Price
Financials
Standalone, Rs crore| Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 790 | 703 | 727 | 729 | 701 | 682 | 624 | 607 | 520 | 455 | 442 | 420 |
| Expenses | 286 | 1,149 | 345 | 399 | 656 | 698 | 414 | 525 | 526 | 476 | 299 | 551 |
| Operating Profit | 504 | -447 | 382 | 330 | 45 | -15 | 210 | 82 | -5 | -21 | 143 | -131 |
| OPM % | 64% | -64% | 52% | 45% | 6% | -2.2% | 34% | 14% | -1.0% | -4.7% | 32% | -31% |
| Other Income | 27 | 38 | 61 | 71 | 61 | 57 | 53 | 58 | 65 | 175 | 96 | 74 |
| Interest | 570 | 582 | 597 | 578 | 563 | 542 | 500 | 498 | 394 | 386 | 352 | 341 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -39 | -991 | -155 | -177 | -456 | -500 | -237 | -357 | -334 | -233 | -112 | -397 |
| Tax % | 0% | -37% | -20% | -25% | -18% | -47% | 0% | 0% | 0% | -140% | 0% | 0% |
| Net Profit | -39 | -622 | -124 | -132 | -373 | -264 | -237 | -357 | -334 | 93 | -112 | -397 |
| EPS in Rs | -1.53 | -24.31 | -4.84 | -5.17 | -14.59 | -8.27 | -7.42 | -10.61 | -9.93 | 2.76 | -3.33 | -11.79 |
| Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 909 | 1,065 | 1,519 | 1,761 | 1,984 | 2,215 | 2,568 | 2,847 | 3,042 | 2,840 | 2,207 | 1,838 |
| Expenses | 304 | 358 | 380 | 426 | 649 | 607 | 701 | 857 | 2,029 | 2,032 | 1,858 | 1,853 |
| Operating Profit | 605 | 707 | 1,140 | 1,335 | 1,335 | 1,608 | 1,867 | 1,989 | 1,012 | 808 | 348 | -15 |
| OPM % | 67% | 66% | 75% | 76% | 67% | 73% | 73% | 70% | 33% | 28% | 16% | -0.8% |
| Other Income | 104 | 137 | 158 | 197 | 204 | 284 | 305 | 503 | 347 | 250 | 351 | 411 |
| Interest | 660 | 700 | 1,148 | 1,369 | 1,498 | 1,688 | 1,923 | 2,064 | 2,251 | 2,280 | 1,779 | 1,473 |
| Depreciation | 17 | 20 | 24 | 25 | 24 | 16 | 38 | 48 | 59 | 67 | 83 | 0 |
| Profit before tax | 31 | 124 | 126 | 138 | 17 | 188 | 211 | 380 | -951 | -1,289 | -1,162 | -1,077 |
| Tax % | 2% | 19% | 15% | 34% | -241% | 30% | 15% | 33% | -38% | -31% | -28% | |
| Net Profit | 31 | 101 | 107 | 92 | 60 | 132 | 180 | 256 | -585 | -894 | -836 | -751 |
| EPS in Rs | 1.29 | 4.24 | 4.49 | 3.84 | 2.50 | 5.54 | 7.53 | 10.03 | -22.85 | -27.95 | -24.83 | -22.29 |
| Dividend Payout % | 19% | 24% | 32% | 32% | 16% | 27% | 30% | 20% | 0% | 0% | 0% |
| 10 Years | 5 Years | 3 Years | TTM | 1 Year | Last Year | |
|---|---|---|---|---|---|---|
| Compounded Sales Growth | 9% | 0% | -8% | -30% | ||
| Compounded Profit Growth | % | % | % | 39% | ||
| Stock Price CAGR | -25% | % | % | % | ||
| Return on Equity | -10% | -20% | -39% | -54% |
| Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Sep 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 98 | 98 | 98 | 98 | 98 | 179 | 179 | 191 | 256 | 320 | 337 | 337 |
| Reserves | 641 | 795 | 861 | 917 | 956 | 1,377 | 1,584 | 1,945 | 2,072 | 1,573 | 893 | 383 |
| Borrowings | 9,409 | 11,875 | 14,694 | 16,099 | 19,031 | 22,422 | 26,154 | 32,326 | 37,322 | 30,201 | 22,199 | 22,053 |
| Other Liabilities | 338 | 506 | 488 | 536 | 548 | 708 | 753 | 782 | 779 | 953 | 993 | 896 |
| Total Liabilities | 10,486 | 13,273 | 16,140 | 17,650 | 20,633 | 24,687 | 28,670 | 35,245 | 40,429 | 33,046 | 24,422 | 23,669 |
| Fixed Assets | 66 | 179 | 189 | 190 | 201 | 243 | 367 | 359 | 402 | 470 | 459 | 459 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 |
| Investments | 2,983 | 3,519 | 4,395 | 4,325 | 5,689 | 6,051 | 6,545 | 8,652 | 10,768 | 8,430 | 5,384 | 5,497 |
| Other Assets | 7,437 | 9,575 | 11,556 | 13,135 | 14,744 | 18,392 | 21,758 | 26,234 | 29,259 | 24,146 | 18,574 | 17,713 |
| Total Assets | 10,486 | 13,273 | 16,140 | 17,650 | 20,633 | 24,687 | 28,670 | 35,245 | 40,429 | 33,046 | 24,422 | 23,669 |
| Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 301 | -328 | 281 | -360 | 86 | 504 | -335 | 111 | 227 | -132 | -171 | -425 |
| Cash from Investing Activity | -27 | -29 | -53 | -35 | -28 | -36 | -59 | -67 | -40 | -102 | -117 | -77 |
| Cash from Financing Activity | -7 | 309 | -36 | 216 | -33 | -29 | 401 | 7 | 68 | 625 | 442 | 173 |
| Net Cash Flow | 267 | -48 | 193 | -180 | 25 | 440 | 7 | 50 | 255 | 391 | 154 | -329 |
| Free Cash Flow | 274 | -357 | 229 | -396 | 59 | 468 | -394 | 43 | 187 | -234 | -288 | -502 |
| CFO/OP | 68% | -45% | 43% | -32% | 6% | 38% | -21% | 6% | 11% | -13% | -21% | -122% |
| Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 112 | 24 | 10 | 13 | 29 | 10 | 19 | 3 | 26 | 66 | 74 | 251 |
| ROCE % | 8% | 8% | 7% | 9% | 9% | 8% | 9% | 8% | 8% | 4% | 3% | 2% |
| Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 9.02% | 8.99% | 8.98% | 8.80% | 8.88% | 7.11% | 7.11% | 6.81% | 6.78% | 6.80% | 6.80% | 6.80% |
| FIIs | 6.86% | 6.64% | 5.28% | 5.09% | 4.38% | 16.56% | 16.45% | 12.25% | 11.55% | 11.11% | 10.45% | 8.65% |
| DIIs | 3.70% | 3.68% | 3.56% | 3.59% | 3.71% | 3.30% | 3.20% | 7.37% | 6.86% | 6.84% | 6.82% | 6.82% |
| Government | 0.22% | 0.16% | 0.16% | 0.16% | 0.20% | 0.16% | 0.00% | 0.15% | 0.17% | 0.17% | 0.17% | 0.17% |
| Public | 80.20% | 80.52% | 82.02% | 82.35% | 82.83% | 72.87% | 73.24% | 73.41% | 74.63% | 75.08% | 75.75% | 77.56% |
| No. of Shareholders | 84,431 | 86,895 | 84,987 | 83,815 | 81,759 | 83,519 | 90,138 | 91,173 | 85,980 | 89,760 | 92,407 | 98,002 |
Fundamentals
Market Cap₹ 258 Cr.
Current Price₹ 7.65
Book Value₹ 21.4
ROCE2.22 %
ROE-53.5 %
Dividend Yield0.00 %
Face Value₹ 10.0
Compounded Sales Growth (TTM)-30%
Compounded Profit Growth (TTM)39%
Standalone figures.
Valuation
P/B, 3-year average0.86x
P/E, 5-year average9.52x
P/B, 5-year average0.95x
Profitability
Operating margin (excl. other income)15.78%
Operating margin (incl. other income)31.70%
EBITDA margin26.06%
Pre-tax margin-58.59%
Net profit margin-40.85%
Net margin, latest quarter-94.49%
ROE-53.55%
ROCE2.22%
ROA-2.91%
ROE, 3-year average-40.71%
ROCE, 3-year average2.83%
ROA, 3-year average-2.30%
ROE, 5-year average-19.63%
ROCE, 5-year average4.91%
ROA, 5-year average-1.08%
ROIC (approx.)1.27%
Tax rate28.05%
Other income / net worth28.57%
Growth
Sales growth (latest year)-22.30%
Sales CAGR, 3 years-8.14%
Sales CAGR, 5 years-0.07%
Sales growth QoQ-5.06%
Sales growth YoY (latest quarter)-30.82%
Per share
EPS (TTM)Rs -22.30
EPS (latest year)Rs -24.83
EPS (latest quarter)Rs -11.79
EPS, 3-year averageRs -25.21
EPS, 5-year averageRs -10.44
Book value per shareRs 36.52
Sales per shareRs 54.59
Cash flow per shareRs -12.62
Free cash flow per shareRs -14.91
Dividend per share, 5-year averageRs 2.85
Dividends
Dividend payout, 5-year average25.03%
Efficiency
Asset turnover0.09x
Fixed asset turnover4.81x
Cash conversion cycle0 days
Working capital days251 days
Leverage
Total debtRs 22,199 Cr
Cash and bankRs 1,048 Cr
Net debtRs 21,151 Cr
Debt to equity18.05x
Net debt / EBITDA44.16x
Interest coverage0.27x
Owners' fund to total sources5.04%
Debt to assets90.90%
Cash flow
Cash from Operating Activity (latest year)Rs -425 Cr
Cash from Investing Activity (latest year)Rs -77 Cr
Cash from Financing Activity (latest year)Rs 173 Cr
Net Cash Flow (latest year)Rs -329 Cr
Free cash flow (latest year)Rs -502 Cr
FCFE (approx.: FCF + change in debt)Rs -8,504 Cr
Statement figures
Net sales (TTM)Rs 1,838 Cr
Net sales (latest year)Rs 2,207 Cr
Sales (latest quarter)Rs 420 Cr
Operating profit excl. other income (latest year)Rs 348 Cr
Operating profit (latest quarter)Rs -131 Cr
Other income (TTM)Rs 411 Cr
EBITDA (TTM)Rs 479 Cr
PBDT (TTM)Rs -994 Cr
Profit before tax (TTM)Rs -1,077 Cr
Tax (latest year)Rs -326 Cr
Net profit (TTM)Rs -751 Cr
Net profit (latest year)Rs -836 Cr
Net profit (latest quarter)Rs -397 Cr
Depreciation (TTM)Rs 83 Cr
Interest (TTM)Rs 1,473 Cr
Cost of goods sold (latest year)Rs 6 Cr
Total expenditure (latest year)Rs 1,858 Cr
Total income (latest year)Rs 2,558 Cr
Share capitalRs 337 Cr
ReservesRs 893 Cr
Shareholders' fundsRs 1,230 Cr
Total assetsRs 24,422 Cr
Net blockRs 459 Cr
Capital work in progressRs 4 Cr
InvestmentsRs 5,384 Cr
Other liabilitiesRs 993 Cr
Shares outstanding (crore)33.67
Ownership
Promoter holding6.80% (-0.01 in a year)
Computed by MarketFriction from the standalone statements. Returns use average balances.
P/B 0.21 is at the 2th percentile (median 1.23).
Monthly. Market cap from split-adjusted price; profit and book value as reported by that month. A low percentile means cheap versus its own history, not cheap versus peers.
Not enough price history.
Red flags
F-score 3 of 8| explain | Share dilution Share count up 5% in a year, 32% in three |
| look | Repeated losses Net loss in each of the last two years |
Checks on the latest reported years: cash vs profit, accruals, receivables and inventory vs sales, dilution, debt, interest cover, equity, other income, losses, and auditor, top-management, insolvency and regulator filings in the last 12 months. A flag asks for an explanation; it is not a verdict.
Latest quarter
Sep 2020Sales ₹420 Cr -30.8% vs Sep 2019.
Net loss ₹397 Cr.
Activity
CompareNo listed peers in this industry.
No bulk or block deals on record.
No corporate actions on record.
No announcements in our files yet.
Company filings to NSE, newest first. Routine notices (trading window, newspaper copies) are left out. Click a row for the filing.
No short selling reported to NSE in our files.
Short sales disclosed by brokers to NSE, by trade date. Collected since late September 2026.
Not on any NSE surveillance list in the latest file.
Quick answers
What is the market cap of Lakshmi Vilas Bank Ltd(Merged)?
Lakshmi Vilas Bank Ltd(Merged) (534690) has a market capitalisation of Rs 258 Cr. at the close.
What were Lakshmi Vilas Bank Ltd(Merged)'s latest quarterly results?
In the Sep 2020 quarter, Lakshmi Vilas Bank Ltd(Merged) sales was Rs 420 Cr (-30.8% vs Sep 2019) with a net loss of Rs 397 Cr.