MarketFriction

Allahabad Bank(Merged)

NSE ALBK · BSE 532480
₹7.60 -1.94%
NSE close2020-03-19
Market cap₹3,441 Cr.
Merged or delisted Delivery 47.8%

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Consolidated, Rs crore
Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019
Sales4,6124,0114,2414,0524,3364,1254,241
Expenses3,8983,4562,8126,5192,1803,9834,308
Operating Profit7135551,429-2,4672,155142-67
OPM %15%14%34%-61%50%3.4%-1.6%
Other Income272481656482496601769
Interest2,8962,8492,8302,7792,7932,8362,888
Depreciation0000000
Profit before tax-1,911-1,813-745-4,765-142-2,094-2,187
Tax %1%0%0%-17%-193%0%-9%
Net Profit-1,929-1,816-747-3,965133-2,103-1,981
EPS in Rs-18.29-17.22-5.17-18.910.36-5.65-5.32
Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Sales7,3658,37711,02515,52817,46118,77619,74918,91517,69416,39816,91616,753
Expenses2,2822,3653,4144,2544,8255,9656,6138,6238,32612,28915,76816,991
Operating Profit5,0836,0127,61111,27312,63712,81013,13610,2929,3694,1091,148-238
OPM %69%72%69%73%72%68%67%54%53%25%7%-1.4%
Other Income1,2781,5671,4031,3041,5882,2822,1422,0922,8853,0891,8912,347
Interest5,2065,7186,99310,36012,56913,43513,53712,98512,37311,62711,35411,297
Depreciation566570777601011181591461410
Profit before tax1,0991,7961,9512,1401,5801,6581,640-720-279-4,574-8,457-9,188
Tax %28%32%26%14%23%28%60%0%0%0%0%
Net Profit7901,2281,4411,8601,2121,188649-720-279-4,574-8,457-7,916
EPS in Rs17.7027.5030.2537.1924.2421.8211.36-11.73-3.75-54.20-40.33-29.52
Dividend Payout %14%20%20%16%25%11%14%0%0%0%0%
10 Years5 Years3 YearsTTM1 YearLast Year
Compounded Sales Growth9%-2%-4%3%
Compounded Profit Growth%%%-85%
Stock Price CAGR-21%%%%
Return on Equity-6%-19%-31%-59%
Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Sep 2019
Equity Capital4474474765005005455716147448442,0973,722
Reserves5,5906,5178,24610,20211,07811,49712,33514,42814,29211,31214,19510,502
Borrowings88,815111,486138,800168,683188,838202,974207,704219,339216,518235,008226,826225,752
Other Liabilities2,9773,5034,0773,9084,3985,9337,0686,0776,4096,5546,4596,093
Total Liabilities97,830121,953151,600183,294204,815220,948227,679240,457237,963253,718249,577246,069
Fixed Assets1,1111,1301,1601,1861,2211,2851,3823,2253,1883,1363,5523,500
CWIP0202237313242161210
Investments29,82538,63843,49254,50858,67664,37655,45957,65755,80568,50280,23872,414
Other Assets66,89382,184106,948127,579144,881155,256170,806179,534178,954182,068165,787170,155
Total Assets97,830121,953151,600183,294204,815220,948227,679240,457237,963253,718249,577246,069
Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity483-21,5385851,497-1,030282,5443,938-1,101-2,553-15,825
Cash from Investing Activity-68-95-71-98-124-122-143-198-169-96-90-118
Cash from Financing Activity1,685-3081,0801,3711,6911351,3434801,0199052,0138,774
Net Cash Flow2,100-4052,5461,8583,064-1,0181,2292,8264,787-292-630-7,169
Free Cash Flow415-971,4674871,373-1,153-1142,3463,768-1,197-2,643-15,943
CFO/OP10%-0%26%8%13%-8%0%19%38%-12%-62%-1,379%
Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Debtor Days000000000000
Inventory Days
Days Payable
Cash Conversion Cycle000000000000
Working Capital Days-1091-4479167557920724125298
ROCE %8%7%7%7%8%7%7%7%5%5%3%1%
Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020
Promoters65.92%68.32%68.32%64.78%71.81%71.81%79.41%85.82%92.01%92.01%92.01%93.43%
FIIs3.70%3.78%4.07%3.21%2.52%2.56%2.07%1.66%0.93%0.91%0.79%0.60%
DIIs18.19%17.06%17.33%16.66%13.05%12.81%9.35%6.51%3.70%3.66%3.37%2.73%
Public12.20%10.84%10.28%15.35%12.61%12.81%9.17%6.01%3.36%3.41%3.83%3.23%
No. of Shareholders2,16,2042,11,4761,98,3392,27,1682,28,6282,28,0752,24,2142,20,2232,20,9732,24,0022,31,7192,34,964

Fundamentals

Market Cap₹ 3,441 Cr.
Current Price₹ 7.60
Book Value₹ 38.2
ROCE1.18 %
ROE-59.5 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)3%
Compounded Profit Growth (TTM)-85%
Consolidated figures.
Valuation
Market capRs 3,441 Cr
Enterprise valueRs 220,594 Cr
Price to book0.21x
Price to sales0.20x
EV / EBITDA97.52x
EV / EBIT104.02x
EV / sales13.04x
Earnings yield-245.79%
P/B, 3-year average0.47x
P/E, 5-year average8.82x
P/B, 5-year average0.42x
Profitability
Operating margin (excl. other income)6.79%
Operating margin (incl. other income)17.96%
EBITDA margin13.37%
Pre-tax margin-54.59%
Net profit margin-50.00%
Net margin, latest quarter-97.86%
ROE-59.46%
ROCE1.18%
ROA-3.36%
ROE, 3-year average-31.65%
ROCE, 3-year average3.11%
ROA, 3-year average-1.78%
ROE, 5-year average-18.98%
ROCE, 5-year average4.34%
ROA, 5-year average-1.07%
ROIC (approx.)0.91%
Other income / net worth11.60%
Growth
Sales growth (latest year)3.15%
Sales CAGR, 3 years-3.65%
Sales CAGR, 5 years-2.06%
Sales growth QoQ-4.45%
Per share
EPS (TTM)Rs -18.68
EPS (latest year)Rs -40.33
EPS (latest quarter)Rs -8.76
EPS, 3-year averageRs -32.76
EPS, 5-year averageRs -19.73
Book value per shareRs 35.98
Sales per shareRs 37.36
Cash flow per shareRs -34.95
Free cash flow per shareRs -35.21
Dividend per share, 5-year averageRs 1.63
Dividends
Dividend payout, 5-year average14.35%
Efficiency
Asset turnover0.07x
Fixed asset turnover4.76x
Cash conversion cycle0 days
Working capital days98 days
Leverage
Total debtRs 226,826 Cr
Cash and bankRs 9,672 Cr
Net debtRs 217,153 Cr
Debt to equity13.92x
Net debt / EBITDA95.99x
Interest coverage0.19x
Owners' fund to total sources6.53%
Debt to assets90.88%
Cash flow
Cash from Operating Activity (latest year)Rs -15,825 Cr
Cash from Investing Activity (latest year)Rs -118 Cr
Cash from Financing Activity (latest year)Rs 8,774 Cr
Net Cash Flow (latest year)Rs -7,169 Cr
Free cash flow (latest year)Rs -15,943 Cr
FCFE (approx.: FCF + change in debt)Rs -24,125 Cr
Statement figures
Net sales (TTM)Rs 16,916 Cr
Net sales (latest year)Rs 16,916 Cr
Sales (latest quarter)Rs 4,052 Cr
Operating profit excl. other income (latest year)Rs 1,148 Cr
Operating profit (latest quarter)Rs -2,467 Cr
Other income (TTM)Rs 1,891 Cr
EBITDA (TTM)Rs 2,262 Cr
PBDT (TTM)Rs -9,092 Cr
Profit before tax (TTM)Rs -9,234 Cr
Net profit (TTM)Rs -8,457 Cr
Net profit (latest year)Rs -8,457 Cr
Net profit (latest quarter)Rs -3,965 Cr
Depreciation (TTM)Rs 141 Cr
Interest (TTM)Rs 11,354 Cr
Cost of goods sold (latest year)Rs 140 Cr
Total expenditure (latest year)Rs 15,768 Cr
Total income (latest year)Rs 18,806 Cr
Share capitalRs 2,097 Cr
ReservesRs 14,195 Cr
Shareholders' fundsRs 16,292 Cr
Total assetsRs 249,577 Cr
Net blockRs 3,552 Cr
Capital work in progressRs 1 Cr
InvestmentsRs 80,238 Cr
Other liabilitiesRs 6,459 Cr
Shares outstanding (crore)452.75
Ownership
Promoter holding93.43% (+7.61 in a year)
Computed by MarketFriction from the consolidated statements. Returns use average balances.
P/B 0.21 is the lowest in 3.5 years (median 1.70).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
PeriodALBKNifty 50Difference
1 week-6.2%-2.8% -3.4 pts
1 month-48.1%-6.8% -41.3 pts
3 months-59.6%-7.6% -52.0 pts
6 months-77.3%+0.4% -77.7 pts
1 year-86.9%-9.9% -76.9 pts
2 years-83.5%-13.6% -70.0 pts
3 years-89.4%+14.2% -103.6 pts
5 years-92.6%+27.9% -120.5 pts

Red flags

F-score 2 of 8
explainShare dilution Share count up 148% in a year, 242% in three
lookRepeated losses Net loss in each of the last two years
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Dec 2019
Sales ₹4,241 Cr +0.0% vs Dec 2018. Net loss ₹1,981 Cr.

Activity

Compare
No listed peers in this industry.
No bulk or block deals on record.
Ex-dateActionFactor
2019-06-20 Annual General Meeting
2018-06-19 Annual General Meeting
2017-06-20 Annual General Meeting
2016-06-21 Annual General Meeting
2015-06-18Annual General Meeting/ Dividend - Rs 1.63/- Per Share
2014-06-12Annual General Meeting
2014-01-21Interim Dividend - Rs 2.50/- Per Share
2013-06-06Annual General Meeting And Dividend Of Rs.6/- Per Share
2012-05-24Annual General Meeting And Dividend - Rs.6/- Per Share
2011-05-12Annual General Meeting And Dividend Rs.6/- Per Share
2010-05-13Agm/Dividend Rs 5.50 Per Share/ Election Of Director
2009-05-19Agm/Div-Rs.2.50 Per Share
2008-05-29Agm/Dividend - 35% Purpose Revised
2007-06-07Agm/Dividend - 30%
2006-06-29Agm/Final Dividend-40%
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Allahabad Bank(Merged)?

Allahabad Bank(Merged) (ALBK) has a market capitalisation of Rs 3,441 Cr. at the 2020-03-19 close.

What were Allahabad Bank(Merged)'s latest quarterly results?

In the Dec 2019 quarter, Allahabad Bank(Merged) sales was Rs 4,241 Cr (+0.0% vs Dec 2018) with a net loss of Rs 1,981 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03