MarketFriction

Real Touch Finance Ltd.

BSE 538611 · Other Financial Services
₹35.00 -2.80%
BSE close2026-10-01
Market cap₹48.1 Cr.
P/E9.61

Price

Drag to pan, scroll or pinch to zoom. Ruler (or Shift + drag) measures a move.Dashed lines: 52 week high and low. Prices adjusted for splits and bonuses.

Financials

Standalone, Rs crore
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue from operations5.125.203.806.426.827.597.838.188.678.7211.328.63
Operating costs2.431.620.091.621.811.733.542.324.402.123.781.35
EBITDA2.693.583.714.805.015.864.295.864.276.607.547.28
EBITDA margin %52.54%68.85%97.63%74.77%73.46%77.21%54.79%71.64%49.25%75.69%66.61%84.36%
Depreciation & amortisation0.050.070.080.060.070.070.090.050.060.070.070.04
Finance costs1.762.193.323.353.413.713.734.074.005.466.395.85
Non-operating income0.000.050.060.010.030.070.100.062.490.070.950.01
Pre-tax profit0.881.370.371.401.562.150.571.802.701.142.031.40
Effective tax rate %61.36%37.96%-43.24%25.00%25.00%20.00%-19.30%25.00%25.19%25.44%52.22%17.14%
Profit after tax0.340.860.531.041.171.720.681.342.020.860.971.16
Earnings per share (Rs)0.270.680.420.820.921.360.541.061.590.680.760.91
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue from operations0.730.830.451.821.882.272.3610.3918.7428.8640.3937.34
Operating costs0.090.170.260.290.300.330.462.155.268.6212.5211.65
EBITDA0.640.660.191.531.581.941.908.2413.4820.2427.8725.69
EBITDA margin %87.67%79.52%42.22%84.07%84.04%85.46%80.51%79.31%71.93%70.13%69.00%68.80%
Depreciation & amortisation0.000.000.000.000.000.000.000.060.260.290.250.24
Finance costs0.000.000.000.000.000.000.004.459.4414.2920.0021.70
Non-operating income0.000.000.000.000.000.000.050.000.150.010.063.52
Pre-tax profit0.640.660.191.531.581.941.953.733.935.677.687.27
Effective tax rate %39.06%34.85%121.05%26.80%27.85%25.77%25.64%29.76%32.82%18.69%32.29%
Profit after tax0.390.43-0.041.111.141.441.452.622.634.615.195.01
Earnings per share (Rs)0.310.34-0.030.870.901.131.142.062.073.634.093.94
Paid out as dividend %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
10 Years5 Years3 YearsTTM1 YearLast Year
Revenue CAGR49%78%57%23%
Profit CAGR30%29%26%2%
Share price CAGR5%36%7%-27%
Average return on equity6%8%9%10%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Net block (property, plant)0.000.000.000.000.000.000.000.030.600.650.610.53
Capital work in progress0.000.000.000.000.000.000.000.000.000.000.000.00
Investments1.060.721.440.110.071.351.351.391.430.010.01125.01
Current & other assets29.8530.7730.8431.7532.5132.3734.2735.45128.64191.84229.91195.97
Total assets30.9131.4932.2831.8632.5833.7235.6236.87130.67192.50230.53321.51
Share capital12.6912.6912.6912.6912.6912.6912.6912.6912.6912.6912.6912.69
Reserves & surplus17.9718.3618.7918.6419.6820.8022.2523.7726.5029.1434.3639.58
Total debt0.000.000.000.000.000.000.000.0089.02139.45164.51256.50
Other liabilities & provisions0.250.440.800.530.210.230.680.412.4611.2218.9712.74
Equity + liabilities30.9131.4932.2831.8632.5833.7235.6236.87130.67192.50230.53321.51
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating cash flow0.47-0.740.76-1.29-0.76-3.08-4.890.42-87.24-49.72-26.0733.42
Investing cash flow-0.090.34-0.721.332.051.704.94-0.03-1.621.15-0.01-126.70
Free cash flow (after capex)0.47-0.740.76-1.29-0.76-3.08-4.890.42-87.87-50.03-26.3233.25
Financing cash flow0.000.000.000.000.000.000.000.0089.0150.4325.0691.99
Net change in cash0.38-0.400.030.041.28-1.380.050.390.151.86-1.01-1.30
Cash conversion (OCF / EBITDA) %75%-112%180%-679%-34%-168%-244%71%-1,042%-362%-123%128%
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Return on capital employed %2.24%2.07%2.11%0.60%4.80%4.80%5.67%5.46%9.94%8.64%10.16%10.64%
Receivable days0.000.000.000.000.000.000.000.000.350.780.000.00
Inventory days
Payable days
Cash cycle (days)0.000.000.000.000.000.000.000.000.350.780.000.00
Working capital days7,709.1210,180.008,808.3717,171.221,570.30933.86-93.2612.37-67.45-216.58-238.78-114.68
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoter group %54.12%54.12%54.12%54.12%54.12%54.12%54.12%54.12%54.12%54.12%54.12%54.12%
Domestic institutions %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.03%0.03%0.03%
Retail & others %45.87%45.88%45.88%45.88%45.88%45.87%45.87%45.87%45.88%45.85%45.85%45.85%
Shareholder count1,4211,3791,3441,3181,3281,3401,3611,3581,3821,3831,3801,394

Fundamentals

Market value₹ 48.1 Cr.
Last price₹ 37.9
P/E (trailing)9.61
Book value / share₹ 41.2
Return on capital10.6 %
Return on equity10.4 %
Dividend yield0.00 %
Face value₹ 10.0
Revenue CAGR (TTM)23%
Profit CAGR (TTM)2%
Standalone figures.
Valuation
Market capRs 44 Cr
Enterprise valueRs 298 Cr
P/E (TTM)8.87x
Price to book0.85x
Price to sales1.19x
EV / EBITDA10.19x
EV / EBIT10.27x
EV / sales7.97x
Price to cash flow1.33x
Earnings yield11.28%
P/E, 3-year average15.96x
P/B, 3-year average1.29x
P/E, 5-year average17.68x
P/B, 5-year average1.19x
Profitability
Operating margin (excl. other income)69.00%
Operating margin (incl. other income)69.15%
EBITDA margin78.23%
Pre-tax margin19.47%
Net profit margin13.42%
Net margin, latest quarter13.44%
ROE10.45%
ROCE10.64%
ROA1.88%
ROE, 3-year average9.11%
ROCE, 3-year average9.81%
ROA, 3-year average1.90%
ROE, 5-year average7.66%
ROCE, 5-year average8.97%
ROA, 5-year average2.56%
ROIC (approx.)6.42%
Tax rate32.29%
Other income / net worth0.11%
Growth
Sales growth (latest year)39.95%
Profit growth (latest year)12.58%
Sales CAGR, 3 years57.24%
Sales CAGR, 5 years77.85%
Profit CAGR, 3 years25.59%
Profit CAGR, 5 years29.23%
Sales growth QoQ-23.76%
Profit growth QoQ19.59%
Sales growth YoY (latest quarter)5.50%
Profit growth YoY (latest quarter)-13.43%
Per share
EPS (TTM)Rs 3.95
EPS (latest year)Rs 4.09
EPS (latest quarter)Rs 0.91
EPS, 3-year averageRs 3.26
EPS, 5-year averageRs 2.60
Book value per shareRs 41.18
Sales per shareRs 29.42
Cash flow per shareRs 26.33
Efficiency
Asset turnover0.13x
Fixed asset turnover76.21x
Leverage
Total debtRs 256 Cr
Cash and bankRs 3 Cr
Net debtRs 253 Cr
Debt to equity4.91x
Net debt / EBITDA8.67x
Interest coverage1.33x
Owners' fund to total sources16.26%
Debt to assets79.78%
Cash flow
Operating cash flow (latest year)Rs 33 Cr
Investing cash flow (latest year)Rs -127 Cr
Financing cash flow (latest year)Rs 92 Cr
Net change in cash (latest year)Rs -1 Cr
Sales to cash flow1.21x
Statement figures
Net sales (TTM)Rs 37 Cr
Net sales (latest year)Rs 40 Cr
Sales (latest quarter)Rs 9 Cr
Operating profit excl. other income (latest year)Rs 28 Cr
Operating profit (latest quarter)Rs 7 Cr
Other income (TTM)Rs 4 Cr
EBITDA (TTM)Rs 29 Cr
PBDT (TTM)Rs 8 Cr
Profit before tax (TTM)Rs 7 Cr
Tax (latest year)Rs 2 Cr
Net profit (TTM)Rs 5 Cr
Net profit (latest year)Rs 5 Cr
Net profit (latest quarter)Rs 1 Cr
Depreciation (TTM)Rs 0 Cr
Depreciation (latest quarter)Rs 0 Cr
Interest (TTM)Rs 22 Cr
Cost of goods sold (latest year)Rs 1 Cr
Total expenditure (latest year)Rs 13 Cr
Total income (latest year)Rs 40 Cr
Share capitalRs 13 Cr
ReservesRs 40 Cr
Shareholders' fundsRs 52 Cr
Total assetsRs 322 Cr
Net blockRs 1 Cr
InvestmentsRs 125 Cr
Other liabilitiesRs 13 Cr
Shares outstanding (crore)1.27
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/E 8.9 is at the 10th percentile of its own 8.1-year range (median 15.9, low 4.4, high 93.0).
P/B 0.85 is at the 37th percentile (median 1.04).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Period538611Nifty 50Difference
1 week-12.5%-2.8% -9.7 pts
1 month-25.6%-6.8% -18.8 pts
3 months-28.6%-7.6% -21.0 pts
3 years+6.4%+14.2% -7.8 pts
5 years+314.2%+27.9% +286.3 pts

Red flags

F-score 5 of 8
explainWeak cash conversion Cash from operations was -341% of net profit over the last 3 years
explainLow interest cover Interest cover 1.4x in 2026
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.

Latest quarter

Jun 2026
Sales ₹9 Cr +5.5% vs Jun 2025. Net profit ₹1 Cr -13.4%.

Activity

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No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.

Quick answers

What is the market cap of Real Touch Finance Ltd.?

Real Touch Finance Ltd. (538611) has a market capitalisation of Rs 48.1 Cr. at the 2026-10-01 close.

What is the P/E ratio of Real Touch Finance Ltd.?

Real Touch Finance Ltd. trades at a P/E of 9.61 on trailing twelve-month profit, at the 2026-10-01 close.

What were Real Touch Finance Ltd.'s latest quarterly results?

In the Jun 2026 quarter, Real Touch Finance Ltd. sales was Rs 9 Cr (+5.5% vs Jun 2025) and net profit was Rs 1 Cr.

Data: NSE and BSE daily reports, company filings. Numbers only, not investment advice, not a SEBI-registered research service.AboutMethodologyFAQResearchContactTermsPrivacyDisclaimerUpdated 2026-10-03