MarketFriction

Glance Finance Ltd

BSE 531199 · Non Banking Financial Company (NBFC)
₹191.00 -4.50%
BSE close2026-10-01
Market cap₹44.7 Cr.
P/E16.1

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue4.386.849.333.5213.365.932.619.369.474.490.328.93
Interest0.300.270.210.170.140.120.110.100.090.070.050.08
Expenses1.764.176.580.2110.333.680.520.917.482.133.860.92
Financing Profit2.322.402.543.142.892.131.988.351.902.29-3.597.93
Financing Margin %52.97%35.09%27.22%89.20%21.63%35.92%75.86%89.21%20.06%51.00%-1,121.88%88.80%
Other Income0.000.000.000.000.140.00-0.100.000.010.000.030.00
Depreciation1.491.621.631.641.651.571.491.401.291.181.021.02
Profit before tax0.830.780.911.501.380.560.396.950.621.11-4.586.91
Tax %45.78%43.59%38.46%39.33%28.99%26.79%97.44%14.82%87.10%31.53%-16.38%16.21%
Net Profit0.450.440.570.910.980.410.015.920.070.75-3.845.80
EPS in Rs1.991.952.534.034.341.820.0426.240.313.32-17.0225.71
Gross NPA %
Net NPA %
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue13.609.3710.313.385.383.867.868.2123.2325.4125.8223.21
Interest0.000.000.000.000.010.180.701.021.130.540.310.29
Expenses13.188.949.593.635.651.061.873.2312.6414.7314.4014.39
Financing Profit0.420.430.72-0.25-0.282.625.293.969.4610.1411.118.53
Financing Margin %3.09%4.59%6.98%-7.40%-5.20%67.88%67.30%48.23%40.72%39.91%43.03%36.75%
Other Income0.000.00-0.03-0.010.000.210.080.08-0.030.040.030.04
Depreciation0.100.080.070.040.060.432.374.366.116.354.894.51
Profit before tax0.320.350.62-0.30-0.342.403.00-0.323.323.836.254.06
Tax %6.25%-34.29%48.39%-66.67%-138.24%47.92%30.00%-9.38%41.57%39.69%21.28%
Net Profit0.300.460.33-0.100.121.272.10-0.291.942.324.922.78
EPS in Rs1.001.531.10-0.330.535.639.31-1.298.6010.2821.8112.32
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth7%46%47%-26%
Compounded Profit Growth32%31%167%-62%
Stock Price CAGR19%26%48%0%
Return on Equity5%7%8%10%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital3.033.033.033.033.032.282.282.282.282.282.282.28
Reserves12.4512.7513.2013.5316.9612.5117.9221.8722.8134.1042.4447.41
Borrowing0.000.000.000.000.001.612.738.9012.856.813.660.93
Other Liabilities0.430.190.270.151.000.291.734.243.573.734.843.78
Total Liabilities15.9115.9716.5016.7120.9916.6924.6637.2941.5146.9253.2254.40
Fixed Assets0.450.330.180.120.052.985.9417.5622.9423.4017.1910.14
CWIP0.000.000.000.000.000.000.130.000.000.000.000.00
Investments5.655.716.0710.386.482.865.216.419.4817.1125.9631.95
Other Assets9.819.9310.256.2114.4610.8513.3813.329.096.4110.0712.31
Total Assets15.9115.9716.5016.7120.9916.6924.6637.2941.5146.9253.2254.40
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity0.94-1.54-1.294.141.162.982.633.274.6911.5711.887.70
Cash from Investing Activity0.940.89-0.18-4.15-1.10-0.69-2.79-9.48-7.34-3.10-8.67-3.68
Cash from Financing Activity0.000.000.000.000.00-2.140.955.462.55-7.60-4.17-3.56
Net Cash Flow1.88-0.65-1.46-0.010.070.150.79-0.76-0.100.86-0.950.46
Free Cash Flow0.94-1.52-1.254.141.18-0.02-0.89-9.60-5.124.9613.208.93
CFO/OP14%-376%-284%612%-464%-1,104%114%67%94%109%111%54%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %10.23%1.92%2.87%2.13%-0.49%0.69%7.26%9.47%-1.18%6.34%5.67%10.42%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters74.35%74.35%74.35%74.34%74.34%74.35%74.35%74.35%74.35%74.35%74.35%74.35%
Public25.65%25.66%25.66%25.67%25.65%25.66%25.66%25.66%25.65%25.65%25.65%25.65%
No. of Shareholders1,0469659861,0171,0591,1581,1421,0781,0431,0251,0221,005

Fundamentals

Market Cap₹ 44.7 Cr.
Current Price₹ 198
Stock P/E16.1
Book Value₹ 220
ROCE13.2 %
ROE10.4 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)-26%
Compounded Profit Growth (TTM)-62%
Standalone figures.
Valuation
Market capRs 43 Cr
Enterprise valueRs 43 Cr
P/E (TTM)15.50x
Price to book0.87x
Price to sales1.86x
EV / EBITDA4.90x
EV / EBIT9.98x
EV / sales1.87x
Price to cash flow5.60x
Earnings yield6.45%
P/E, 3-year average10.87x
P/B, 3-year average0.57x
P/E, 5-year average9.58x
P/B, 5-year average0.55x
Profitability
Operating margin (excl. other income)44.23%
Operating margin (incl. other income)44.35%
EBITDA margin38.17%
Pre-tax margin17.49%
Net profit margin11.98%
Net margin, latest quarter64.95%
ROE10.42%
ROCE13.25%
ROA9.14%
ROE, 3-year average7.49%
ROCE, 3-year average11.26%
ROA, 3-year average6.05%
ROE, 5-year average6.15%
ROCE, 5-year average9.79%
ROA, 5-year average4.84%
ROIC (approx.)6.85%
Tax rate21.28%
Other income / net worth0.06%
Growth
Sales growth (latest year)1.61%
Profit growth (latest year)112.07%
Sales CAGR, 3 years46.51%
Sales CAGR, 5 years46.24%
Profit CAGR, 5 years31.11%
Sales growth QoQ2690.62%
Sales growth YoY (latest quarter)-4.59%
Profit growth YoY (latest quarter)-2.03%
Per share
EPS (TTM)Rs 12.32
EPS (latest quarter)Rs 25.71
EPS, 3-year averageRs 9.36
EPS, 5-year averageRs 6.67
Book value per shareRs 220.25
Sales per shareRs 102.88
Cash flow per shareRs 34.13
Free cash flow per shareRs 39.58
Efficiency
Asset turnover0.47x
Fixed asset turnover2.55x
Debtor days9 days
Debtors turnover40.34x
Leverage
Total debtRs 1 Cr
Cash and bankRs 1 Cr
Net debtRs 0 Cr
Debt to equity0.02x
Net debt / EBITDA0.04x
Interest coverage15.00x
Owners' fund to total sources91.34%
Debt to assets1.71%
Cash flow
Cash from Operating Activity (latest year)Rs 8 Cr
Cash from Investing Activity (latest year)Rs -4 Cr
Cash from Financing Activity (latest year)Rs -4 Cr
Net Cash Flow (latest year)Rs 0 Cr
Free cash flow (latest year)Rs 9 Cr
FCFE (approx.: FCF + change in debt)Rs 6 Cr
Cash from ops / profit, 5 years3.56x
Sales to cash flow3.35x
Statement figures
Net sales (TTM)Rs 23 Cr
Net sales (latest year)Rs 26 Cr
Sales (latest quarter)Rs 9 Cr
Operating profit excl. other income (latest year)Rs 11 Cr
Operating profit (latest quarter)Rs 8 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 9 Cr
PBDT (TTM)Rs 9 Cr
Profit before tax (TTM)Rs 4 Cr
Tax (latest year)Rs 1 Cr
Net profit (TTM)Rs 3 Cr
Net profit (latest year)Rs 5 Cr
Net profit (latest quarter)Rs 6 Cr
Depreciation (TTM)Rs 5 Cr
Depreciation (latest quarter)Rs 1 Cr
Interest (TTM)Rs 0 Cr
Cost of goods sold (latest year)Rs 12 Cr
Total expenditure (latest year)Rs 14 Cr
Total income (latest year)Rs 26 Cr
Share capitalRs 2 Cr
ReservesRs 47 Cr
Shareholders' fundsRs 50 Cr
Total assetsRs 54 Cr
Net blockRs 10 Cr
InvestmentsRs 32 Cr
ReceivablesRs 1 Cr
Other liabilitiesRs 4 Cr
Shares outstanding (crore)0.23
Ownership
Promoter holding74.35% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 15.6 is at the 58th percentile of its own 7.3-year range (median 13.0, low 5.2, high 113.5).
P/B 0.87 is at the 80th percentile (median 0.60).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period531199Nifty 50Difference
1 week+5.6%-2.8% +8.3 pts
1 month+24.8%-6.8% +31.6 pts
3 months+20.1%-7.6% +27.7 pts
3 years+214.1%+14.2% +200.0 pts
5 years+186.8%+27.9% +158.9 pts

Red flags

F-score 7 of 8
No red flags in the latest statements and filings.
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Revenue ₹9 Cr -4.6% vs Jun 2025. Net profit ₹6 Cr -2.0%.

Activity

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No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Glance Finance Ltd?

Glance Finance Ltd (531199) has a market capitalisation of Rs 44.7 Cr. at the 2026-10-01 close.

What is the P/E ratio of Glance Finance Ltd?

Glance Finance Ltd trades at a P/E of 16.1 on trailing twelve-month profit, at the 2026-10-01 close.

What were Glance Finance Ltd's latest quarterly results?

In the Jun 2026 quarter, Glance Finance Ltd revenue was Rs 9 Cr (-4.6% vs Jun 2025) and net profit was Rs 6 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03