Price
Financials
Standalone, Rs crore| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.45 | 0.37 | 0.45 | 1.33 | 0.50 | 1.18 | 1.84 | 2.32 | 2.76 | 3.52 | 3.64 | 3.74 |
| Interest | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.19 | 0.09 | 0.42 | 0.74 | 0.76 | 0.90 |
| Expenses | 0.15 | 0.18 | 0.26 | 0.50 | 1.01 | 1.45 | 1.23 | 1.96 | 2.34 | 2.34 | 2.01 | 2.03 |
| Financing Profit | 0.29 | 0.19 | 0.18 | 0.82 | -0.52 | -0.28 | 0.42 | 0.27 | 0.00 | 0.44 | 0.87 | 0.81 |
| Financing Margin % | 64.44% | 51.35% | 40.00% | 61.65% | -104.00% | -23.73% | 22.83% | 11.64% | 0.00% | 12.50% | 23.90% | 21.66% |
| Other Income | 0.00 | 0.00 | 0.02 | 0.00 | 0.09 | 0.19 | 0.02 | 0.06 | 0.14 | 0.03 | 0.04 | 0.14 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.16 | 0.15 | 0.21 | 0.21 | 0.21 | 0.17 |
| Profit before tax | 0.29 | 0.19 | 0.20 | 0.82 | -0.43 | -0.10 | 0.28 | 0.18 | -0.07 | 0.26 | 0.70 | 0.78 |
| Tax % | 24.14% | 26.32% | 55.00% | 25.61% | -30.23% | 30.00% | 28.57% | 22.22% | 28.57% | 30.77% | 28.57% | 25.64% |
| Net Profit | 0.22 | 0.14 | 0.09 | 0.61 | -0.30 | -0.13 | 0.19 | 0.15 | -0.10 | 0.18 | 0.50 | 0.58 |
| EPS in Rs | 0.01 | 0.01 | 0.00 | 0.03 | -0.02 | -0.01 | 0.01 | 0.01 | -0.00 | 0.01 | 0.02 | 0.03 |
| Gross NPA % | ||||||||||||
| Net NPA % |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.80 | 1.50 | 1.99 | 1.07 | 0.77 | 1.20 | 1.68 | 1.93 | 1.63 | 5.14 | 12.46 | 13.66 |
| Interest | 0.04 | 0.03 | 0.04 | 0.03 | 0.06 | 0.11 | 0.17 | 0.38 | 0.02 | 0.22 | 2.01 | 2.82 |
| Expenses | 0.45 | 0.51 | 1.41 | 0.68 | 0.87 | 0.86 | 0.74 | 0.65 | 0.75 | 4.21 | 8.65 | 8.72 |
| Financing Profit | 0.31 | 0.96 | 0.54 | 0.36 | -0.16 | 0.23 | 0.77 | 0.90 | 0.86 | 0.71 | 1.80 | 2.12 |
| Financing Margin % | 38.75% | 64.00% | 27.14% | 33.64% | -20.78% | 19.17% | 45.83% | 46.63% | 52.76% | 13.81% | 14.45% | 15.52% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.01 | 0.12 | 0.00 | 0.00 | 0.00 | 0.03 | 0.03 | 0.04 | 0.35 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.17 | 0.77 | 0.80 |
| Profit before tax | 0.31 | 0.96 | 0.54 | 0.37 | -0.04 | 0.23 | 0.77 | 0.90 | 0.89 | 0.57 | 1.07 | 1.67 |
| Tax % | 35.48% | 28.12% | 22.22% | 27.03% | 0.00% | 39.13% | 25.97% | 25.56% | 31.46% | 33.33% | 30.84% | |
| Net Profit | 0.20 | 0.68 | 0.42 | 0.27 | -0.05 | 0.14 | 0.57 | 0.67 | 0.61 | 0.37 | 0.73 | 1.16 |
| EPS in Rs | 0.01 | 0.04 | 0.02 | 0.01 | -0.00 | 0.01 | 0.03 | 0.04 | 0.03 | 0.02 | 0.03 | 0.06 |
| Dividend Payout % | 46.85% | 13.78% | 22.31% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 30.72% | 0.00% | 0.00% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 32% | 60% | 86% | 134% | ||
| Compounded Profit Growth | 14% | 39% | 3% | 1389% | ||
| Stock Price CAGR | 15% | 25% | -7% | -31% | ||
| Return on Equity | 2% | 2% | 2% | 1% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.37 | 9.37 | 9.37 | 9.37 | 9.37 | 9.37 | 9.37 | 9.37 | 9.37 | 9.37 | 18.74 | 22.71 |
| Reserves | 2.90 | 2.98 | 3.55 | 3.97 | 4.12 | 4.08 | 4.22 | 4.79 | 5.46 | 6.07 | 34.79 | 43.76 |
| Borrowing | 0.52 | 0.02 | 0.56 | 0.59 | 0.87 | 2.01 | 1.30 | 6.36 | 0.00 | 0.88 | 10.61 | 22.16 |
| Other Liabilities | 0.15 | 0.51 | 0.26 | 0.41 | 0.24 | 0.33 | 0.28 | 0.24 | 0.21 | 0.21 | 3.20 | 3.17 |
| Total Liabilities | 12.94 | 12.88 | 13.74 | 14.34 | 14.60 | 15.79 | 15.17 | 20.76 | 15.04 | 16.53 | 67.34 | 91.80 |
| Fixed Assets | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.14 | 1.91 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 1.00 | 0.00 | 0.01 | 1.76 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.13 |
| Other Assets | 12.91 | 11.86 | 13.72 | 14.32 | 12.83 | 15.78 | 15.17 | 20.76 | 15.04 | 16.53 | 65.20 | 84.76 |
| Total Assets | 12.94 | 12.88 | 13.74 | 14.34 | 14.60 | 15.79 | 15.17 | 20.76 | 15.04 | 16.53 | 67.34 | 91.80 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -0.04 | 0.97 | -2.03 | -0.66 | 1.18 | -2.35 | -0.37 | -6.72 | 4.23 | -2.51 | -35.13 | -38.88 |
| Cash from Investing Activity | 0.02 | -1.00 | 1.03 | 0.00 | -1.75 | 1.75 | 0.01 | 0.00 | 0.00 | 0.00 | -2.03 | -5.48 |
| Cash from Financing Activity | 0.13 | -0.18 | 0.93 | 0.64 | 1.15 | 1.93 | 0.36 | 6.23 | -4.96 | 2.37 | 51.94 | 33.19 |
| Net Cash Flow | 0.12 | -0.20 | -0.08 | -0.02 | 0.58 | 1.32 | 0.00 | -0.49 | -0.73 | -0.14 | 14.78 | -11.17 |
| Free Cash Flow | -0.04 | 0.97 | -2.03 | -0.66 | 1.18 | -2.35 | -0.37 | -6.72 | 4.23 | -2.51 | -37.44 | -39.43 |
| CFO/OP | 21% | 320% | -179% | -90% | 318% | 2,310% | -85% | -696% | 345% | -252% | -3,746% | -1,020% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.07% | 1.62% | 5.38% | 3.20% | 2.01% | -0.37% | 1.04% | 4.11% | 4.62% | 4.03% | 1.07% | 1.22% |
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 51.50% | 51.50% | 51.53% | 51.52% | 51.52% | 51.99% | 50.87% | 50.87% | 50.87% | 54.33% | 55.11% | 57.24% |
| Public | 48.51% | 48.49% | 48.46% | 48.47% | 48.48% | 48.01% | 49.12% | 49.13% | 49.13% | 45.67% | 44.89% | 42.76% |
| No. of Shareholders | 27,585 | 30,172 | 31,488 | 33,612 | 34,214 | 33,316 | 32,544 | 31,820 | 31,049 | 30,333 | 29,861 | 29,463 |
Fundamentals
Market Cap₹ 61.6 Cr.
Current Price₹ 2.60
Stock P/E53.1
Book Value₹ 2.93
ROCE4.03 %
ROE1.22 %
Dividend Yield0.00 %
Face Value₹ 1.00
Compounded Sales Growth (TTM)134%
Compounded Profit Growth (TTM)1389%
Standalone figures.
Valuation
Market capRs 55 Cr
Enterprise valueRs 73 Cr
P/E (TTM)47.78x
Price to book0.83x
Price to sales4.06x
EV / EBITDA13.75x
EV / EBIT16.20x
EV / sales5.32x
Earnings yield2.09%
P/E, 3-year average121.94x
P/B, 3-year average1.49x
P/E, 5-year average88.07x
P/B, 5-year average1.52x
Profitability
Operating margin (excl. other income)30.58%
Operating margin (incl. other income)30.90%
EBITDA margin38.73%
Pre-tax margin12.23%
Net profit margin8.49%
Net margin, latest quarter15.51%
ROE1.22%
ROCE4.03%
ROA0.92%
ROE, 3-year average2.11%
ROCE, 3-year average3.95%
ROA, 3-year average1.89%
ROE, 5-year average3.01%
ROCE, 5-year average4.88%
ROA, 5-year average2.52%
ROIC (approx.)3.71%
Tax rate30.84%
Other income / net worth0.06%
Growth
Sales growth (latest year)142.41%
Profit growth (latest year)97.30%
Sales CAGR, 3 years86.20%
Sales CAGR, 5 years59.69%
Profit CAGR, 3 years2.90%
Profit CAGR, 5 years39.14%
Sales growth QoQ2.75%
Profit growth QoQ16.00%
Sales growth YoY (latest quarter)61.21%
Profit growth YoY (latest quarter)286.67%
Per share
EPS (TTM)Rs 0.05
EPS (latest year)Rs 0.03
EPS (latest quarter)Rs 0.03
EPS, 3-year averageRs 0.04
EPS, 5-year averageRs 0.05
Book value per shareRs 2.93
Sales per shareRs 0.60
Cash flow per shareRs -1.71
Free cash flow per shareRs -1.74
Dividend per share, 3-year averageRs 0.02
Dividend per share, 5-year averageRs 0.02
Dividends
Dividend payout, 3-year average31.15%
Dividend payout, 5-year average31.15%
Efficiency
Asset turnover0.14x
Fixed asset turnover6.52x
Leverage
Total debtRs 22 Cr
Cash and bankRs 5 Cr
Net debtRs 17 Cr
Debt to equity0.33x
Net debt / EBITDA3.27x
Interest coverage1.59x
Owners' fund to total sources72.41%
Debt to assets24.14%
Cash flow
Cash from Operating Activity (latest year)Rs -39 Cr
Cash from Investing Activity (latest year)Rs -5 Cr
Cash from Financing Activity (latest year)Rs 33 Cr
Net Cash Flow (latest year)Rs -11 Cr
Free cash flow (latest year)Rs -39 Cr
FCFE (approx.: FCF + change in debt)Rs -28 Cr
Cash from ops / profit, 5 years-26.78x
Statement figures
Net sales (TTM)Rs 14 Cr
Net sales (latest year)Rs 12 Cr
Sales (latest quarter)Rs 4 Cr
Operating profit excl. other income (latest year)Rs 4 Cr
Operating profit (latest quarter)Rs 2 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 5 Cr
PBDT (TTM)Rs 2 Cr
Profit before tax (TTM)Rs 2 Cr
Tax (latest year)Rs 0 Cr
Net profit (TTM)Rs 1 Cr
Net profit (latest year)Rs 1 Cr
Net profit (latest quarter)Rs 1 Cr
Depreciation (TTM)Rs 1 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 3 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total expenditure (latest year)Rs 9 Cr
Total income (latest year)Rs 12 Cr
Share capitalRs 23 Cr
ReservesRs 44 Cr
Shareholders' fundsRs 66 Cr
Total assetsRs 92 Cr
Net blockRs 2 Cr
InvestmentsRs 5 Cr
Other liabilitiesRs 3 Cr
Shares outstanding (crore)22.71
Ownership
Promoter holding57.24% (+6.37 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 47.8 is at the 39th percentile of its own 7.2-year range
(median 78.5, low 13.4, high 392.0).
P/B 0.83 is at the 30th percentile (median 1.19).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
| Period | 512048 | Nifty 50 | Difference |
|---|---|---|---|
| 1 week | -2.0% | -2.8% | +0.8 pts |
| 1 month | +1.2% | -6.8% | +8.0 pts |
| 3 months | -2.0% | -7.6% | +5.6 pts |
| 3 years | -24.7% | +14.2% | -38.9 pts |
| 5 years | +205.0% | +27.9% | +177.1 pts |
Red flags
F-score 4 of 8| explain | Weak cash conversion Cash from operations was -4475% of net profit over the last 3 years |
| explain | High accruals Profit exceeded operating cash by 43% of total assets in 2026 |
| look | Share dilution Share count up 21% in a year, 21% in three |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Jun 2026Revenue ₹4 Cr +61.2% vs Jun 2025.
Net profit ₹1 Cr +286.7%.
Activity
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|---|---|---|---|
| Bajaj Finance Ltd | 606,283 | 29.6 | 10.9 % |
| Shriram Finance Ltd | 228,598 | 20.2 | 11.5 % |
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| Cholamandalam Investment & Finance Company Ltd | 139,031 | 24.2 | 9.71 % |
| Muthoot Finance Ltd | 109,874 | 9.66 | 15.8 % |
| L&T Finance Ltd | 67,935 | 21.2 | 8.40 % |
| SBI Cards & Payment Services Ltd | 55,290 | 24.3 | 10.1 % |
| HDB Financial Services Ltd | 52,415 | 19.0 | 9.09 % |
| Sundaram Finance Ltd | 48,161 | 21.2 | 9.44 % |
| Authum Investment & Infrastructure Ltd | 46,011 | 22.0 | 13.6 % |
| Mahindra & Mahindra Financial Services Ltd | 45,035 | 13.5 | 8.72 % |
| Poonawalla Fincorp Ltd | 39,011 | 49.6 | 7.51 % |
| Manappuram Finance Ltd | 29,725 | 20.5 | 8.25 % |
| IIFL Finance Ltd | 25,929 | 12.3 | 10.9 % |
| Capri Global Capital Ltd | 23,756 | 21.1 | 11.7 % |
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Dhansafal Finserve Ltd?
Dhansafal Finserve Ltd (512048) has a market capitalisation of Rs 61.6 Cr. at the 2026-10-01 close.
What is the P/E ratio of Dhansafal Finserve Ltd?
Dhansafal Finserve Ltd trades at a P/E of 53.1 on trailing twelve-month profit, at the 2026-10-01 close.
What were Dhansafal Finserve Ltd's latest quarterly results?
In the Jun 2026 quarter, Dhansafal Finserve Ltd revenue was Rs 4 Cr (+61.2% vs Jun 2025) and net profit was Rs 1 Cr.