Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.49 | 3.61 | 5.79 | 8.05 | 7.12 | 5.13 | 3.30 | 6.79 | 5.06 | 4.96 | 3.78 | 6.38 |
| Interest | 0.43 | 0.34 | 0.36 | 0.17 | 0.06 | 0.02 | 1.03 | 0.90 | 0.88 | 0.88 | 0.29 | 0.00 |
| Expenses | 0.32 | 0.31 | 0.32 | 0.53 | 0.63 | 0.35 | 0.78 | 0.47 | 1.52 | 3.05 | 3.74 | 0.65 |
| Financing Profit | 2.74 | 2.96 | 5.11 | 7.35 | 6.43 | 4.76 | 1.49 | 5.42 | 2.66 | 1.03 | -0.25 | 5.73 |
| Financing Margin % | 78.51% | 81.99% | 88.26% | 91.30% | 90.31% | 92.79% | 45.15% | 79.82% | 52.57% | 20.77% | -6.61% | 89.81% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Profit before tax | 2.72 | 2.94 | 5.09 | 7.34 | 6.41 | 4.74 | 1.47 | 5.40 | 2.64 | 1.01 | -0.27 | 5.72 |
| Tax % | 0.00% | 0.00% | 24.36% | 20.16% | 16.07% | 20.04% | 42.86% | 24.44% | 26.14% | 48.51% | 51.85% | 24.48% |
| Net Profit | 2.72 | 2.94 | 3.85 | 5.86 | 5.38 | 3.79 | 0.85 | 4.09 | 1.95 | 0.52 | -0.41 | 4.32 |
| EPS in Rs | 0.04 | 0.04 | 0.05 | 0.08 | 0.08 | 0.05 | 0.01 | 0.06 | 0.03 | 0.01 | -0.01 | 0.06 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14.39 | 7.36 | 5.70 | 8.50 | 9.77 | 5.43 | 7.38 | 8.48 | 15.56 | 21.24 | 18.24 | 20.18 |
| Interest | 2.32 | 3.58 | 2.27 | 0.88 | 0.86 | 0.65 | 0.89 | 1.57 | 1.55 | 1.32 | 3.37 | 2.05 |
| Expenses | 10.48 | 2.62 | 1.96 | 5.38 | 6.97 | 2.32 | 3.92 | 13.25 | 1.43 | 1.42 | 6.01 | 8.96 |
| Financing Profit | 1.59 | 1.16 | 1.47 | 2.24 | 1.94 | 2.46 | 2.57 | -6.34 | 12.58 | 18.50 | 8.86 | 9.17 |
| Financing Margin % | 11.05% | 15.76% | 25.79% | 26.35% | 19.86% | 45.30% | 34.82% | -74.76% | 80.85% | 87.10% | 48.57% | 45.44% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.13 | 0.07 | 0.05 | 0.03 | 0.02 | 0.02 | 0.01 | 0.05 | 0.10 | 0.07 | 0.07 | 0.07 |
| Profit before tax | 1.46 | 1.09 | 1.42 | 2.21 | 1.92 | 2.44 | 2.56 | -6.37 | 12.58 | 18.43 | 8.79 | 9.10 |
| Tax % | 39.04% | 33.03% | 28.17% | 27.60% | 25.00% | 25.41% | 28.91% | 0.00% | 9.86% | 22.14% | 30.03% | |
| Net Profit | 0.90 | 0.72 | 1.01 | 1.59 | 1.44 | 1.82 | 1.81 | -6.36 | 11.35 | 14.35 | 6.15 | 6.38 |
| EPS in Rs | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | -0.09 | 0.16 | 0.20 | 0.09 | 0.09 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.96% | 0.00% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 2% | 27% | 29% | -10% | ||
| Compounded Profit Growth | 21% | 28% | 44% | -55% | ||
| Stock Price CAGR | 17% | 6% | 10% | 1% | ||
| Return on Equity | 4% | 4% | 7% | 3% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.33 | 48.66 | 48.66 | 50.91 | 50.91 | 50.91 | 50.91 | 50.91 | 53.41 | 53.41 | 71.21 | 71.21 |
| Reserves | 31.76 | 8.01 | 10.71 | 15.38 | 16.98 | 19.03 | 20.83 | 40.23 | 49.97 | 61.77 | 97.82 | 114.49 |
| Borrowing | 39.03 | 56.95 | 50.65 | 21.16 | 18.26 | 10.13 | 6.21 | 24.60 | 27.47 | 18.55 | 46.23 | 0.00 |
| Other Liabilities | 4.74 | 6.12 | 5.43 | 1.50 | 1.50 | 1.79 | 2.50 | 1.30 | 3.10 | 2.54 | 5.01 | 4.22 |
| Total Liabilities | 99.86 | 119.74 | 115.45 | 88.95 | 87.65 | 81.86 | 80.45 | 117.04 | 133.95 | 136.27 | 220.27 | 189.92 |
| Fixed Assets | 0.28 | 0.23 | 2.44 | 2.55 | 2.51 | 0.06 | 0.04 | 0.04 | 0.32 | 0.22 | 0.20 | 0.14 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.11 | 10.78 | 12.42 | 9.06 | 9.06 | 8.89 | 4.47 | 4.63 | 15.96 | 21.14 | 21.02 | 18.70 |
| Other Assets | 95.47 | 108.73 | 100.59 | 77.34 | 76.08 | 72.91 | 75.94 | 112.37 | 117.67 | 114.91 | 199.05 | 171.08 |
| Total Assets | 99.86 | 119.74 | 115.45 | 88.95 | 87.65 | 81.86 | 80.45 | 117.04 | 133.95 | 136.27 | 220.27 | 189.92 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -23.07 | 7.44 | 1.33 | -9.39 | 0.03 | 1.87 | -2.56 | -31.59 | -4.16 | 10.03 | -27.97 | -6.74 |
| Cash from Investing Activity | -1.86 | -6.75 | -3.93 | 3.20 | 0.00 | 2.14 | 6.34 | 0.32 | -21.20 | -0.68 | -1.58 | 3.57 |
| Cash from Financing Activity | 25.00 | 0.00 | 1.97 | 5.91 | 0.00 | -4.00 | -3.92 | 35.72 | 21.43 | -8.92 | 75.81 | -41.05 |
| Net Cash Flow | 0.07 | 0.70 | -0.63 | -0.29 | 0.03 | 0.01 | -0.15 | 4.45 | -3.92 | 0.44 | 46.25 | -44.22 |
| Free Cash Flow | -23.23 | 7.36 | 1.31 | -9.40 | 0.03 | 1.87 | -2.56 | -31.61 | -4.48 | 10.03 | -28.02 | -6.75 |
| CFO/OP | -269% | 205% | 36% | -240% | 21% | 85% | -80% | -897% | 72% | 71% | -135% | -22% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7.80% | 1.60% | 1.24% | 1.61% | 2.37% | 2.09% | 2.57% | 2.22% | -6.54% | 10.39% | 10.10% | 3.47% |
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 19.34% | 19.74% | 20.03% | 20.03% | 20.13% | 20.13% | 20.13% | 20.13% | 20.89% | 20.89% | 20.89% | 20.89% |
| Public | 80.66% | 80.25% | 79.96% | 79.97% | 79.88% | 79.88% | 79.88% | 79.87% | 79.12% | 79.11% | 79.12% | 79.11% |
| No. of Shareholders | 1,25,627 | 1,27,488 | 1,29,874 | 1,36,743 | 1,44,064 | 1,77,660 | 1,82,129 | 1,81,230 | 1,81,131 | 1,80,430 | 1,76,491 | 1,72,648 |
Fundamentals
Market Cap₹ 145 Cr.
Current Price₹ 2.04
Stock P/E22.8
Book Value₹ 2.61
ROCE6.07 %
ROE3.47 %
Dividend Yield0.49 %
Face Value₹ 1.00
Compounded Sales Growth (TTM)-10%
Compounded Profit Growth (TTM)-55%
Standalone figures.
Valuation
Market capRs 136 Cr
Enterprise valueRs 133 Cr
P/E (TTM)21.32x
Price to book0.73x
Price to sales6.74x
EV / EBITDA10.61x
EV / EBIT10.67x
EV / sales6.59x
Earnings yield4.69%
P/E, 3-year average13.50x
P/B, 3-year average0.85x
P/E, 5-year average44.64x
P/B, 5-year average1.23x
Profitability
Operating margin (excl. other income)67.05%
Operating margin (incl. other income)67.05%
EBITDA margin62.14%
Pre-tax margin45.09%
Net profit margin31.62%
Net margin, latest quarter67.71%
ROE3.47%
ROCE6.07%
ROA3.00%
ROE, 3-year average7.98%
ROCE, 3-year average9.36%
ROA, 3-year average6.48%
ROE, 5-year average3.93%
ROCE, 5-year average5.55%
ROA, 5-year average3.24%
ROIC (approx.)4.77%
Tax rate30.03%
Growth
Sales growth (latest year)-14.12%
Profit growth (latest year)-57.14%
Sales CAGR, 3 years29.09%
Sales CAGR, 5 years27.42%
Profit CAGR, 5 years27.57%
Sales growth QoQ68.78%
Sales growth YoY (latest quarter)-6.04%
Profit growth YoY (latest quarter)5.62%
Per share
EPS (TTM)Rs 0.09
EPS (latest year)Rs 0.09
EPS (latest quarter)Rs 0.06
EPS, 3-year averageRs 0.17
EPS, 5-year averageRs 0.08
Book value per shareRs 2.61
Sales per shareRs 0.28
Cash flow per shareRs -0.09
Free cash flow per shareRs -0.09
Dividend per share, 3-year averageRs 0.01
Dividend per share, 5-year averageRs 0.01
Dividends
Dividend payout, 3-year average4.95%
Dividend payout, 5-year average4.95%
Efficiency
Asset turnover0.10x
Fixed asset turnover130.29x
Inventory turnover5.85x
Inventory days62 days
Debtor days44 days
Debtors turnover8.25x
Leverage
Cash and bankRs 3 Cr
Net debtRs -3 Cr
Net debt / EBITDA-0.24x
Interest coverage3.70x
Owners' fund to total sources97.78%
Cash flow
Cash from Operating Activity (latest year)Rs -7 Cr
Cash from Investing Activity (latest year)Rs 4 Cr
Cash from Financing Activity (latest year)Rs -41 Cr
Net Cash Flow (latest year)Rs -44 Cr
Free cash flow (latest year)Rs -7 Cr
Cash from ops / profit, 5 years-2.21x
Statement figures
Net sales (TTM)Rs 20 Cr
Net sales (latest year)Rs 18 Cr
Sales (latest quarter)Rs 6 Cr
Operating profit excl. other income (latest year)Rs 12 Cr
Operating profit (latest quarter)Rs 6 Cr
EBITDA (TTM)Rs 13 Cr
PBDT (TTM)Rs 9 Cr
Profit before tax (TTM)Rs 9 Cr
Tax (latest year)Rs 3 Cr
Net profit (TTM)Rs 6 Cr
Net profit (latest year)Rs 6 Cr
Net profit (latest quarter)Rs 4 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 3 Cr
Cost of goods sold (latest year)Rs 4 Cr
Total expenditure (latest year)Rs 6 Cr
Total income (latest year)Rs 18 Cr
Share capitalRs 71 Cr
ReservesRs 114 Cr
Shareholders' fundsRs 186 Cr
Total assetsRs 190 Cr
Net blockRs 0 Cr
InvestmentsRs 19 Cr
ReceivablesRs 2 Cr
InventoryRs 1 Cr
Other liabilitiesRs 4 Cr
Shares outstanding (crore)71.21
Ownership
Promoter holding20.89% (+0.76 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 21.3 is at the 38th percentile of its own 8.4-year range
(median 25.4, low 8.1, high 271.9).
P/B 0.73 is at the 42th percentile (median 0.82).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | 534060 | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | +3.8% | -2.8% | +6.6 pts |
| 1 month | +13.7% | -6.8% | +20.5 pts |
| 3 months | +4.4% | -7.6% | +12.0 pts |
| 3 years | +24.8% | +14.2% | +10.7 pts |
| 5 years | +32.6% | +27.9% | +4.7 pts |
Red flags
F-score 3 of 8| explain | Weak cash conversion Cash from operations was -77% of net profit over the last 3 years |
| explain | Receivables outrunning sales Receivables grew 2662% vs sales -14% in 2026 |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹6 Cr -6.0% vs Jun 2025.
Net profit ₹4 Cr +5.6%.
Activity
Compare| Company | Mcap (Cr) | P/E | ROCE |
|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
| Tata Capital Ltd | 140,654 | 25.9 | 8.58 % |
| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of PMC Fincorp Ltd?
PMC Fincorp Ltd (534060) has a market capitalisation of Rs 145 Cr. at the 2026-10-01 close.
What is the P/E ratio of PMC Fincorp Ltd?
PMC Fincorp Ltd trades at a P/E of 22.8 on trailing twelve-month profit, at the 2026-10-01 close.
What were PMC Fincorp Ltd's latest quarterly results?
In the Jun 2026 quarter, PMC Fincorp Ltd revenue was Rs 6 Cr (-6.0% vs Jun 2025) and net profit was Rs 4 Cr.