MarketFriction

Gujarat Credit Corporation Ltd

BSE 511441 · Other Financial Services
₹21.00 +0.00%
BSE close2026-10-01
Market cap₹6.60 Cr.
P/E94.3

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Consolidated, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales0.000.000.000.000.000.000.000.000.000.000.000.00
Expenses0.040.040.050.070.030.030.320.090.080.070.040.17
Operating Profit-0.04-0.04-0.05-0.07-0.03-0.03-0.32-0.09-0.08-0.07-0.04-0.17
OPM %
Other Income0.060.000.070.000.040.040.090.000.000.000.300.09
Interest0.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax0.02-0.040.02-0.070.010.01-0.23-0.09-0.08-0.070.26-0.08
Tax %50.00%0.00%-50.00%0.00%0.00%0.00%-8.70%0.00%0.00%0.00%0.00%0.00%
Net Profit-0.04-0.08-0.04-0.13-0.240.51-0.24-0.18-0.23-0.120.50-0.08
EPS in Rs-0.02-0.03-0.02-0.05-0.100.20-0.10-0.07-0.09-0.051.67-0.27
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales0.000.130.130.000.000.000.000.000.000.000.00
Expenses0.240.130.220.220.260.180.210.210.450.280.36
Operating Profit-0.240.00-0.09-0.22-0.26-0.18-0.21-0.21-0.45-0.28-0.36
OPM %0.00%-69.23%
Other Income0.290.080.490.280.360.250.250.230.170.300.39
Interest0.010.000.000.000.000.000.000.000.000.000.00
Depreciation0.020.010.010.010.010.010.010.000.000.000.00
Profit before tax0.020.070.390.050.090.060.030.02-0.280.020.03
Tax %50.00%0.00%20.51%0.00%33.33%33.33%100.00%50.00%-3.57%0.00%
Net Profit0.150.150.200.09-0.201.500.03-0.11-0.870.080.07
EPS in Rs0.060.060.080.04-0.080.600.01-0.04-0.350.271.26
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth%%%%
Compounded Profit Growth%19%39%147%
Stock Price CAGR%20%3%-23%
Return on Equity1%1%-2%1%
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital10.0810.0810.0810.0810.088.508.508.508.503.00
Reserves2.222.432.462.532.365.465.485.393.118.68
Borrowings17.7917.8217.4517.5017.4717.4418.6117.3812.4418.67
Other Liabilities0.040.040.120.070.060.100.121.447.042.38
Total Liabilities30.1330.3730.1130.1829.9731.5032.7132.7131.0932.73
Fixed Assets26.6926.9427.0227.0527.0827.1128.0128.3929.0430.28
CWIP0.000.000.000.000.000.000.000.000.000.00
Investments3.053.212.832.862.624.154.164.062.042.10
Other Assets0.390.220.260.270.270.240.540.260.010.35
Total Assets30.1330.3730.1130.1829.9731.5032.7132.7131.0932.73
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity19.670.380.250.03-0.170.13-0.130.165.56-5.00
Cash from Investing Activity-20.12-0.440.12-0.080.20-0.09-1.03-0.26-0.64-1.24
Cash from Financing Activity0.440.03-0.370.04-0.03-0.031.180.10-4.946.23
Net Cash Flow0.00-0.030.000.000.000.010.010.00-0.02-0.01
Free Cash Flow-0.680.090.16-0.02-0.220.08-1.04-0.224.91-6.24
CFO/OP-8,196%-278%-14%65%-72%62%-86%-1,236%1,775%
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days0.000.00
Inventory Days
Days Payable
Cash Conversion Cycle0.000.00
Working Capital Days-112.31-224.62
ROCE %0.20%1.29%0.17%0.33%0.23%0.09%0.06%-1.01%0.07%
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters31.61%31.61%31.61%31.61%31.61%31.61%31.61%31.61%31.61%31.61%33.44%33.44%
Public68.39%68.39%68.40%68.40%68.39%68.39%68.39%68.38%68.39%68.39%66.57%66.56%
No. of Shareholders8,9478,9428,9058,9038,9268,8088,7788,7418,7038,6688,6238,534

Fundamentals

Market Cap₹ 6.60 Cr.
Current Price₹ 22.0
Stock P/E94.3
Book Value₹ 38.9
ROCE0.07 %
ROE0.69 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)%
Compounded Profit Growth (TTM)147%
Consolidated figures.
Valuation
Market capRs 6 Cr
Enterprise valueRs 25 Cr
P/E (TTM)90.00x
Price to book0.54x
EV / EBITDA832.33x
EV / EBIT832.33x
Earnings yield1.11%
P/E, 3-year average93.30x
P/B, 3-year average3.76x
P/E, 5-year average614.54x
P/B, 5-year average4.77x
Profitability
ROE0.69%
ROCE0.07%
ROA0.25%
ROE, 3-year average-2.31%
ROCE, 3-year average-0.29%
ROA, 3-year average-0.94%
ROE, 5-year average0.93%
ROCE, 5-year average-0.12%
ROA, 5-year average0.43%
ROIC (approx.)0.10%
Other income / net worth2.57%
Growth
Profit CAGR, 3 years38.67%
Profit growth QoQ-116.00%
Per share
EPS (TTM)Rs 0.23
EPS (latest year)Rs 0.27
EPS (latest quarter)Rs -0.27
EPS, 3-year averageRs -0.04
EPS, 5-year averageRs 0.10
Book value per shareRs 38.93
Cash flow per shareRs -16.67
Free cash flow per shareRs -20.80
Efficiency
Cash conversion cycle0 days
Working capital days-225 days
Leverage
Total debtRs 19 Cr
Net debtRs 19 Cr
Debt to equity1.60x
Net debt / EBITDA622.33x
Owners' fund to total sources35.69%
Debt to assets57.04%
Cash flow
Cash from Operating Activity (latest year)Rs -5 Cr
Cash from Investing Activity (latest year)Rs -1 Cr
Cash from Financing Activity (latest year)Rs 6 Cr
Net Cash Flow (latest year)Rs -0 Cr
Free cash flow (latest year)Rs -6 Cr
FCFE (approx.: FCF + change in debt)Rs -0 Cr
Cash from ops / profit, 5 years1.14x
Statement figures
Operating profit (latest quarter)Rs -0 Cr
Other income (TTM)Rs 0 Cr
EBITDA (TTM)Rs 0 Cr
PBDT (TTM)Rs 0 Cr
Profit before tax (TTM)Rs 0 Cr
Net profit (TTM)Rs 0 Cr
Net profit (latest year)Rs 0 Cr
Net profit (latest quarter)Rs -0 Cr
Cost of goods sold (latest year)Rs 0 Cr
Total income (latest year)Rs 0 Cr
Share capitalRs 3 Cr
ReservesRs 9 Cr
Shareholders' fundsRs 12 Cr
Total assetsRs 33 Cr
Net blockRs 30 Cr
InvestmentsRs 2 Cr
Other liabilitiesRs 2 Cr
Shares outstanding (crore)0.30
Ownership
Promoter holding33.44% (+1.83 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/E 90.0 is at the 76th percentile of its own 6.2-year range (median 19.8, low 4.0, high 330.1).
P/B 0.54 is at the 62th percentile (median 0.46).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period511441Nifty 50Difference
1 week-9.6%-2.8% -6.9 pts
1 month-5.5%-6.8% +1.3 pts
3 months-11.6%-7.6% -4.0 pts
3 years+4.7%+14.2% -9.5 pts
5 years+133.3%+27.9% +105.4 pts

Red flags

F-score 3 of 6
explainHigh accruals Profit exceeded operating cash by 16% of total assets in 2026
lookProfit leans on other income Other income was 1500% of pre-tax profit in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Sales ₹0 Cr. Net loss ₹0 Cr.

Activity

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No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd (511441) has a market capitalisation of Rs 6.60 Cr. at the 2026-10-01 close.

What is the P/E ratio of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd trades at a P/E of 94.3 on trailing twelve-month profit, at the 2026-10-01 close.

What were Gujarat Credit Corporation Ltd's latest quarterly results?

In the Jun 2026 quarter, Gujarat Credit Corporation Ltd sales was Rs 0 Cr with a net loss of Rs 0 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03