MarketFriction

Ind Bank Housing Ltd

BSE 523465 · Housing Finance Company
₹54.00 +6.74%
BSE close2026-10-01
Market cap₹50.7 Cr.
P/E13.0

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales0.000.000.000.000.000.000.000.000.000.000.000.00
Expenses0.550.170.130.180.140.120.140.170.080.110.230.63
Operating Profit-0.55-0.17-0.13-0.18-0.14-0.12-0.14-0.17-0.08-0.11-0.23-0.63
OPM %
Other Income0.070.080.070.060.060.070.090.060.060.170.213.19
Interest0.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax-0.48-0.09-0.06-0.12-0.08-0.05-0.05-0.11-0.020.06-0.022.56
Tax %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-51.17%
Net Profit-0.48-0.09-0.06-0.12-0.08-0.05-0.05-0.11-0.020.06-0.023.88
EPS in Rs-0.48-0.09-0.06-0.12-0.08-0.05-0.05-0.11-0.020.06-0.023.88
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales0.721.052.110.570.500.360.230.230.280.280.510.00
Expenses0.380.350.250.530.850.550.390.790.990.590.601.05
Operating Profit0.340.701.860.04-0.35-0.19-0.16-0.56-0.71-0.31-0.09-1.05
OPM %47.22%66.67%88.15%7.02%-70.00%-52.78%-69.57%-243.48%-253.57%-110.71%-17.65%
Other Income0.041.220.050.103.100.000.030.000.020.000.003.63
Interest11.8713.160.000.000.000.000.000.000.000.000.000.00
Depreciation0.010.000.000.010.000.000.000.000.000.000.000.00
Profit before tax-11.50-11.241.910.132.75-0.19-0.13-0.56-0.69-0.31-0.092.58
Tax %0.00%0.00%6.81%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Net Profit-11.50-11.241.780.132.74-0.19-0.13-0.56-0.69-0.31-0.093.90
EPS in Rs-11.50-11.241.780.132.74-0.19-0.13-0.56-0.69-0.31-0.093.90
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth-3%7%30%82%
Compounded Profit Growth7%9%23%1445%
Stock Price CAGR17%8%13%38%
Return on Equity%%%%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Reserves-110.93-122.42-133.66-131.88-131.75-129.00-129.19-129.32-129.88-130.57-130.87-130.96
Borrowings105.13117.00129.85129.00129.00129.00129.00129.00129.00129.00129.00129.00
Other Liabilities6.186.076.154.073.860.770.720.601.140.510.5011.61
Total Liabilities10.3810.6512.3411.1911.1110.7710.5310.2810.268.948.6319.65
Fixed Assets0.020.010.000.010.000.000.000.000.000.000.000.00
CWIP0.000.000.000.000.000.000.000.000.000.000.000.00
Investments0.040.030.050.020.010.010.010.010.010.010.010.01
Other Assets10.3210.6112.2911.1611.1010.7610.5210.2710.258.938.6219.64
Total Assets10.3810.6512.3411.1911.1110.7710.5310.2810.268.948.6319.65
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity0.640.61-11.25-0.48-0.18-0.46-0.23-0.29-0.11-0.92-0.3410.98
Cash from Investing Activity0.000.000.040.030.000.010.000.000.000.000.000.00
Cash from Financing Activity-0.140.0012.85-0.850.000.000.000.000.000.000.000.00
Net Cash Flow0.500.611.64-1.30-0.19-0.45-0.23-0.29-0.11-0.92-0.3410.98
Free Cash Flow0.640.61-11.25-0.49-0.18-0.46-0.23-0.29-0.11-0.92-0.3410.98
CFO/OP9%179%-1,607%-19%-450%131%121%181%20%130%110%-12,200%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days0.000.000.000.000.000.000.000.000.000.000.000.00
Inventory Days
Days Payable
Cash Conversion Cycle0.000.000.000.000.000.000.000.000.000.000.000.00
Working Capital Days-454.32-1,490.42-45.19-6.9251.23102.20182.507,315.876,585.875,709.645,761.79-4,773.63
ROCE %297.68%8.43%35.65%28.70%1.81%31.88%-1.92%-1.33%-5.96%-7.86%-3.74%-1.11%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters51.00%51.00%51.00%51.00%51.00%51.00%51.00%51.00%51.00%51.00%51.00%51.00%
Government25.00%25.00%25.00%25.00%25.00%25.00%25.00%25.00%25.00%25.00%25.00%25.00%
Public24.00%24.00%24.00%24.00%23.99%24.01%24.00%23.99%24.00%24.00%24.00%24.01%
No. of Shareholders11,51511,55111,55411,60111,67711,76911,73711,75911,67311,61111,49111,372

Fundamentals

Market Cap₹ 50.7 Cr.
Current Price₹ 50.7
Stock P/E13.0
Book Value₹ -121
ROCE-1.11 %
ROE%
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)82%
Compounded Profit Growth (TTM)1445%
Standalone figures.
Valuation
Market capRs 54 Cr
Enterprise valueRs 168 Cr
P/E (TTM)13.85x
Price to book-0.45x
Price to sales105.88x
EV / EBITDA65.24x
EV / EBIT65.24x
EV / sales330.02x
Price to cash flow4.92x
Earnings yield7.22%
P/B, 3-year average-0.35x
P/B, 5-year average-0.30x
Profitability
Operating margin (excl. other income)-17.65%
Operating margin (incl. other income)-17.65%
EBITDA margin505.88%
Pre-tax margin505.88%
Net profit margin764.71%
ROE0.07%
ROCE-1.11%
ROA-0.64%
ROE, 3-year average0.30%
ROCE, 3-year average-4.24%
ROA, 3-year average-3.78%
ROE, 5-year average0.30%
ROCE, 5-year average-4.00%
ROA, 5-year average-3.61%
Growth
Sales growth (latest year)82.14%
Sales CAGR, 3 years30.40%
Sales CAGR, 5 years7.21%
Per share
EPS (TTM)Rs 3.90
EPS (latest year)Rs -0.09
EPS (latest quarter)Rs 3.88
EPS, 3-year averageRs -0.36
EPS, 5-year averageRs -0.36
Book value per shareRs -120.96
Sales per shareRs 0.51
Cash flow per shareRs 10.98
Free cash flow per shareRs 10.98
Efficiency
Asset turnover0.03x
Cash conversion cycle0 days
Working capital days-4774 days
Leverage
Total debtRs 129 Cr
Cash and bankRs 15 Cr
Net debtRs 114 Cr
Debt to equity-1.07x
Net debt / EBITDA44.31x
Owners' fund to total sources-615.57%
Debt to assets656.49%
Cash flow
Cash from Operating Activity (latest year)Rs 11 Cr
Net Cash Flow (latest year)Rs 11 Cr
Free cash flow (latest year)Rs 11 Cr
FCFE (approx.: FCF + change in debt)Rs 11 Cr
Sales to cash flow0.05x
Statement figures
Net sales (TTM)Rs 1 Cr
Net sales (latest year)Rs 1 Cr
Operating profit excl. other income (latest year)Rs -0 Cr
Operating profit (latest quarter)Rs -1 Cr
Other income (TTM)Rs 4 Cr
EBITDA (TTM)Rs 3 Cr
PBDT (TTM)Rs 3 Cr
Profit before tax (TTM)Rs 3 Cr
Net profit (TTM)Rs 4 Cr
Net profit (latest year)Rs -0 Cr
Net profit (latest quarter)Rs 4 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 1 Cr
Total income (latest year)Rs 1 Cr
Share capitalRs 10 Cr
ReservesRs -131 Cr
Shareholders' fundsRs -121 Cr
Total assetsRs 20 Cr
InvestmentsRs 0 Cr
Other liabilitiesRs 12 Cr
Shares outstanding (crore)1.00
Ownership
Promoter holding51.00% (+0.00 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 13.8 is at the 36th percentile of its own 3.2-year range (median 16.7, low 7.1, high 238.5).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period523465Nifty 50Difference
1 week+2.9%-2.8% +5.7 pts
1 month+4.9%-6.8% +11.6 pts
3 months+19.9%-7.6% +27.5 pts
3 years+46.3%+14.2% +32.1 pts
5 years+46.7%+27.9% +18.8 pts

Red flags

F-score 6 of 8
seriousNegative equity Shareholders' equity is negative
lookRepeated losses Net loss in each of the last two years
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Sales ₹0 Cr. Net profit ₹4 Cr +3627.3%.

Activity

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No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Ind Bank Housing Ltd?

Ind Bank Housing Ltd (523465) has a market capitalisation of Rs 50.7 Cr. at the 2026-10-01 close.

What is the P/E ratio of Ind Bank Housing Ltd?

Ind Bank Housing Ltd trades at a P/E of 13.0 on trailing twelve-month profit, at the 2026-10-01 close.

What were Ind Bank Housing Ltd's latest quarterly results?

In the Jun 2026 quarter, Ind Bank Housing Ltd sales was Rs 0 Cr and net profit was Rs 4 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03