | 0.66 | 0.65 | 0.69 | 0.59 | 0.58 | 0.28 | 0.11 | 0.51 | 0.14 | 0.16 |
| Expenses | 0.78 | 0.88 | 1.60 | 0.65 | 0.97 | 0.88 | 1.17 | 0.90 | 1.08 | 0.92 | 2.31 | 1.49 |
| Financing Profit | 2.21 | 1.71 | 0.61 | 1.70 | 1.37 | 1.95 | 2.12 | 2.65 | 2.56 | 3.09 | 1.55 | 2.78 |
| Financing Margin % | 58.78% | 53.94% | 21.25% | 56.67% | 45.21% | 57.02% | 54.78% | 69.19% | 68.27% | 68.36% | 38.75% | 62.75% |
| Other Income | 0.01 | 0.01 | 0.71 | 1.01 | 0.10 | -0.34 | -0.95 | 0.54 | -0.49 | -0.04 | 0.04 | 0.16 |
| Depreciation | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Profit before tax | 2.21 | 1.70 | 1.30 | 2.69 | 1.45 | 1.59 | 1.15 | 3.17 | 2.05 | 3.03 | 1.57 | 2.92 |
| Tax % | 26.24% | 24.71% | 43.85% | 28.25% | 28.28% | 15.09% | 33.04% | 16.09% | 28.29% | 24.42% | 32.48% | 25.00% |
| Net Profit | 1.63 | 1.28 | 0.73 | 1.92 | 1.04 | 1.36 | 0.77 | 2.67 | 1.47 | 2.29 | 1.07 | 2.20 |
| EPS in Rs | 0.30 | 0.24 | 0.13 | 0.35 | 0.19 | 0.22 | 0.10 | 0.31 | 0.17 | 0.26 | 0.12 | 0.22 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.51 | 5.40 | 7.34 | 7.39 | 7.61 | 11.13 | 12.43 | 14.67 | 13.91 | 13.07 | 16.12 | 16.70 |
| Interest | 0.32 | 0.70 | 2.09 | 1.36 | 1.69 | 2.68 | 3.41 | 5.02 | 2.67 | 2.51 | 1.03 | 0.92 |
| Expenses | 1.19 | 1.90 | 1.88 | 2.17 | 4.04 | 2.88 | 2.89 | 3.17 | 3.98 | 3.66 | 5.23 | 5.80 |
| Financing Profit | 3.00 | 2.80 | 3.37 | 3.86 | 1.88 | 5.57 | 6.13 | 6.48 | 7.26 | 6.90 | 9.86 | 9.98 |
| Financing Margin % | 66.52% | 51.85% | 45.91% | 52.23% | 24.70% | 50.04% | 49.32% | 44.17% | 52.19% | 52.79% | 61.17% | 59.76% |
| Other Income | 0.01 | 0.03 | 0.02 | 0.04 | 0.02 | 0.01 | 0.07 | 0.07 | 0.05 | 0.06 | 0.04 | -0.33 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.05 | 0.08 | 0.08 | 0.08 |
| Profit before tax | 3.00 | 2.82 | 3.38 | 3.89 | 1.89 | 5.58 | 6.20 | 6.55 | 7.26 | 6.88 | 9.82 | 9.57 |
| Tax % | 25.00% | 31.21% | 28.40% | 28.79% | 34.39% | 25.09% | 28.55% | 25.80% | 29.06% | 25.87% | 23.83% | |
| Net Profit | 2.25 | 1.94 | 2.43 | 2.78 | 1.24 | 4.18 | 4.42 | 4.86 | 5.15 | 5.10 | 7.49 | 7.03 |
| EPS in Rs | 0.41 | 0.36 | 0.45 | 0.51 | 0.23 | 0.77 | 0.81 | 0.90 | 0.95 | 0.64 | 0.83 | 0.77 |
| Dividend Payout % | 9.64% | 11.19% | 11.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 10.53% | 15.66% | 12.02% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 14% | 8% | 3% | 18% | ||
| Compounded Profit Growth | 13% | 12% | 16% | 20% | ||
| Stock Price CAGR | 12% | -7% | -3% | -14% | ||
| Return on Equity | 8% | 9% | 8% | 8% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 15.97 | 18.00 |
| Reserves | 13.00 | 14.99 | 16.68 | 19.11 | 24.58 | 25.71 | 29.89 | 34.32 | 39.01 | 44.13 | 70.65 | 82.14 |
| Borrowing | 1.60 | 2.54 | 14.01 | 15.13 | 19.92 | 18.98 | 30.67 | 51.08 | 27.61 | 26.07 | 21.86 | 4.37 |
| Other Liabilities | 1.04 | 1.26 | 1.10 | 0.90 | 2.15 | 1.82 | 2.09 | 1.26 | 1.41 | 2.04 | 2.16 | 2.51 |
| Total Liabilities | 26.49 | 29.64 | 42.64 | 45.99 | 57.50 | 57.36 | 73.50 | 97.51 | 78.88 | 83.09 | 110.64 | 107.02 |
| Fixed Assets | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 1.93 | 1.85 | 1.78 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.72 | 3.02 | 2.67 | 2.59 | 9.39 | 6.11 | 3.27 | 3.82 | 3.97 | 6.12 | 5.32 | 5.07 |
| Other Assets | 23.74 | 26.60 | 39.95 | 43.37 | 48.08 | 51.23 | 70.21 | 93.68 | 74.89 | 75.04 | 103.47 | 100.17 |
| Total Assets | 26.49 | 29.64 | 42.64 | 45.99 | 57.50 | 57.36 | 73.50 | 97.51 | 78.88 | 83.09 | 110.64 | 107.02 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -2.31 | -0.27 | -11.36 | 1.20 | -4.53 | 0.51 | -13.11 | -15.01 | 27.00 | 4.17 | -19.73 | 13.06 |
| Cash from Investing Activity | 2.51 | 0.34 | 0.67 | 0.14 | -0.01 | 1.35 | 4.11 | 0.00 | -0.01 | -0.70 | 0.52 | 0.04 |
| Cash from Financing Activity | -2.11 | 0.35 | 10.51 | -1.23 | 3.11 | -2.63 | 9.00 | 17.00 | -28.47 | -4.22 | 19.86 | -12.54 |
| Net Cash Flow | -1.90 | 0.42 | -0.18 | 0.11 | -1.43 | -0.76 | 0.00 | 1.98 | -1.48 | -0.75 | 0.64 | 0.56 |
| Free Cash Flow | -2.31 | -0.27 | -11.36 | 1.19 | -4.54 | 0.51 | -13.11 | -15.01 | 26.99 | 3.47 | -19.73 | 13.06 |
| CFO/OP | -60% | 8% | -298% | 40% | -73% | 40% | -139% | -132% | 247% | 60% | -192% | 138% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9.02% | 9.06% | 7.27% | 8.45% | 8.50% | 3.44% | 10.82% | 10.29% | 10.23% | 9.82% | 7.20% | 8.02% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 55.62% | 55.62% | 56.19% | 56.75% | 56.75% | 57.37% | 53.60% | 54.61% | 54.91% | 54.91% | 55.06% | 57.17% |
| FIIs | 1.01% | 1.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public | 43.38% | 43.38% | 43.81% | 43.25% | 43.25% | 42.64% | 46.40% | 45.39% | 45.09% | 45.09% | 44.95% | 42.83% |
| No. of Shareholders | 8,009 | 11,021 | 14,239 | 14,501 | 15,962 | 16,396 | 16,233 | 16,829 | 16,685 | 16,541 | 16,321 | 16,208 |
Fundamentals
Market Cap₹ 74.2 Cr.
Current Price₹ 7.57
Stock P/E10.6
Book Value₹ 11.1
ROCE10.2 %
ROE8.02 %
Dividend Yield1.31 %
Face Value₹ 2.00
Compounded Sales Growth (TTM)18%
Compounded Profit Growth (TTM)20%
Standalone figures.
Valuation
Market capRs 68 Cr
Enterprise valueRs 68 Cr
P/E (TTM)9.64x
Price to book0.68x
Price to sales4.06x
EV / EBITDA6.45x
EV / EBIT6.50x
EV / sales4.08x
Price to cash flow5.19x
Earnings yield10.37%
Dividend yield1.33%
P/E, 3-year average10.06x
P/B, 3-year average0.74x
P/E, 5-year average8.14x
P/B, 5-year average0.65x
Profitability
Operating margin (excl. other income)67.56%
Operating margin (incl. other income)67.80%
EBITDA margin63.29%
Pre-tax margin57.31%
Net profit margin42.10%
Net margin, latest quarter49.66%
ROE8.02%
ROCE10.19%
ROA6.88%
ROE, 3-year average8.35%
ROCE, 3-year average10.88%
ROA, 3-year average6.17%
ROE, 5-year average9.11%
ROCE, 5-year average11.48%
ROA, 5-year average5.84%
ROIC (approx.)7.94%
Tax rate23.83%
Other income / net worth0.04%
Growth
Sales growth (latest year)23.34%
Profit growth (latest year)46.86%
Sales CAGR, 3 years3.19%
Sales CAGR, 5 years7.69%
Profit CAGR, 3 years15.51%
Profit CAGR, 5 years12.37%
Sales growth QoQ10.75%
Profit growth QoQ105.61%
Sales growth YoY (latest quarter)15.67%
Profit growth YoY (latest quarter)-17.60%
Per share
EPS (TTM)Rs 0.78
EPS (latest year)Rs 0.83
EPS (latest quarter)Rs 0.24
EPS, 3-year averageRs 0.81
EPS, 5-year averageRs 1.48
Book value per shareRs 11.13
Sales per shareRs 1.86
Cash flow per shareRs 1.45
Free cash flow per shareRs 1.45
Dividend per share (latest year)Rs 0.10
Dividend per share, 3-year averageRs 0.10
Dividend per share, 5-year averageRs 0.10
Dividends
Dividend payout12.02%
Dividend payout, 3-year average12.73%
Dividend payout, 5-year average12.73%
Efficiency
Asset turnover0.15x
Fixed asset turnover9.06x
Debtor days8 days
Debtors turnover46.06x
Leverage
Total debtRs 4 Cr
Cash and bankRs 4 Cr
Net debtRs 0 Cr
Debt to equity0.04x
Net debt / EBITDA0.04x
Interest coverage11.40x
Owners' fund to total sources93.57%
Debt to assets4.08%
Cash flow
Cash from Operating Activity (latest year)Rs 13 Cr
Cash from Investing Activity (latest year)Rs 0 Cr
Cash from Financing Activity (latest year)Rs -13 Cr
Net Cash Flow (latest year)Rs 1 Cr
Free cash flow (latest year)Rs 13 Cr
FCFE (approx.: FCF + change in debt)Rs -4 Cr
Cash from ops / profit, 5 years0.35x
Sales to cash flow1.23x
Statement figures
Net sales (TTM)Rs 17 Cr
Net sales (latest year)Rs 16 Cr
Sales (latest quarter)Rs 4 Cr
Operating profit excl. other income (latest year)Rs 11 Cr
Operating profit (latest quarter)Rs 3 Cr
Other income (TTM)Rs -0 Cr
EBITDA (TTM)Rs 11 Cr
PBDT (TTM)Rs 10 Cr
Profit before tax (TTM)Rs 10 Cr
Tax (latest year)Rs 2 Cr
Net profit (TTM)Rs 7 Cr
Net profit (latest year)Rs 7 Cr
Net profit (latest quarter)Rs 2 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 1 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 5 Cr
Total income (latest year)Rs 16 Cr
Share capitalRs 18 Cr
ReservesRs 82 Cr
Shareholders' fundsRs 100 Cr
Total assetsRs 107 Cr
Net blockRs 2 Cr
InvestmentsRs 5 Cr
ReceivablesRs 0 Cr
Other liabilitiesRs 3 Cr
Shares outstanding (crore)9.00
Ownership
Promoter holding57.17% (+2.56 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 9.6 is at the 21th percentile of its own 9.4-year range
(median 13.2, low 2.6, high 41.1).
P/B 0.68 is at the 22th percentile (median 0.99).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | 535267 | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -0.4% | -2.8% | +2.4 pts |
| 1 month | -2.3% | -6.8% | +4.5 pts |
| 3 months | -2.5% | -7.6% | +5.2 pts |
| 3 years | -11.5% | +14.2% | -25.7 pts |
| 5 years | -31.5% | +27.9% | -59.4 pts |
Red flags
F-score 6 of 8| explain | Weak cash conversion Cash from operations was -14% of net profit over the last 3 years |
| explain | Share dilution Share count up 13% in a year, 66% in three |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹4 Cr +15.7% vs Jun 2025.
Net profit ₹2 Cr -17.6%.
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Comfort Fincap Ltd?
Comfort Fincap Ltd (535267) has a market capitalisation of Rs 74.2 Cr. at the 2026-10-01 close.
What is the P/E ratio of Comfort Fincap Ltd?
Comfort Fincap Ltd trades at a P/E of 10.6 on trailing twelve-month profit, at the 2026-10-01 close.
What were Comfort Fincap Ltd's latest quarterly results?
In the Jun 2026 quarter, Comfort Fincap Ltd revenue was Rs 4 Cr (+15.7% vs Jun 2025) and net profit was Rs 2 Cr.